But it was not Hong Tao's turn to build a factory and Tuntian, and Premier Wang Erwang had already deceived his secret map, and then these mineral resources became state-owned. As the regent of the Great Song Dynasty, he keeps saying that he is rich and strong, so he can't blatantly go to the country to buy and sell.

Even if he wants to grab it, there is no chance, several iron mines and coal mines in Youzhou have been planned for military use along with the Daimyofu, Weiqiao Town, and Ganzhou, and in the next three to five years, the imperial court will invest a lot in these military industrial enterprises, as the top priority of the entire country's military construction, and they will work together for the goal of 400,000 new troops.

But Hong Tao is really not in a hurry, he wants to exploit loopholes and there are holes everywhere. Now he was talking to the deputy general manager of the SF Post Office about the loan, and as soon as he heard that the regent wanted a loan, the director of the Daimyo Prefecture Branch did not dare to receive it, so he immediately transmitted the news back to the General Bureau, and then Comrade Wang Baxiao rushed over with a group of people.

This is the first time that my adoptive father has borrowed money from the post office, and the amount is quite large, 300,000 Huangzhou gold coins, which must be paid special attention to. In addition to their status, the post office executives also smelled a strong smell of money. The adoptive father has the ability to turn stones into gold, and the investment that can make him fancy must be particularly attractive.

"City service system? So far, I don't seem to have heard that the imperial court is going to build a city in these places, do you have a secret plan? ”

When Wang Ba heard what his adoptive father was going to do with the loan, he was immediately a little dumbfounded, and he said that the money should be used to improve the living service facilities in several mining areas, and to establish a huge storage base in Wuqing and Haihe Port, and expand Haihe Port into a deep-water port that can accommodate more than ten large sea ships docking at the same time.

What does SF Post Office do? On the surface, they are the only banking system in the Great Song Dynasty that can cover most of the state capitals, and in essence, they already have the function of a central bank.

The plan of currency reform has been put on the agenda, and the specific handling, issuance and guarantee agency is the SF Post Office, and anyone in the court can hide any big moves and big investments, but not the SF Post Office, as long as a large amount of money is used, no matter what you do, you will eventually have to go through the post office system.

It is very understandable what the adoptive father wants to do, he is serving the city, it is not an ordinary small county town, and it has to be a medium-sized city at the state capital level at the second, but Wang Ba has never heard that the imperial court wants to build a city in these places, and there is no proposal.

Of course, with his adoptive father's ability, if he proposed to build a city, the imperial court must consider it immediately, and there is a high possibility of approval. Therefore, Wang Ba should ask clearly, if this is the case, he must quickly notify the State Administration to increase investment projects to attract social funds.

In fact, in recent years, SF Post Office has basically not used its own reserves, and has raised funds from the private sector through the establishment of investment projects.

"Have you been stupid all these years? As a father and not a magistrate, how can he take care of the affairs of building a city, don't you understand that the military and the government should be separated! You're also quite busy, hurry up and sign the loan contract, what should you do? ”

Wang Ba's words are very level, although Hong Tao himself also started with the new army, he is very afraid of the army interfering in civil affairs. This kind of thing is strictly forbidden in the promotion society and at all levels of government, and the garrisons in various places also regard this regulation as the bottom line. Other mistakes can be made, even if you lose the battle, you can be forgiven, but the punishment for political involvement is very severe, and the lightest is dismissal.

“…… Without a feasibility analysis and risk assessment, the daughter is not free to lend money...... It's not that your daughter deliberately makes things difficult for her father, it's all up to you...... Why don't you find a few maritime alliances to cooperate with the insurance? ”

Wang Ba may have been in contact with her adoptive father for the least amount of time in the children's group, she has been working in the bank since Huangzhou, and she has not seen her adoptive father for several months, and she is still like this when she arrives at the Daimyo's Mansion, and now she works at the Mingzhou headquarters all year round, and she can only go home for a few days during the New Year's holidays.

She must have more respect and fear for this adoptive father than emotion, and she will not and is not used to dealing with problems in a coquettish way, which is a bit of a dilemma for a while. Don't lend, emotionally doesn't make sense, lend, it's a clear violation of discipline, this kind of fault is enough to be swept away once.

"If my father consults with a maritime merchant about this matter, where will you still have the opportunity to lend. But your answer is correct, do your best, and whenever you encounter such a situation in the future, think about how to reject me, and basically you will not make a mistake. As a father, I don't want to be old and see you in prison because of your mistakes at work. ”

After listening to Wang Ba's handling opinions, Hong Tao grinned and smiled. patted Wang Ba's head like when he was a child to show encouragement, and then told her that he was not angry, and that it was all a temptation just now.

“…… The loan matter...... "Wang Ba didn't feel proud, his adoptive father spared such a big circle, he wouldn't have deliberately called himself over for assessment."

"The matter of building the city is definitely not in the hands of the father, and you should know better than the father whether the court has this plan or not. But I can tell you a message privately, within two years, the imperial court will be forced to build cities in these places, go back and tell your sixth sister, don't keep your eyes on the taxes of governments at all levels all day long, send more people out to go around, especially where the imperial court has a large amount of investment, sometimes the main business will drive a lot of side businesses, which are very good investment projects. ”

Of course, Hong Tao knew that the loan needed to be reviewed by the professional department of the post office, even if Wang Liu was his adopted daughter, at most part of the mortgage conditions would be waived, and it was impossible to approve such a large loan without any reason.

"Side hustle?" Wang Ba still didn't understand, the investment of the imperial court already included roads, housing, and logistics and supply costs, where is there a side business?

"Have you been to Weiqiao Town and the Daimyo Mansion Workshop District?" It's normal for Wang Ba not to understand, she doesn't have much business talent, but she is good at numbers and mathematics, and she doesn't need to have this kind of vision when she sits in this position, of course, she can have better. In fact, people as shrewd as Wang Er also ignored this problem, it doesn't matter, I'll tell them again.

“…… Have been there" Wang Ba still didn't understand what his adoptive father was going to say, Weiqiao Town and the Daimyo Mansion Workshop District had not only been there, the post office had a lot ......of loans in these two places, and they were almost annoyed.

"Back then, they were all barren mountains and tidal flats, but now they are very lively?" Unless he encounters a special situation, Hong Tao will rarely explain the question clearly at one time, and always try to cut it one by one, hoping that the listener can think of the answer for himself.

"That's nature, there are so many workshops, there are more craftsmen than villages and towns, but what does this have to do with building a city?"

It's a pity that Wang Ba didn't find the answer, Weiqiao Town and the Daimyo's Mansion are quite lively, but don't expect to sell too many goods to the craftsmen. It is true that their wages are high, but the workshop area has its own business system, and most of the daily necessities are sold, and the price and quality may be better than those sold by the vendors.

"You, look at too many numbers, count your brain to death. Weiqiao Town and the Daimyo Mansion Workshop District are supported by the city, and the families of the craftsmen can live in the city and go to the city for their expenses. But if you look at these mining areas and the future workshop area, they are all barren mountains and swamps, and there is not even a tea shop. So many people gather here, eating and sleeping all day except for work? Camps alone are not enough, and towns and even cities will soon emerge in these places. So the question is, who will provide them with goods, provide meals, and provide pastimes? Hey, hey, hey, this little money is going to be earned by my father, take it home and buy two new clothes for your mother, now you can sign the contract, right? ”

In fact, you can't blame Wang Ba for being slow to react, the situation of Weiqiao Town and the Daimyofu Workshop District is special, they are all built on the basis of cities, and there is no need to consider the problem of building a new city, so Wang Ba naturally can't draw inferences.

However, this truth should be made clear to her, the establishment of factories will break the traditional self-sufficient social model. A large number of workers gathered together, in addition to eating, drinking, lazing and sleeping, which were the minimum guarantees of life, there were also higher needs for food, clothing, shelter, transportation and entertainment. When all these things are satisfied, it is a city, whether it is surrounded by walls or not.