Chapter 886: Financial Crisis
The bus and carriage is a new thing, and the people didn't buy it at first, although it is not much, but since God has grown two legs for himself, why don't you walk with legs and feet, but it costs this penny? But it was not long before they found that they could not do without the convenience of the public carriage, which was very punctual, and whether the carriage was full or not, it would stop for a while in the designated area and then start without any delay.
What's more, this is a horse-drawn cart, many people have never ridden in a carriage in their lives, and now they can ride it for a penny, so they naturally want to try it; Many people spend a penny to go around the city from the starting point to the end point in order to enjoy it, just to enjoy this feeling, and it is quite pleasant to travel around the city for a penny.
Su Jin paid attention to people's reactions, although he understood that such a convenient measure would inevitably be accepted by the people soon, but after all, it was a new thing, and he always wanted to be a hit, and he didn't want to make a difference.
Seeing that the bus is becoming more and more accepted by the people, Su Jin knows that this is the first step to success, and the establishment of the bus system is not only to increase Su Jin's pocket income by more than 100 yuan every day, but more importantly, this move makes the rhythm of the whole city faster, which is more in line with the characteristics of a commercial city.
Immediately afterwards, Su Jin made a new move, he gathered the merchants of the twelve commercial streets, formed a chamber of commerce in various industries, and asked them to standardize their own business behavior, the prosperity of business is not only the gathering of shops, but more importantly, healthy competition, Su Jin set a few red lines for them, such as bullying and dominating the market, raising prices, shoddy and other business taboos, and those who dare to cross the line will be driven out of the Pearl City.
The branches of various industries formed a general association of commerce, and Li Zhong came forward to serve as the honorary president of the chamber of commerce, and selected more than ten leaders in various industries to serve as vice presidents of the chamber of commerce, forming a self-management mechanism under the supervision of the government, and smoothly transferring the responsibility of business management to the merchants themselves.
In terms of municipal construction, with the establishment of the public transport system, various urban systems modeled after later generations have also been established one by one, and sanitation, medical care, public entertainment, public security, water supply and so on have sprung up like mushrooms after a rain.
Of course, not all of them are applicable, for example, Su Jin's request to build a water tower in a street to install a pipeline to supply water was proved to be a wrong decision, because there is no way to draw well water and send it to the tower, and there is no way to control the water consumption, and even the pipes laid can only use bamboo pipes, and the water pressure increases and the bamboo pipes break and make a mess often occur; Su Jin also quickly stopped the project and restored to the original appearance of digging wells to draw water.
Through this matter, Su Jin also realized that under the level of science and technology in this era, it is still not appropriate to copy some things from later generations, and he needs to make a discretionary choice, and he can't take it for granted.
Of course, some other things have brought greater changes to this new city, such as the establishment of public medical centers in commercial streets where every inch of land is expensive to facilitate the people to see a doctor and get medicine, open up green spaces, green the whole city, and set up large-scale entertainment houses for the people to relax; The establishment of six public government schools, and the equal admission of the sons of commoners and the sons of commercial officials, have been applauded by the broad masses of the people.
In the past few months, the Pearl City has gradually become full of vitality, with the radiation of fame, businessmen from all over the Great Song Dynasty have come to open a branch in the Pearl City to do business, and scholars and celebrities have also come to the confluence of the four rivers to see this new and famous new city; With the increase in the flow of people, the rapid development of various industries, the small Pearl City is overcrowded, forcing Su Jin to consider opening up the fourth ring plan and expanding the scale of the city.
In the month of Layue, a heavy snow fell, Su Jin got up early in the morning, and hurriedly ordered people to prepare for driving, he wanted to see if the heavy snow had any impact on the city, and ordered people to quickly clear the snow on the city's roads, so as not to affect the operation of the city.
Su Jin had just finished putting on his cloak and was putting on his cloak, Yan Biyun came in from outside with a letter, Su Jin smiled and said, "Did you get up so early to see the snow scene?" Have the plum blossoms bloomed? Didn't you talk about flower bones a few days ago? ”
Yan Biyun's face was a little uneasy, and she stepped forward to help Su Jin tie the cloth strap of her cloak and said, "The slave family has something to tell the husband, and the husband promised the slave family not to be anxious after hearing it." ”
Su Jinqi said: "What's wrong?" ”
Yan Biyun handed over the letter and said softly: "The money shopkeeper in the capital has sent a letter, our silver village ......"
Su Jin was shocked: "What's wrong with Yinzhuang? What's wrong? ”
Yan Biyun sighed lightly and said, "See for yourself." ”
Su Jin hurriedly opened the letter and took a closer look, and was stunned for a moment.
This is the letter from Huitong Yinzhuang Qian Crane Year, the letter said that the end of the year is approaching, Yinzhuang depositors have come to withdraw their deposits to buy New Year's goods, and some are at the end of the year to settle the interest, but there are only one million left in the silver bank, and there are nearly 300,000 deposits to be withdrawn every day, according to the previous situation, fifty percent of the deposits at the end of each year will be taken out at the end of the year, and then slowly recover after the year, the two silver banks need to reserve at least six million to seven million yuan of active money to cope, but this year because Su Jin withdraws too much, the end of the year is too slow, This matter is urgent, please Su Jin immediately think of a way.
Su Jin sat down dejectedly, slapped his forehead with his hand and said: "I'm confused, I actually forgot such an important thing, once the money is not redeemed, it will cause a run on the bank, and the reputation of the money village will also be ruined, this matter is indeed urgent." ”
Su Jin was indeed confused, from the establishment of the new city to the gradual on-track, Su Jin put in the money he couldn't count, roughly estimated more than 10 million, for a while, Su Jin even forgot that these money are other people's deposits in the silver village, he always kept asking for the two silver villages in the capital and sent to the two silver villages, for the establishment of a variety of supporting measures for the new city; But I forgot that these are depositors' money, and they have to be withdrawn once at the end of the year.
In the past, when investing in Baoshan, the cost was not large, and the total investment of the two mines in Baoshan did not exceed two million, which would not affect the settlement at the end of the year at the end of the year, and the briquettes soon opened up sales channels and began to withdraw funds, even if it cost more, it could be quickly made up.
But the construction of the Pearl City is different from the opening of the mine, the city's taxes are all once a year, the new city has only been established for seven or eight months, and the merchants have only settled in and operated for more than three months. Moreover, during this period, Su Jin continued to invest in improving the city's facilities, plus other expenses of the Northwest Fourth Road, and actually emptied the deposit in the silver village of nearly 12 million yuan, how could Qian Henian not be in a hurry?
"What now? How much money do we have on our accounts? Su Jin asked anxiously.
Yan Biyun shook his head and said: "There are only two million yuan in the account, plus more than 500,000 yuan of this year's profit from the garment shop and grain store. ”
Su Jin said: "How come? Don't have a little bit of money coming in here? Didn't you sell a lot of houses in the city? Two or three million are there. ”
Yan Biyun sighed: "Have you forgotten? Lord Liang found iron ore in Chengzhou, didn't you allocate these two million to him a few days ago to build a mine? ”
Su Jin stomped his feet and scolded, and said hurriedly: "No matter what, I want to raise a sum of money and send it to Yinzhuang as soon as possible, once there is a run on Yinzhuang, it will be a big deal, this matter will burn my eyebrows, I will immediately order someone to bring Liang Shi's two million guan back, plus the two million on the account to be sent to the capital and Yingtian together, in order to solve the urgent need." ”
Yan Biyun said: "I'm afraid Lord Liang's money has already been spent, he recruited migrant workers to purchase a lot of materials in November, it's been almost a month, I'm afraid that the furnace has been built, how to ask for it now?" ”
Su Jin said: "That's difficult. ”
Yan Biyun sighed and said: "Even if you ask for the two million, it is not enough, the money shopkeeper's estimate is that there must be at least six million to spare, don't worry, don't worry, let's find a way to deal with this matter." ”
Su Jindao: "What can you do?" Go back to Beijing to borrow money from Yan Xiang? ”
Yan Biyun said: "You don't care, the slave family told you this not to disturb your mind, but to remind you that we are going out more than entering, and there will be hidden worries if we continue like this, so that you have a number in your heart." ”
Su Jin stomped his feet and said: "It's all my fault, I don't care about money, I'm used to being extravagant, I'm afraid you want to say it a long time ago." ”
Yan Biyun touched Su Jin's face and said: "Husband works hard every day, how can the slave family bear to drag you back, you go, Master Li, they are waiting in front, don't help but have a bitter face, this matter will be handled by the slave family." ”
Although Su Jin was anxious, he had no good solution, so he had to go to the city with Li Chong and them to inspect the situation after the snow, and he didn't know if Yan Biyun really had a way, or comforted himself, this is a huge amount of money, where to raise it for a while?