913 Public borrowing
"Borrowing money, borrowing money from ordinary people?" Li Longji said with some doubts: "Zheng Aiqing, how to borrow?" Why not borrow from friends and family? ”
"Sometimes, favors are greater than debts, and the amount of money that Weichen wants to raise is also very large."
Gao Lishi said with some doubts: "General Zheng's reputation is great, but the people can't lend you money for no reason, just now General Zheng also mentioned that the money that needs to be prepared is very large, and ordinary people don't have much money in their hands, how many people do they have to prepare with?" ”
Zheng Peng said confidently: "If you make public preparations, you will not refuse the money of relatives, friends, and officials, and the rich and rich, as for whether the people are willing to borrow or not, as long as they give certain benefits and promise certain dividends, they will be very happy." ”
"What benefits and bonuses?" Colliers asked.
"The money for preparation, every 100 guan is a copy, as long as you spend 100 guan, you can get a special voucher, with this voucher, you can get a jar of good wine sent by the famous wine shop, with the voucher, you can go to the account room on my house to exchange for money, the voucher is held for one year, you can receive the interest of the second money, the more you buy, the more money and feedback, of course, this is only a preliminary idea, there may be some changes later."
As soon as Zheng Peng's words fell, Li Longji said with a surprised face: "It's strange, listening to Zheng Aiqing's words, it's not like ordinary people saving money into the silver account, nor like Zheng Aiqing borrowing money, this method is fresh." ”
The cabinet number appeared a long time ago, first some credit merchants or powerful people, give a similar way of approval, the account room recognizes their master's handwriting or secret marking, and performs the contract with the approval note, which is the earliest cabinet ticket, with the strengthening of social discovery and exchange, the cabinet number is slowly derived, but the money is put in the cabinet number for safekeeping, and the length of time and the size of the money need to be given a storage fee, and a handling fee is given for remote access.
Zheng Peng's method is very similar to the counter number, although it is borrowed, it can be retrieved at any time, why do you want to give gifts and give money?
"If you go back to the emperor, Weichen is not a person who is short of money, but he can't turn around for a while, and temporarily borrows the spare money in the hands of the people, they solve the urgent needs of Weichen, and Weichen also has to repay them, which is mutually beneficial." Zheng Peng said with a serious face.
In later generations, there was no counter number, and it was the bank that replaced the counter number, and it was the most normal thing for deposits to have interest, but it became a new thing in ancient times.
Without waiting for Li Longji to speak, Zheng Peng added: "Of course, giving gifts and paying interest is not a matter of words, and Wechen will use the Three Treasures and the winery as collateral to avoid the people's worries." ”
Gao Lishi calculated, and said with some surprise: "There is a winery and the Three Treasures as collateral, there must be no problem, one hundred guan is saved into it, there are two guan money a year, it doesn't seem to be much, if you buy 10,000 guan, there will be 200 guan in that year, or the kind of drought and flood to ensure the harvest, take a tens of thousands of guan, which is equivalent to a Zhuangzi's annual harvest, you must know that the land price is expensive now, if you want to get a decent Zhuangzi, you have to get 20,000 or 30,000 guan, Zhuangzi wants to see God's face to eat, where is it in General Zheng, it is drought and flood to ensure the harvest, right, There is also a sake gift from the brewery. ”
Li Longji nodded and said, "This thing has really come to pass, but it's also a good thing." ”
Zheng Peng was overjoyed in his heart, and immediately asked: "What does the emperor mean, agreed?" ”
"Just like Aiqing said, how can I object to a good thing that can benefit the people with two birds with one stone." Speaking of this, Li Longji's face changed, and he said with a serious face: "If you can't do it or cheat the people's money, I will never spare it." ”
"Please rest assured that the emperor will use this money on the right path, not to squander it, and Weichen's industry will also have inputs, and it will never harm the people." Zheng Peng said loudly.
"When is Aiqing going to start raising money?"
"The sooner the faster, the sooner it is, estimated in three days."
........
On the way back to the palace, Li Longji suddenly sighed and said: "This Zheng Peng is really a tendon, in order to build the road, he didn't even care about publicly raising money." ”
Gao Lishi said with some feelings: "It may be that Panzi is earnest, there are filial piety and three, and no queen is the greatest, General Zheng, it's not easy." “
In Gao Lishi's view, Zheng Peng has achieved fame in his life, but he is not vigorous, like Zheng Peng's cousins and sworn brothers have their own children, and it is reasonable to be anxious, but Zheng Peng spent tens of millions of dollars, and he did not hesitate to borrow a large amount of money, and his determination was too great.
Li Longji's face was a little weird, for some reason, discussing the affairs of future generations with a eunuch, there was always a strange feeling, and when he heard the words, he groaned and pointed in the direction of the west: "You can't say that." ”
Gao Lishi suddenly remembered something, nodded and said: "The old slave almost forgot her, it is estimated that General Zheng can't think of the reason for losing the east corner and reaping the mulberry elm, hehehe." ”
"I just agreed, I am in such a hurry to raise funds, it seems that this money is quite tight, Lux, take 100,000 yuan from my inner treasury to support it, cough cough, don't forget to get the voucher."
"The old slave obeys."
Gao Lishi responded, while secretly thinking in his heart: I think of a piece, our family wants to change a 350,000 yuan, anyway, the money in the counter number has to be given a storage fee, where to put it in Zheng Peng, not only do not need to keep the fee, but also etiquette and money, anyway, Zheng Peng's details are known, and I also believe that Zheng Peng's population and ability, everyone can save, what are we afraid of, by the way, the money hidden outside the palace has also been exchanged for a voucher, where is the more than 100,000 spare money in his hand put Zheng Peng, which is equivalent to a year's expenses for eating, drinking and having fun, yes, just do it.
Zheng Peng didn't know that before he officially posted the notice, more than 200,000 pieces were ready.
Chang'an City has not been very peaceful recently, first the braised meat poisoning case, and then the attack on the Prince's Mansion, for these two cases, the Criminal Department and the Jingzhao Mansion were busy with the arrest and government officials, and even the champion was also implicated, however, these are the things that the big people are busy with, for ordinary people, they should still work, after all, the days have to pass, until a huge sign appeared in front of the door of the Three Treasures in the East City, so that Chang'an, which was originally turbulent, suddenly had a lot of ripples.
The notice board clearly says that the three treasures and the Mingshi Distillery jointly launched a voucher, one hundred times, each person can use the voucher to the Mingshi Distillery to receive a jar of ten catties of high-quality liquor for free, holding the voucher for one year, you can get the Sanfu number to draw a lucky bag, each lucky bag has a note, the word paper is marked with a variety of prizes, there are cash, jewelry, gems, cool fast, etc., promise that the value of each lucky bag is not less than two money, the highest value, is a ingot, ninety-nine taels of Taijin ingots.
Of course, there are some restrictions above, the purchase voucher will be exchanged for at least three months later, and if it is withdrawn for more than half a year and less than a year, the profit can only be taken as agreed 30%; If it is more than three months but less than half a year, there is no profit, and the wine sent does not need to be returned; If you have to exchange it in less than three months, not only will you lose the money, but you will also have to pay three times the price of the sake as a handling fee.
"Oh my God, the way these three treasures raise funds is fresh, Xiao Lao has lived for so long, and it is the first time to see such an interesting way."
"Sanbao and Mingshi Wine Shop are both properties of the champion, it is said that the day is making money, so if you have money, you have to raise funds, not to tease us."
"Brother Tai is not from Chang'an, the champion Hou in order to accumulate blessings, build a new road with his own strength, tsk, this movement is big enough, do not detour or fork, only take the middle line, there is a mountain blocking the way, I just flattened the mountain with firearms, it is a pity not to see the movement, it is a miracle."
"A voucher can draw a lucky bag, it sounds really good, if you are lucky, you can draw a big gold ingot, and you don't have to worry about it in this life."
"It's just that there is no lucky bag and wine, just the same as good money is attractive enough, buying a voucher is equivalent to saving money into the counter, which counter in the world does not charge fees and profits?"
"Buy, just because the Three Treasures and Mingshi Distillery are the champions, there are champions waiting, and there is nothing to fear."
There was a lot of discussion in front of the billboard, and although some people said that it was impossible, most people agreed.
When it was the day of official expenses, as soon as the East Market opened, the gate of the Three Treasures had not yet opened, and many people gathered in front of the Three Treasures.
"Uncle, this movement is quite big, there are so many people around, it seems that this method can indeed raise a sum of money in a short period of time, or the appeal of my uncle." At the window on the second floor of the Three Treasures, Cui Er said with a smile.
It's rare, before the door opens, there are so many people queuing, and many people are still coming with bulging and heavy pockets, and at first glance, they are bringing cash to buy vouchers.
Zheng Peng yawned and said lazily: "People's hearts are greedy, and it is strange not to take advantage of it." ”
Cui Er looked at Zheng Peng's two dark circles and persuaded him: "Uncle, you didn't sleep all night last night, why don't you go back to the house and sleep for a while, and leave it to the old slave to take care of it here." ”
In order to get a batch of special certificates, Zheng Peng has been busy in the Sanbao for the past three days, and he didn't sleep all night last night.
"It's okay, when I was in Tibet, I didn't sleep for three days and three nights, and now it's a little meaning" Zheng Peng said a little stubbornly: "I want to see all the vouchers sold." ”
The level of science and technology in ancient times was low, Zheng Peng knew that there were many people who hated themselves, and there were more people who hated themselves, so he was afraid that someone would deliberately target himself, if they made a batch of fake vouchers to set money, Jinshan Yinhai would not be enough to compensate, so he could only work on the vouchers, and he rummaged in the warehouse very well, and finally found a batch of special, difficult to counterfeit paper, and then printed on this special paper, wrote numbers, made secret marks, and stamped seals, etc., and the effort must not be saved.
When he was free, Zheng Peng liked to toss, and when he was bored before, he suddenly liked to make paper, so he studied here every day, and inadvertently remembered that the banknotes of later generations were added to the cotton velvet, and the paper appeared to be strong, and it was also beautiful to shake up.
It is no exaggeration to say that this kind of paper is difficult for craftsmen in the Ministry of Industry to imitate exactly the same, at least not now.
"Uncle is doing things safely." Cui Er complimented.
While speaking, a person walked up and respectfully saluted Zheng Peng: "Uncle, the time has come, Shopkeeper Xu wants to ask, do you want to open the door?"
It was Huai En who spoke, Lu Shu's house slave, and also the shopkeeper of Mingshi Distillery, who was responsible for the trading of the Distillery on weekdays, and today the Three Treasures issued a certificate jointly launched with Mingshi Distillery, and Huaien also came to help, show up, and come forward to explain and testify if necessary.
Zheng Peng waved his hand: "Open!" ”
Under an order, the Three Treasures officially opened the door to do business, of course, the main device is to raise funds, the new shopkeeper of the Three Treasures Xu Yongke and the shopkeeper of the Mingshi Wine Shop Huaien, the two of them carried the notice board and put it at the door of the store.
The fundraising officially began.
The shopkeeper Xu smiled and said to the onlookers: "Everyone, the Three Treasures and the Famous Wine Workshop are all in love, the business is getting bigger and bigger, and you need to prepare a little money, so we have launched a special voucher, as for the discount just said, I don't think there is any need to be wordy, less gossip, and now it is officially announced that the three certificates jointly launched by the Three Treasures and the Famous Wine Workshop have officially started to sell." ”
The scene was quiet, so quiet that it seemed that a needle could be heard when it fell to the ground, the onlookers watched, no one spoke, and the old face of the shopkeeper Xu twitched, and he didn't know what to say for a while.
The first sentence was cold, and the shopkeeper Xu was inexplicably embarrassed, and the onlookers also whispered:
"Hey, why didn't anyone buy it?"
"Just rely on the two subordinates who have sold their bodies to say here, who knows if there is a problem?"
"It's just that I didn't see the champion, so I'm afraid that the money will be wasted."
"The child is not in a hurry, let others wade through the water first and try the depth."
"That's it, let's take a look."
Everyone just watched, but none of them made a move, and they were all waiting for others to buy first.
In the crowd, Lu Shu said with a worried face: "My husband has given such good conditions, Sister Xun'er, what do you say these people are waiting for." ”
Lin Xun'er shook her head and said: "I don't know clearly, I guess I still have concerns, one hundred times, this hundred times is a lot of money for ordinary people, and it is reasonable for them to be cautious." ”
Lu Shu looked at the direction of the second floor, and said a little anxiously: "My husband must be very anxious, he said that he would take my money, but he just didn't listen, and it was not easy to explain what he said, and the dowry was given to me, it was mine, and he could give it to whoever he liked, and he dared to point fingers." ”
"Shu'er is not in a hurry, my husband is also a face-loving person, I guess I am afraid of others gossiping, don't worry, there must be a way." Lin Xun'er comforted.
I don't know why, as long as she encounters something related to Zheng Peng, Lu Shu will be very nervous and easy to mess up.
Lu Shu's eyes rolled, and she lowered her voice and said, "Sister Xun'er, why don't you find a few subordinates and let them pretend to be guests to buy vouchers, which can be regarded as a start, how about it?" ”
"This... It doesn't seem to be good, but if someone with a heart recognizes it, it won't be good to criticize it behind your back. Lin Xun'er said with some concern.
At this time, Cui Er on the second floor was a little embarrassed when he saw the situation, and couldn't help but speak: "Uncle, why don't you find a few subordinates and let them pretend to be guests to buy vouchers, which is a start, how about it?" ”
There are many onlookers, and there are more people watching the excitement, and it is clear that many people bring money, but they don't make a move, and they are all in a hurry.