Chapter 297: Qian Zhuang
On Suzaku Street in Chang'an City, there was suddenly a new business. The two huge stone lions at the door are only a little smaller than the entrance of the Taiji Palace. The rest of the prince's house is not as big as this business.
There were two rows of black-clad guards at the door, both with horizontal knives. All of them are full of horizontal flesh, and they are not good people if they look at their faces.
"Who's buying and selling, such a big show. I don't know which noble family it is, it's a pity to have such a good location. The shopkeeper Huang, who sold rice, said with his hands.
"Yes! Such a big pomp must be a noble person's business. I just don't know what to do! It was the shopkeeper of the silk shop who spoke.
"Yes! Oh, yes! Several shopkeepers nearby looked at each other with a smile and said.
Occupy a prime location and open such a business. It's been two days since it opened, but not a single customer has come to the door. Except for those nobles who are rich and have not very good brains, no one else has done this.
A few people were talking, and suddenly a young man came over. Holding a thick stack of paper in his hand, he immediately clasped his fists and said with a smile when he saw several shopkeepers: "Several, welcome to patronize the new business." After speaking, he stuffed the paper in his hand to several shopkeepers.
"Oops! The kraft paper from the Yun family, this paper can cost two yuan for a roll, so give it away? The shopkeeper looked at the paper in his hand and immediately shouted.
"Preferential borrowing at a monthly interest rate of 2 cents (0.2 thousandths). Two cents? Is there such a good thing? Shopkeeper Huang's eyes widened, and usury was rampant in Chang'an City. Five points of interest is already a kind person, and two points of interest is simply a free gift.
"The bank also undertakes deposit exchange business, which means that you will have interest when you deposit your money in the bank. The amount of interest depends on how much money you save. You can talk to my shopkeeper about this, if you go to other places to buy goods, as long as you bring the credentials of the bank, you can withdraw money from the money bank in the field. From now on, you no longer have to pull a cart of copper coins to go to other places to purchase. The young man said with a smile on his face.
"Money? Are you telling the truth? The shopkeeper Zhang's eyes lit up, and he went to Jiangnan every year to purchase silk. Pulling a cart of copper coins, you have to worry about bandits and road bandits on the road. Now that there is such a good thing, it is natural that there are stars in my eyes.
"Absolutely, Qian Zhuang is the business of my family, Chu Guogong. The reputation is guaranteed, and now Yuezhou, Yangzhou, Jiangning and other prosperous and wealthy places in the south of the Yangtze River have Qianzhuang branches. Not to mention places like Luoyang, even Qinzhou, Zhuozhou, and Shuzhong also have Qianzhuang branches. You've got your heart in your stomach! When the young man finished speaking, he arched his hand and continued to hand out the leaflets, which were the size of the handwriting and were not neatly written.
The young man's words made several shopkeepers look at each other. Help yourself keep your money, give yourself back money, this good thing can smash your own head?
"Chu Guogong's business doesn't seem to be fake! Lintong is the fief of the Duke of Chu, where the rich world is located. Whoever is short of money in the Tang Dynasty, Chu Guogong will not be short of money. ”
"Yes! Every time the old man goes to Lintong to buy goods, he can see people saving money in Wang Qian Zhuang. I thought it was only in Lintong, but I didn't expect it to be in Chang'an. The old man really wants to give it a try! ”
"Dude! Money is not exposed, in case ......! ”
A group of shopkeepers were talking, and suddenly they saw an old man who looked like a farmer carrying a bag of copper coins into the bank. After a while, he came out, and the money bag on his shoulder was gone. A refreshed face!
"This old brother, you just went to the money bank to save money?" Shopkeeper Huang stopped the old man and asked.
"Yes! The old man didn't ride a car, and he didn't ride a donkey. Three times more than 20 catties, you let the old man carry back to Lintong? Although the old man was dressed ordinarily, he was not afraid of these richly dressed shopkeepers at all.
As soon as he spoke, the shopkeepers knew that he was from Lintong. The old man who doesn't come out of the center anywhere else! Since Lintong became the fief of the Duke of Chu and factories were built one after another, the people of Lintong did not look down on the people of Chang'an.
In the past, the young man in Lintong could marry a daughter-in-law in Chang'an City, which was simply beautiful. Now the daughter-in-law in Chang'an City wants to marry someone in Lintong, and they have to choose. Wealth makes Lintong people confident, and people with that spirit can't learn it.
"Is this money really safe to keep in the bank?" Several shopkeepers asked in unison.
"Is it true that it can be exchanged for copper coins elsewhere?" It was the shopkeeper Zhang who asked this, and soon he would have to go to Jiangnan again, and it would be of great benefit to him to ask this matter clearly. If nothing else, shipping costs alone will save a lot.
"Safe? Is there still a fake reputation for my Chu Guogong? The old man has the voucher of the money village in his hand, and he can exchange it for copper coins when he returns to Lintong. The old man glanced at these gorgeously dressed turtles, and looked at a person who looked like a dog, and his knowledge was not as good as that of an old man from the countryside.
"Yes! Be! Be! The credibility of Chu Guogong is certainly safe! Absolutely! Seeing that the old guy was about to turn his face, these shopkeepers hurriedly apologized. There's no way, Chu Guogong is not something they can afford to provoke.
The old man left, but the shopkeepers returned to their respective businesses with their own hearts. They all do business on the same street, and everyone has their own difficulties. Seeing that in the morning, there were many people in and out of the bank. Many people came to save money, and some people didn't seem to be here to save money, and when they left, there was a shopkeeper wearing satin clothes to send them out.
The shopkeeper Huang couldn't sit still, he made a lot of money from the sharp rise in grain prices last year. But the price of grain in the hands of the farmers has also increased. In order to buy grain, he had to borrow money from Yinzi. That's six cents of profit, or it's still a rolling profit. Seeing that the day of repayment has arrived, this year's grain prices have not improved.
Potatoes and corn are grown all over the world, and the yield is amazing. The potatoes in Sanyuan County are piled up like mountains, and they are all grain! Seeing this scene, the shopkeeper Huang wanted to cry without tears. Although potatoes have been eaten for a long time, how can the poor family care about this, it is better than green and wild vegetables.
Other people's money is delayed for a few days, and it may be possible to pass it after a good discussion. But the money in Pi Guogong's house, how can it be so easy to speak? Two days ago, the steward of Pi Guogong's house came once, and he spoke hard. When the time comes, if you can't pay the money, you will use the shop to pay off the debt. The conscience of heaven and earth, I just borrowed 500 yuan, and I have to pay back 800 yuan in a year. What a life!
Watching the people in the money village go in and out, the shopkeeper Huang turned his heart sideways. The big deal is that the fish dies and the net is broken, and there is no way to live, so I simply break through.
I chose the time slot for lunch, and it is estimated that everyone is having lunch at this time, and I will not be seen by acquaintances when I go to Qianzhuang. Slipping through the wall, his eyes are touching everywhere, and he looks like a thief if he doesn't steal. When he arrived at the gate of the money village, he rushed in with a strong walk, as if there was a wolf behind him.
The lobby of Qian Zhuang is very magnificent, with several tables and chairs on the left. On the right is a small room, and with the door closed, you can't see what's going on inside. In the middle is a counter made of marble, much like a pawnshop but not as tall as a pawnshop counter. There is a row of chairs in front of the counter, and behind the counter are young students.
"Sir, what business do you want to handle?" A chubby middle-aged man appeared with a smile in front of the shopkeeper Huang, who didn't know what to do.
"Uh......! The old man wants to borrow, is it really the two cents mentioned above? The shopkeeper Huang shook the leaflet in his hand.
"It turned out to be a loan, please come here with me. Xiao Wang, watch the tea! The middle-aged man greeted and took the shopkeeper Huang to the small room next to him, and immediately a small servant brought tea.
The golden tea soup is bubbling with aroma, and it is a good thing at first glance. Lao Zhang went to Lintong to buy and drink once, and he was given a small packet, and he blew it 80 times when he came back. I didn't expect to be able to taste it myself today.
"Huh! Scold! Old man Ling Jing, you can call me the shopkeeper Ling. Qian Zhuang is the business of Chu Guogong, you can rest assured. This interest is two cents, and it is two cents of annual interest, not monthly interest. Ling Jing said to Shopkeeper Huang with a smile.
The shopkeeper Huang was touching around, and the small room was not big. This made him feel a little depressed!
"You don't mind, it's to protect your privacy. When you go out for a while, you can walk through the back door if you want, although the old man can't guarantee that no one will know that you have been here. But there is absolutely a guarantee that what you are saying here will not be passed on. Ling Jing saw the appearance of the shopkeeper Huang and explained with a smile.
The words immediately made the shopkeeper Huang have a good impression of this fat man with a lovely smile. This is really for the sake of the guests, unlike the steward of the Piguo family, half of Chang'an City, who preached about borrowing money. Many people do business with them on credit, and now they have to pay cash.
"Shopkeeper Ling, you are polite, Xiao Lao'er is the shopkeeper of the Huangjia rice shop on the street. Ay......! Because I owe the money to the Yin Zi in the Piguo Mansion, I have to come to you to discuss. Can you borrow 800 yuan to turn around, if you are willing to help with this, the little old man is grateful! The shopkeeper arched his hand, if he could borrow money, he would be willing to let him kneel down now.
"Oh! Eight hundred yuan is not a lot of money. I don't know if the shopkeeper can have collateral? You know, this loan requires collateral. Ling Jing took a sip of tea and said to Shopkeeper Huang.
"Yes! Yes! My shop can be used as collateral! Shopkeeper Huang immediately said, anyway, the shop has been mortgaged to the Piguo Mansion. Even if you mortgage it again, it's not a big deal.
"As far as I know, you have mortgaged the shop to the Pi Guo Mansion. And your shop is worth a thousand dollars, you see how it goes. The principal and interest you owe to the Piguo Mansion are 800 yuan, which will be repaid by the money bank on your behalf. Here the bank will give you another 200 yuan to turnover, what do you think? Ling Jing thought for a while and said.
"Two cents per annum?" Shopkeeper Huang asked suspiciously.
"Two points! No bullying! ”
"Medium! Middle! Middle! "Shopkeeper Huang was so happy that the snot bubbles were coming out, and this time he not only paid off the debt of Hades. can still have an extra 200 yuan of money turnover, and the pie finally fell from the sky, and it was still pure beef filling. As for the matter of the annual interest split, he didn't pay attention to it at all. It's only a dozen dollars of interest a year, and this price can't be more generous.
"Wait a minute!" Ling Jing stretched out his hand to beckon the little guy outside, and soon the little guy brought two contracts. It is all the best kraft paper of the Yun family, and the words on it are also that kind of beautiful printing. After filling in the amount in the blank space, Ling Jing put the contract in front of the shopkeeper Huang.
"Shopkeeper Huang, if you sign this contract, you can get 200 yuan. And we're in charge of delivering the money to your doorstep. Ling Jing pushed the contract forward.
The shopkeeper Huang picked up the contract and looked at it carefully, and his eyes saw that the mosquito coil was ringing, and he didn't see which one was unfavorable to him. It can be said that each article is for one's own consideration. What are you waiting for, without saying a word, he took the brush and signed his name in the place where Ling Jing pointed. I also use ink, and I can rest assured that I have a fingerprint.
"You drink tea! This makes people prepare money, and you go home with the money in a while. Ling Jing said with a smile.
"Thank you! Thanks a lot! The shopkeeper Huang was refreshed, took a sip of tea, and suddenly felt the fragrance between his teeth. This thing from the Yun family is good!
A short time later, a big man came to report that the money was ready. Ling Jing immediately walked out with Shopkeeper Huang, and Shopkeeper Huang was stunned just after going out. Because he saw the shopkeeper Zhang who had just come in at the door, after the two met and were stunned for a while, they both smiled awkwardly, and arched their hands to say hello.
Outside the door was a carriage full of twenty bags of copper coins. One bag is ten dollars, and twenty bags are exactly two hundred dollars.
Seven or eight guards escorted the two hundred fronts and followed the shopkeeper Huang back to the rice shop. As soon as the happy shopkeeper Huang entered the door, he saw the dead face of the housekeeper of Pi Guo.
"Yo! Shopkeeper Huang, how can you be rich? I owe 800 yuan of principal and interest to my grandfather's house, and I should pay it back! ”
"If you owe money to repay your debts, you will naturally have to pay them back. The steward can go to the money village with the old man, and the eight hundred yuan will be given immediately. Shopkeeper Huang was just about to speak, when suddenly Ling Jing stood up from behind him.
"Money? Who are you? The steward shouted. When he saw the yellow shopkeeper pull back the copper coin, he felt that something was wrong. Now I see the shopkeeper of the money bank, and I am even more frightened.
He didn't care about the principal and interest of 800 yuan, he wanted this shop. The shop of the shopkeeper Huang is on Suzaku Street, and it is estimated to be at least 1,000 yuan. If it is used for business, it should not be a problem to earn a few hundred yuan a year.
At the beginning, I was optimistic about this shop, so I lent money to the shopkeeper Huang. Seeing that good things are about to come to pass, I will also be rewarded by the Lord's family. Unexpectedly, there was a money bank inserted into it. Rather, I want to see where the divine wants to spoil his own good deeds.
"Huh! Scold! The old man Ling Jing, the big shopkeeper of the money village. The shopkeeper owes you 800 yuan in principal and interest, and the money bank will repay it on your behalf. This steward, if you want money, follow the old man to the money bank. The old man will give you the money immediately, and if it is inconvenient for the steward, he can also send it to the Piguo Mansion. But the old man thought, there is always a carriage in the dignified Piguo Mansion! ”
Ling Jing spoke to this steward, far less politely than he was to Shopkeeper Huang. The shopkeeper Huang on the side listened to it, and he couldn't help but stiffen his waist a little. With the support of the rich bank, I am no longer afraid of the blackmail of this steward!