In any case, the guise of the four gilded characters of "Hutchison Money Bank" can be regarded as hanging. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

A few young guys set off firecrackers, attracting more people to watch.

The most important thing for everyone at the front door is the merchants, and there are a lot of proprietors and shopkeepers who come over to see the bustle.

People continued the topic just now, talking about the true meaning of Hutchison Money Village, and finally a proprietor who was familiar with Liu Ji couldn't bear it, came out of the crowd, and said to Liu Ji: "Shopkeeper Liu, doesn't your bank have an account bureau, and you mules and horses are together, that is, the table is set in the east wing, isn't it?" Isn't this money bank the same thing as the account office? ”

Liu Ji also said: "No, the money village is the money village, the account bureau will really work in the money village in the future, you can deposit silver, loans, exchange, consignment, we can do these old business, but the money village can be used to exchange silver for copper money, with the money village ticket we issued, as long as there is a place with a Yusheng semicolon, you can take out silver or copper money, which is much more convenient." ”

"It's so much more convenient." The proprietor said thoughtfully: "In the past, your account bureau only collected large quantities of silver, did not exchange copper coins, and did not give people to take copper coins out, and many small transactions had not been done. ”

Liu Ji said with a smile: "The so-called big money village loan is just a few nobles or official gentry joining forces, and the money is extremely high, and it is a trick to deceive people." Let's lend money to Yusheng, we don't know it, we can't let it go, and the money is also limited. ”

And Yusheng opened the account bureau to think of absorbing money, lending this thing, the main thing is to have such a business, to win the favor of some people, the amount of each month is only one or two thousand, but this money can be completely saved for many small and medium-sized businessmen, sometimes put two hundred taels of silver out, may be able to save the life of an honest businessman.

The profit is not high, and the lending is mainly honest and stable businessmen, and for more than a year, the profit of the lending business of the Yusheng Accounting Bureau is not high, but it has added a lot of points to the image of the Accounting Bureau and Zhang Han himself.

In the account office of the Beijing Division, it is the place where the most money is lent, because the number of merchants and commercial houses in the Beijing Division is too much, and the liquidity of goods and money is much greater than that of Datong, in a military town like Xuanda, merchants generally do business for generations, and they have some background, and they will have a plan to use money in advance, and the liquidity here in Beijing is much larger, and there are all kinds of accidents in life, not to mention doing business, as long as the base is large, of course there are more businessmen who come to take loans.

As soon as Liu Ji said this, people all looked suddenly enlightened, and a businessman asked, "I don't know if there is money to look at?" ”

Liu Ji said: "Yes, please come into the store and watch it together." ”

Everyone entered the door of the money bank together.

As soon as you enter, it feels very good, the room is very spacious, with a very low counter separating the inside and outside. Ordinary money banks are separated from the inside and outside with a fence, which is convenient for the people inside to settle accounts and keep the goods, some money banks are also pawnshops, and the compartments are filled with other people's things and money, and the counters are generally very high, and the exchange people feel inferior as soon as they enter the door, and they are asking for help.

He Yusheng's money village also has tables, chairs, account books and other things, but because it does not need to be placed, only the two rooms next door are locked, and there should be valuables such as money inside.

The money was placed on the outermost long counter, and dozens of copper coins exuded a warm yellow luster.

"Hutchison money?" The proprietor who spoke first took the lead and picked up the copper coin to watch.

The front is engraved with the word Hutchison, and the back is the word treasure money, and there are no other special patterns, and the copper coin does not need lace, and no one will be bored to grind the crumbs of the copper coin.

"Good, good, this money is good. Don't know how to compare? ”

"The weight is about the same as the Jiajing gold back money, and the flower is of course not as good as the gold back money of the imperial court, but it is also about the same. Compared to most copper coins, the weight and fineness are already much stronger. ”

"I'm going to exchange a hundred taels first...... As long as the ratio is not too high. ”

"I am short of copper coins in my shop, I hope He Yusheng can make less money......"

The money system of the Ming Dynasty is extremely chaotic, not only the imperial court minted money, but also let go of the private coinage, the court and the folk coinage do not know how much, of course, the biggest source is the imperial court coinage.

Every new dynasty will cast new money, with the mother money as a model, the new dynasty will cast a batch of very decent copper coins to take out money, such as the most popular Jiajing gold back money and Wanli gold back money, the emperor of the Apocalypse has been on the throne for three years, but the Apocalypse money is not good, and the reputation of the people is far from being comparable with Jiajing money and Wanli money.

Because the copper coins of the Beijing household department and the Nanjing household department are very poor, and the folk use is not high, in addition to the imperial court to make money, there is not much coinage, and the copper coins circulated by the people are strange, which is not surprising.

He Yusheng's money is considered to be the best among the dozens of copper coins that are more popular in Jingshi, the color is positive, and at a glance, you can see that there are not too many impurities. The amount is also sufficient, and it is not much different from the best gold-backed money.

"Thanks to the proprietors and shopkeepers who have been taking care of them," Liu Ji said with a smile: "Jiajing money and Wanli money are one or two for eight hundred wen, and you also know that the bad money of the people is not easy to say, there is one to one thousand two, one thousand five, and even the worst small money, which will be broken with a clamp with a finger, and no one may want one to two thousand." Our money, in terms of quality, is not under the Jiajing gold back money, but after all, it is also privately minted by the people, and it cannot be compared with the Tongbao of the imperial court, even if it is one to nine hundred, at this price, one or two silver exchanged for copper coins, everyone has a profit of thirty or fifty wen. ”

The proprietors all nodded...... And Yusheng is indeed a very good partner, make money by yourself and don't forget to drink soup for others, this comparison price, and Yusheng buy copper coinage, one or two can earn more than 100 Wen, at most 150 Wen, let out is one-third of its profit.

Someone immediately clapped the board and said: "The Tianbao line in the lower part will be exchanged for a thousand taels of copper coins." ”

"What is proprietor Li doing in such a hurry? and under the order, fifty taels of silver, and one thousand taels. ”

"I'm a small profit, why don't you let the two big proprietors give in? Renjia and Yusheng have made a lot of profits, and I only exchange five hundred taels, which is almost enough for a while. ”

In fact, the commercial banks have come up with a lot of circulating funds, after all, there are few commercial banks such as He Yusheng, and the real capital of the capital is large enough is the official store outside the Chongwen Gate, where the shop is either opened by the nobles, or opened by eunuchs or hereditary military ministers.

In addition to these large official stores, the big business of the Beijing division is still monopolized by the nobles and eunuchs, even if the capital of Qianmen Street is about a few thousand taels or ten thousand taels, there are also many hidden nobles or eunuchs, as for the background of civil and military officials, there are even more.

It was only in Beijing that I realized that there are few things that do not involve officialdom in Daming, especially in places like Jingshi.

In front of these shops, take a few hundred taels of silver to exchange copper money, on the one hand, there is indeed the meaning of support, more of course or see that there is a profit in it, all of a sudden to earn dozens of taels of silver, and high-quality copper money is very rare, the Ming people have always been short of copper, inferior copper money people do not like to use, and usually use money is very short, there is a chance to exchange money, of course, it is more cost-effective.

Of course, if these businessmen in front of them knew that He Yusheng did not buy copper coinage, and all the copper was mined by himself, then there would be another idea in his heart.

"Don't be anxious." Liu Ji still looked light-hearted: "Now it's just the money sent over, it is expected that there will be a little time before the copper money is delivered, you can make up your mind first, and then talk about it." ”

Everyone looked at each other, and in the end, it was the proprietor surnamed Li who said: "I believe in the credibility of Heyusheng, and the store still has to make a decision." ”

"Our store has also decided."

"Of course I believed it with Yusheng, and I made up my mind."

In the evening, the proprietors and shopkeepers who came to make a decision not only did not decrease, but there was a tendency to increase, but the ordinary people who urgently needed to use copper coins were more lively, and they exchanged money for a maximum of one or two taels of silver, and exchanged one or two thousand coins for use slowly at home, and there was no need to make up their minds at all, as long as they were exchanged with Yusheng for copper coins here.

More money is needed for the smallest shops, where the likelihood of large transactions is low, and small shops owned by craftsmen, such as tailors, grocers, shoe stores, and so on.

Outside the city into the city to do short-term work of the peasants, vegetable farmers, is the main force of the copper money, outside the capital, the silver is clamped into money or divided to use, after the clip clip will always have a loss of silver, how not as convenient as the copper money.

"I just don't know how much copper money He Yusheng has."

In the evening, proprietor Li, who had been watching the excitement, sighed: "The reputation of your store is really amazing, I heard that the whole Nancheng of your money bank has been a sensation." ”

He jokingly said again: "If you are not prepared, this time you will smash the signboard." ”

Liu Ji laughed out loud, and after laughing, he said: "In the first year, our proprietor prepared hundreds of thousands of taels of copper, and you can imagine how many there are. ”

"Big, really big." Behind Li Dongzhu is a eunuch who is a celebrant eunuch, and he usually boasts of being rich and powerful, and at this time he knows how big the difference is between himself and He Yusheng, and a sense of powerlessness arises in his heart, but he has strengthened his determination to cooperate with He Yusheng.

"In the next commercial bank next month to Gaoyang goods, originally hired by their own foot shop, anyway, there is a father-in-law behind the back, but since the carriage and horse team of your bank is of good quality and cheap, and there is an account bureau to bring silver back and forth, it is much safer than sending people to carry it back and forth in the next place, plus there is a copper coin business...... In the future, whether it is to Gaoyang or Baoding, your team will be responsible for it? ”

Liu Ji immediately said when he heard this: "He Yusheng originally had a route to Baoding, but he did not open up a route to Gaoyang and other places. ”