After Wang Yan learned about these things from several people, he already had a base number of the direction of governance in the next few years, and knew what the Ming Dynasty should do in the next few years.

This is a huge advantage of a centralized government, once it is decided what to do, then the resources of the entire Ming Dynasty will be tilted to one side, contributing to the implementation and success of the national policy.

Although this may cause uneven development and waste of resources, it can be done, but it is very efficient and can complete the national policy of the Ming Dynasty in a very short time.

If the centralized power of great unification does not do its work, the speed of decay will inevitably be astonishing, and a high degree of centralization will inevitably bring about a high degree of corruption, but if the centralized power has ambition and courage and wants to accomplish some feats, then the strength it will display is absolutely beyond the reach of other political power systems.

The Ming Dynasty held a big discussion every five years and a small discussion every year, changing the old bureaucratic style of waiting for things to come and then solve them in the past, but constantly agreed on new goals for the cabinet and the bureaucracy, and did many things and preparations in advance, so as to prevent them from happening.

In a few days, it will be the time for the New Year's pre-meeting, and Wang Yan already has a plan in his heart, and the next step is to formulate a set of specific plans with the cabinet, and put it forward in the council hall when the pre-meeting is held.

Wang Yan glanced at a few people, and then said: "What you want to understand is over, if you have anything to do, just take it upon yourself." ”

The three of them immediately stood up, and Song Yingsheng and Qian Bingrup immediately saluted, "The minister will retire first!" After speaking, the two took a few steps back, and when they reached the door, they turned around and went out, but Chen Yonghua did not say goodbye and left.

Wang Yan saw that he was still clubbing, and when he was about to get up and leave, he sat down again, and wondered: "What else is the matter with Fufu?" ”

The president of the Wude, in the official position of the Ming Dynasty, can be said to be a very strange existence.

Strictly speaking, Wude was not the yamen of the imperial court, but a private property controlled by the powerful and the big clans.

Although its president is appointed by the imperial court, the personnel are elected by the Wude number itself, and the imperial court cannot assign officials to parachute into the Wude number to serve, and the president must be elected by the Wude number himself, and the imperial court will appoint it, which is a very independent existence.

Of course, for Wang Yan, he still has a lot of influence on Wude, after all, the Wang family's shareholding in Wude is more than 20%, coupled with Wang Yan's status in the country, Wude is barely under his control, but I don't know what to do with the cancer of Wude after him?

Its network of interests has been intertwined, to the point that it affects the whole body, and the most important thing is that it is tied to the economy of the Ming Dynasty.

Chen Yonghua smiled and bowed and said: "Back to the prison country, the minister does have a matter, report to the prison country." ”

Wang Yan stretched out his hand to let him sit down, he was a little unsure of the number of five virtues, "Oh, what's the matter?" Fu Fu said bluntly. ”

"Prison country, it's about Japan." After Chen Yonghua sat down again, he continued: "In recent years, there has been a large outflow of silver and gold from Japan, and the southern feudal domains have been greatly impacted, causing turmoil in Japan and deterioration of public order. The finances of the Tokugawa shogunate and the southern domains of Satsuma, Choshu, Hizen, and Tosa are not optimistic, so can we borrow some money from Gotoku to help Japan maintain domestic stability and ensure the stability of our trade in Japan? ”

Wang Yan's fingers tapped a few times on the seat, and his brows couldn't help frowning, and he quickly analyzed the intention of the Wude in his mind.

As the supervisor of the Ming Dynasty, he controls the overall situation of the world, and it is not an exaggeration to describe Wang Yan's life with every opportunity.

This is not that Wang Yan wants to seize power, but that the supervision system of the Ming Dynasty is not perfect, and there is no set of supervision system to restrain the bureaucracy, and the people are absolutely weak in the face of the bureaucracy, so in his position, he must act for the emperor and the people of the world to prevent the bureaucrats under his command from messing around, protect the interests of the people to a certain extent from being excessively damaged, and prevent the parties in the DPRK and China from following the old road of the Donglin Party.

The interests of the gentry class and the rising merchant class represented by the bureaucracy, and Wang Yan played a role in mediating the contradictions between them and the common people, doing things for the world, which was the source of his legitimacy.

Since the last crisis, Wang Yan has been very wary of the Wude, but his energy is limited, and he cannot fully control the domestic situation, so he naturally has no time to pay attention to Japan.

Wang Yan thought for a while, and suddenly asked, "How much is the cash on the account of the Five Virtues?" ”

Last time, because Wude lent a large amount of money to the workshop, resulting in a shortage of cash in the bank, and the workshop was affected by the rebellion and lost its ability to repay, Wude took the liberty to terminate the loan and used the government's channels to force debts, resulting in a large number of workshops going bankrupt.

Money has a characteristic, when the economy is good, it desperately wants to lend money, so that others can take advantage of the good situation to help Qian Zhuang make money, but once the wind is wrong, find which business is not doing well, and immediately be the first to come up to call for the repayment of the loan, in a sentence to explain, that is, "send umbrellas on sunny days, collect umbrellas on rainy days".

The handicraft industry in the Gangnam region, as well as the entire industrial chain, was hit hard because of that incident, and this loss was only slowly recovered last year.

Chen Yonghua nodded, "Back to Your Highness, in the past two years, the trade between our dynasty has been smooth, the imperial court's taxes have increased, and the merchants have also made a lot of money, most of this money is in the treasury of Wude and several other money banks, about 90 million taels. The money is put in the bank, and it can only be moldy, so it is better to lend it out and then collect interest. ”

"Ninety million taels?" Wang Yan was a little surprised, but it is estimated that most of the money is owned by some businesses, not Wude, if it is lent out and cannot be recovered, resulting in the collapse of Wude, then the matter will be big.

Wang Yan frowned, and said in a deep voice, "This matter still needs to be considered, Qian Zhuang lends money, and he has no objection, but he should pay attention to the risks." Wude is the economic pillar of the Ming Dynasty, and I hope you will not forget the responsibility of Wude because of that interest. ”

In the past two years, the economic development of the Ming Dynasty was rapid, the trade was basically a surplus, the imperial court and the merchants had a bumper harvest, and the silver of the Wude naturally rose, and the silver dollars of many merchants were placed in the hands of the Wude, which made the Wude want to borrow chickens and lay eggs, use the money of the merchants to lend, and then earn interest.

This is understandable, Wang Yan is worried that Wude is too greedy and does not leave cash in the account like last time.

Chen Yonghua heard Wang Yan mention the responsibility, and knew that he was not very satisfied with the performance of the Wude before, so he was wary of the Wude, and he hurriedly explained, "Prison country, Japan is one of the main markets for our DPRK's goods, and if Japan is chaotic, it will also have an impact on our DPRK, so it is also beneficial to our DPRK to borrow money from Japan and help them stabilize the situation." ”

Chen Yonghua saw that Wang Yan listened again, so he said: "The minister knows that the supervisor is dissatisfied with the performance of the Wude in the last crisis, but the minister thinks that the Wude is the stone pillar of the Ming economy, and there is no obligation to relieve the poorly operated workshops, and the Wude must avoid risks and protect itself first, so as to play the responsibility of stabilizing the Ming Dynasty." The minister thought that if the Wude number stood tall, it was his duty to the world. ”

When Wang Yan heard this, he couldn't help but look up at him, the Wude was indeed a little too big to lose.

From the perspective of the workshop, the Wude sent an umbrella on a sunny day, and borrowed money to allow the workshop to expand, but after the workshop fell into a crisis, the Wude received the umbrella on a rainy day, and when the workshop needed the most Wude's silver support, it was forced to repay the debt, which undoubtedly lacked morality and humanity, but in terms of such a large organization as the Wood and the responsibilities he undertook, he had to be ruthless and form a norm.

However, Wang Yan did not fully agree with Chen Yonghua's sophistry, the original situation was caused by the problem caused by Wudehao's excessive lending, and Wude was absolutely responsible.

Wang Yan stared at Chen Yonghua for a while, until the latter bowed down and buried his head, and then said in a deep voice: "Gu is not against the loan of Wude, and it is better for a business to borrow from Wude than from a loan shark." Proper lending can also help me develop towards business, so lending is feasible, but Wude should keep enough cash to deal with the crisis, otherwise once something goes wrong, it will harm others and yourself. ”

Chen Yonghua listened to this, and hurriedly saluted: "Rest assured, with the lesson of the last time, the Wude will definitely leave enough cash this time." ”

Wang Yan sneered, "This Wude is not counting, Gu is going to find a few people or imperial history who know the operation of the money bank, regularly supervise the accounts of the Wude, and give them the power to check the Wude silver treasury at any time to ensure that the Wude has enough cash and does not issue silver tickets indiscriminately." Does President Chen have any objections to this? ”

Chen Yonghua frowned, it is estimated that Wang Yan has long wanted to do something to the Wude.

As a shareholder of Wude, Wang's can see the account books of Wude every year, and can also check the accounts with other shareholders, but after all, it is his own check, and Wang's only accounts for 20% of the shares, and if he really finds out the problem, he can't dominate the overall situation.

Wang Yan came to check the Wude through the imperial court, obviously wanting to form a standard for Qianzhuang and put a shackle on the Wude to prevent the Wude from coming randomly.

Chen Yonghua frowned slightly, he knew that Wang Yan was also trying to avoid the possible danger of the Five Virtues, but once such an official agency competing for money appeared, the rights of the Five Virtues would be reduced, and there would be many restrictions on his actions.

"Back to the prison country, the accounts of the Wude are complicated, and it takes time to find out, which affects the operation of the money village, and the minister thinks that it is better for the Wude to sort out the annual accounts and then hand them over to the imperial court." Chen Yonghua bowed his head and said.

Wang Yan really wanted to supervise the Wude for a long time, "No, the imperial court must have the power to monitor the Wude, and the accounts must be handed over and checked." Wang Yan's tone softened a little, "Of course, as long as the Wude is ready to deal with the cash of the crisis as required, the imperial court will not interfere in the operation of the Wude, nor will it send officials to take over the Wude." ”

Chen Yonghua glanced up at Wang Yan, and lowered his head again, he knew Wang Yan's determination, I am afraid that the imperial court's supervision of the Wude is inevitable, but fortunately, the imperial court does not interfere in the internal affairs of the Wude, but only supervises, and it is also to reduce the risk of the existence of the Wude. If the imperial court wants to take over the Wude, then he will definitely not agree, and the shareholders of the Wude will not agree.

"After the minister returned, he summoned the chief treasurer of each branch, and then informed the shareholders to cooperate with the supervision of the imperial court." Chen Yonghua compromised.

Wang Yan nodded with satisfaction, "Very good, the Lone Society will let the people from the Criminal Department, Dali Temple, Household Department, and the Metropolitan Procuratorate discuss with Wude and formulate a set of laws." ”

Chen Yonghua had nothing to say, Wang Yan saw this, and immediately said: "After the imperial court checks the silver treasury of the Wudehao, if there are indeed 90 million taels of silver, then the Wude will leave enough part of it to deal with the crisis, and the remaining silver can be used for lending, and the imperial court will not intervene." ”

"Prison country, what about borrowing silver from Japan?"

Wang Yan stroked his short beard, Wude wanted to lend money to Japan, relying on the strength of the Ming Dynasty, and he was not afraid that Japan would not pay it back. From this point of view, the entire imperial court is actually controlled by this five virtues.

Wang Yan pondered for a long time, "You can borrow it, but it's a little safe, it's better to lend it to the Tokugawa shogunate, as for the southern feuds, it's better not to borrow, or borrow less." This risk is assessed by the Wude itself and does not interfere. ”

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(End of chapter)