Chapter 523 Mandatory, Datang Royal Bank

The ministers in the palace suddenly perked up, and everyone looked at the emperor with blank eyes.

Among the crowd, Li Tao watched coldly, and a strange smile suddenly appeared on his face.

Li Jing next to him glanced at him, with a mysterious smile on his face, and said softly: "Your Highness is really a good means, it is better to throw sweet dates than bones." Li Tao, look at the competition between the family and the Confucian family, they don't look like those dogs grabbing bones on the street? His Royal Highness said that he would not destroy the Confucian family, but now this method is even worse than extinction, he is raising dogs with bones......"

Li Tao snorted, and said with a smile: "If you see through it, you don't say it, what the courtiers do, Senior Brother Yao, you dare to spoil the good things of His Royal Highness, and don't blame the old man for beating people in court." ”

Li Jing suddenly rolled his eyes and said speechlessly: "Now that Li Chengqian is messing with His Royal Highness, no matter how stupid the old man is, he won't be able to see the market clearly, speaking of which, you and I are both marshals under the command of King Zhao of Xifu, and His Majesty has not removed the name of this marshal for us so far, don't you think it has a deep meaning?" ”

"Whether it means anything or not, just understand it in your heart......" Li Tao hugged his arms and put his hands in his sleeves, and said: "Don't say more, watch the play." ”

Li Jing smiled and also put his eyes on the court.

I saw Li Shimin sitting on the dragon chair and said leisurely: "The fifth thing is to open the Datang Royal Bank." ”

"Royal Bank, what is this?"

The families and Confucian ministers in the hall were stunned, and they were once again blown up by the new words.

This time, Liu Hongji didn't dare to jump out to object, and Li Xiaogong also obediently stood in the court class and closed his eyes to recuperate. It's not that these old people don't know about bank profits, but they all understand that some benefits should not be taken by themselves.

At the beginning, Han Yue threw out the top ten industries, specifically talking about the meaning and status of the banking industry, which is the industry that controls the country, and only the royal family can weave and dye.

Ordinary royal families can't do it, they must be His Majesty the Emperor, the queen's mother, in addition to the prince and a few descendants of the prince at most, and anyone else who dares to interfere is looking for death.

Li Shimin's eyes swept the hall slightly, and then said: "This royal bank is my son's most important strategic idea, and he plans to open bank branches in the 12 Datang Provinces, 360 prefectures, 1,500 counties, and even the 100,000 towns built in the future. This matter will be listed as the top state affairs of our Datang Dynasty, and no one shall oppose and refute it, only accept and support it, but those who oppose it will be killed without mercy......"

"Such a strong decision?" The people of the family and the Confucian family looked at each other, and from the emperor's tone, they could hear that this banking industry was not trivial.

Someone stepped out of the crowd and bowed his hand, and asked respectfully: "Your Majesty, the dragon body is safe, and the minister wants to dare to ask, I don't know what are the interests of this banking industry?" Or what does it do for us? Since His Royal Highness said that he would give us sweet dates, then this banking industry must at least let us see the benefits! ”

"Of course there are interests, and they are great interests!" Li Shimin coughed lightly, as if he was reciting a sentence taught by someone, and said without hurry: "The banking industry is divided into two major businesses: deposit and lending. Therefore, at the beginning of the development of the banking industry, depositors will be provided with high interest ......"

"High interest?" The minister's eyes lit up, and he couldn't help but say, "How tall?" ”

The emperor glanced at him, slowly stretched out three fingers, and said lightly: "Save for three years, double ......"

Hiss –

The minister gasped.

Everyone in the entire court hall also gasped.

Li Shimin said leisurely: "In the future, the banking industry will be the mainstream of the country, in order to solve the difficulty of the beginning, I discussed with the king of Xifu Zhao and decided that anyone who wants to participate in ocean trade must deposit 500,000 yuan in the Royal Bank, which can be understood as compulsory participation, or as an expression of sincerity, in short, if you do not make a deposit, you are not allowed to participate in ocean trade, which is the first investment." ”

"Isn't this just a vote?" His Royal Highness Liu Hongji whispered and said with a smile: "Your Highness, this is bad, he got out of the Wagangzhai set." ”

Everyone glared at him angrily, and they all disgusted the thing and interrupted the emperor's speech.

Li Shimin glanced at him and knew that this thing was stupid, so he didn't get angry and scolded him, and the emperor continued: "After the bank is opened, the profit of ocean trade will also be deposited in it, and then only those who open an account in the bank can receive the money. ”

Everyone gradually understood that this was to exhaust all means to ensure the success of the bank.

A person in the palace who was proficient in financial affairs pondered for a long time, and suddenly asked: "Your Majesty, this banking industry has collected deposits and paid interest, and in the long run, will it not be in deficit year by year?" Chen always feels that this seems to be a move to tear down the east wall and make up for the west wall, I wonder how the bank can ensure that everyone's deposits are not lost? ”

Li Shimin's face twitched, and he said stiffly: "Your brain is too stupid, I can't explain this concept to you." ”

In fact, the emperor didn't understand either.

However, although he didn't understand, he remembered Han Yue's words, and immediately reassured everyone: "Don't worry, since this banking industry dares to open, it has the confidence and strength to open." Let me tell you the truth, Datang Royal Bank has a total of four major shareholders, the first shareholder is the Empress and I, the second shareholder is my eldest son, the third shareholder is the treasury, and the fourth shareholder is all the princes and princesses of the royal family......"

"Isn't it, His Highness is actually the second shareholder, and his ranking is higher than that of the treasury?"

Li Shimin's face twitched again, and he snorted: "In order to seize the second shareholder, that stinky boy took out the Northeast Jiapigou Gold Mine as a shareholder, you should have heard of the name of that gold mine, which can produce thousands of catties of gold a year and can be mined for five hundred years......"

The emperor's words immediately made the hall full of discussions.

"I see, it's amazing, it's amazing, I actually took a gold mine as a shareholder, not only producing thousands of catties of gold every year, but also mining for five hundred years, this gold mine is really worth more than the Datang treasury!"

"Hey, the old man suddenly thought of one thing, His Royal Highness is known as the god of wealth in the world, as long as he doesn't make money in what he does, this time he dares to take gold mines as shares, doesn't it mean that this bank is guaranteed to make a lot of money?"

"Earning is also the royal family's earning, let's not even think about this business, except for the royal family can be in charge, who dares to kill whose head is ......"

"Hey, you're right, that's exactly what happened!"

"But then again, since the bank has gold mines and treasury support, I don't think it can be done."

"No, no, the old man has already decided, the 500,000 deposit will be taken out no matter how gritted his teeth, and if you don't save the 500,000, you can't participate in ocean trade."

"Tut-tut, Your Highness is really a good means, saying that it is for everyone to have sweet dates, and these two sweet dates are clearly interlocked."

"I don't know what the third sweet date is?"

Everyone turned their eyes to Li Shimin on the dragon chair, expecting the emperor to say the last thing, which was the so-called third sweet date.

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