Text Volume 2 Dawn Morning_Chapter 580 The Issuance of War Bonds
Wang Yuansi looked at the profiteer in front of him who was walking like a fly with a cane, and said in amazement: "President Wang, this official has just received the news that he is going to issue war bonds, how do you know?"
However, President Wang, you seem to have found the wrong person, Guo Shangshu is personally responsible for this matter, and my branch has nothing to do with the affairs of this war bond issuance. ”
In the past, no matter how small an official he saw, Wang Fengyuan had to bend his body to accompany the smiling face, but now Wang Fengyuan, even if he stood in front of a household man like Wang Yuansi, he straightened his waist.
Every time the central bank issued a loan to the households, Wang Fengyuan felt that he had more confidence. In the past, when he saw these officials, it was like a mouse seeing a cat, for them businessmen, no matter how much money they made, as long as they offended a small official who did not enter the stream, they would be ruined.
Once a businessman from the Ming Dynasty had money, he would let the children of his family go to school, hoping that a scholar would protect his family business. At that time, Wang Fengyuan's eyes, big and small officials, were the sky above his head.
However, now as the head of the central bank, Wang Fengyuan's vision is naturally very different from the past. As the largest debtor of the central bank, the household official first lost the inexplicable majesty in his heart.
Wang Fengyuan, who was old in accidents, soon heard Wang Yuansi's words on the surface, although he seemed close, but behind him there was a kind of arrogance that disdained to interact with him too much.
Wang Fengyuan pretended not to know anything about this, although the central bank is the largest creditor of the household department, and there are many gentry in the inner government and the northern land among the shareholders, but with the establishment of the Shanxi Bank and the Bank of Communications, the central bank has lost its monopoly position as the creditor of the household department.
If there is any business that is the most difficult to do in this world, Wang Fengyuan in the past will definitely think that it is the most difficult business with the government. But if you want to ask the world what business has the best profits, Wang Fengyuan will definitely say that it is the best profit from doing business with the government.
In fact, if it weren't for the fact that Daming's treasury was too poor, Wang Fengyuan felt that his central bank alone would be able to drain the last copper plate in the treasury. Once these officials and gentlemen lose their unreasonable skills, they will be a group of stupid donkeys who can't figure out the situation even after selling themselves.
Although Wang Fengyuan thought so in his heart, he said this to Wang Yuansi, "Although Lord Langzhong is Lord Shangshu's confidant, Lord Shangshu is also 60 years old after all, and it is time for Lord Langzhong to think about his future." ”
Wang Yuansi suddenly lowered his face and scolded: "Hecheng man, please respect yourself, Lord Shangshu is the teacher's teacher." ”
Wang Fengyuan restrained his smile and said with a serious face: "I have no intention of cursing Guo Shangshu, I just want to remind Wang Langzhong that the central bank has always cooperated well with Guo Shangshu, how can we hope that the head of the household department will be replaced?"
It's just that Wang Shilang is now fighting with the Bank of Communications and the Bank of Shanxi, and he has the momentum to take the position of Shangshu to replace him, doesn't Wang Langzhong have any ideas?
Guo Shangshu is in power, and naturally the world is peaceful, but after Guo Shangshu leaves office, who will take over Guo Shangshu's position? We sincerely hope that the person who can continue to uphold Guo Shangshu's policy is just in power. ”
"We?" Wang Yuansi looked at Wang Fengyuan with some suspicion and asked. Wang Fengyuan replied cheerfully: "Representatives of the shareholders of the central bank, I hope that Wang Langzhong can take over the position of the secretary of the household department in the future and continue to maintain the status quo of the three banks." ”
Wang Yuansi immediately understood that the Bank of Shanxi and the Bank of Communications were established late, and they were suspicious at the beginning and did not invest enough, which led to the central bank receiving key support from the Ministry of Internal Affairs and the Ministry of Households.
It has only been two years since the emergence of central banks. However, the work of transporting money and grain to the central government every year has become the most important business of the central bank.
In the past, the state collected two taxes a year, which was the top priority of the government, and merchants would never be allowed to interfere in it. The Ming tax system, which has been in place for more than 200 years, has also become extremely complex, cumbersome and inefficient.
For example, some Beijing officials were sent to Nanjing to receive their salaries, sergeants from Jinzhou were asked to go to Shanhaiguan to receive military salaries, a stone of rice from Shanghai was transported to Beijing, and a stone of wheat from Baoding was to be transported to Nanjing.
These inexplicable regulations may have been just temporary measures due to sudden accidents, but now they have become an unchangeable ancestral system. The reason why this old rule, which does not take economic benefits into account, can continue to exist is that someone can profit from it.
When the central bank had just released the tax grain from the localities to the central government, it naturally encountered difficulties from many officials. But the central bank, which has received strong support from the Treasury, has enjoyed staggering gains after breaking these bad rules.
With the help of the state treasury, the central bank dismantled the merchants, and dismantled the money and grain from the merchants to supplement the local or central needs. As a result, the originally distinct state treasury and merchant warehousing have realized the relationship between complementarity and exchange under certain conditions.
The proceeds from the sale of goods in the north by the southern merchants were remitted back to the south, and the central bank used the proceeds to pay the military salaries of the border troops, and then used the southern tax revenue to deliver to the merchants returning to the south, so that the central bank could steadily earn at least 3 or 4 million taels of income every year.
The achievements of the central bank naturally made the Bank of Shanxi and the Bank of Communications very jealous, especially the Bank of Shanxi, which has always regarded the military salary of Xuanda Border Town as its own bag, but in the past hundred years, these Shanxi businessmen have acted too harshly.
Relying on their friendship with the border towns of Shanxi and Xuanda, the materials they provided to the border troops have always been of high price and inferior quality, and they have long had a bad reputation among the middle and lower class soldiers in the border towns.
The central bank purchased and transported materials from the Sihai Commercial Bank, not to mention the quality of the goods than the Shanxi merchants, and the price was low and the quantity was sufficient. Coupled with the pressure of the new army trained by the General Staff in Xuanda, these Shanxi businessmen began to look for a way to abolish the monopoly status of the central bank in the liberation of national taxes.
Shanxi Bank and Bank of Communications teamed up to show goodwill to Wang Jiazhen, the head of the household department, and they were not preparing for a rainy day.
Wang Fengyuan's hint also made Wang Yuan think about his own situation. At the beginning of the country, there were only four Qing officials under the household department, which were called headquarters: in charge of the world's household registration, tribute and disaster relief; The branch of the degree: the school is in charge of examinations, rewards, etc.; Said gold department: Zhangshi ship, treasury, tea and salt, etc.; Said Warehouse Department: Palm transportation, military reserves and cashiers.
However, after Zhu Yuanzhang killed Hu Weiyong and abolished the prime minister, he changed the subordinates of the household department to the twelve Qing officials established according to the province, and after becoming the ancestor, the thirteen Qing officials were formed, and then it was used until the end of the Apocalypse.
After the new emperor ascended the throne, he once again set up four headquarters under the squire and above the thirteen Qing officials to assist the Hubu Shangshu and the left and right squires in managing the affairs of the thirteen Qing officials.
In addition to the original functions and powers, the newly established Degree Branch Department also has an additional power to check the entire treasury revenue and expenditure accounts. This also makes Wang Yuansi's status equal to that of the two household servants, and he surpasses the right attendant of the household department in terms of power.
If the household department is now in charge of the money bag of the Ming Dynasty, then the degree branch division is in charge of the money bag of the household department. This position is so important, it is natural for Wang Yuansi to be hated by the two household servants.
As Wang Fengyuan said, the central bank does not want the structure of the household department to change, and Wang Yuansi also does not want his position to change. If we can rely on the support of the central bank, it is naturally best to take over the head of Tobe Shangshu over others. If it doesn't work, at least keep your current position.
After thinking for a long time, Wang Yuansi finally nodded and said: "I understand the kindness of the Hecheng man, but the Hubu Shangshu is a public instrument of the imperial court, even if Guo Gong goes to the throne, it is not something that we courtiers can give to each other privately, and our majesty and the cabinet will make judgments."
However, as long as this official stays in the household department for a day, he will definitely save the situation that Guo Gong has worked so hard to create..."
Regarding Wang Yuansi's statement, Wang Fengyuan was satisfied. For him, it was incidental to support Wang Yuansi's candidacy for the position of Hubu Shangshu. He really wanted to support this war, and hoped that His Majesty the Emperor would win this war.
The emperor's remarks at the court meeting a few days ago, fueled by the three banks, are now well known in the streets. The reshuffling of the two Huai salt industries has become a foregone conclusion, and the assets of the two Huai salt merchants will soon become the spoils of war for the three banks.
And these are not the most lucrative profits of the three banks, the real gains are that the gold-silver price comparison, which has been entangled for a year, is finally coming to an end. A few days ago, just after the end of the Korean meeting, some people in the gold futures market began to sell silver one after another, turned to gold, and no longer tried to prevent the rise of gold prices.
The funds used by the two salt merchants to support the price of silver will be targeted by the three banks and others from this moment on. The eight major salt merchants who were detained because of the salt introduction case have deprived the funds in these gold exchanges of their owners.
These funds are like a roasted fragrant little suckling pig, as long as the person with a knife and fork can go up and cut off a piece, is there a better opportunity to make a fortune in the world?
At this moment when victory was in sight, Wang Fengyuan naturally didn't want any changes in the court, so that the two Huai salt merchants had a chance to turn over.
If it weren't for the feelings of other people, Wang Fengyuan would even want to underwrite all the war debts alone. Obtaining a mortgage on the Lianghuai salt tax means that the central bank can have a greater say in the future of the Lianghuai salt company, which is obviously a good investment.
When Wang Fengyuan was talking to Wang Yuansi, representatives of the Shanxi Bank and the Bank of Communications also approached Wang Jiazhen, the head of the household department, whose purpose was similar to Wang Fengyuan's, in addition to wanting to find his own supporters within the household department, he also hoped that the imperial court would win the war.
So when Guo Yunhou was still thinking about how to distribute public bonds to the three banks, the first phase of the combat funds needed by Chongzhen had already been settled. The three banks not only took the initiative to underwrite all the public bonds, but also engaged in several heated arguments in order to occupy the majority of the public bonds.