Chapter 70 Preparation for the establishment of Datang Bank
Hearing Li Tai's exposition, it seems that all of this is a good thing for the country and the people. There is no place to be profitable. So everyone thinks that Li Tai is really worried about the king. But Li Shimin is the only one who doesn't think so, because in his cognition, Li Tai is definitely the kind of existence that can't afford to be profitable.
However, Li Shimin will not uncover Li Tai's mask in front of the civil and military officials. Instead, he nodded approvingly and said, "Since it is a good thing for the country and the people, I will naturally support you." As for the construction of the bank, it will be up to King Wei to do it. ”
"Thanks to the trust of Emperor Xie, the son will definitely open the bank in every corner of Datang. Let my people go out without having to carry heavy copper coins. Don't worry about sleeping in a black shop and being blackmailed by the owner. Li Tai saluted Li Shimin and said.
The things that should be decided have been decided, and the work that should be reported has been reported. Then the next thing is to go home, but at this time, Li Tai opened his mouth and said to everyone: "Everyone, you seem to have forgotten something. As the saying goes, what you say is what you do, but it is the real husband who does. You don't have to forget about the bet. ”
"King Wei can rest assured, how can we be untrustworthy people. It's just that he didn't have a lot of money with him, so he couldn't fulfill this bet. When I return home, I will definitely send someone to the palace of King Wei. Pei Lin said to Li Tai.
"The little nephew believes in the behavior of your uncles and uncles, and I believe that your uncles and uncles will not lose their trust in the Jinluan Palace because of this little money. But for the sake of my uncles and uncles, I won't forget it. I, Li Tai, are here to say first, if within three days, the little nephew can't see the silver. Then please forgive the little nephew for being rude, the little nephew will send the forbidden army of King Wei to collect it from the uncles and uncles. Li Tai scanned the crowd with his eyes.
Although it was just the eyes of a six- or seven-year-old child, he couldn't help but tremble when he looked at the civil and military generals present. It felt as if you were being stared at by some ferocious beast.
Then Li Tai was called to the harem by Li Shimin, and he didn't need to ask Li Tai to know what Li Shimin was looking for him. That is, let yourself be detailed and detailed, and explain the bank's operation process to Li Shimin.
"Now that there's no one else, shouldn't you kid be honest with me? Don't fool me with those who serve the country and the people. You are my son, and I will not know who you are. Li Shimin stared at Li Tai and asked.
"Father, Qingque also admits that he can't afford to be early. But this bank is indeed a good thing for the country and the people. Of course, there is also a certain amount of profit in this, otherwise Qingque would not be willing to take on this drudgery. Li Tai said to Li Shimin with a smile.
Then Li Tai explained the operation mode of the bank and Li Shimin in detail. Of course, the bank that Li Tai wants to open is different from the bank we are familiar with in later generations. That's whether you're saving money, or borrowing money. Li Tai will charge a certain amount of interest.
Li Tai first prepared to set up the first bank in Datang in Chang'an City. The bank's operating model is that as long as a corresponding amount of deposits are deposited in the bank, Li Tai will provide one or more deposit slips for them. Of course, the amount on the deposit slip also varies.
These deposit slips can be spent freely within 33 days. At the same time, you can also enjoy certain discounts. This is for those who want to apply for a membership card, but can't come up with that much money. A certain convenience is provided. This is also the reason why Li Tai implemented membership sales in the 33rd Heaven. For today's brick-throwing jade.
To put it bluntly, the bank established by Li Tai. In fact, it can't be called a bank yet. It should be more appropriate to call it a money bank. Because it is still a long way to go from the bank.
"Then I don't know where your profits come from, is it just a little commission? I don't think you're going to do this kind of risky, low-profit trade. Li Shimin looked at Li Tai and said.
"My father is right, with the implementation of Datang Bank, more and more Datang Banks will be established in various parts of Datang. In this way, people can walk around without carrying cash. You just need to go to the nearest bank and exchange it. Of course, you can also directly use the bills issued by the bank for transactions. In this way, they only use the bills issued by the bank, and the real silver is in our hands. ”
Li Tai said this, Li Shimin had already understood Li Tai's thoughts. That is to use the money that the people have deposited in the bank to do more business that needs to be invested. In this way, it is equivalent to borrowing chickens to lay eggs, and the borrowed chickens also have to pay the cost of fostering.
"I really don't know how your head grows, once it has something to do with money, you will always be so smart. But why don't you use these thoughts on government affairs? Don't you really have the slightest covet for that position? Li Shimin asked Li Tai.
This is the first time Li Tai has heard Li Shimin say such straightforward words since he came to Datang. This sentence is really not so easy to answer. If Li Tai said that he coveted that position, it was likely to make Li Shimin angry. I think I have the possibility of participating in the succession.
If you say it yourself, you don't have the slightest covetousness for that position. may let Li Shimin completely exclude himself from that position. That could lead to a complete loss of oneself in that position.
Li Tai thought for a while and said to Li Shimin: "Father, Qingque understands what that position represents in your mouth. But in the eyes of the green sparrow, no matter who sat in that position. All he needs to do is to seek benefits for the people and expand his territory for the Tang Dynasty. If the big brother has the ability to do all this. Qingque is willing to give her all to support him. ”
Hearing Li Tai's answer, Li Shimin also understood in his heart. Although Li Tai did not say that if Li Chengqian did not have that ability, he would replace him. But there is already a sense of this. It can even be said that Li Tai's implication is exactly like this.
Looking at the back of Li Tai leaving, Li Shimin seemed to have seen it. In the near future, the moment when Li Chengqian and Li Tai met each other. I couldn't help but look very lonely.
At this moment, the eldest grandson Wujian walked out from behind Li Shimin. took Li Shimin's hand and said: "Qingque is right, only those who can benefit the people and expand their territory for the Tang Dynasty. to be eligible to sit on the throne. On the contrary, he can only give up this position, if he is not willing to give up this position, then what awaits him can only be soldiers coming to the city. ”
"Yes, how could it not be like that with our brothers. If the eldest brother really has the ability to govern Datang well, why am I unwilling to support him. Li Shimin's voice was lonely, his face was sad, and he sighed to his eldest grandson.