Hua Kefang stayed there for a long time, and her face was already pale.

The more than 20,000 taels of silver was the last hope for the resumption of production of his factory, but now it was issued to the creditor by the steward.

The farm machinery factory is hopeless.

At this time, he understood what it meant to be a tree falling and scattering.

Qu Ziqing, the big shopkeeper of the agricultural machinery factory, stood up in a panic and said, "Owner, what should I do now?" “

Qu Ziqing understands that Hua Kefang will face the siege of various creditors next, and the materials and machinery of the agricultural machinery factory will be sold at a price of four or three folds for cash. However, the equipment and raw materials sold in this way were not enough to make up for Hua Kefang's debts outside. Hua Kefang will become a complete non-repayer.

Hua Kefang is afraid that she will not be able to pay off her debts in this life.

His career in Fanjiazhuang is over.

Hua Kefang looked at the broken porcelain pieces on the ground, looked at Qu Ziqing, and calmed down.

"Let me think, let me think."

Hua Kefang staggered back and sat down on the chair.

His maid and Qu Ziqing both stood anxiously in the hall, waiting for Hua Kefang's solution.

Hua Kefang's eyes rolled around her maid's body. After a long time, he sneered and said, "Li Zhi wants to destroy me, it's not that easy. “

"The material merchant and the small creditor together borrowed 310,000 taels of silver, which was borrowed in my personal name, and borrowed 370,000 yuan from the bank, which was borrowed in the name of the agricultural machinery factory."

"Qu Ziqing, you go back to the factory and let the small creditors rest assured that I, Hua Kefang, will definitely repay their debts. These days, you immediately organize manpower to discount all the raw materials and machinery and equipment in the factory to the creditors, and stop giving money to those material merchants and small creditors, so that they can enter the factory to move materials and machinery. “

Qu Ziqing was stunned and said, "The owner, these equipment and raw materials were all pledged to the bank at the beginning. “

Hua Kefang sneered and said, "Now that the agricultural machinery factory is going bankrupt, where can I take care of the bank's pledge." You dispose of these assets as quickly as possible to pay off the debts of the creditors. “

Qu Ziqing asked again: "What about the factory and land?" “

Hua Kefang said: "The factory and the land don't care. This thing was mortgaged to the bank, and it was recorded at the town hall, and we couldn't trade it. Now I can't sell it for a few dollars if I'm in a hurry, so I'll leave it to the bank. “

Qu Ziqing pondered for a while and said, "Does the owner want the golden cicada to get out of its shell and make the agricultural machinery factory bankrupt?" “

Li Zhi implements the limited liability company system in one town and nine provinces, and the debts of the enterprise are not implicated in the individual business owners. If the enterprise declares bankruptcy, the debt recovery will only proceed until all the assets are liquidated, and the debt collection from the business owner will not continue.

Hua Kefang sneered and said, "Stay in the green mountains, don't be afraid of no firewood." Li Zhi wants my family to be ruined, and I have to pull his bank back if I go bankrupt. It is true that my farm machinery factory has been destroyed by him, but his bank will also have a deficit of 300,000 taels of silver. ”

Hua Kefang said and laughed a few times, and her face was a little hideous.

"Qiaoyun, don't be afraid, I still have a cement factory in Tongzhou. Although the cement plant is now a little smaller, it has a bright future. With your man's ability, in a few years, the cement factory can be more prosperous than the agricultural machinery factory. This time, Li Zhi rectified me, who suffered more than whom, and I can't tell? “

Hua Kefang's maid looked at Hua Kefang, two red clouds appeared on her face, and she nodded vigorously.

####

Twelve incandescent bulbs illuminated the Qinzheng Palace of the Qi Palace. Under the light of the electric light, Li Zhi had a sneer on his face.

"Lord Wang, Hou Dingping and Yan Yishan are relatively honest, and they can't stand the debtor's forced debts, so they both declared bankruptcy today. Now the bank and the debtor have entered the liquidation process and started to auction the equipment, materials and factory land of the Hou and Yan factories. ”

"However, the prince, this Hua Kefang is not dead, and when he is bankrupt, he still wants to pit the prince. He actually wanted to give all the materials and machinery to private creditors, so that all the losses would be borne by the Jinqi Bank. “

Li Zhi said with a smile: "Hua Kefang only opened the processing factory in the afternoon, and it was only two hours, how did you know so quickly?" “

Han Jinxin said: "Lord Wang, Hua Kefang sent someone to notify the creditor at half past three in the afternoon, and Han Youliang, the small creditor, reported all Hua Kefang's attempts to the city hall police station at half past four. “

He looked at one of the guards beside him, and the guard immediately ran out. After a while, Han Youliang, a small steel trader, was brought into Li Zhi's Qinzheng Palace.

That Han Youliang saw that Li Zhi's legs were weak, and he knelt on the ground with a thud.

Li Zhi asked, "You are Han Yuliang?" “

Han Youliang replied loudly: "The grass people are Han Youliang, I have seen the king, the king Qianqiu!" The king's longevity is boundless! ”

Li Zhi asked: "Hua Kefang gave you the raw materials and machinery to pay off the arrears, why didn't you take the things and sue Hua Kefang instead?" ”

Han Youliang said loudly: "Xiaomin knows that Hua Kefang's machines and materials have been pledged to the bank, if Xiaomin takes the bank's things, he will definitely have endless troubles in the future." The king has given us the people of Tianjin a good life, how can the small people and profiteers like Hua Kefang work together to trap the king's bank? ”

"Xiaomin sued Hua Kefang, the king will definitely properly dispose of Hua Kefang's property, and will not let us creditors suffer."

Li Zhi and Han Jinxin glanced at each other and did not speak.

This Han Youliang is a smart person, and he knows that at this time, whether it is about public morality or private morality, he should stand on Li Zhi's side. As long as he is on Li Zhi's side, his debt Li Zhi will help him solve it sooner or later.

Hua Kefang was too smart, but she underestimated Li Zhi's popular aspirations in Fanjiazhuang.

After thinking about it, Li Zhi said, "Han Youliang, you did a good job. Your debts, the widow will make the decisions for you. ”

"Hua Kefang is against the widow everywhere, and when he goes bankrupt, he still wants to pit the widow, and the widow will definitely not spare him!"

"He still has a cement factory in Tongzhou, and he wants the golden cicada to go to Tongzhou to be the director of the Xiaoyao factory, so he asked him to lose this cement factory together."

Han Youliang shouted on the ground: "The prince is wise and powerful, how can little Hua Kefang be an opponent?" ”

Li Zhi thought for a while and said, "Let Cui Wending immediately apply to the court for asset preservation of Hua's Agricultural Machinery Factory." ”

The so-called asset preservation means that the creditor with the right of mortgage or pledge seals and freezes the mortgage and the pledged property in order to prevent the debtor from selling the mortgage or pledge. As soon as the court did this, the court's bailiff would be stationed in the factory of the Fahrenheit Agricultural Machinery Factory.

In this way, Hua Kefang will not be able to use the things in the factory to pay off the debts to the creditors.

The next step is the liquidation auction.

Han Jinxin arched his hand and asked, "Lord Wang, how much is this agricultural machinery factory auctioned?" ”

Once the collateral is liquidated and auctioned by the bank, the auction price is completely handled by the bank. Banks can send out invitations to gather many buyers to buy and sell at a high price. It is also possible to hold the auction in the desert and let the seller auction the collateral at a very low price.

The water is very deep.

Li Zhi said expressionlessly: "Just sell it for 450,000 taels, and 370,000 taels to pay off the bank's debts." The extra 80,000 taels were paid off by other creditors. In this way, Hua Kefang still has 180,000 taels of personal debts that have not been repaid, so he asked him to put all his houses and mansions, as well as his cement factory in Tongzhou, to lose money. ”

Han Jinxin smiled and said, "Lord Shengming." ”