Chapter 55: Opening Turmoil (3)
Kong Jian'an quickly calmed down, adjusted his mentality, and re-examined Yi Zhicontentment, the big shopkeeper of Yuanqi Bank, although he was young and lacked the management experience of the bank, but his vision, mind, courage, and courage were not comparable to himself, and he couldn't be convinced.
He really didn't dare to imagine what the situation would be if Yuanqi Bank could survive? All pawnshops, money banks, printing bureaus, and exchange shops in Guangzhou City are afraid to disappear completely, even if the capital is abundant, and most of the ticket numbers with deep roots have also disappeared.
After pondering for a long time, Kong Jian'an spoke: "The big pattern of the big shopkeeper is indeed beyond the reach of the bottom, but it is ....... Speaking of this, he lowered his voice and said: "Adults have always been insatiable, Yuanqi Bank can give heavy bribes, won't the ticket number money bank and the silver number guild in Guangzhou City be heavy bribes?" ”
"Shopkeeper Kong doesn't need to worry." Yi Zhishu said in a firm tone: "It's just a plate of loose sand, don't worry about it, and even if they also pay bribes, I am sure that the Governor will take a firm stand to support Yuanqi Bank." ”
Seeing that he was so sure, although Kong Jian'an was skeptical, he didn't want to ask more, so he immediately arched his hand and said: "There is a big shopkeeper in the general number, let's take a look at the branch below." ”
Yi Zhishu nodded and said: "In this situation, the shopkeepers below will inevitably have no bottom in their hearts, you go and appease them, and tell them that Yuanqi Bank has thirteen lines as the backing and the support of the government, don't worry." ”
Kong Jian'an, who was waiting, sighed lightly, and paced slowly in the room, his steps were slow and heavy, just like his mood, just like his mood, just his demeanor was calm, and his tone was firm, that was to stabilize Kong Jian'an, but in fact, he was also worried in his heart.
He knows very well that he is playing with fire, he is fighting against the water, which is also a last resort, one is that there is no time for him to develop slowly, step by step, and secondly, the most important thing, Yuanqi Bank is an outlier, will not be accommodated by the ticket number money and pawnshop printing bureau in Guangzhou and Xiguan, once it is established and opened, the two sides are the trend of fire and water.
He must sweep the financial market in Guangzhou in one fell swoop with lightning speed, forming a dominant situation, only in this way can Yuanqi Bank gain a foothold and quickly open up the situation, otherwise it is a dead end.
In order to fight the first battle of the opening of Yuanqi Bank, he deceived almost all the people, he printed two copies of the small advertising leaflets of Yuanqi Bank, and the leaflets printed by Pan Shiming were just propaganda for absorbing small deposits at low interest, in order to hide from the world.
And Wu Bingjian's side, half an hour before he distributed the leaflet, he sealed the leaflet in an envelope and asked Wu Changqing to take the banker to see Wu Bingjian, for Wu Bingjian, he was not worried at all, as long as Wu Bingjian saw the leaflet of Yuanqi Bank and saw the reasons listed in his letter, he would inevitably try his best to save Yuanqi Bank.
It's noon now, Wu Changqing hasn't come back, it means that Wu Bingjian has already left for the governor's palace, and now it depends on the attitude of Deng Tingzhen, the governor of Liangguang, if he doesn't get his support, Yuanqi Bank is likely to be the shortest-lived bank in the history of the Qing Dynasty, and it will have to close down in one day.
100,000 oceans is indeed not a decimal, but in the eyes of Deng Tingzhen, the governor of Liangguang, I am afraid that it is nothing, Yi Zhixiang did not dare to expect Deng Tingzhen to let Yuanqi Bank go untreated for the sake of 100,000 oceans, and sat back and watched a large-scale run in Guangzhou, he was counting on the listed reasons to impress Deng Tingzhen.
The reasons he listed are sufficient, but they require Deng Tingzhen to have enough courage! This is a big gamble, win, from then on, the sea and the sky, lost, he in the thirteen lines in Xiguan in Guangzhou I am afraid that there is no place.
Sairong Lane, Bank Mansion.
The once quiet and solemn bank mansion has become a busy market at this time, all of them are the shopkeepers of the ticket number money bank and the pawnshop printing bureau, and everyone in the shopkeepers is anxious, while talking in a low voice, while staring at the door of the mansion meeting hall.
In the meeting hall, there was a lot of people, but it was very quiet, and everyone looked at the president of the Association of Banks, who was sitting on the main seat, Liang Jiemin, who was highly respected and nearly fifty years old.
After being silent for a long time, Liang Jiemin spoke: "Who opened Yuanqi Bank, you should all know in your hearts, the current situation of the Thirteen Banks, you also know that people are now putting on a posture of breaking the net, our two hands are ready, one is to notify the two counties and county governments of Nanhai and Panyu, saying that there is malicious competition from Yuanqi Bank, disrupting the market, and I sincerely ask for the banning of all Yuanqi Bank branches."
Although the Thirteen Lines are no longer what they used to be, they still monopolize the foreign trade of our Qing Dynasty, and generally give them a little dignity, the head of Yuanqi Bank, the old man personally ran a trip, asked it to close the door, and took out some meeting gifts, you discussed it, and made up a low-interest loan of 10 million yuan to the Thirteen Banks, according to the rules drawn by Yuanqi Bank, one and a half interest. ”
As soon as the words fell, there was a lot of discussion in the hall, and someone immediately raised his voice: "President Liang, if the thirteen banks want to borrow at low interest, they can discuss it with us, so conniving at the juniors to act arbitrarily, bad our rules, and disrupt the market, we will not punish severely, but borrow tens of millions at low interest, this will not only damage the reputation of the bank mansion, but also our Guangzhou ticket number money bank shopkeeper will not have a face to see when he goes out." ”
Liang Jiemin glanced at him, and ordered from the side: "Liao Kai, Shixin, you two will go to the two counties of Nanhai and Panyu first, and they will ban the branch of Yuanqi Bank." ”
After giving the order, he glanced at everyone and said, "Why do you want to borrow 10 million at low interest to the Thirteen Lines?" Forced by the situation! With the withdrawal of the British East India Company from the trade in Canton, the situation of the Thirteen Merchants is becoming more and more difficult year by year, some merchants have closed down and gone bankrupt in the past, and some people are willing to join the merchants, but in this situation, who is willing to become a merchant? The Qing Dynasty can't be without merchants, right? ”
"President Liang, the Wu family and the Pan family are not without money, so why should we meddle with things?"
"Why isn't there anyone who understands?" Liang Jiemin raised his voice and said: "Xingtai Bank owes more than 2 million to foreign businessmen, and now it is being cleared of accounts, and the bankruptcy is imminent, and the Thirteen Banks hurriedly drummed up a Yuanqi Bank, which is self-help!" If we don't borrow at low interest, the government will turn a blind eye to Yuanqi Bank, what will be the consequences? ”
The hall was quiet, no one spoke, none of the shopkeepers opened their mouths, no one was willing to lend money to the Thirteen Lines, low interest rate is not low interest Say, whether the loan can be recovered, is what everyone is most worried about, who does not know the current situation of the Thirteen Lines, it is a bottomless pit at all, not to mention the repayment of the principal, the interest can not be repaid!