Chapter 80: Preempting Share
A small green cloth sedan chair stopped outside the back door of the Yuanqi General Number, the sedan curtain opened, and Yi Zhi, who was dressed in a blue gown, got out of the sedan chair, and issued a silver ticket today, and he deliberately rushed over early.
Slowly entered the backyard, before entering the study, Kong Jian'an and Xie Xiuyuan hurried over, seeing this situation, Yi Zhizu stopped and said, "But what is missing?" ”
Kong Jian'an briefly said what happened in the lobby, and then said: "The forced implementation of the silver ticket will inevitably arouse suspicion from the outside, should the shopkeeper think about it carefully?" ”
Yi Zhishu pondered for a moment before he said, "What happened in the lobby was deliberately arranged by the two of you?" ”
"Yes." Kong Jian'an nodded and said, "There are few people in the morning, I want to see their reaction." ”
"Tell someone to send one and come over early." Yi Zhizhi said and walked into the study, and after pushing open the window, he spoke: "What you are worried about is nothing more than a run, Yuanqi is now famous, there will be no major accidents or changes, it is impossible to cause a run, the only thing to worry about is the bank mansion." ”
Speaking of this, he sat down behind the desk, stretched out his hand and motioned for the two to sit down, and then continued: "Looking at the side of the ridge as a peak, the distance and the height are different, the identities are different, the situation is different, and the angle of looking at things is also different. ”
Xie Xiuyuan said without hesitation: "No, they will think that Yuan Qi took the opportunity of lending money to launch silver bills in order to seize the bill market!" ”
"Our large-scale issuance of silver tickets is indeed to seize market share!" Yi Zhishu said with a smile: "Another one, Yuan Qi's issuance of four million silver tickets is not indiscriminate, we have six million taels of silver, and only four million silver tickets are issued, which is not excessive, isn't it?" ”
Kong Jian'an smiled bitterly and said: "Big shopkeeper, this proportion is not too much, the problem is that our silver has been released, and it is not in the treasury, which can't be hidden from those people in the bank mansion." ”
"I really didn't want to hide it from them." Yi Zhizhi said disapprerovingly: "If they use the cash to buy the Yuanqi silver ticket, this tightening of the silver situation will be self-defeating." ”
"But they only need to come up with four million ......."
"That's not right." Xie Xiuyuan waved his hand and said, "If we notice that someone on the market has acquired Yuanqi silver tickets, we can continue to issue them, at least six million, or even ten million!" ”
Kong Jian'an looked at him in some surprise, then looked at Yi Zhicontent, and said, "How to deal with the run on the bank mansion?" ”
Yi Zhishu smiled and said, "Shopkeeper Kong doesn't think that the Wu family only has three million deposits, right?" ”
"It is rumored that the Wu family is rich and rivals the country." Xie Xiuyuan took over and said: "Wu Bingjian himself once admitted that the Wu family has a wealth of 26 million.... ”
Kong Jian'an pushed back in one bite, "Twenty-six million, that's not cash!" ”
"You don't know ......." Yi Zhicontent said unhurriedly: "The 26 million that Wu Bingjian said is not the sum of the Wu family's four-room property, but only the third room, which is the property of the one in his own name. ”
Hearing this, Kong Jian'an couldn't help but gasp, how rich is the Wu family?
"Okay, don't worry about the run." Yi Zhicontent said with a smile: "Don't change it easily if the matter of issuing silver bills is decided, even if the bank mansion has the intention to run, it will not have a chance!" As he spoke, he took out his pocket watch and looked at it, and said, "It's almost seven o'clock, you go and tell the guys to increase their publicity, and the Yuanqi silver ticket, whether it is the general number or semicolon, is redeemed at sight." ”
At eight o'clock, the Yuanqi general number began to issue a large number of silver tickets.
Yuanqi silver ticket put into the market, there is no refusal at all, all the merchants are happy to accept it, money and silver tickets have been circulating in Xiguan for a long time, can accept other ticket numbers of money and silver tickets, why can't you accept Yuanqi silver tickets?
Yuanqi's fame is now in Xiguan in Guangzhou, it can be said that it is in full swing, women and children know it, Yuanqi's strength is obvious to all, who doesn't know that behind Yuanqi is the thirteen lines? Is it possible that you are still worried that the Yuanqi silver ticket cannot be cashed? As for other ticket numbers, Qian Zhuang does not recognize Yuanqi silver tickets, what does it have to do with them?
Of course, there are also cautious merchants and shops who take the silver ticket to Yuanqi to cash, and naturally redeem the ticket at sight, without any problem.
In less than an hour, Yuanqi Bank took the opportunity of lending money to issue silver bills on a large scale and spread all over Xiguan's large and small ticket numbers!
After hearing about the shopkeepers, they are all worried, Yuan Qi's move is clearly to seize the share of silver tickets in the market, Xiguan Guangzhou is such a big market, the circulation of money and silver tickets has a certain limit, Yuan Qi suddenly issued so many silver tickets in the market, which means that many ticket numbers of money and silver tickets to withdraw from the market.
Yuanqi has been lending fiercely these days, the interest rate is surprisingly low, the flow of door-to-door loans is endless, and the silver bills issued in a day are at least hundreds of thousands of taels, let it go on like this, I am afraid that it will not be a few days later, and the circulation on the market is all Yuanqi silver tickets!
Bank Mansion.
Liang Jiemin, the president of the Association of Banks, paced back and forth in the room restlessly, since he beat the Wu family, the Pan family, and the Lu family began to deliver cash to Yuanqi Bank, he knew that the matter was big, and it was so big that he couldn't control it, and he was also difficult to ride a tiger, so he could only hold on to it!
Yuan Qi lent a lot of low-interest loans, he was not worried, now is the peak season of sea trade, Guangzhou City does not invest two or three million taels of silver, it is impossible to alleviate it, he does not believe that the Thirteen Banks have so much cash, but Yuan Qi issued a large number of silver tickets, this matter is really hard to say.
A servant reported outside the door: "Master, Vice President Tang Jingyuan and Steward Zhang Shixin are here." ”
Liang Jiemin turned back to his desk and sat down, before he said, "Please let them in." ”
After coming in to see the ceremony, Zhang Shixin reported: "President Yu, there are many money bank shopkeepers outside, all of whom are worried about the dominance of the Yuanqi silver ticket. ”
Liang Jiemin glanced at the two of them and said, "What do you think of Yuanqi's issuance of silver tickets?" ”
"Yuanqi's move, one alleviates the shortage of silver in the market, and the other takes the opportunity to seize the market share of bills." Tang Jingyuan said dryly: "Our current situation is very passive, continue to tighten the monetary base, Yuanqi will further grow, and Qian Zhuangxing will inevitably fluctuate people's hearts." If it is abandoned, the bank mansion will lose its prestige and become a joke in the industry and officialdom, and it will no longer be possible to curb Yuanqi.
The lesser of two evils, I suggest continuing to tighten the monetary base and resist! Even if you lose both in the end, it's much better than inviting shame and laughter! ”
"If we continue to tighten the monetary base, I am worried that some money banks will go against the grain." Zhang Shijie said slowly: "Our main purpose is to defeat Yuan Qi, there is no need to be rigid in means, Yuan Qi is now issuing a large number of silver tickets, it is purely a stupid trick, we can borrow Yuan Qi's silver tickets to squeeze him!" ”