Of course, the silk-based is not for the convenience of customers, but the Great Song Dynasty court strictly controls the outflow of copper coins and gold and silver, so it is impossible to engage in gold, silver and copper-based in the Jiehe commercial market, only silk-based.

In the Tang and Song dynasties, silk silk did have the function of currency. On the one hand, it is because silk is a necessity and an important export commodity for the upper class, and it is in great demand.

On the one hand, the silk is lighter than the copper coin, a silk horse is four zhang long, one foot eight inches wide, twelve taels heavy, and the value of the copper coin is 770-800 Wen, that is, a penny. And a coin is more than twelve taels, even if the copper coin becomes lighter and lighter because of cutting corners, but how can a small flat coin weigh two-thirds of the coin (unit of weight), seven or eight hundred pieces plus a piece is a few catties.

Moreover, there is also the problem of fineness and "folding" (that is, a "big coin" of a few folds), which is really very troublesome, and it is not as clear as a piece of silk.

On the Liao side, the monetary role of silk silk was even greater than that of the Song Dynasty. Because the financial industry of the Liao State could not be compared with that of the Song State, there were not so many private bonds issued by the Salt Introduction, Tea Introduction, and Gold, Silver, Silk and Silk Quotation Bank that could be used for large payments.

Therefore, if those nobles in Liao want to go out to consume, they have to pull a cart of silk silk or copper coins, but most of the time they pull a cart of silk silk, like a cloth seller......

"Jiaozi?" When Ma Zhi heard this word, he asked, "Is it a personal friend or an official friend?" ”

"It's all right." Wu Haogu said with a smile, "The Chamber of Commerce will also set up a Jiaozi office, which will specialize in issuing Jiaozi that circulate within the commercial market, and will also be responsible for supervising the gold, silver, silk and silk shops that open in the commercial market." ”

In fact, the Jiehe Commercial Exchange is the prototype of a central bank. A type of banknote that can only be used in the market will be issued, the silk silk jiaozi. The reference object of this kind of Jiaozi is not copper coins, but silk silk, so the face value is "horse" and "ruler".

"One horse" is about equal to one copper coin (770 Wen), and "one foot" is about 77 Wen-80 Wen. However, holding this kind of silk Jiaozi can not be exchanged for copper coins from the commercial market Jiaozi, but can only be exchanged for the corresponding silk silk.

In other words, Jiehe Commercial Market will implement a "silk standard" policy instead of the gold standard and silver standard.

"Oh, that's right." Ma Zhi paused, and then said, "When will the Great Xiangguo Temple on this side of the Jiehe River be completed?" ”

"Daxiangguoji?" Wu Haogu was stunned for a moment, "Second Brother Ma, do you want to burn incense?" ”

"It's not just burning incense," Ma Zhi waved his hand and said with a smile, "Someone wants to deposit money in it, no, it should be a silk na." You can't let the nobles from the north come to the Jiehe Merchant Market empty-handed, can you? They must come with gold and silver treasures, or how will they live? The gold and silver treasures are stored in the Great Xiangguo Temple, which is reassuring! Is there any other solution in the world that can be compared with the solution of Daxiangguo Temple? ”

Uh, this is using Daxiangguoji Temple as a bank!

But in fact, Daxiangguo Temple did have banking business in the Song Dynasty, and the monks in it were all gold-collared bank monks!

In Liao, where the financial industry is underdeveloped, the commercial gold, silver, silk, silk and silk exchange shops and settlement warehouses are almost non-existent - Liaoguo is a gate-valve society, how cheap are businessmen? Where to put the money in them, who will rest assured? In contrast, Buddhist temples are reassuring. The nobles of Liao are all Buddhist disciples who burn incense and worship the Buddha, and they don't believe in their parents and can't believe in the bank monks!

And the Great Xiangguo Temple is a big bank from Kaifeng Mansion, uh, it's a big temple! The land occupied by the people in the inner city of Kaifeng Mansion is worth at least 100 million ...... In Liao, it is 100 billion (text)!

In the minds of the "poor aristocrats" in Liao, Daxiangguo Temple is simply so rich that there is nothing to worry about when the money is placed there?

"That's right!" Wu Haogu thought for a while, and said with a smile, "If it weren't for Second Brother Ma's reminder, the younger brother almost forgot, and he would have to ask Master Zhishen of the Great Xiangguo Temple to come to Jiehe earlier." ”

Okay, Lu Zhishen is going to become a big bank monk now?

However, the gold-lettered signboard of the Great Xiangguo Temple is indeed better than what the Pan family's gold and silver silk silk are paved with!

Wu Haogu thought in his heart: he shouldn't let go of this opportunity! We must cooperate with Daxiangguo Temple to solve the library...... It is impossible for the Daxiangguo Temple in Kaifeng Mansion to intervene in the library, unless he shaves his head and becomes a monk.

However, the Great Xiangguo Temple of Jiehe and the Great Xiangguo Temple of Kaifeng Mansion do not have to be subordinate to the upper and lower levels! Jiehe Daxiangguo Temple can be an independent temple...... Even if you don't become independent now, if you go back and ask the official family to make a will, you will be independent.

As long as the Jiehe Daxiangguo Temple is independent, he will have the means to participate in and control the unraveling of the Jiehe Daxiangguo Temple! This is a golden sign...... It's about the same as the Swiss banks of later generations! No matter what, it sounds more reliable than the martial arts gold and silver silk silk shop.

Wu Haogu himself did not understand finance, but he had also heard such a saying in later generations: banks sell credit.

The four words of Daxiangguo Temple, in the current era, are credit!

In addition, the Jiehe Daxiangguo Temple does not have to be subordinate to the temple, and can be operated as an independent trading house.

In the future, branches can be opened in Haizhou, Xuzhou, Yangzhou, Suzhou (Liao), Liaoyang, Xijin, Hakata, Heianjing and other places. The result is a huge network of banks...... In the future, once there is a need, Wu Haogu will be able to transfer funds from Liaoyang Mansion, Xijin Mansion, Kaifeng Mansion and other places to Haizhou for storage through this network and the interest rate difference between different regions.

……

"Feifei, go and bring the "Republic Commercial Covenant" to Second Brother Ma to see."

After chatting about "Wangbeilou" and "Bank Monk", Wu Haogu waved his hand and sent Bai Feifei to get the "Republic Commercial Covenant".

Wu Haogu actually has a "chance" around him, and it is that Zhao Jiaren. He failed again in this subject, but he didn't have the confidence to fight again, so he wanted to find a staff member. went to find Wu Zhongyi, an old comrade-in-arms who "won the lottery" in this subject, and was introduced to Wu Haogu as a result, and made a witty text.

He also has two Guan Gou characters under his hands, one is named Chai Feng, who is the son of the Chai Daguan of the Wudi Chai family in Cangzhou.

There is also a Zhou Xiucai from Yanggu County, who is the son of the Ximen mother-in-law, named Zhou Jian, who is a scholar who has practiced some martial arts. This subject was examined, but he didn't even pass the exam, so he was discouraged and ready to change the next subject to the martial arts exam. Ximen Qing also recommended him to Wu Haogu, and then made a pipe hook text.

This old Jiyi and the two small pipe hooks also followed Wu Haogu to the boundary river. However, instead of attending the meeting between Wu Haogu and Ma Zhi, they went to take over the administration of Jiehe Commercial City, which is now a big construction site, but the administrative team still needs to build one.

According to Wu Haogu's arrangement, the current person in charge of the money in the Nether River Business City is Zhang Xizai and a bookkeeping team brought by him; The management of public security and justice is Lin Wancheng, Lin Chong and his son, and a group of "old men" recruited by them from the Kaifeng Forbidden Army; In charge of the construction is Huang Zhisheng and his master craftsmen.

Wu Haogu himself is in charge of the commercial market, and at the same time, he is also responsible for building a simple "customs" to control the wharf of the Jiehe commercial market, so as not to have too many smuggling incidents.

Among the people who came to Jiehe with Wu Haogu, there was a man named Ximen Chi, who was the brother of Ximen Qing's peers, who was borrowed from the third class by Wu Haogu Bao, and was ready to be arranged to be an errand in Jiehe City. This time, he also came to Jiehe Commercial City with Wu Haogu, and the "temporary customs" was taken care of by him.

After such an arrangement, there was no one around Wu Haogu who could listen to it, so he could only catch Bai Feifei's errand.

Although Bai Feifei was a female streamer, Ma Zhi didn't feel anything wrong, and took the manuscript of the "Republic of Commerce" from her hand and read it.

"This is ......" Ma Zhi read the "Republic of Business Covenant" once, and was a little confused.

Why don't you want the emperor?

Thirty-three senators discussed politics, legislated, elected mayors, police inspectors, water inspectors, capital bailiffs, magistrates...... So what is the emperor doing? Does it really matter?

"How?" Wu Haogu looked at Ma Zhi and asked.

"This ...... The official family of the Great Song Dynasty is approved? Ma Zhi asked rhetorically.

"That's right." Wu Haogu said with a smile, "The twenty-five elders on our side have all been elected, and the younger brother has also made a little header.

Now there are still eight elders who have to trouble the appointment of the eight shareholders of your Liao Chamber of Commerce. ”

"Since the Great Song official family is approved, then there will be no problem on the Da Liao side." Ma Zhi asked again, "Does a shareholder appoint a patriarch?" ”

"yes." Wuhao Ancient Road. "This seat is very important, you have to hold a veteran seat of the Ma family in your hands."

"Oh, then I'll do it myself."

Although Ma Zhi is now the deputy patrol envoy of the Nanjing Provincial Police, the affairs of Jiehe Commercial Market are in charge of him. Moreover, his uncle Ma Renwang is now a transshipment envoy of Nanjing Road, and the shipping of the boundary river can also be managed.

Therefore, the Ma family is almost the person who talks about the Liao State in Jiehe Shang City. If Ma Zhi becomes a veteran, then in the future, Wu Haogu's "uneven" matter can be asked to let Ma Zhi come forward to speak on behalf of the Liao State. Similarly, Ma Zhi can't figure it out on the Liao side, and Wu Haogu can also negotiate on behalf of the Great Song Dynasty.

When the two join forces, they are covering the sky with both hands!

"That's great." Wu Haogu laughed, "From now on, our brothers will run this Jiehe Business Market together!" ”

Ma Zhi also laughed as if he was in response to the situation, he didn't plan to work in Jiehe Business City all the time, how profitable could he be to deal with a group of merchants? The state army festival envoy is his goal!

His current official luck is good, and he has become a deputy police patrol envoy, if he can do something to make a difference, the next position should be the "judge of the accounting department", that is, the official in charge of "degree branch, salt and iron" and the like. The next step is the police patrol envoy and the "deputy envoy of the planning department", and then they are qualified to buy the state military festival envoy.