Inside the study. Pen, fun, and www.biquge.info

Luo Xin and Lu Tingjiang sat opposite each other, Luo Xin quietly listened to Lu Tingjiang's report, this Lu Tingjiang was worthy of being a business wizard, which made Luo Xin admire it in his heart. Lu Tingjiang's face also showed a smug look:

"No, give me another ten years, and we will definitely become the richest man in the world."

Luo Xin said with a smile: "In less than ten years, there is now an opportunity, which may make us the richest man in the world within three years." ”

"What chance?" Lu Tingjiang's eyes lit up.

"That's right!" Luo Xin said in a condensed voice: "I found a problem, because of the frequent transactions between merchants in various places, the circulation of silver taels between various places is very large, and once the market is opened, the circulation of silver taels will increase greatly. Now all this gold and silver are escorted by the escorts raised by the merchants, and have recently been won some share by our dart board. However, this method was very unsafe, and our game was robbed several times, and although we were able to hold the gold and silver, our people were killed and wounded.

So I came up with a way to be able to trade in a different place without having to carry a lot of cash. ”

"What's the solution?" Lu Tingjiang's two eyes were as bright as two little suns.

"Ticket number!"

"Ticket number?"

"Yes! It's the ticket number. Luo Xin began to explain: "These circulating silver taels are actually the relative flow of two places, such as from A to B, and then from B to A. In fact, there is no need to escort cash for this kind of liquid, only the hedging account between the two places......"

Lu Tingjiang listened to the whole person was excited, he has been in business since childhood, Luo Xin talked about the experience of similar banks in later generations, Lu Tingjiang understood as soon as he heard it, if you follow Luo Xin's method to do, there are so many obvious benefits, the growth of customers is inevitable, the silver deposited in A and B will continue to increase, once the deposit of silver two increases, the solvency will naturally be stronger, to obtain the customer's credibility, after making a reputation, there is no need to settle one at a time, it can be settled every year, This undoubtedly greatly reduced the number of times, costs and great risks for merchants to transport silver taels.

This method is undoubtedly advanced and ahead of the times, and this form has not yet appeared in the era of the Ming Dynasty. Once Luo Xin starts this business, he will really become the richest man in the world in three years, as he said.

Now Luo Xin has gradually become stronger, although he is only seventeen years old, but he has slowly accumulated a lot of contacts, not to mention the Fuxing Society, not to mention the entire Daming, only to say that in the southeast, with Hu Zongxian and Song Danian, he can already worry-free. Then he has a strong civil force, the establishment of the dart game, to ensure the safety of the silver two, as for the business reputation, as long as the five great families began to deposit silver into the bank, there will be no problem in the southeast operation.

As long as the situation is opened in the southeast, then it can be promoted to all parts of the Ming Dynasty.

The two of them studied for a night, and then Lu Tingjiang left, began to dispatch troops, these years to and from the Ming Dynasty and the grassland, operating a variety of businesses, has cultivated a group of talents, at this time all kinds of talents through the dart bureau quickly sent out the letter, is rapidly coming to the southeast, and at this time Lu Tingjiang has been transferred a group of people nearby, with the help of Luo Xin, bought a number of shops on the street, began to decorate.

At the same time, Luo Xin began to let the dart board start to recruit artisans and go to the penal land to ransom the scholars. The money went out like a stream of water.

Time flowed like water, and soon it was May. It's already a spring flower, and everything in Luo Xin is also developing in a good direction.

Lu Tingjiang had already established a bank in the southeast, and it was named "Huaxia Bank".

When it first opened, Huaxia Bank was full of guests, the most eye-catching was the prefect of Suzhou and Hangzhou, and the southeast governor Hu Zongxian came to congratulate, allowing people to see the strong background of Huaxia Bank, which was naturally because of Luo Xin's personal invitation, so that Hu Zongxian and others knew that the boss behind this Huaxia Bank was Luo Xin. Naturally, they came to cheer on the show.

Not to mention people at the level of the five family masters, Luo Xin didn't invite them in person at all, but Lu Tingjiang personally visited and told his identity, his niece Lu Rudai is Luo Xin's wife, how could these five family heads not know that the boss behind Huaxia Bank is Luo Xin?

Other businessmen heard that the five masters had come to Huaxia Bank to congratulate them, how could they not come after receiving the invitation?

Therefore, Huaxia Bank has chartered the most famous restaurant in Hangzhou, with three floors up and down, all of which are full.

It's just that they came, but they didn't know what this Huaxia Bank did, and after three rounds of drinking, in the end, even Hu Zongxian couldn't help it, and asked in a low voice like Luo Xin:

"No, what does this Huaxia Bank do?"

"This little brother is not very clear, but he is not as clear as Second Uncle Lu. Second Uncle Lu ......"

Lu Tingjiang stood up and arched his hand to everyone: "Ladies and gentlemen, Lu will explain the business scope of Huaxia Bank to you in detail, Lu's business has no conflict with everyone, only help ......."

Speaking of this, Lu Tingjiang waved his hand, and more than a dozen shopkeepers stood up, went out of the box, distributed among the floors, and began to tell the guests about the business scope of Huaxia Bank, and a personal voice sounded in the restaurant.

When Lu Tingjiang and the others finished speaking, there was silence on the third floor of the restaurant. Everyone thought it was a good thing, it made it easier for them to do it, and it made their gold and silver safer.

But......

But no one made up their minds, thinking that who knew if this Huaxia Bank was reliable?

Although they knew that the boss behind it was Luo Xin, they had also heard of the reputation of Lu Tingjiang in the north. However, this is not a trivial matter, it is to deposit real money in Huaxia Bank and only exchange for a ticket number. Everyone's eyes couldn't help but look at the five masters, and Luo Xin's eyes also looked over lightly. The heart of the five masters is a jump. I thought about it quickly.

In terms of price hikes and collusion with the Japanese invaders, it can be said that Luo Xin let them go, and they owe Luo Xin a great favor. This favor must be repaid, and if it is not repaid, with Luo Xin's wisdom and decisiveness, there is still ...... Cruel...... They don't want to live a good life.

Besides......

They remembered what happened after following Luo Xin, and then thought about Luo Xin's sharing of the credit to Hu Zongxian, Song Danian and others, and decided that Luo Xin was a trustworthy person. So, the five masters glanced at each other, and Lu Ding arched his hand and said:

"Brother Lu, speaking of which, you and I are both surnamed Lu, and seriously speaking, we are also our family. From today on, our Wuxian Lu family will cooperate with Huaxia Bank. ”

The other four family heads have also expressed their willingness to cooperate with Huaxia Bank, these five families have expressed their attitude, no matter what those small and medium-sized families think, at least on the surface they are enthusiastic to express their willingness to cooperate with Huaxia Bank, as for whether it will really be implemented, they will go back to observe the five major families, if the five major families really cooperate with Huaxia Bank, they will naturally follow.

So, will the five great families cooperate with Huaxia Bank?

The answer is yes.

As long as Luo Xin is in the southeast for a day, they will definitely cooperate with Huaxia Bank, which is no longer a matter of money, but a matter of survival. Waiting for them to taste the sweetness, even if Luo Xin leaves the southeast, they will continue to cooperate with Huaxia Bank. With the sincere cooperation of the five major families, it is not a problem for Huaxia Bank to win those small and medium-sized families.

Lu Tingjiang and Luo Xin exchanged glances, and the eyes of both of them showed joy.

In less than three days, under the leadership of the five great families, merchants from all over the southeast deposited gold and silver in Huaxia Bank, and Huaxia Bank also opened branches in all parts of the southeast in a very short time.

Six days have passed, and this time it was Luo Xin who invited guests to the outer building, and still invited the five major families and those small and medium-sized family owners in the southeast to the outer building.

This time it was for the opening of the market and the establishment of a joint-stock company. Luo Xin printed the articles of association of this joint-stock company into a booklet, no one sent a copy, and answered the questions raised by various businessmen in detail, and then everyone discussed for three consecutive days, added some clauses, and finally the issue of the distribution of shares.

On the issue of share distribution, Luo Xin did not use the government to suppress people, because he just wanted to form a rule, in this stock company, the government is not the person who says it, all matters must be resolved through the shareholders' meeting, and the identity of the government is only a shareholder, which prevents Luo Xin from leaving the southeast in the future, and the government will make a mess of this joint-stock company.

Therefore, Luo Xin has been reasoning with them, laying out the facts, and constantly explaining that the government has played a vital role in this company. The most for the government to fight for two percent of the shares, the five major families divided fifty percent of the shares, each family one percent, the remaining three percent of the two components to those small and medium-sized family owners, the last one to be sold to the Ming people in the future, anyone can buy.

After several days of memories, the company named Daming Haimao was listed. In this way, the sea trade operated by the city has become the business of these families in the southeast, and they all work hard to advocate the prospects of this company, but in less than seven days, the remaining shares are divided into several shares, and they are sold out, and it took less than half a month for Daming Sea Trade Company to gather 10 million taels of silver and deposit it in Huaxia Bank, so that Lu Tingjiang's mouth could not close.

Then the first general meeting of shareholders of the sea trade company was held to discuss the issue of the allocation of sea trade quotas, first of all, each merchant reported what goods they planned to operate this time, how many goods could be transported, and then everyone distributed it uniformly, making a lot of noise, but all of them were smiling. When the meeting ended, the merchants from all over the southeast went back to organize the supply of goods, and began to ship to Hangzhou, the business of transporting these goods was naturally handed over to Luo Xin's carriage and horse shop, and the task of escorting was naturally handed over to Luo Xin's dart bureau, a steady stream of silver, and before the city opened the market, Luo Xin was already rich.

At this time, the city shipping department has a sound organization, each performing its own duties, the wharf and warehouse are also nearly completed, and the Daming Sea Trade Company has also been operational, just waiting for the city shipping company to open.

But......

There is still one last problem in Luo Xin's mind that has not been solved, and if this problem is not solved, he will not even think about opening the market.

Wakako!

Not bad!

It's the Wako.

Now Ye Ma has been shot by Luo Qing, although Xu Hai and Xin Wulang have escaped, they have been completely disabled by Luo Xin, and even if they don't die at sea, they have no right to speak. Now only Wang Zhi has the right to speak at sea.

And this Wang Zhi has always been the biggest speaker on the sea, without Wang Zhi's cooperation, or Wang Zhi was disabled, those Frankie, Persia, Japan, Southeast and other vassal merchants did not dare to appear in the waters of the Ming Dynasty.

This is Wang Zhi's heroic performance, and it is also the sorrow of the Ming Dynasty.

"I have to go to Hu Zongxian! I wonder how he talked to Wang Zhi? Luo Xin said softly.

"It's been months!" He said in a young voice.

Luo Xin sighed and said: "This matter must urge Hu Zongxian to speed up, otherwise if it drags on, where is my reputation?" What is the credibility of the city? Daming Haimao will also collapse. When the time comes, it will not be easy to bring these businessmen together. ”

"There's no way around that!" Wang Ziren said softly: "This matter is not at all difficult for our city department, it is completely Hu Zongxian's business, and only he can solve this matter." ”

"Then we can't just wait passively, can we?" Luo Xin said helplessly.

The next day.

Luo Xin took Lu Daqing, under the protection of the Wanda Guard, to the Suzhou Governor's Mansion, and when he arrived at the Governor's Palace, he knew why Wang Zhi had been dragging his feet and did not come.

This has to start with Xu Hai, Ye Ma and Xin Wulang's attack on the southeast, at that time, Wang Zhi got up and watched the two tigers fight, his mind was to wait for the Japanese and Ming to fight a defeat, and then he came forward, so that he could occupy a greater advantage, so at that time Wang Zhi broke off contact with Hu Zongxian. And Hu Zongxian was also busy dealing with Xu Hai and others at that time, where did he still have the heart to contact Wang Zhi?

Later, neither Wang Zhi nor Hu Zongxian expected that Luo Xin would defeat Xu Hai, Ye Ma and Xin Wulang, and Luo Qing also shot Ye Ma. More than 50,000 Japanese robbers were almost all besieged and killed, and only Xu Hai and Xin Wulang fled back to the sea with a few hundred people.

At this moment, Wang Zhi was greatly surprised when his abacus failed, he didn't expect that the Ming officers and soldiers had become so powerful now. Even if it was him now, he didn't dare to go ashore easily, so he immediately decided to contact Hu Zongxian and start negotiations. If you mix up an official body, you will be able to return to Daming in the future and return to your hometown.

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*(To be continued.) )