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The magnificent Wu Family Garden** is plain white as if it had snowed heavily, and the eyes are white, with white powder walls, white curtains, white donated flowers, white silk lanterns, and long spiritist flags fluttering high outside the gate, and people who come in and out are all sad.

The hall of Yanhui Building has been arranged into a solemn mourning hall at this time, the front is a white curtain that connects the sky and the ground, a black coffin is placed behind the curtain, only a head is exposed, and in the middle is a big 'lay' word, and below is the portrait of Wu Bingjian wearing a three-grade blue top.

Gazing at Wu Bingjian's unsmiling portrait, Yi Zhi's content unconsciously appeared in front of him scenes of tea and conversation with Wu Bingjian, from the preparation of Yuanqi Bank to the rapid rise of Yuanqi Bank, the establishment of Yuanqi Yixue, and the formation of Yuanqi group practice..... These are inseparable from Wu Bingjian's strong support, but unfortunately, he hurried over, but he couldn't see Wu Bingjian for the last time.

"Don't worry, old man, no matter what, I will try my best to keep the Wu family rich and safe." Yi Zhixiang muttered silently in his heart, he knew very well that after Wu Bingjian was old, he was planning to keep the Wu family's big family business.

In the Wu family garden for Wu Bingjian to keep a vigil for the night, the next morning, Yi Zhizhi only carried a box of Wu Bingjian left him a 30-year-old red robe back to Xiguan Lei Garden, after taking a bath, he ordered to refuse guests, and then fell asleep, tossed on the sea for days, and did not sleep last night, he was really tired.

He slept well, and he didn't wake up until it was dark, and when he opened his eyes, he found Chunmei sitting in front of the bed with her chin on her chin and napping, and couldn't help but smile and cough lightly, "The master is awake." Chunmei hurriedly sat up, pursed her lips and smiled: "I'm sleepy when I sit down." ”

"It's not sick, what are you doing in front of the bed?" Yi Zhizhi said and rolled over and got out of bed.

"I'm idle left and right, and I want to stay by my lord's side more." Chunmei waited for him to get dressed while talking, and whispered: "Master sleeps well, are you tired these days?" As she spoke, she inquired again: "I heard that my wife has returned to Shanghai?" ”

"Well-informed." Yi Zhifen smiled: "I just came back a few days ......" ”

"Congratulations, sir." Chunmei hurriedly said.

"Congratulations." Yi Zhizhi said: "The family has not been reunited for a long time, and it is almost the New Year, and we will go to Shanghai for the New Year this year." ”

"That's a lot of fun." Lin Meilian pushed the door in and said with a smile, then took the basin towel from the maid behind her, and said: "Sir, a lot of people have come here today, and I heard that the lord has left posts to leave one after another, but Huang Zhitai came in the afternoon and has been waiting in the garden, and the shopkeeper Kong has just come ..... not long after." ”

Yi Zhixin said disapprehantly: "Let them wait, get some food first." ”

Hearing this, Chunmei couldn't help but secretly speak, Huang Zhitai is the governor of Liangguang, who can let him wait like this, Guangzhou is afraid that it will be their master, but Lin Meilian is not surprised, let out a light "oh", turned around and walked out of the room.

After eating, Yi Zhizhi ordered to invite Huang Entong to Changle Bookstore, and walked away slowly, he knew very well that Huang Entong came to see him There was nothing important, it was nothing more than the issue of big money and official bills, waiting for him for an afternoon, it was just a gesture.

In the study, Lin Meilian had already made arrangements, burned a pot of charcoal, and the whole room was warm, and when she entered the room, she saw Huang Entong, who was dressed in civilian clothes, get up to greet her, and hurriedly smiled and said: "The next person doesn't know anything, and Brother Lao Qijiang has been waiting for a long time." ”

Huang Entong arched his hand and smiled: "Brother Guocheng doesn't need to be polite, he is entangled in trivial matters all day long, and he is hiding in this Lei Garden for half a day." ”

"Brother Qijiang is annoyed by the issuance of large banknotes?" Yi Zhixiang got straight to the point, stretched out his hand to give up his seat, Huang Entong sighed lightly, sat down and said: "I came here today for this matter, and the big money is good to say, but this banknote, if Yuan Qi refuses to accept it, it can't be implemented at all." ”

It's no wonder that he is worried, Guangdong is different from other provinces, Guangdong is the monopoly of the money industry by Yuanqi Bank, Yuanqi refuses to accept the official bills and treasures issued by the imperial court, these official bills and treasures are waste paper, not to mention that the gentry and merchants will not want it, even the officials below, no one wants to ask for it, and forcibly apportioning it is no different from robbing silver, and it will definitely cause trouble.

Yi Zhixiang asked unhurriedly, "How much was apportioned?" ”

Huang Entong said casually: "The official ticket and the treasure banknote together are 300,000 taels in Guangdong and 200,000 taels in Guangxi. ”

"It's not a big ......." Yi Zhishu said in a relaxed tone: "It's pressed in the domain, it can't be circulated anyway." ”

"Brother Guocheng......" Huang Entong said with a smile: "The two provinces plus one piece is only 500,000 taels, and the impact on the circulation of tens of millions of dollars in Liangguang is minimal. ”

"Yes, it's not difficult for Yuan Qi to accept it." Yi Zhizhi smiled and said: "How about discounting 500,000 taxes?" These waste paper yuan odd pressure warehouse. ”

"Isn't that still the same as rejection?" Huang Entong smiled bitterly and said, "What the imperial court needs is to circulate in the market. ”

"Brother Qijiang, there's no need to pretend to be confused, let's talk openly." Yi Zhizhi smiled contentedly, and said: "This amount is not large, but this is a trial trial, since the imperial court has begun to issue official bills and treasure banknotes, it will inevitably increase every year, this year it is 500,000, next year it may be one million or even two million, three million, what about the year after tomorrow?"

To put it mildly, the official bills and banknotes issued by the imperial court are actually robbing money, from the hands of the common people and gentry and merchants! Because of these official bills and treasures, the imperial court has no intention of taking them back at all, and it has no ability to exchange them for cash! ”

Huang Entong hurriedly said: "How can the official bills and treasure banknotes issued by the imperial court not be recovered?" The payment of taxes is allowed to use official bills, treasure money, and large money. ”

"Brother Qijiang really doesn't understand? Or do you pretend you don't understand? Yi Zhisuff sneered: "Yes, the imperial court does stipulate that you can use official bills and large money to pay taxes, but there must be a proportion, right?" Otherwise, Brother Qijiang will use these big money and official bills to pay taxes? ”

Hearing this, Huang Entong said with a smile: "There are indeed words of putting and receiving, but the specific proportion has not yet come out." ”

"The reason why a specific proportion has not been specified is because it is now a trial and the amount of issuance is small." Yi Zhishu glanced at him, "After the issuance continues next year, the proportion will come out, half of the silver tickets, four silver six votes, three silver seven votes, and even two silver eight votes!" This is all an old routine, read more history, and you will know! ”

It's really an old routine, Huang Entong also knows that the issuance of big money and official bills and treasure banknotes is not the first initiative of the Qing Dynasty, he swallowed a smile, "Talking about the money law in front of Brother Guocheng is tantamount to getting an axe in the class, but if Yuan Qi refuses to accept it, we will have no way .....to live." ”

"If Yuan Qi accepts it, Yuan Qi will not survive!" Yi Zhizu interrupted him and said: "There is no discussion about this matter, and besides, the big money issued, I also hope that Brother Qijiang will recover it as soon as possible and not disturb the market." ”

Huang Entong said with a bitter face: "Brother Guocheng always leaves a way for our local officials to live." ”

"It's not like there's no way to live." Yi Zhishu looked at him and said, "Fold, refute!" Blatantly refusing to accept the promotion of large money, official bills and treasure money. ”

Huang Entong was taken aback, and waved his hand again and again: "How does this make it, what is the situation of the imperial court now, Brother Guocheng doesn't know, besides, the saint has just ascended to the great treasure, and he wants to establish his authority, but he can't do it, he can't do it." ”

"Then let's wait and see." Yi Zhizu said slowly: "However, if someone refutes it, can Brother Qijiang dare to support?" ”

Is there really someone who refutes it? Don't want this black gauze hat anymore? Huang Entong hesitated and said, "Li Zixiang, the governor of Liangjiang? ”

Yi Zhishu glanced at him silently, slowly took a puff of cigarette, Huang Entong hesitated for a moment, and then changed his words, "The Taiping Army sent 50,000 troops, recaptured Hengyang a few days ago, and recently went down to Yongzhou and Chenzhou, and the soldiers pointed directly at Guangdong and Guangxi, have you heard of Brother Guocheng?" ”

It's been a long time, is it for this? Yi Zhicontent has been at sea for a few days, but he really doesn't know this situation, the Taiping army is fast enough, and in just a few days, it has captured Yongzhou and Chenzhou one after another, so Guilin, the capital of Guangxi Province, should be in a hurry again? After a slight groan, he said, "Who is the leading general?" ”

After thinking about it, Huang Entong said: "The Taiping army is divided into three routes, and the leading generals are Lin Qirong, Luo Xuan, and Zeng Tianyang. After a pause, he continued: "The Taiping army seems to have the intention of going south to Guangdong. ”

After a slight sigh, Yi Zhizhi said: "Now the troops can't be transferred, but I will transfer a regiment to Shaozhou Mansion to prevent the Taiping Army from entering Guangdong." ”

Huang Entong is not worried about the Taiping army entering Guangdong, he knows very well that Yuan Qi will not let the Taiping army disturb Guangdong, he is worried about Guangxi, to be precise, Guilin, if Guilin falls, as the governor of Liangguang, he must be inseparable, listening to the other party say so, he estimated that it is unlikely that Yuan Qi will send troops, so he can only retreat, "Brother Guocheng can't draw troops, can you help purchase a batch of firearms?" ”

Yi Zhishu shook his head slowly, "I will only deliver a batch of firearms to the Eight Banners New Army, and it will be until next summer at the earliest." ”

Huang Entong said anxiously: "Zeng Tianyang's 20,000 horses are heading towards Quanzhou, and now Guilin's troops are empty...... I also hope that Brother Guocheng can help. After a pause, his heart was crossed, "Boycott the official bills, if someone refutes them, they will actively support them!" ”

"Guangxi, it's really helpless." Yi Zhizu said slowly: "However, Yuanqi will do his best to ensure the safety of Guangdong, Brother Qijiang may wish to transfer all Guangdong troops to Guangxi, and as for firearms, next year will give priority to Liangguang." ”

Huang Entong was also very satisfied with the guarantee of being content with Yi, as for Guangdong, even if the troops were exhausted, he was not worried, if Yuan Qi had the intention to make trouble, it would be the same whether he would withdraw troops or not, he immediately got up and said: "Guangdong is safe, but there is Brother Lao Guocheng." ”

Yi Zhizu then got up and said, "Brother Qijiang, don't worry, Yuan Qi will definitely not tolerate the Taiping Army disturbing Guangdong." ”

Huang Entong left with his front foot, Kong Jian'an entered the room with his back foot, and after seeing the ceremony, he said excitedly: "The big shopkeeper, the imperial court issues big money, official bills and treasure money, which is a rare opportunity for Yuan Qi." ”

"Sit." Yi Zhixin said casually, and after he sat down, he said with a smile: "Does Shopkeeper Kong want to take this opportunity to open branches in various provinces and implement paper money?" ”

Kong Jian'an smiled: "It seems that the big shopkeeper already has a plan." ”

Easy to know content with an encouraging look, "Tell me what you think." ”

"Then I'll get an axe in the next class." Kong Jian'an said humbly, and then said: "The casting of large amounts of money and the issuance of official bills and treasures are purely clever and reckless, and there are no more than three consequences, one is the soaring price of prices, the price of daily necessities such as grain has skyrocketed, and the other is that private casting and illegal casting are serious, casting big money, and the profits of casting money have increased significantly. The third is to cause chaos, whether it is big money, official bills and treasures, they are all false, and they will inevitably depreciate steadily, thus causing chaos in coins and prices on the market. ”

Is private casting and illegal casting serious? At this point, Yi Zhixiang really didn't expect it, and even said: "Explain in detail the reasons for private casting and illegal casting." ”

"I don't know if the big shopkeeper has noticed on weekdays that it is rare to see Qianlong and Jiaqing's money making on the market, and even Daoguang's money making is becoming less and less now, what is the reason? Silver is expensive and cheap, and private casting is rampant! Kong Jian'an said: "The silver money exchange currency was originally one to one thousand, but with the rise in the price of silver, the silver money ratio has gradually risen, and now it is more than one to two thousand.

This has led to the rampant activities of destroying and stealing money from the people without permission, because there is a lot of profit, and the Qianlong and Jiaqing money-making coins with good meatballs weigh one penny and two cents per text, and 1,000 coins contain four or five catties of copper, while Qianwen money can only buy two catties of copper raw materials, and you can get more than double the benefits by destroying Qianwen money.

In addition, the situation of privately minting small money is also very prominent, because the profit of private small money is greater, and each small money weighs only one or two cents, and if you destroy one penny, you can privately mint five or six small coins.

Now that the imperial court has minted a lot of money, the people will inevitably rush to destroy and destroy a large number of money to steal and mint a lot of money, which will make the already scarce money more scarce, and the money itself will not circulate smoothly, which is tantamount to making matters worse and making the money circulating in the market more scarce. ”

Yi Zhishu nodded and said, "In other words, Yuan Qi should seize the opportunity to issue treasure banknotes!" ”

"Not bad." Kong Jian'an nodded and said: "However, there is one thing that is not very clear, will it lose money if it issues a penny banknote?" ”

"Loss!" Yi Zhishu said with certainty: "In terms of our current scale and cost of printing money, the issuance of a penny banknote is an absolute loss!" However, if one, two, five, ten, twenty, fifty, hundred, or even five hundred and one thousand are combined, it is a guarantee of profit and no loss. Speaking of this, he smiled, "Don't say that you don't make money or lose money, even if you lose money, we must seize such a rare opportunity!" ”

Kong Jian'an was overjoyed when he heard this, and hurriedly said, "Is it too late?" ”

"No problem." Yi Zhizhi said with a smile: "Hyperinflation requires a process, a process from quantitative change to qualitative change, which takes time, and the imperial court will not start to gradually increase the issuance of large amounts of money and official bills until next year, which is completely in time!" After all these years of accumulation, it is time for us to seize this opportunity to erupt. ”