One hundred and one Burning the Whip to celebrate
Seeing that Yi Zhizhi generously agreed to move the Yuanqi General Account to the Bank Mansion, Liang Jiemin suddenly felt relaxed, the Bank Mansion has been continuously expanded and renovated for more than 200 years, not only covering a vast area, but also magnificent, extraordinary style, as the Yuanqi General Number can be said to be more suitable, this can be regarded as a meeting gift from him to Yi Zhi.
Yi Zhicontent didn't have the heart to ponder his little bit of caution, he was concerned about the merger of Qianzhuang, now that he and Liang Jiemin have set the status of the top and bottom, there is no need to be too taboo when talking, and immediately asked: "Unification of Guangzhou money bank, what is the difficulty of Liang's shopkeeper?" ”
"There are more than 10 money banks attached to Yuanqi in front, there are precedents to follow, and there should be no problems with money banks..." Liang Jiemin said slowly: "However, Yuanqi unified the Guangzhou money bank, absorbing small deposits at high interest rates, lending large amounts at low interest rates, and having the measure of depositing one loan and two loans, and the pawnshop printing bureau has no place to stand.
The printing bureau is still easy to say, the reputation of the printing money is not good, there is no need to worry, some tricky is the pawnshop, the pawnshop is profitable, and the victory is safe, the reputation is also acceptable, many officials and gentry, the wealthy family have opened pawnshops for profit, more than 500 large and small pawnshops in Guangzhou, if it is not handled properly, I am afraid that it will cause some unnecessary trouble to Yuanqi. ”
Yi Zhizu nodded slightly, glanced at the four of them, and said: "The purpose of Yuanqi's unification of Guangdong's financial market is not to eat alone, but to change the current situation of scattered sand.
In addition, Yuanqi's unification of Guangdong's financial market is also to more effectively absorb floating capital and idle funds from all levels, so as to facilitate the redistribution of funds among various industries and regions, and most importantly, this move can concentrate funds and give full play to the economies of scale of funds.
If Yuanqi wants long-term and stable development, it must lay a solid foundation, and must try its best to unite all the officials, gentlemen and businessmen who can be united.
Whether it is the pawnshop printing bureau or the official gentleman businessman, they are allowed to attach shares of Yuanqi, but they cannot be forced, and the principle of voluntariness is followed. ”
Listening to these words, Liang Jiemin was secretly excited, Yi Zhizhi had this open-mindedness, Yuan Qi really could far surpass the Shanxi ticket number, and truly connect the world, he immediately smiled and said: "That is the case, the shopkeepers of the pawnshop have nothing to say." ”
"The big shopkeeper." Tang Jingyuan said: "With all due respect, Yuanqi lends at low interest rates, and the profits are meager, far less profitable than the previous money village pawnshop printing bureau. ”
Yi Zhixiang glanced at him, turned to Liang Jiemin, and said, "What does Shopkeeper Liang think?" ”
"It does happen." Liang Jiemin groaned: "However, the top priority is to unify the Guangdong money bank first, and the silver can both flow out and back, once Yuanqi shows strong strength, why worry about no one coming to attach shares?" ”
"It's a good saying, there are priorities, and what is necessary is urgent and then slow." Yi Zhi said with a full jaw: "However, the outflow of silver must also attract enough attention, outsiders do not know much about Yuan Qi, and need to do enough publicity, the deposit and loan spread is the main income of Qian Zhuang, and it will also be an important income of Yuan Qi in the future, but at the moment, it is not the main one." ”
After a pause, he continued: "You haven't seen the benefits of the large-scale use of funds, just think about it, this tea collapse, if Yuan Qi uses tens of millions of funds to enter the tea market, what will happen?" How lucrative will it be?
With the existing scale of Yuanqi's funds, it can easily manipulate the price of any commodity anywhere in the Qing Dynasty, how big do you say the profit will be? ”
This time the tea collapsed, the most profitable when dozens of merchants, not to mention double the profits, six or seven percent at least there are, just a few days, such a huge profit, it is simply robbing money! If Yuanqi uses tens of millions of funds to enter the market, it will definitely be a cloud and rain, and the profit will be even higher!
The four people present were all stunned, this is the scale efficiency of funds? Will Yuanqi make money in this way?
"The reason why Yuanqi was able to quickly dominate the Guangzhou money bank in just a few days was because of the collapse of tea." Yi Zhizhi said in a deep voice: "If Yuanqi wants to expand rapidly and launch a financial war, it is the only shortcut, Ci is not in charge of the army, righteousness is not to gather wealth, Yuanqi wants to rise rapidly, it cannot be soft-hearted, there will inevitably be tens of thousands of officials and gentry and businessmen because of the rise of Yuanqi and bankrupt, Guangzhou is lucky, because Guangzhou has become the foundation of Yuanqi." ”
Kong Jian'an was silent, and then couldn't help but say: "Big shopkeeper, you can't publicize it to the outside world, it will damage Yuanqi's reputation." ”
Hearing this, Yi Zhisuff smiled and said: "Yuanqi was first built, the reputation really can't be bad, what Fang just said is also a model of Yuanqi's external expansion, you can know it in your heart, as for external publicity, Yuanqi Bank is actually a pawnshop with a collection of ticket numbers, in addition to the deposit and loan spread, there is also a confluence, flat profit, and Yuanqi will mint silver dollars, you just have to publicize it to the outside world." ”
Although the tea merchants did not know the truth, they vaguely knew a little, but they were calm, and a group of speculators were like ants on a hot pot, sitting still, and looking around for news.
The lively scene of Yi Zhi's contentment into the bank hall soon spread, just when everyone was talking and speculating, many tea shops in Xiguan couldn't wait to set off firecrackers to celebrate, and then, the bank hall was dissolved, and the news that Yuanqi Bank was about to unify the Guangzhou money bank came out.
As soon as the news spread, the tea shops of all sizes in Xiguan set off firecrackers to celebrate, and many money villages also joined in the fun.
The bank hall was dissolved, and Yuanqi Bank was about to unify the Guangzhou money bank, which was too unbelievable, and no one dared to believe it, but seeing the tea bank and the money bank setting off firecrackers to celebrate, they didn't dare to believe it, and they all inquired about the reason.
For a while, Xiguan Tea House Restaurant Guild Hall College was full of people, talking about this incredible new thing, just when everyone was puzzled, the news that Liang Jiemin, the former president of the bank hall, was appointed as the chief shopkeeper of the Guangzhou branch of Yuanqi Bank.