To be honest, Yi Zhishu didn't know what tricks the ticket number money bank would do this year, but fortunately, there was still the original Luo Yufeng money bank, and he also had this consideration when he wanted to directly buy a money bank.

Speaking of this, he paused slightly, glanced at the seven-digit semicolon shopkeeper present, smiled, and said, "Let's talk about what open guns and hidden arrows we may encounter, just think about the worst." ”

Several semicolon shopkeepers were recommended by Kong Jian'an, and Yi Zhifen was appointed, but they had never met Yi Zhifen a few times, and they only experienced the turmoil of the opening today, and they could be regarded as seeing the power of this young big shopkeeper who was not like words, and they couldn't help but be a little restrained, and they all looked at Kong Jian'an.

Seeing this situation, Kong Jian'an tapped lightly on the coffee table with his fingers, and said, "Let me remind you, you are not Luo Yufeng's buddies now, you are now Yuanqi's second gang!" Yi Gongzi is not only the owner of Yuanqi, but also the big shopkeeper of Yuanqi! How did you come to be in the second gang? Personally appointed by the big treasurer! ”

"Extinguish the fire, shopkeeper Kong." Yi Zhicontent said with a smile: "They haven't seen me a few times in total, and they are a little restrained, so it's inevitable, just get along for a few more days." As he spoke, he looked at everyone with a smile and said, "Everyone can speak freely, and there is no need to be restrained." ”

After a little hesitation, Cheng Tianqi, who had a semicolon at the bottom of the double door, took the lead in speaking: "The big shopkeeper, Yuanqi is not tolerated by peers, the biggest problem is the money ticket, the money ticket issued by our Yuanqi is rejected by the money bank, and it cannot be circulated in the market, which is a great blow to Yuanqi's reputation." ”

"Money tickets?" Yi Zhicontent looked at Kong Jian'an.

Kong Jian'an communicated with him a lot, and even said: "It is the banker who said that the banker said, and there are many names for money tickets, also known as silver tickets, private tickets, flower tickets, business stickers, street stickers, etc." ”

Yi Zhishu nodded and said, "Since we call it Yuanqi Bank, then the money tickets issued from now on will be called silver bills." Gently knocking the cigar ashes, he continued: "Our Yuanqi is not an ordinary money bank, but a money bank backed by thirteen lines, what is the foundation on which the prosperity of Guangzhou and the prosperity of Xiguan are built?" Foreign trade, why is Xiguan full of ticket numbers? Also because of foreign trade.

The monopoly of foreign trade by the Thirteen Banks means that Yuanqi Bank monopolizes foreign trade, and it will not take long for all the banking transactions of all the business handled by the Thirteen Banks to pass through our Yuanqi Bank.

That is to say, all the merchants who have business dealings with the Thirteen Banks, Jia Yangxing, must recognize the silver bills of our Yuanqi Bank, and you don't need to worry about ...... this. ”

After a pause, he glanced at everyone and said: "Yuanqi has a unique convenience, it's not that Guangzhou ticket number Qian Zhuang recognizes the problem of our silver ticket, but I don't want to agree with their various money tickets at all." ”

Kong Jian'an said: "The big shopkeeper is very worried, we are different from them, we do not conspire with each other, we must beware of their plots at any time, and there is a lot of risk in accepting their various negotiable bills. ”

"It's not that the Tao is different." Yi Zhizhi said: "It is an endless situation, we are not going to get a piece of the ticket number money industry in Guangzhou, but to defeat them and dominate the Guangzhou financial market." ”

There was silence in the room, and several second-class gangs looked at Yi Zhixin in a daze, they didn't understand the financial market, but they understood the meaning of this, Yuanqi Bank wanted to monopolize the entire ticket number money market in Guangzhou! How crazy is this to come up with such a crazy idea? Is this possible?

Kong Jian'an is not too surprised, as long as Yuanqi Bank can survive, the ticket number is not easy to say, but the pawnshop in Guangzhou must have no way to live, as long as there is enough time, it is not impossible to dominate the Guangzhou market.

Seeing that everyone couldn't come back to their senses for a long time, he coughed lightly and said: "Since it is a situation of endless death, the other party must do everything, not to link with them, not to have bills with them, not to have money with them, it is necessary."

In addition, we are also on guard everywhere, to prevent them from forging Yuanqi's bills, to prevent them from setting fires, to prevent them from letting us get involved in lawsuits, and most importantly, to prevent a run. ”

He bit the two words of the run very hard, glanced sideways at Yi Zhicontent, and then continued: "The interest rate of the Yuanqi ticket is too high, the monthly interest rate has been as high as more than two cents, the Guangzhou ticket number Qianzhuang pawnshop printing bureau together, not to mention more than a thousand, the cash that can be allocated can reach at least sixty or seventy million taels, to run across the Yuanqi, it can be said that it is easy, this point, the big shopkeeper must not be careful." ”

Yi Zhishu nodded and said, "Reminder, don't say sixty or seventy million taels, ten million taels is enough to support us." After a little hesitation, he said: "The interest rate of the ticket is indeed too high, the Governor's Office has restricted the interest on our large deposits, and it shall not be higher than one or two cents for the time being, but the ticket has been launched, for the sake of reputation, it is not appropriate to stop immediately, and the ticket will be sold for 50,000 yuan, and the sale will be stopped." ”

This high-interest discount deposit, Yi Zhixin is specially for Xingtai Bank, Yan Qichang is now in a hurry to ask for silver, not to mention two cents of interest, three points, four points he dares to receive, however, Yi Zhixiang does not dare to put more, there are four or five hundred thousand enough for Xingtai Bank to breathe.

"The big shopkeeper." Lin Nanhai said: "Depositing one loan and two loans is not only beneficial to our Yuanqi, but also beneficial to the customers of deposits, but in the current situation, we have to guard against them taking advantage of our loopholes and using deposits and loans to attack us." ”

"Good reminder." Yi Zhizhi said with a smile: "There is a limit on one loan and two loans, and there is a limit on the amount of loans, one thousand taels is the top, which is set by the Governor's Palace, and furthermore, you can only take out a loan after three months of deposit." As he spoke, he looked at everyone with an inquiring eye and said, "March is enough, isn't it?" ”

Kong Jian'an said with a smile: "Three months is just right, the short is not enough to prevent them from making bad, and the long is detrimental to the patron's deposits, but be careful to sail the ship of ten thousand years, now the situation is special, deposit one loan two, it is best to repay the mortgage and guarantee." ”

Yi Zhishu nodded and said: "Depositing one and lending two is not only to absorb deposits, but also to support the emergency needs of small and medium-sized handicraftsmen, workshops, shops and ordinary people...... ”

After pondering for a while, he continued: "In this way, if it is less than ten yuan, you will lend on credit, but you must check the household registration, register the customer information in detail, and then the mortgage may as well be more relaxed, real estate, land deeds, objects, shops, fields, workshops, etc. can be used as collateral, and the appraisal price is on par with the market price."

On the other hand, for all customers who deposit and borrow, they must establish a detailed file and give them a credit rating, and if the level is high, the loan amount can be enlarged, and if they lose their credit, they will not lend for life. ”

Set up a profile, credit rating? Kong Jian'an's eyes lit up and he smiled: "This method is good." ”

Yi Zhishu took a puff of cigarette and slowly exhaled: "What are you talking about fire prevention and getting involved in a lawsuit?" ”