Chapter 181: A Rich Man, Difficult to a Man Without Money (5)

A hundred feet and five taels of oblique, where is not home in this life?

Throw Hengyue in the north and cross the geese in the south, and look at the flowers in the twilight of Xiangyang,

There should be no land for rubbing, and reunion should feel like there is an end of the world.

Drifting with the wind and waves year after year, but smiling as scheduled in August............

The four students each took a corner and spread the map of the Great Han Dynasty on the ground, and then took out several boxes, which contained small wooden figures half a foot high, dressed as officials, soldiers, farmers, craftsmen, merchants, and robbers, as well as small houses, chariots, horses, goods, and coins...... It's almost a simulated little world.

The students fiddled with the little wooden figures, just like in the real world, officials collect taxes, soldiers patrol, farmers farm, craftsmen produce, and merchants also drive vehicles and sell goods everywhere, but business is not easy to do, and they encounter many difficulties:

Sometimes the news is wrong, and the merchants have gone through a lot of hardships to transport the goods to other places, not only do they not make money, but they lose all their money.

Some businessmen are even more unlucky, they encounter robbers when they go out, their money and goods are robbed, and their lives are over, and they are left with no bones!

There are also lucky merchants who make money by selling goods, but except for the food of people and horses, the wages of the men, and the taxes collected by the government, there are very few that end up in their hands!

……………………………………

After a wonderful performance, the lobby was silent, and the businessmen were touched by the scene, some looked up to the sky and sighed, some bowed their heads in contemplation, and some were teary-eyed.

In the real world, in addition to vicious thieves, there are also rebels, hungry people, floods, plagues, and wild beasts...... All of them seriously threaten the caravan, losing money at least and leaving no bones at worst!

The people here are all big businessmen, who have not experienced the pain of crossing mountains and mountains, sleeping in the open air, who have no relatives and friends, who have died in business, and who have not lost their hard-earned money...... Thinking of the sadness, many people shed tears!

But what can be done, this is how businessmen live, running around, chasing profits with the times, using sweat and life to win money, which has not changed for thousands of years, who can change this?

"Da! --Da! Da! ”

When the merchants were sad and lamented that their fate was difficult to disobey, Zhen Mi and Liang Xiaoyu walked to the map, took out two small boxes, and fiddled with them......

Chang'an, Luoyang, Xuchang, Yecheng, Shouchun, Linzi, Handan...... On the map, the major cities have appeared with small houses with Liang characters and Zhen characters, and named them as Qian Zhuang, and some delicate small pieces of paper, called Silver Tickets.

A Youzhou caravan Luoyang did business, but did not set off directly, but first went to the local bank, exchanged the gold and silver he carried with him for a small silver ticket, and then drove straight to Luoyang......

After the caravan arrived in Luoyang, it immediately found the local money bank, exchanged the money with the silver ticket, and after the business was done, the money was deposited in the money bank again, and after being transferred back to the nest in Youzhou, the silver ticket was exchanged for gold, silver and jewelry......

There was also a caravan that discovered a huge business opportunity, but unfortunately it was not enough money in his hand to swallow all the goods, so he immediately ran to the bank, borrowed a lot of money, and made a lot of money......

There was also a caravan that encountered robbers on the way, and the men were killed and the silver tickets were robbed, but the robbers could not get a penny, and the money was returned to the relatives of the merchants......

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The two students unfolded a piece of white cloth, on which was set by Xiao Yi, the twelve rules about the bank: including the location of the bank, the method of anti-counterfeiting of silver tickets, the interest on storage, and the interest on loans...... The content is detailed and reasonable!

According to the development of history, during the Sui and Tang dynasties, there was a large-scale currency exchange and lending, and the first paper money (silver ticket - Jiaozi) appeared in the Southern Song Dynasty.

In order to deal with the financial crisis, Xiao Yi had no choice but to let the money village come out in advance, which can be described as shocking, and it can also gather a large amount of money and grain in the shortest time to help the imperial court survive the financial crisis......

But as the old saying goes: 'pull out the seedlings to grow, the seedlings are withered and the fields are famine', with the production level and commercial activities of the Han Dynasty, it may not be forbidden to live in the impact of the bank, once the operation is not done properly, it is a great chaos in the world and the people are not happy......

Therefore, the rules formulated by Xiao Yat can be described in one sentence: conservative, conservative, and conservative...... Many of the business functions of the money bank have been secretly abandoned, and the original complex financial operations have been streamlined as much as possible, not seeking to make more money, but only to be safe!

Even so, this cross-era product, Qianzhuang, will still break the original business activities and establish a new business order, in other words, after mastering the military power and political power, Xiao Yi will hold the financial power and control the money bags of the people in the world!

"Whew! --Call! Call! ”

The whole operation was silent, but for the merchants, it was like a thunderbolt from the sky, and they knelt down and crawled over one after another, staring at the money bank on the map, as if they had seen a rare treasure, and some people kept kowtowing......

This kind of operation is not unfamiliar, in fact, many large caravans will set up several semicolons, money circulation, mutual assistance, but their strength is limited, more than ten places, as few as four or five, and the functions are not very complete!

This time it is completely different, the Zhen family and the Liang family are jointly sitting in the village, and the Hou Mansion is responsible for escorting, and then uniting some wealthy businessmen and tycoons, which is enough to form a huge business network, covering all the Central Plains......

Just imagine, if all the prefectures, county offices, and strategic places in the Central Plains have established a money bank, when the merchants do business again, they will not have to carry large sums of money, and if they have no money, they will not attract robbers, and the safety of their lives will be guaranteed.

If you don't carry a lot of money, you don't need a lot of cars, horses, bodyguards, and men, and the consumption is greatly reduced, but the speed of travel is greatly increased, and for businessmen, speed is money!

When you lose money, you can go to the bank to borrow, and you have a chance to turn over; When you make a profit, you can store the money you don't use in the bank, and there is a lot of interest...... There are so many benefits that it's hard to exhaust!

No wonder when the mine was divided, the Zhen family and the Liang family never made a move, they wanted to concentrate all their financial, manpower, and material resources to invest in the business of the money bank, and come to a world of convergence!

Although the mine is good, there will always be a time to dig up for decades or hundreds of years, but the money village can survive for thousands of years, even if the country changes hands and the dynasty changes, it will not affect the operation of the money village, which is the real cornucopia!

"Qingzhou Tian's family, offering 1 million dollars, 800 hectares of fertile land, 2,000 head of livestock, and 37 granges......"

"Xuzhou Chen, offering 2 million in money, 1,000 hectares of fertile land, 3,000 livestock, 2,000 slaves and maids......"

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A new round of donations began, and the merchants were particularly crazy, in addition to money, grain, and livestock, they took out their houses, fields, slaves and maids, and some even took out the seals, which were still on the donation book.

In other words, Xiao Yi can use these seals to withdraw their property, and withdraw as much as he wants, until the family goes bankrupt!

What businessmen want is to enjoy the benefits of the money bank and become one of the shareholders, as long as this business circle is running, the money they pay today will soon be ten or a hundred times more earned!

Next, led by the Zhen family and the Liang family, plus forty-eight wealthy businessmen and four hundred and seventy-three ordinary businessmen, they jointly organized a business alliance and prepared to build money villages all over the country one after another!

The name of the money village has also been thought of, and it is called 'Wuwu Qian Village', because the businessmen understand that no matter how much money they create and how much money they earn, they are inseparable from the protection of Da Sima, and they are the owners behind the scenes!

What's more, this big Sima is ruthless, wise as the sea, and has a strong control over things, he can create a money bank business with one hand, and naturally he can destroy it with one hand, if he is unhappy, everyone here will immediately go bankrupt!

"I'll say goodbye to Lord Sima - take care of your body, Futai is healthy!"

"Hehe, you should also take care, and you will come to the Hou Mansion more often in the future!"

…………

The banquet lasted all night, and after dawn, the merchants took their leave, and Xiao Yi gathered the officials of Taicang to count the harvest of the banquet and discuss how to use the money......

The people of the Central Plains are in turmoil, the court is panicked, money and food are needed everywhere to save lives, and there are a lot of donations from businessmen, but it is still far from enough to save the country's financial crisis, so they can only pick up the important ones in advance.

Some people think that although the amount of money and grain is far from enough, it is better than nothing to buy grain, ploughing cattle, and farm tools immediately and distribute them to the people everywhere for the upcoming spring ploughing.

Some people also believe that the army has just returned triumphantly, and should first be given money and land to calm the hearts of meritorious soldiers.

There are also people who think that it should be reported to the Prime Minister, how to use the money, and by the way, to show the merits, who can get so much money overnight?

For everyone's proposal, Xiao Yi directly waved his hand and vetoed it, there are big and small, urgent, and important, and the most important thing at the moment is to distribute money to the officials!

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