The wealthy businessmen in the hall hurriedly got up and bowed, "The villain greets General Ying." ”

"Haha, no courtesy." Ying Tianxiang smiled and greeted everyone one by one, "Ah, shopkeeper Zhao, shopkeeper Sun, Li Xiaolian, I haven't seen you for a few days...... Sit down, sit down and talk. ”

After everyone sat down again, Ying Tianxiang said again: "It is extremely difficult to gather all of you together on weekdays, but today through Brother Qiao's wedding banquet, I have a good thing to say to you." ”

His words couldn't help but tighten the hearts of the wealthy businessmen, could it be that the imperial court wanted to send donations? The Han Xing Dynasty didn't have this convention in the past......

Shaozhou's shopkeeper Zhao bowed his hand boldly: "Lord Ying, I know that the imperial court is going to use troops against Mobei. There must be no ambiguity about the fight against tartars, just say how much you want! ”

When the others heard this, they immediately nodded in agreement, "Yes, please speak up, my lord." ”

"Contribute to the imperial court, and my Zhang family will not be stingy!"

Zhu Linmi's leading army defeated Jianlu and Tatar, and established a series of achievements in Liaodong's political envoys, which made the morale of the whole country high and the situation of unity of the whole country, which can be seen from this.

"Everyone misunderstood." Ying Tianxiang smiled and waved his hand, "Not only do you not want you to take the silver out, but there is a good deal for everyone." ”

The businessmen looked at each other, and someone asked carefully: "I don't know what Lord Ying said?" ”

"Ah, that's right." Ying Tianxiang said, "In the past, in order to resist the captives, the imperial court issued a large number of treasure banknotes as payment for goods or officials. The imperial court thought that because the treasure money was issued too much and too indiscriminately, it was like waste paper and worthless, and the person who received the treasure money was bound to suffer a huge loss. Now that the household department has been filled, the court intends to use the cash to recover these treasure notes. ”

He glanced at everyone's reactions and continued: "Ah, of course, it is a little difficult to redeem the full amount, and the imperial court plans to use one tael of cash to buy back forty taels of treasure banknotes with a face value, so as to make up for the losses of the people. ”

All the wealthy merchants in the room bowed their heads and pondered when they heard this. After a moment, Shopkeeper Zhao was the first to react, his eyes flashed with excitement, and he asked, "Lord Ying, but no matter how many treasure money, the imperial court will take it all back at this price?" ”

"Yes, no matter how much, the household department will see the money and release the silver."

Shopkeeper Zhao immediately said: "Thank you, Lord Ying, Zhao will first set the amount of five million taels of treasure banknotes, and if there is any later, he will continue to send it!" ”

Others also came back at this time, and this business was profitable!

What is Treasure Banknote? It's just waste paper, don't say forty taels for one tael of silver, even if one hundred taels of treasure banknotes for one tael of silver, it is also a scramble to change. You can buy it at a low price, and then sell it to the household department at forty taels, and you can make a lot of money by selling it casually!

There are also people who are a little uneasy, and said tentatively: "Lord Ying, won't we bring the treasure money, but the court will shirk all kinds of prevarications, right?" ”

"Don't worry," Ying Tianxiang took out a court document with a seal, "Within this year, it will be replaced now." ”

When everyone read the official document, they immediately regained their joy, and they all said that they would send treasure money later.

Ying Tianxiang said with a straight face: "By the way, this matter is due to special reasons, but it can't be publicized." Even the closest relatives in the family must not be revealed, otherwise the court will immediately stop the payment. If you want to collect treasure money from the side, you can only find a reason for yourself, and you must not mention the court. ”

The merchants nodded hurriedly and replied, "Yes, yes, villains remember." ”

"I will never dare to give away half a point."

"Please rest assured."

Entering June, two things are hotly discussed everywhere in Daming.

The first is that the imperial court opened a new thing called a "bank", in which anyone could take the silver and store it, not only did it not charge a custodian fee like other silver accounts, but it would also pay a monthly profit!

This is the equivalent of silver giving birth to silver!

At first, the people didn't believe it and kept a wait-and-see attitude. Only a few people who are not rich in that little bit of money in their families took out one or two or five coins and deposited them in exchange for a "deposit certificate".

After a month, the crab-eaters went to withdraw the silver with their deposit receipts, and they successfully got back the principal and profits. Although there is only five millimeters of profit, who is too little to get for nothing?

So people became bold and began to save three or five taels, and some bold small families also tried to save more than a dozen or dozens of dollars.

Another strange thing is that people all over the country collect treasure money!

At first, it was one tael of silver to receive two hundred taels of treasure banknotes, and then it rose all the way, and finally stabilized at one tael of silver for sixty taels of treasure banknotes.

Although I don't know why these people collect this waste paper, no one will refuse to exchange it for silver.

In just over two months, more than 37 million taels of treasure money were successively sent to the place designated by Ying Tianxiang, and the 18 giants also successfully brought back more than 900,000 taels of silver.

At the time of the autumn equinox of that year.

A total of 18 banks in Daming are full of customers, because the banks have never had the slightest default in payment - according to the rules, it can be withdrawn within ten taels on the same day. It can be taken within three days of fifty taels. It is advisable within 1000 taels within 10 days.

In addition, with the Ministry of Accounts as a guarantee, the bank has established a good reputation in the hearts of the people, and some people have even rushed from hundreds of miles away to deposit money. The daily flow of silver carts between banks promoted the construction of wooden tracks between the major towns, after all, this thing was fast and safe to transport silver.

At the same time, banks began to lend small amounts, but for the time being, they only targeted industries under the name of the Ministry of Industry and Commerce, such as the Ordnance Bureau, the Wood Track Bureau, and shipyards.

The price of treasure banknotes is also rising, and some people in the Jiangnan area have already offered a tael of silver for 48 taels of banknotes.

Nanking.

Forbidden City, Qianqing Palace.

"Your Majesty," Zhang Canghai, the head of the household department, held a list and said, "In the past half a month, only four or five hundred taels of treasure money have been sent every day, and there is a tendency to decrease. ”

Zhu Linmiao asked, "How many treasure money have you collected?" ”

"Back to Your Majesty, a total of 63,300,000 taels. A total of 1,580,000 taels were redeemed. ”

Zhu Linmiao nodded, according to the information left by the household department, before the Zhengde Dynasty, the imperial court issued a total of five million taels of treasure money, and then from the Chongzhen Dynasty to the Longwu Dynasty, they were crazy to issue treasure money, a total of more than 60 million taels before and after!

"With 1.5 million taels to buy back the reputation of the imperial court, the money is well spent. And the money will be recouped very quickly. Zhu Linmiao smiled and said, "If you want to say it, you have to thank Jianyu, without the more than five million taels they left in Shenyang, I am afraid that it will be two years later to start the recovery of treasure money and the establishment of a bank." ”

He looked at Zhang Canghai, "Zhang Butang, are the new banknotes ready?" ”

"Back to Your Majesty, a total of three million taels have been prepared."

"Okay, on the third day of October, the new treasure banknotes will be officially released across the country." Zhu Linmiao said, "All links are implemented according to my instructions in advance, and there is a labor department." ”

"The decree of the ministers will live up to the holy hope!"

(End of chapter)