Since the use of fire, humans have gotten rid of the animal mode of drinking blood and created civilization; Tools made of stone, bronze, and steel gradually moved humans out of gathering and hunting and into the age of agriculture and animal husbandry.

The increase in productivity has given people time to sit and think, and it has also changed the way of life of human beings, and at the same time generated thoughts.

Every progress of human beings is not a utopian idea, but a natural occurrence with the increase in the level of productivity, and then summarized through unique ideological tools, in order to continue to climb up one step at a time.

In this era, due to the emergence of new tools, new organizational models, and emerging industries, the speed of the whole society climbing up has increased significantly, and there has even been a phenomenon of stepping up two or three steps in one step.

At the same time, there are also changes in the way of life and thoughts of each Song people, most people may not feel that they have changed, but in fact they have changed, but they can't feel it.

For example, a farmer in Wendeng County, Dengzhou, surnamed Fang, has inherited dozens of acres of thin fields from his ancestors, planted some sorghum and millet, and the yield per mu is even a bumper harvest, and after paying various taxes, the whole family has to go to pick wild vegetables and fruits, otherwise the surplus grain will not last for the next year's harvest.

It's not lazy to do, the old couple plus three sons and a daughter-in-law, waiting for dozens of acres of land all year round, rain or shine, don't dare to steal at all.

It's not that they don't spend money and don't run a family, the whole family knows how to be diligent and thrifty from old to young, and the clothes are mended and mended, and they are reluctant to eat even an egg if they don't get sick or sick, so they all keep it to go to the town to change oil and salt.

It's not that there are too many heirs and it costs to marry a daughter-in-law, only the eldest of the three sons has married a wife, and the remaining two younger brothers are still a single couple when they are twenty years old, and the family can't get a suitable dowry at all.

Speaking of poverty, the root cause seems to be that the land is too barren, beads of sweat fall on the ground and fall eight petals, and the amount of food that is beaten all year round is also a certain amount. Not only the Fang family, but also the situation of the nearby villages is similar, even the land of the nearby Huangzhuang. The emperor is not in a rut, so what can the people think of.

Hey, don't really say it's so dead, ordinary people don't have a rut, but not ordinary people do.

In the third year of Qinghe, a supply and marketing cooperative was opened in the county, and everyone did not know what the supply and marketing cooperatives were at the beginning, but they only knew that what was sold in it was rare, and most of them were related to croppers.

The most eye-catching is a kind of agricultural fertilizer called He Dazhuang, don't look at the appearance and salt powder, but as long as you sprinkle it in the field a few times according to the method and time of the little brother of the supply and marketing cooperative, the crops must be harvested one or two more in the autumn, and it is said that it is not too fresh to harvest three percent more in the watered field.

As early as the ninth year of Yuanfeng, some people trafficked this thing from the Daimyo Mansion Road, but the quantity is very small, and the price is high, even if it is easy to use, ordinary people can't buy it or can't afford it.

But in the autumn of the fourth year of Qinghe, chemical fertilizer is no longer a rare thing, just rush to the supply and marketing cooperatives in Wendeng County before the beginning of spring, and you can always buy some back. If you are lucky, you can catch up with the fertile field powder for sale, its price is more expensive than that of Heda Zhuang, but the fertilizer effect is better, and it is almost heavy to hold on your back.

Of course, it is a great thing that the supply and marketing cooperatives can be opened in Wendeng County, so Penglai is not to say that there are 100 miles, not many farmers can run so far, and it is not only expensive to buy from the hawkers, but also not enough to keep the fertility.

However, the notice posted by the supply and marketing cooperatives was even more exciting than the arrival of the fertilized flour, and the Daimyo Bank actually opened a counter in the supply and marketing cooperatives to provide agricultural loans to farmers who were willing to plant white stacked flowers in the jurisdiction of Wendeng County.

The matter of the white stacked flowers seems to be similar to the origin of the chemical fertilizer, and they are all new things made by the horse Wang Shu when he served as the pacification envoy of the Daimyofu Road, and they are all good things.

Although this kind of cotton wool with white flowers is not eaten or drunk, it can be sold, and after being sold to the Daimyo Bank, the money in exchange is several times the income from growing sorghum millet, even if the price of grain rises no matter how cost-effective.

Moreover, the banker said that in order to prevent everyone from planting all the white stacks of flowers and causing no one to grow the grain, the farmers who can sign a planting contract with the bank must be limited by the amount and conditions.

If you want to plant, you have to have a large area of fields that are connected together and not very fertile to sign contracts and obtain bank loans and technical support.

It's not that no one has resisted this overlord regulation of the bank, why do you let you plant to plant, the land belongs to my family, we will plant whatever you want to make money, can you manage it!

The bank really can't control it, and people don't care about it, but after more than half a year, no one dares to play like this anymore. The reason is very simple, without the seeds and planting technology provided by the bank through the supply and marketing cooperatives, the germination rate of white stacked flowers is very low, and the growth is not as good as that of contract farmers, and the harvest is of course miserable.

It would be a big mistake to think that there are only such consequences if you don't listen to the bank, they are really ruthless, they don't even give a chance to repent, and they directly force people to death.

White stacked flowers are not like grain, if you don't buy them, others will buy them, you can't sell them at a high price, you can always sell them at a low price, or you can simply keep them at home to eat, and you can harvest as much as you want, and you won't waste it at all.

This thing is not eaten or drunk, no one really buys it except the bank, and few people pick it up when it is thrown on the side of the road, so it simply rots in the ground, and the picking process is free.

And the people in the bank will come to see if your family will go bankrupt and sell the land because of this, and they will not reduce the price too hard, they will buy your land according to how much money the market price is, and rent it to others to cultivate in the blink of an eye, or plant white stacked flowers, but it will be more than you harvest.

I don't dare to say three or five years, anyway, work hard for six or seven years, don't catch up with too big natural disasters**, farmers who rent bank land can save enough money to buy this land from the bank at the contract price and continue to plant white stacked flowers.

People have changed from tenants and homeless people to homesteaders with family businesses, and you have changed from homesteaders to tenants and homeless people, aren't you angry? This is the fate of going against the Daimyo Bank.

With these living examples, it cannot be said that there is no one, anyway, there are fewer and fewer people who use these brains. To some extent, in some areas, the words of the banks are better than the notices of the government.

The Fang family was lucky this time, and because of the barren land near Huangzhuang, they were allowed to sign a planting contract with the Daimyo Bank. At the beginning, the family was still a little trembling, first afraid that the seedlings would not go well, and then afraid of catching up with pests and diseases, seeing the flower bones blooming to reveal the tidbits of white flowers inside, and afraid that the bank people would take the opportunity to lower the price or simply not to collect, it would be a dead person.

In this way, until August 15, a team of pack horses finally appeared in the north of Wendeng City, and the people sent by the bank took the contract and went door-to-door to rate and buy white stacked flowers, and gave two payment methods.

If you want cash, you can count the copper coins on the spot, and if you don't want cash, you can exchange the price of the day's grain in Wendeng City for rice. The rice is on the big sea boats parked in the bay to the north, and the white stacks that have been bought are also transported to the bay by pack horses and loaded onto these big ships.

The people in the bank also said that from the second year, there would be no need to load ships and transport them out, and some businessmen from Chengdu Fulu would build a workshop in the north of Wendeng County, and the purchased white stacked flowers would be directly sent to the workshop to spin and weave cloth.

Families in nearby prefectures and counties with poor land and insufficient harvests can let their daughters-in-law and daughters come to work in the workshop, and they will be paid every month, which is no less than farming.

After three whole years, the Fang family not only paid off the loan in advance, but also bought two pack horses sold from Youzhou Road, and rented 100 acres of land in Huangzhuang, becoming the largest white stack flower grower in several nearby villages.

Don't underestimate this name, the top 10 farmers who pay the most white stacks to the cotton mill every year will receive double rewards from the cotton mill and the bank. The prize is fertile field powder, which is divided into ten grades from dozens of catties to free use throughout the year. This is a lot of money, and anyone who sees it will have their eyes red.

Because of this name, the two sons of the Fang family found their daughter-in-law in the cotton mill last year, and by the way, they also sent their eldest daughter-in-law to the factory as an apprentice, and they could get 700 Wenzu Mo copper coins back every month, and the work was not very tiring, anyway, it was much easier than farming at home.

The eldest daughter-in-law said that if you have a good brain and a good hand, you can get on the spinning wheel after three months, and the salary will have to be at least doubled at that time, and there is no upper limit, and how much you can earn depends entirely on how much you can do.

At present, the wage record of the female workers in the factory was created by a female master from Zizhou Road, who received three Huangzhou gold coins a month, that is, nine copper coins.