"National Qianfang" was officially established in Chenling before the first month, and first opened national Qianfang branches in Yongxing, Zhongxing, Tailai and Longsheng, and the new currency "Gold and Silver Tongbao" was preferentially circulated in the five places.

The operation charter of Qianfang was organized by the Xuanting Hou Mansion, the Tax Division, the Tax Undertaking Division, the Salt Lord, and Bailiyan even invited several of the largest gambling houses in the city to participate in the formulation of the operation regulations and business projects of Qianfang.

The draft of the charter was deleted and supplemented by Bailiyan, and Zong Botai, Zhao Anling, Guan Longxiang, and Zhao Jia deliberated and revised it again, and the final draft was finally implemented at the end of December.

At the same time, Bai Liyan asked Sikong Nan, Bai He, Su Hong, Jiang Jie, Fang Liang, Tian Peng, the backbone of the new attached army, and the military attache of the foreign army.

As the first emerging city to taste the benefits, Yongxing City has a stronger ability to accept new things, and once the notice is posted, there is an endless stream of depositors.

Thanks to the rapid development and low taxation in the past few years, the per capita wealth of ordinary people in Yongxing City is even much higher than that of Chengling, and what is even more commendable is the depositors, the vast majority of whom are craftsmen and female workers, and even the masters and children of the Ligong faction, and the civilian atmosphere is becoming stronger and stronger.

What is surprising is that the new people are very enthusiastic about "banks", and the reason is that the people of Jinxuedi, in the name of the municipal government, have been running business projects with deposits for profit for hundreds of years.

It is precisely because I have seen the benefits that I know that the deposit can eat interest, which is much more shrewd than the people of the Central Plains.

At the same time, thanks to the virtuous circle generated by Bailiyan's credibility and prestige, the enthusiasm of the new vassals and foreign armies in Zhongxing, Longsheng, and Tailai was much higher, but other problems also arose later.

Because the overall assets and wealth of the new dependents were higher than those of the local people in Xianguo, ranging from more than ten times to tens or hundreds of times, and at the same time enjoying the same land economic policy, they became rich overnight and began to cultivate only subsistence land after a few years, not wanting to work more, and then waiting for the interest on their deposits.

For this reason, Bailiyan had to find another way to cure their lazy disease, prompt them to do business, and let the principal and interest hoarded in the bank flow.

Soon after the resettlement of the new vassals and thousands of people from Gudappa and Figos moved into Xianguo, it quickly caused a shock in the government and the opposition, the whole country, and even the world.

People in the world only know that there are Jin Xuedi people, but 99% of people have never seen real people, and at first glance they saw Jin Xuedi people with gold skin and white hair and white eyes, and the shock can be imagined.

What's even more exciting is that many people such as Gudappa and Figos can speak fluent Song or Xu dialect, and there are almost no barriers to communication.

Knowing that Gudappa and others were the nobles of the Jinxuedi people, King Xian also feasted in the palace for three days, and at the junction of the Mingshui River and the Fenglin River in the east of the city, he specially allocated a large piece of land to place the Gudappa family in the city of Chenling, attracting the people and magnates nearby, as well as the envoys of various countries competing to see the true face, not so much to resettle, but to open a zoo.

In addition, there are many bold and reckless people, and they also use crooked brains.

Just because Jin Xuedi women are usually more beautiful than the Central Plains people, and they are indeed beautiful, so some people attracted the attention of the women accompanying Gudapa, and they were repeatedly broken by the forbidden army and the secret agents of King Xian arranged by Lu Gao.

Just after the first lunar month, Bailiyan had already thrown the matter out of the clouds, if it weren't for Jing Shanggong's son Li Dai and his wife Bailijuan, and the eldest son Li Yi went to Xianguo to recognize his relatives, maybe there would not be such a thing.

Li Dai came here in the name of recognizing his relatives for Bailijuan, but in fact, he heard that the strength of Xianguo had risen sharply, so he came to borrow troops.

Because the Black Turban Army invaded the Liang State itself, although it was not deep, the Black Turban Army was a tendon, and it recognized that it was necessary to destroy the Liang State and kill the Son of Heaven.

Obviously, if the Liang State is finished, the common political suzerainty of the vassal states will also be finished, and the existing political system and rules will be wiped out, which is undoubtedly a huge political benefit to the Black Turban Army.

At this time, the Black Turban Army, which has the largest territory, announced a truce in peace talks, which is much more advantageous and fully worth the price.

However, when Li Dai came like this, he reminded Bai Liyan of another matter.

Why didn't Antai Hou Ji Tong come together, speaking of which, Ji Tong is the second brother of Liang Tianzi, and his political weight is more useful than Jing Shanggong, who has no real power.

Thinking about it carefully, it turns out that Boyuan Jun Ji Feng still owed Bailiyan a bad debt back then.

When Bailiyan was still in the Proton Mansion of the Jin Kingdom, Ji Feng agreed with him on the profit sharing contract of soy sauce and liquor, of which 10% belonged to Bailiyan, and in the blink of an eye, fifteen or six years have passed, Ji Feng sold soy sauce and liquor to the whole Central Plains, but he did not give Bailiyan a penny of patent fees.

Calculated carefully, this is not a small amount, not to let Ji Tong send an envoy to Xianguo, obviously Ji Feng does not plan to repay this huge amount, and wants to use human favor and family affection to make Baili Yan, and then write off the account.

Of course, as a brother-in-law, sister and brother, you can't turn your face and deny people for money, one yard is one yard, and you have to recognize it, but you also have to explain the money, and you can't just rely on the account.

Li Dai wanted to borrow troops, but King Xian naturally wouldn't agree, and Bailiyan didn't plan to agree.

But speaking of which, at the beginning, Liang Guo also sent 100,000 horses to Xianguo to strengthen his courage, although he did not shed a drop of blood, but he was affectionate and righteous, and he also cultivated the land for Xianguo for a few years.

But the condition is that Bo Yuanjun must repay the money, and cancel the unjustly high waterway transit tariffs on Xianguo merchants, ships, and goods, as well as the cost of escorting sailors. At the same time, sulfur will be provided, and if the above conditions are met, the Xian State will send 50,000 troops, and the food and drink expenses will be supported by the Liang State.

Li Dai did the master, so he was busy writing to Liang Tianzi, and it was definitely too late to take the waterway, so he even proposed to borrow two Jianbao horses from Xianguo, and use someone to send the letter after being transported into Changsun Kingdom by boat, and King Xian also agreed.

But the problem is that Changsun Guo was very immoral after learning the news, and took advantage of the messenger's night rest at the post station to breed Jianbao, in a vain attempt to use Changsun Guo's warlike horse and Jianbao to crossbreed and breed better horses, but the next day the messenger died suddenly on the way to deliver the letter, due to overbreeding, exhaustion and death.

In the end, the eldest grandson did not take any advantage, and the horse boy he gave birth to inherited the stout of the Jianbao horse, and also inherited the height of the Central Plains horse, so in the end he became the head and feet of the hippopotamus on the pig's body, ugly and perverted, and ruined the scenery.

At the beginning of March, Liang Tianzi replied that grain, grass and sulfur could be provided, and customs duties could also be exempted, but Bo Yuanjun's money could only be repaid by one-fifth, the reason was naturally that the war expenditure had encroached on the finances and savings, and Bo Yuanjun, as the third brother of the Son of Heaven, donated money was the first to bear the brunt of the responsibility, and now he was forced to die, and he could not take out more cash to repay Bailiyan's debts.

In fact, this fifth is also a lot, and there are more than 17,000 copper coins in the Liang Kingdom converted into inch silver, and the total price is 85,000, which is still a profit of 10% in the past 15 years.

It is conceivable that in the past sixteen years, Ji Feng has monopolized the income of the Central Plains soy sauce and liquor market for fifteen or sixteen years, and it is by no means a star, and he has not even explained it all.

After all, Ji Feng is the younger brother of the Son of Heaven, doing business abroad, all countries are tax-free, and the market of hundreds of millions of people in the entire Central Plains is almost occupied by him alone, this piece is counted, and I don't know how much he has hacked.

After getting this news, King Xian pinched his fingers, and the profits were really amazing, so he immediately ordered Bailiyan to brew soy sauce and liquor in Xianguo, and at the same time began to cobble together the army.

Because it was an expedition, King Xian did not plan to go out of the elite, in order to weaken the nobles in various places, he first drew 10,000 from the army of King Qin, then 10,000 from the Xian army, 10,000 from the Guangxin army, and the remaining 20,000 were spread on the head of Baili Yan.

The new attached people's army and the foreign army each drew 10,000 people, and the metropolitan governor Zhong Heng served as the commander of the expedition, and the left governor Sikong Nan and the right governor Xu Wei were the deputy generals, and they completed the assembly in mid-March and went to Liang by warship.

At the end of March and the beginning of April, spring ploughing began in various places, and the situation improved after the four counties of Beihai, Dongyuan, Suidang, and Jiangdong suspended and re-launched the new policy.

At the same time, the situation in the south turned from dangerous to safe, and no more royal guests came to turn their fortunes, which really relieved the princes of various countries, and Yongxing City was able to turn losses into profits.

In mid-April, the new revised tax law was implemented to coincide with the issuance of new currency, and the new tax amendment law still adds and removes those redundant and outdated tax items, and at the same time adds new tax items and new taxes.

In private, the king of Xian could not bear the dissatisfaction of the nobles in various places, and the price of salt fell sharply due to the salt law, and the local officials and nobles were unprofitable, and secretly colluded with the Jin State to mix the salt of the Xianguo into the inferior private salt of the Jin State, which undoubtedly hurt the interests of the King of Xian and the salt lords.

King Xian tried to solve the problem as soon as possible, and Bai Liyan realized that things were not so simple.

The cause has to be traced back to the past, Bailiyan designed to seal Fang Bo in Yinyang, and there was a very conducive to shipping trading site, it was for the purpose of resisting Zhiguo, and did not expect to get to this point, so the international situation and domestic problems have fundamentally changed back then.

At that time, it was undoubtedly a clever move, but today, it is lifting stones, and I never expected it to become a stumbling block for myself.

This tax reform is still a silent easing measure to gradually weaken the economic privileges of the local aristocracy, and the overly radical tax reform will undoubtedly directly stimulate the counterattack of the powerful.

While the country is gradually carrying out tax reform, it has continued to strengthen the reorganization and screening of officials in various localities, and King Xian has specially selected a group of backbone cadres from among the salt lords to go to various localities to implement the tax law. With the issuance of new coins and the subsidence of the war in the south, there was no better excuse for the nobles to continue extorting fiefdoms, and the copper coins they had hoarded in their hands would soon become a hot potato.

Due to the fact that the national money office exchanged new currency according to the class limit, and gave priority to the capital and county areas and the new vassals, the copper coins obtained by the local magnates who exploited the people were not easy to sell, and at the same time they did not dare to sell, but they were unwilling to smash them in their hands, and many places successively appeared in the vicious incidents of the crazy collapse of old money, and even the old money depreciated by as much as eight times in one night.

In May, among the four counties of Beihai, Suidang, Dongyuan, and Jiangdong, the old currency of Jiangdong County, which was close to the Jin Kingdom, collapsed and depreciated tenfold.

Bailiyan waited for the bubble to burst, secretly transferred the new currency into Jiangdong County in advance, and made a long list of the old currency of Xianguo, which was stabilized within half a month, and ate eighty percent of the old currency of Jiangdong County, and earned more than 800,000 yuan of the old currency copper coin, which was equivalent to more than 800,000 silver per inch, and Yin Yangjun Fangbo and his local nobles suffered heavy losses.

The three counties of Beihai, Suidang and Dongyuan immediately died down, and the value of the old currency rebounded rapidly, Bailiyan immediately went to Guangxin to persuade Jiang Min, Jiang Gan, Luo Songting and others to exchange Guangxin gold and silver for new currency circulation at the same price.