The inner room of the Dunhuang branch of Sihai Qianzhuang.

Heads of all sizes were gathered together, but in this quaint-looking room, there was silence.

A little old man who looked very shriveled sat on a chair, he didn't look good, but everyone here didn't dare to come out, so it can be seen that this person's identity and status are different.

"It's been two months since our bank opened, what about your statements? I watched! The little old man patted the stack of papers in his hand: "Of course what you did can't be considered bad!" ”

"What do you say?" Su Quan, the big checker of the Dunhuang semicolon, asked with a smile, this Su Quan is a big fat man, and when he walks, his whole body is beaten sideways, and he looks like a laughing Maitreya, but? To be able to be the semicolon of this mysterious money bank, there must still be something special.

The little old man rolled his eyes and said, "The above evaluation is four words, unsatisfactory!" ”

When Su Quan heard this, his face suddenly became bitter, and he said with some crying: "Chen Tou'er! Our Dunhuang branch, in the world's 37 numbers, the profit is the third, second only to Jiankang and Chang'an, but you also know that Jiankang and Chang'an, are many ancient capitals, with a large population and a lot of money. Gu Zang's semicolon is not as good as us? If we are given the capital and profit components, our profit margin is the highest in the world, and now the cash on the counter is also the most, why is it only unsatisfactory! ”

"Yes! Chen Tou'er, why is this! ”

"That's it!"

As soon as Su Quan opened his mouth, he opened everyone's chatterbox, and for a while, they all spoke one after another, and Chen Wuchang, who was called Chen Tou, still looked at everyone lightly at this time.

Just don't know why? As soon as Chen Wuchang didn't speak, everyone was even more afraid of him, and the voices of those who spoke enthusiastically before became quieter and quieter.

"Su Quan!" Chen Wuchang rubbed the corners of his eyes.

"Boss!" Su Quan immediately changed into the smile that was the hallmark.

"You just said that you have the most cash on your desk!" Chen Tou asked.

"Yes! What about 700,000 dollars? Su Quan said proudly: "Isn't this what you just talked about other semicolons, since the Chang'an semicolon, Jiankang semicolon, Chengdu semicolon, Luoyang semicolon are not as much as our cash, then Lao Su I calculated, it should be our Dunhuang most!" ”

Chen Wuchang closed his eyes, calculated carefully, then opened his eyes, nodded lightly, and said, "What you said is right, in the semicolon of this world, count the cash of your Dunhuang semicolon!" ”

Su Quan grinned, and when he was about to laugh, Chen Wuchang lightly clapped the table at hand and said, "This is it, this is it, the reason why your semicolon is evaluated as unsatisfactory by the above is because there is too much cash on your cabinet!" ”

"Ugh!" Su Quan's mouth opened wide, a little overwhelmed.

Chen Wuchang stood up, shook his head, and said, "It seems that you still haven't figured out the meaning of the above, and you haven't figured out the true meaning of our money bank!" ”

Su Quan took the opportunity to say: "Then Chen Tou'er, you can tell us people, my old Su has been working in the pawnshop for so many years, and other shopkeepers have also done it, and he also let go of the printing money in the early years, but you are old, Lao Su I am really convinced, you know a lot, I don't understand Lao Su, but to make our money village grow, we don't understand, you have to teach us!" ”

"That's right!"

"Old Chen, just teach us!"

"Okay, let's talk to you!" Chen Wuchang rubbed his hands: "But speaking of which, Lao Chen, I also listened to what we said above, hehehehe!" Lao Chen has lived for 70 years! I haven't seen anyone before, but guess what, Lao Chen really hasn't seen such a smart person above us, tsk, speaking of which......"

"Chen Tou'er!" At this time, Su Quan had the audacity to interrupt Chen Wuchang's words, and said with a shy smile: "Chen Tou'er, this old yellow calendar, when you picked up our people together, you began to praise it, and it has been praised eight hundred times now!" Lao Su, my ears were not big, but because of these new calluses, I am now fat and big-eared! ”

As soon as he said this, everyone laughed, and Chen Wuchang also laughed, and the atmosphere was light.

"Alright, alright!" Chen Wuchang waved his hand: "Getting back to the point, what are we doing to open a money bank, except for what I told you at the beginning, we can communicate with each other, so that the world's money can be turned around, instead of being buried in the cellar and locked in the cabinet, more importantly, it is still to make money, right, the so-called penny is difficult to defeat heroes, even if we have great ability, no matter how big our ambition, we still can't do it without money!" ”

"Yes, you have a point!" Su Quan is a very competent admirator.

"But making money, of course, is other people's money, Su Quan, let me ask you, you cage other people's money to our counter, so is it considered to make money, wrong, that money is still other people's money, at most, we make a little bit of water money, not a penny of profit, considering our big family business and costs." Although there is no loss, I think five cents is about the same! ”

Su Quan seemed to hear something? Looks thoughtful.

"Su Quan, think about it, and you, you all give me my brains to think, I have words first, now, among you, Su Quan is the most capable, so I let him be the big checker, but one day, if any of you can prove yourself, you are more capable than Su Quan, even if you have just entered the industry, even if you have no hair on your mouth, even if you are a girl, Lao Chen, I will let you do the big check, if you are better than me, you can rest assured, Lao Chen and I have most of my body in the ground, and I don't have to worry about eating and drinking, and I don't have to worry about my children, I will never stand in your way, as long as you have the ability, replacing me is not a problem, just one, you have to give us a ticket number to make money! ”

When I said this, everyone's blood boiled and their hearts were pounding.

In fact, since the Qianzhuang thing is a new thing in this era, it is natural that skilled employees cannot be found, so when the Qianzhuang team is formed, this group of people are all people of all origins, and there are naturally a lot of people who deal with money all year round like Su Quan, as well as those who have traveled to the north and south, have extensive knowledge, and there are scribes who have retreated from the government, as well as big-headed soldiers, and there are mixed on the road, in short, only one is the only move.

And the people behind the money bank can do business all over the world, naturally they are powerful, and at the beginning, they exposed their capital in time, so of course no one dares to go to them without pain.

Chen Wuchang carefully glanced at the room, and finally, a young man sitting in the far corner bravely met his gaze.

"Why, you have something to say!" Chen Wuchang said.

"Yes, Chen Tou'er!" The man stood up without humility or arrogance: "Boss, my name is Huang Hui, I am an apprentice who followed Mr. Wu in the bookkeeper, and I have just entered the industry!" ”

"What do you know as an apprentice?" Someone was immediately in trouble, but before anyone could talk to him, Chen Wuchang glared at the man fiercely, so frightened that he didn't dare to speak.

At this time, Mr. Wu said slowly: "Boss, although Xiao Huang is young and has just entered the industry, he has a good understanding, a good memory, and a careful mind, and now he is already very good at doing accounts!" ”

"Hmm:" Chen Wuchang nodded, and said loudly: "I'll say it again, we are all over the world, what we talk about is ability, I don't care what your background is, what comes from, if you have the ability, you are the uncle, and if you don't have the ability, you are the grandson, have you forgotten, when my old Chen gathered you together, but there is a word first, there is a ability, I promise you to be rich, but you have no ability, then three months later...... Hmph, so in the future, who dares to rely on the old and sell the old, don't blame me for being unkind, did you hear it! ”

"I heard you!" The voices of the crowd were in unison.

Seeing Chen Wuchang defending himself like this, Huang Hui was quite moved and almost burst into tears.

And Chen Wuchang also said gently: "Xiao Huang, what do you want?" Let's just say it! Don't be afraid! ”

"Yes!" Huang Hui became bold now: "Boss, seniors, although Xiao Huang is young and short-sighted, but I lived a hard life when I was a child, and I also know how to tear down the east wall and make up the west wall, but our ticket number is different, since we have to make the money in the world roll, in order to have profits, so much rich businessmen have money on our ticket number, of course, it should also be rolled up, these days, when I do the accounts, I found that although we have saved 700,000 yuan, but the daily entry and exit are offset, in fact, it only takes less than 8,000 yuan, can be wrapped, even for the sake of insurance, we prepare 10,000 yuan a day, 300,000 yuan a month is enough, then we have at least 400,000 money in our hands, there is no movement, according to Chen Tou, that money, since we didn't use it to make money, it is equivalent to our loss, isn't it! ”

In fact, Huang Hui's theory. Although it is simple and easy to understand, but in fact, it is the concept of time value of money and deposit reserves, which is an important theory of finance in later generations, of course, in this era, there is no systematic finance, but these people, relying on their own practice and feelings, can also summarize this truth, it can be seen that the ancients are really not to be underestimated.

"Good!" Chen Wuchang slapped his face: "Xiao Huang, you are really good, these words are exactly what the old man wants to say, Su Quan, you know now, why your Dunhuang is just unsatisfactory!" ”

Su Quan nodded silently and glanced at Huang Hui with some complicated looks.

Chen Wuchang asked again: "Then Xiao Huang, you say, what is better to use our rich money for?" ”

"As long as he can make money, what does he care?" Xiao Huang said: "This is your original words, Xiao Huang remembered it, 400,000 yuan, in fact, is a lot, enough to do big business, where to make money, we can go anywhere, why can't we get along with money!" ”