Chapter Ninety-Five: Heavily Incurred (Fifth Update)
When ordinary people are in disaster years, they would rather drag their families out with sticks to ask for food, and no one will be willing to sell their land. Pen "Fun" Pavilion www.biquge.info who will sell the fundamental land unless it is absolutely necessary.
Now I finally came across an opportunity, Zhang Chao would never miss it because of 5,000 yuan. With 5,000 yuan, Zhang Chao can do business and earn it back, but the 800 acres of land are missed, but there is no store in this village.
"How much money do you have at home?"
Zhang Chao just said to Zhao Yuanwai that he was helping to introduce the nobles of Chang'an to buy it, but he was reluctant to miss such an opportunity.
Ma Zhou just got down from the banquet, drank two glasses with the housekeeper and others, and just now went to toast a few glasses of wine from the table of the former boss Lang Jiang Chang He, but he drank a lot, and his face was just a little red.
Hearing Zhang Chao ask, he walked over and took the key to open the box where the account book was placed, and took out the account book.
"There are more than 1,000 yuan in cash on the cabinet at home, and another 500 stone of grain." Ma Zhou looked at the account book, "However, I still owe more than 2,000 yuan in grain payment, and I have built a budget of 300 yuan for building a cave repair workshop, digging wells and repairing trucks, etc., and I have a budget of more than 600 yuan for buying cattle, and I am ready to buy 1,000 yuan for ditch slopes." ”
Zhang Chao nodded, there are more than 1,000 yuan in the family account, but the money to be used is almost 4,000 yuan, which is equivalent to a deficit of 3,000 yuan. This is a bit far from 5,000 yuan, which means that he can't get a penny now.
Zhang's current income mainly includes pastries and kang stoves, as well as alkali and soap, and the net income of pastries is now about 20 a day, but the Zhang family only accounts for 50% of the catering, 30% of the soap workshop, and the stove kang and alkali all belong to the Zhang family.
The income of pastries is nearly 600 in a month, and 50% can be divided into about 300 yuan. Soap is the most profitable business now, and the first batch of orders has a profit of seven or eight thousand, but now the goods have not been completed, and the money cannot be collected for a while. If the order can be completed and the payment can be received, the Zhang family can get more than 2,000 yuan, and Zhang Chao has the exclusive income of sapony, and he can also have more than 1,000 yuan, but he can't get it right away.
Zhang's family can have about 3,000 guan of income that has not been recorded in the account, but there are nearly 4,000 guan of planned expenses in the account.
Now the 1,000 yuan in Zhang's account is still the shareholder's share money.
After doing the math, if you want to make up 5,000 yuan in three days, it is basically impossible to rely on the Zhang family alone. Even if he embezzled the money in the account to buy the land first, there was still a gap of at least 2,000 yuan, and besides, some of the money was also urgently needed.
5,000 yuan, which can only be borrowed for a while.
Zhang Chao calculated, the Zhang family's current industry is still not small, and the profitability is also very strong. Just a soap and alkali, if it is done well, Zhang Chao will be able to have three or four thousand yuan a year. In the catering area, there is no accident if it is done well, and there will be at least one or two thousand a year. On the other hand, the Agency's income is not high, but now the price of grain is low.
From a commercial point of view, the income from buying land is not high, and it is far worse than doing catering and chemical industry. But on the other hand, doing business in the Tang Dynasty is like speculating in stocks, which seems to have high returns, but the risks are higher. These days, there are all kinds of possibilities that can bring business to an end.
But investing in land is different. The income is not high, but this is equivalent to the entity, which is very stable. You won't get rich overnight, and you won't go bankrupt overnight.
Just like Zhao Yuanwai, he engaged in the grain hoarding business and made a lot of money every year, but he also faced the dilemma of bankruptcy overnight.
There is another Tang Dynasty businessman whose status is too low, and no matter how good a businessman is, he is just a fat pig in the eyes of those powerful. However, the status of the landlord is much higher than that of the merchant. The landlord is not better than the Shi clan, but as long as the family has more land, the industry is large, and he is willing to spend money, he can also squeeze into the Shi clan.
"Raise the money, the ditch slope has not been negotiated yet, and the 1,000 yuan can be used first. In addition, the food money was not given first, and the promised monthly settlement has not yet arrived. ”
Ma Zhou said, "Then you can raise a thousand pieces first." ”
1,000, 4,000 short.
Such a good opportunity, Zhang Chao didn't want to miss it, if he introduced it to Qin Qiong, he would definitely be able to buy these two Zhuangzi for 5,000 yuan immediately.
"San Lang, my father called you."
Cheng Chumo ran over with a red face, Li Shimin brought so much wine today, and the Zhang family was not stingy, everyone drank it openly. Cheng Chumo's alcohol consumption is far inferior to his father's, and he only drank two glasses, which is already a bit high.
"What is Uncle Cheng looking for me?"
Zhang Chao followed Cheng Chumo over, and listened to Cheng Yanjin's loud voice roaring from a distance.
Cheng Yanjin stood in the empty field, and he didn't know how to carry a splitting axe from Zhang Chao's house in his hand, and swung the axe there while roaring.
A large group of people were eating and watching.
"Drinking too much?"
Zhang Chao asked Shan Xiongxin, who was still shouting.
"How nice it is, there's so much excitement to see." Shan Xiongxin said with a smile.
Zhang Chao looked at Shan Xiongxin, but thought of the previous question. He still has 30% of the shares in the soap shop, so it is better to sell a little more to cash out. The profit of soap is indeed high, but it is basically a luxury route, except for those rich and noble, others cannot afford to consume it.
Although there are a lot of orders now, it is estimated that the follow-up sales will definitely not be able to keep up. Soap is not for eating, who can use dozens of dollars a month.
"Uncle Shan, let me tell you something, you know that my soap shop is still profitable, Uncle Cheng and they have also joined the shares, are you interested in joining the shares?"
Shan Xiongxin was surprised, the soap is now very famous among the nobles of Chang'an. Shan Fu also ordered hundreds of yuan, many of which were given as gifts.
"Why do you think of this, did something happen to you, the Cui family asked you for money again? Why is this Cui family so unsatisfied, last time Shubao had already given a thousand taels of gold, why is it not enough? ”
This time it was Zhang Chao's turn to be surprised.
"What a thousand taels of gold, isn't it a hundred taels?"
Shan Xiongxin patted his head, it seemed that he had confused himself.
"Actually, it's nothing."
Zhang Chao understood, it turned out that it was not a hundred taels, but a hundred was a thousand taels. Hold the grass, a thousand taels of gold, which is equivalent to 8,000 copper coins. He was still thinking about where to get five thousand yuan here, but he didn't expect that Qin Qiong over there had already helped him pay eight thousand yuan as a dowry.
"This is the so-called companion money, right?"
Zhang Chao felt a little disgusted in his heart, he had always felt that the Cui family's marriage was not very reliable, but now he finally understood. The Cui family is not marrying a daughter, this is selling a daughter, selling it for 8,000 yuan, and they can marry an upstart like Qin Qiong, they have a good calculation.
But for Zhang Chao, it was very uncomfortable.
Eight thousand.
This means that his marriage was bought.
If he hadn't seen Cui Sanniang today, Zhang Chao would definitely not accept it again after hearing the news. But what makes Zhang Chao depressed now is that after he met Cui Sanniang, he liked this girl very much.
It's not easy to find a girl you like in the Tang Dynasty.
In short, Zhang Chao is now as uncomfortable as swallowing a fly. Damn, the surname Cui is not a person.
"Actually, if I say something unpleasant, don't pay too much attention to it. It was not a day or two for the five surnames and seven sects to sell marriages, and they were down, so they began to sell marriages. Other wealthy families will not sell marriages. But if the Cui family doesn't sell marriage, you really can't marry the Cui family's daughter. I heard that you have seen Cui's daughter today, and you are still very satisfied? ”
Zhang Chao nodded helplessly in acknowledgement.
In recent years, the five surnames and seven sects and other Kanto clans have been so shameless, and other new and old wealthy families have paid attention to the marriage of the family, and they want to be the right person, such as Zhang Chao, a small person like Zhang Chao will never have to want to marry the daughter of a wealthy family.
"Do you really like that Cui girl?" Shan Xiongxin asked again.
Zhang Chao thought for a moment, then nodded.
"That's okay, since you like Cui's daughter, then Cui's girl doesn't dislike you, that means you still have fate. As for the Cui family's selling marriage and asking for a high amount of money, it is all secondary. Didn't Uncle Bao already give you this money, don't think too much, I have eaten more food than you have eaten salt, I have walked more bridges than you have walked, to put it mildly, anything that money can solve is nothing. ”
"Besides, you're not the kind of person who doesn't pull out an iron, are you? You will make money, only a thousand taels of gold, and you will not be able to earn it back sooner or later. ”
After Shan Xiongxin said this, Zhang Chao was indeed a lot more comfortable in his heart.
Indeed, although it is disgusting to sell marriage, the important thing is whether he and Cui Sanniang look at each other. Even in the later generations, when talking about marriage, you have to buy a house, buy a car, decorate the dowry, and negotiate a few times between men and women.
But in his heart, Zhang Chao was still a little dissatisfied, the Cui family was too shameless, and he actually asked for 8 million money to accompany the family. Ordinary people, that is, they want millions, but they actually ask for eight million.
The family originally had a deficit of 4,000, but now it is 5,000 to buy Zhuangzi, but here it already owes Qin Qiong 8,000, thinking about it, Zhang Chao feels that he is the most indebted person.
"Uncle Shan, I'm going to buy a Zhuangzi, I have almost some money on hand, and I want to sell the shares of the soap shop to cash out, I don't know if Uncle Shan has any intention to buy it."
"It's a good thing to buy Zhuangzi, it's almost a matter of getting it directly from me, and you can keep the soap shop shares yourself." Shan Xiongxin knows that the soap shop is very profitable, but he can survive thanks to Zhang Chao.
"Of course, it's a good thing that Uncle Shan is willing to lend me money, but I still want to sell some of it. If Uncle Shan is interested, how about doing me a favor? ”
"Do you really want to sell?"
"Hmm."
Shan Xiongxin thought for a while, "I will pay 2,000 guan to buy a share of the soap shop, if you need it, I can lend you another 3,000 guan." ”
When Qin Qiong and the others first entered Zhang Chao's workshop, it was 500 yuan and one share, including two pieces of pastry and soap, and in the morning Zhang Chao sold it to the eldest grandson Wuji two percent of the soap factory's shares, and the two percent of the shares received 1,000 yuan were also 501 shares.
However, the value of the soap workshop alone is by no means more than that.
Shan Xiongxin is now opening 2,000 yuan and one percent, in fact, the valuation is still not high, but he feels that Zhang Chao will not want it if it is higher.
Zhang Chao is really satisfied with this offer, the soap shop relies on technology, and the second relies on relationships, so that the business can go on. Without Zhang Chao's technology, soap naturally does not. And without the relationship backing of these princes, this soap business would not want to continue, let alone be popular.
Therefore, the sale of shares in the soap shop with little capital is not as simple as selling shares, but a cooperative franchise relationship. Shan Xiongxin believes that their shareholding is equivalent to bringing capital in.
"Thank you Uncle Shan for your help."
Shan Xiongxin smiled, "What are you doing with those polite words, have you bought enough money to buy Zhuangzi?" If it's not enough, how much worse, just tell me. ”
With Shan Xiongxin's promise of the 5,000 guan, plus Zhang Chao's own 1,000 guan, there will be 6,000 guan, even if the 1,000 guan on the account is not used, Zhang Chao has the money to buy land. However, Zhang Chao didn't plan to borrow the three thousand from Shan Xiongxin again, he planned to go to Cui Shanfu.
Cui Shanfu was in a good mood today, drank two more glasses, and his face was full of red light. (To be continued.) )