"The last general will give up ......" Seeing that Lord Shuai Si was determined not to play with himself, Jiang Erlang simply stopped participating in the gambling game and became a bystander.

"I said you guys don't just look at it, why don't you do it. How about four people betting on two gold coins? If you win, you can double it. The official's gambling goods have always been excellent, and he will never be in arrears! Jiang Erlang was not the only one who wanted to watch from the wall, and the four Jewish rabbis did not join the gamble, which made Hong Tao very dissatisfied.

"Honorable lord, gambling was invented by the devil, and our people don't need to try to get rich overnight." This time, the one who spoke on behalf of the ethnic group was replaced by an old mule, his voice was very low and deep, and the speed of speech was controlled just right, it sounded really a bit sacred, worthy of an old god.

"Congratulations to Samikina, you are good at learning Chinese, and you will curse people in circles. Come, Madame Lian, you register and make a book, and receive the gambling money into the treasury first. Be sure to keep it separate and don't confuse it with public money, which will soon become your private money. ”

This is one of the reasons why Hong Tao hates religion, they are too difficult to fool, and for a big fool, people with faith are natural enemies. If you don't participate, you won't participate, you don't have a loss, but Mrs. Lian has to win less private money.

At the end of July, the Bank of Huangzhou posted a notice, the topic is very difficult to understand, public debt! Almost no one can understand what public debt is, is it possible to borrow money to divide the male and female?

But the content is extremely attractive, it turns out that the public debt is the government wants to borrow money, and it is indeed correct to call it a public debt. And the object of borrowing money is not the big business, nor the rich, but everyone!

On behalf of the Huangzhou government, the Bank of Huangzhou borrowed money from all local residents for a period of two years, after which it would not only return the principal and repay the interest. The interest rate is not low, and it is not much different from ordinary private loans on the market.

How much to borrow? Three thousand gold coins, not too much but a lot. According to the price comparison of the Great Song Dynasty, this is 9,000 square Mo copper coins. It may not be worth anything in Kaifeng, but it is a huge amount of money in Huangzhou.

In addition to the amount of money borrowed and the time of repayment, the proclamation also stated the purpose, and all the 3,000 gold coins would be used to expand Huangzhou City. This matter is what the people of Huangzhou are looking forward to, and the 11-member deputies have mentioned it more than once, but they have all been shelved because the state government has no money.

Why do you want to expand Huangzhou City, because with the increase of official residents and foreign merchants, the original state city is completely insufficient.

The city is getting more and more crowded, more and more chaotic, and dirty, especially the low adobe houses that were built before, under the background of the wind and snow buildings and many new buildings, how to look awkward.

Now everyone is richer than before, and they can afford to rebuild old houses, but few of them actually do it. The reason is simple, the original foundation is too small, and there is no room for expansion next to the house. Who wants to spend more money to build a house and end up living in such a large area?

This is not only a matter of living comfort, but also a problem of the face of Huangzhou people. Every time I hear foreign merchants say that this city is not as good as their hometown town, the locals don't have a taste in their hearts, who doesn't want to listen to others praise their hometown.

But this small city in disrepair really can't boast, to boast is at most to take out the wind and snow building list, saying that it is no worse than Kaifeng from the appearance to the interior, from the dishes to the service.

But this does not increase the sense of honor of Huangzhou people, no matter how good the Fengxue Building is, it was built by Kaifeng people, and even the dishes and prostitutes sold in it are from other towns, and the relationship with the locals is really not very big.

It is said that it is a good thing for the government to build a new city in accordance with the will of the people, but it is a bit awkward to borrow money from the people. Since ancient times, the government has built the city and the people have paid taxes. If you don't have money, you can raise taxes, so what do you say about borrowing money?

Besides, what should the government and the people do if they don't repay the money they borrowed when it expires? How many people dare to take an IOU to the government to ask for an account? Even if the rules of Huangzhou are different from those in other places in the Great Song Dynasty, the government here seems to be more reasonable, but no matter how reasonable it is, it is also an official government, and it is an existence that makes the people fear.

The issue of public bonds is not only known to the people of Huangzhou, but also to foreign businessmen. The notice of the Bank of Huangzhou is bigger than the pit quilt, and it is posted at the gate, as long as you go to the bank to change money, there is nothing you can't see, and even those who can't read will find someone to ask what is written in the big characters on it.

"Sixth, your Huangzhou is indeed more evil, why is the yamen so poor, you have to reach out to borrow from the people to build a city!"

Compared with the locals in Huangzhou, foreign merchants are more curious about this matter, and they have no worries, and they dare to mention it when they walk on the street, and they don't care about it when they get to the restaurant and tea shop, and they must talk about it thoroughly.

"Hey, if you want to say that our state government here is really poor, you can see that the eaves at the entrance of the yamen are rotten, and the wind will drop the soil down. I heard the old people here say that when they were young, there was a temple, and after the forbidden army came, it was changed to a yamen, and it would have been fifty or sixty years. It's the first time I've seen such an old man from the yamen. ”

The old man who took over the stubble was a Han man, surnamed Zhu, and Xing Si. He used to be a chamber servant, never married and had no children in his life, and when he got older, he simply stayed here to live, relying on a good pasta skill to open a small wine shop.

Due to the relatively early opening time, there is no competition, and he abides by the rules in doing business, and never steals and cheats, and his small wine shop based on noodles is also a time-honored brand in Huangzhou City, with a good reputation and good trading, especially popular with merchants in the north of the mainland.

They are not used to eating the local meat-based diet, and it is no problem to try it, but it is a little greasy to eat it at a time. Zhu Si's small shop is a pure Luoyang taste, which can just meet the needs of some mainlanders.

"Nonsense, Huangzhou Yamen is still poor? We're paying our taxes to the dogs! "Zhu Si's store is not big, with a total of one floor of street frontage, and there are only five or six tables in the front and back kitchens, and the tables are full. His words were not loud, but most of the people in the room heard them, and they immediately aroused the dissatisfaction of one of them.

"This official, you don't have a good conscience. It is true that the state government collects taxes, but the taxes here are lower than those on Qinfeng Road and Yongxing Military Road. Old man, when I was young, I also went to many places with the van servants, and I didn't dare to say that other state roads were concerned, and in the northwest of the country, it was the most comfortable to run and trade in our Huangzhou. If it weren't for Lord Shuaiji, who almost cut the neck of the unscrupulous business, I'm afraid you wouldn't be in the mood to come more, and this tax would not be enough to build the Chuanbao Mountain Road. Shuai Si was sympathetic to the people's hard life, and the grain tax was exempted for the first two years, and the land tax was only collected last year. The amount is a lot, but we don't have errands and hired servants here, and the government pays to hire people for everything, and it doesn't force it, so the money that needs to be paid is still less. We can't compare to the mainland here, there are still Xixia people in the north, and the little money collected is not enough for the new army, do you say this reason? ”

Zhu Si's reaction is similar to that of most Huangzhou people, you say that Huangzhou is broken, the climate is poor, and the food is unpalatable, they all admit it, but they don't agree with some people who say that the government here is not good, especially the Han people who have settled here from the mainland. They have seen what the government is like in other places, and even the stupidest people will compare.

"Well, I love to hear that. In Fengzhou, you have to pay taxes every time you pass through a city, and the amount is not much, one out of fifty, but there are a lot of people who pass through the state and the government along the way. When I arrived in Fengzhou City, I put the goods in the shops and sold them, and I had to pay a tax of thirty draws, and more than half of the money I made from this trip went into the pockets of the government. If you want to pay taxes once like Huangzhou, you can pass at will, that's good. ”

Zhu Si's rebuttal is not only liked by the locals in Huangzhou, but also by some foreign businessmen. They are engaged in long-distance trafficking is not as glamorous as it seems, a batch of freight to the destination, the cost of transportation and taxes paid are sometimes higher than the price of the goods themselves, if the weather is bad and the goods are damaged, they have to lose money after a hard trip.

At this point, they are really not better than the maritime merchants, the maritime merchants play a heartbeat, as long as the people and goods can arrive safely in the port, it is a huge profit, and if something goes wrong, even a small life is put into it.

Long-distance traffic on land is a slow knife to cut meat, and the danger to life is much smaller than running by sea, but you can't make much money every time, and there is the possibility of losing money. Unless the capital is large, the overall risk is not small after a long time.

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