Chapter Ninety-Four: Slapping the Door in the Face

Tea market, tea prices in the morning because of Taichang money village and other eight money village attached shares of Yuan Qi and slightly fall, with the thirteen lines of high-profile rush to buy tea, triggered a large follow-up of speculators, tea prices all the way up steadily, at noon on to break through 221 quintals, tea merchants then gradually increase the market of tea delivery, the tea market is more and more hot.

Although a group of tea merchants and speculators are clear, the price of tea can not return to the original high level, but the price of 221 quintals is still low, countless speculators flocked to follow up, the price of tea all the way up, to 3 o'clock in the afternoon, the price of tea has stood firm 2221 quintals, cautious began to sell, radical and bold are still eating, frequent transactions, the market is booming.

It was less than four o'clock, and it was ten money houses attached to the shares of Yuan Qi, and the news of the plaque was quickly spread in the tea market, which was tantamount to giving the hot tea market a blow, followed by the news that the thirteen merchants were selling tea in a big way, and the two sticks in succession made all the tea merchants and speculators dizzy, and the speculators who reacted quickly followed the selling, and the tea market immediately cooled down, and the price of tea began to fall all the way.

In the bank mansion, Liang Jiemin and the four of them entered the house, and after the guests of honor were seated, Yi Zhishu said unabashedly: "Don't hide it from President Liang, before coming to the mansion, there were ten new money houses with shares of Yuanqi, and the plaques were changed, and a group of merchants were also eager to sell the tea in their hands. ”

Liang Jiemin looked at Huang Zichang with sharp eyes, but he didn't say a word, Huang Zichang coughed dryly, and said with some embarrassment: "The old man was also at the entrance of Xirong Lane, so he heard about it." Saying that, he looked at Yi Zhizhi and said, "Such a big thing, Yi Da shopkeeper is arbitrary, so he doesn't worry about the blame of the thirteen lines?" ”

Yi Zhixiang glanced at him, and said in an indifferent tone: "I am the big shopkeeper of Yuanqi, and the affairs of Yuanqi have always been decided by me, no matter how big or small, and there is no need to ask anyone for instructions." ”

Wu Changqing said very cooperatively: "The Thirteen Elements have never interfered in Yuan Qi's affairs, and the Thirteen Elements have never made any objections to the decision of the Yi Da shopkeeper. ”

Liang Jiemin and Huang Zichang were secretly surprised when they heard this, the Thirteen Banks invested millions of taels of silver in Yuanqi Bank, and never interfered in Yuanqi's affairs, to what extent does this have to be trusted by Yi Zhi? How old is this kid? Why did the Thirteen Lines and a bunch of old foxes obey him? You must know that Yuanqi Bank has been playing with fire since it opened!

Liang Jiemin's expression immediately became solemn, he always thought that Yuan Qi was behind the thirteen elements to manipulate, and Yi Zhicontent, the big shopkeeper, was just an ornament of the thirteen elements to hide people's eyes, no wonder he thought so, no one would believe that the thirteen banks would let an eighteen or nineteen-year-old yellow-haired boy fully control the Yuanqi Bank with a principal of millions.

After being silent for a long time, Liang Jiemin spoke: "Since Yuanqi has disrupted the tea market, what else do we have to talk about?" ”

"Yuanqi can not only easily disrupt the tea market and suppress tea prices, but also restore the tea market and raise tea prices." Yi Zhixiang looked at him and said: "Whether it is to disrupt the tea market, or to raise the price of tea, Yuanqi is profitable, I am sure to suppress the price of tea three times, I don't know if the two of you are interested, the three of us join forces to make a lot of money by using the tea market, how about it?" ”

Suppressed three times, pulled up three times? Huang Zichang's heart was pounding, no matter how much loss he lost, he could earn it back, but at a glance, Liang Jiemin's face was extremely ugly, and he was not good at speaking, so he immediately looked at his nose and nose, and pricked up his ears to listen.

Liang Jiemin's face is indeed extremely ugly, using the tea market to make money, Yuan Qi can, the Tea Industry Association can, but the bank mansion cannot, someone makes money, naturally someone loses money, who loses money? The customers of the Qianzhuang Pawnshop Printing Bureau, the money is lost to the tea market, how to recover the loan? In the end, if the bank loses money!

Yi Zhi's words were slapping him in the face, ridiculing him for trying to use the chaos of the tea market to threaten the thirteen banks to close Yuanqi, whether it was Yuanqi or the thirteen lines, they were not afraid of the collapse of the tea market, and they could also profit from it, but the collapse of the tea market was not good for the bank mansion, only bad, it would lead to the closure of a large number of money houses, and many shopkeepers who lost their livelihoods would be cheap Yuanqi in vain.

Seeing that his face was ugly, Yi Zhizhi didn't want to embarrass him too much, one of the purposes of his coming was to dispel the other party's idea of burning jade, and the stimulation was too much, but the gain outweighed the loss, so he immediately changed the topic and said: "The merchant is seriously indebted, this point, I think you all know it." ”

In order to ease the atmosphere, Huang Zichang hurriedly spoke: "Of course, no one knows about this matter in Xiguan, and who doesn't know?" ”

"Do you know the interest rate of foreign loans?"

"Two cents a year."

"Four percent per month."

"How is that possible?" Huang Zichang's eyes widened and said, and Liang Jiemin also looked at him in surprise.

Yi Zhishu smiled and said: "I'm talking about the interest rate of British banks lending abroad, with a monthly interest rate of four percent, which is the average interest rate of British banks lending abroad. After a pause, he continued: "I am preparing to establish Yuanqi Bank, and I promise to the Thirteen Banks that one day, Yuanqi's lending interest rate will also be four percent per month. ”

"Four percent per month!" Liang Jiemin looked at him stunned, he suddenly found that he was very funny, and actually said to the Thirteen Lines, give them low-interest loans, let them close Yuanqi, how low can he give the Thirteen Lines? 4% per month?

What will happen if the monthly interest rate is 4 percent? Huang Zichang couldn't help but ask: "How many years does it take for Yuan Qi to reduce the interest to four percent?" ”

"Two years!" Yi Zhishu looked at him and said seriously: "Do you believe it?" ”

"." Liang Jiemin scoffed.

Yi Zhishu didn't argue, and continued: "Have you ever thought about what it will be like if one day, the British open a bank in Guangzhou? ”

"How is that possible?"

"It's unfounded!"

"Three years in the shortest, five years in the long, let's wait and see." Yi Zhixiang didn't want to say more, so he paused before continuing: "Let's look at it from another angle, if all the ticket number money banks in Guangzhou lend to foreign countries, and they only have a monthly interest rate of 4 percent, 5 percent, or 6 percent, what will it be?" ”

Huang Zichang didn't think about it, so he blurted out: "If this is the case, then commerce and trade must be extremely prosperous." ”

"It's not just commerce that's thriving." Yi Zhizhi said with a smile: "Such a low lending rate will stimulate the development and prosperity of all walks of life, commerce, agriculture, textiles, handicrafts, mining, smelting, shipbuilding, etc. It is no exaggeration to say that the interest rate of money banks lending in one country and one place has a direct impact on the economic prosperity and livelihood of the people in one country and one place. ”

Hearing this, Liang Jiemin's expression couldn't help but become solemn, the Governor's Mansion strongly supported Yuan Qi behind his back, is this the reason?

Huang Zichang also thought of this, his eyes rolled, and he deliberately asked: "There are rumors outside that the Governor and the Governor are very optimistic about Yuan Qi, I don't know if it's true?" ”