Shuofang Jiedu envoy was originally stationed in Lingzhou to return to Lecheng, but Li Chao actually stayed in Ningyuan City and did not go back, and Ningyuan's inner city in the east city became Shuofang Town. Pen? Interesting? Pavilion wWw. ｂiquge。 ｉｎfo

Just after the Dragon Boat Festival, the weather is getting hotter day by day.

Zheng Wanyan has also been taken to Ningyuan, and Zheng Hongxian has also rushed from Chang'an to Ningyuan. Zheng Wanyan was picked up by Li Chao, but Zheng Hongxian was sent by Cui Yingying. said that he came to Ningyuan to preside over the Li family's industry, and took care of Li Chao by the way.

Li Chao didn't like this very much, he was not in the first place.

However, now the Li family does have a big layout in Ningyuan City, and now Ningyuan City is becoming more and more lively day by day, and everyone knows that Ningyuan City has unlimited potential. In Li Chao's own opinion, Ningyuan City may be the Tang Dynasty's version of Zhangjiakou in the Qing Dynasty, Minguo Shanghai Beach, an important treaty port with business opportunities everywhere.

Zhenyuan City, Linzhou City, and the Turkic border cities, as well as Taozhou Jiangxin City, these border cities are far inferior to Ningyuan. Here the time and place are favorable, and the people have come together, and they are blessed with unique advantages.

First of all, the location is good, in the center of Guanzhong, Hetao, Hexi, Longyou, and it is also in the key points of the Silk Road. On the other hand, this border market is against the Turks, and the market is huge. And the most important one is that it is easy to get around.

The sections of the Yellow River in the East and West Loops are navigable, and the benefits of water transportation are unique. What's more, Fengzhou in the north, Lingzhou in the south, Longyou, Hexi, and Guanzhong have big roads that are smooth.

There is not only one road between Ningyuan and Guanzhong, not only can you return to Chang'an from Xiaoguan through the Jinghe River Valley.

It can also go southeast to Youzhou first, and then reach Chang'an through Xiazhou, Yanzhou, Yanzhou, and Fangzhou.

In addition, Ning Yuan lived in the center of the Tang and Turkic borders, nearly two hundred miles away from Fengling, which made the merchants on both sides more reassured. At the same time, it is surrounded by three mountains, surrounded by mountains and rivers, and it is also very safe in defense. Ningyuan border city has no safety problems and can continue to operate for a long time.

After the Dragon Boat Festival, the trading volume of Ningyuan City is not so large.

The Hu and Han merchants have eaten a lot of goods and want to take them back to digest. However, Ningyuan City is still very lively, and the slaughtering, dairy processing, leather processing, wool spinning and wool weaving workshops established here represented by the Li family have sprung up like mushrooms after a rain.

Ningyuan City even opened a new shipyard.

After the opening of many workshops, many craftsmen and workers were recruited from all over the country, and the population of Ningyuan City increased dramatically, which made the service industry here also increase a lot.

A large number of people is lively, and a large number of people of course represents business opportunities.

There is no such good thing as collecting 100,000 yuan in taxes a day, but there are still a lot of taxes such as customs duties, transaction taxes, housing taxes, etc., plus Li Chao sells land, rents shops, and sells residences in Ningyuan, which is really a lot of money.

Even the Li family, who was the first to enter the country, also made a lot of money in this round.

Zheng Hongxian came to Ningyuan with a large management team and began to coordinate in the center, linking the various industries of the Li family with joint operation.

Morning.

As soon as the day dawned, Ningyuan City was already noisy.

Li Chao opened his eyes, stretched his waist, and when he got up, he saw that Zheng Hongxian had already left him and got up. Under the grape trellis in the courtyard outside, he was holding an abacus and beating it.

Her good assistant Zhao Siniang was also pulling out the abacus on the side.

A group of young girls are holding an account book one by one, waiting to be reported. These are all little girls bought by Cui Yingying and Zheng Hongxian personally, and then they single-handedly selected the girls with calculation talents, and taught them to do accounts and settle accounts by themselves, and now they have become good assistants in the inner courtyard.

Zheng Hongxian saw Li Chao come out, turned his head and said to a girl who was waiting on the side, "I didn't see Dashuai wake up, why don't you prepare tea towels and serve Dashuai to wash." ”

That girl is dedicated to serving, unlike those little girls who are cultivated as an inner court account.

Li Chao walked under the grape trellis.

The morning breeze is cool and the morning sun shines through the vines.

Li Chao found that the red line was already very much like Cui Yingying, very capable.

Picking up a few reports from the stone table, the Li family's reports still continued the style of his former housekeeper everywhere, using tables and Arabic numerals to make reports, which were clear and clear. The account book is also a double-entry accounting method, there must be out, and there is a correct account.

Lee Kee Money Estate, Lee Kee Pawnshop, Lee Kee Trading Company, Lee Kee Exchange, Lee Kee Di Store, Lee Kee Fleet, Lee Kee Carriage and Horse Shop, Lee Kee Restaurant, Lee Kee Shipyard, Lee Kee Milk Powder Factory, Lee Kee Slaughterhouse, Lee Kee Woolen Factory, Lee Kee Tannery, ......

There are also Li Kee Coal Farm, Li Kee Iron Ore Field, and Li Kee Mill in preparation......

Li Kee has become a well-known signboard, and various workshops, shops, and fields can be called Li Kee Group.

Zheng Hongxian was very excited.

Originally, the Li family had a commercial base in Bashang and Taozhou, but now the Li family has invested more in the layout of Ningyuan City, and the scale far exceeds the other two places at the beginning.

"San Lang, Ningyuan's trading volume is very large, and now many merchants are entrusting us to help them transfer money."

"This can be promised to them. We can open the exchange business between Ningyuan, Lingzhou and Chang'an, and deposit money in any of these three places, and then withdraw money in any of the other two cities. ”

In fact, this kind of exchange business has begun to appear in the middle of the Tang Dynasty.

However, it is not as convenient as the Qing Dynasty in later generations.

At present, even if the Li family's exchange business starts, it can only do it in the three cities of Ningyuan, Lingzhou, and Chang'an. This is also because the Li family is now focusing on this route, which is more convenient and can afford it.

The more points you add, the more difficult it will be to exchange. There are only three cities, and all of them are much more difficult to exchange than two. This requires a sufficient amount of money reserves, as well as a strong escort capacity.

Fortunately, it is not far from Chang'an to Lingzhou and Ningyuan, and the line is safe.

Li Chao was even able to take advantage of the soldiers in Shuofang Town to follow the soldiers when they were escorted by Qianzhuang's silver. Go to Chang'an and follow the soldiers on the fan. From Chang'an to Ningyuan, follow the soldiers who returned from Chang'an.

Theoretically, there is only enough money in the three places, so it is not necessary to escort away the money deposited by every merchant to be exchanged.

Zhang Sancun went to Chang'an Li Ji Qian Zhuang with 10,000 yuan, and asked to go to Ningyuan Li Ji Qian Zhuang to withdraw money after a month, the most common way is to send an escort team to Ningyuan with this 10,000 yuan after Qian Zhuang accepts this business.

Two main roads.

One is out of Chang'an to the northwest, out of Xiaoguan and then through Lingzhou to Ningyuan, almost a full 2,000 miles.

The other road is to go out of Chang'an to the northwest, through Fang, Yan, Yan, Xia, You, to Lingzhou Ningyuan, this route is 1,700 miles.

The second road is three hundred miles shorter than the first, but the first road has seven hundred miles of waterway, and the waterway is more convenient. So, in fact, both roads are similar, in fact, the first road is faster.

But this kind of practice of taking the customer's money to send it all the way to the destination is too stupid.

In that way, it just became a dart game, and it did not reflect the advantages of the money bank's exchange at all. In fact, as long as Li Ji's money banks in these three places are large enough, there are enough deposits in them.

Well, actually, there is no need for such a hassle at all.

Zhang San deposited 10,000 yuan in Chang'an and asked for remittance to Ningyuan City. After Zhang San got the exchange voucher, he could go to Ningyuan by himself, or he could ask someone to take the voucher to Ningyuan.

It may only take ten days and a half on the road for him to reach Ningyuan.

Then he didn't need to wait for the escort team of Chang'an Li Ji Qian Zhuang at all, he could use this voucher to directly withdraw 10,000 yuan in Ningyuan Li Ji's Qian Village.

Of course, the specifics will be a little more complicated.

For example, the voucher may have both a unique token and a secret code, and the money dealer and the guest may each hold half of it.

For another example, after Qian Zhuang accepted this order, he also immediately sent someone to send a letter to Ning Yuan, indicating this business, and sending a business code to the two Qian Zhuang to confirm this business.

In this way, waiting for the guests to withdraw the money, there is no need to wait for the money from Chang'an, and Ningyuan Money Village can directly use its own money to pay cash.

And Ning Yuan's side wants to exchange money to Chang'an, which is also concocted.

Theoretically, the most important point is that there must be a lot of money in both banks. Another is that this voucher system must be done well, so that no one can see through the fake.

Of course, if you want to make the two banks richer, you have to constantly adjust the situation on both sides according to the actual business volume. For example, Ningyuan's side withdraws more money, so Chang'an's side has to regularly transport money to Ningyuan's side.

The transportation of money will also be more troublesome.

If there is a preparation time of about half a month to a month, there is no problem with this exchange business.

Of course, the exchange fee is certainly not cheap.

After all, if a merchant carries a large amount of copper coins himself, it is very troublesome. The money has always been six catties and four taels, a thousand catties, that is, thousands of catties, and 10,000 catties is tens of thousands of catties.

"If it's a small amount of money, it doesn't have to be so troublesome. We can open the banker ticket to redeem, and the ticket can be redeemed when you see it, and you can redeem it from Li Ji Qian Zhuang all over the country. In this way, for example, if it is less than 100 times, it can be taken with a banker ticket. 100 times, take 100 consistent exchange bank bills to withdraw cash, this is still very convenient. ”

To be convenient with others is to be convenient with yourself.

Although Li Ji Money Village is the earliest money bank opened, it is not the only money bank now, and there are still many new money banks that have opened and competed with Li Ji.

If you want to compete with others, you must always have your own advantages.

The issuance of banker bills, exchange is desirable, and even a large amount of exchange business, etc., to launch these convenient services for customers, to attract customers to choose Li Kee, the more customers, for a place like a bank, the number of customers, customer deposits are everything. With enough customers and deposits, you can play games like empty gloves and white wolves and borrowing chickens and eggs to the extreme. (To be continued.) )