[Third Update.] 】

None of the Zai Zhi in the column are stupid people, Han Gang just doesn't want to take responsibility. Just look at the fact that he doesn't answer the question asked by Lu Jia head-on, and he will know the truth.

Zhang Dian couldn't help but want to laugh, it was rare to see Han Gang being forced to talk about him left and right.

Treasury bonds, first, must have credit, second, credit, and third.

But credit is not forced, and if you don't think of a way to repay the money, you have to issue bonds, and when the time comes, it fails, but you have to use the imperial court credit to make up for it.

How did Wang Mang lose, he began to lose from credit.

On the other hand, after the distinction between the inside and the outside is clear, it will be possible to use better means to take money from the inner treasury.

At the moment, the inner storage is exhausted in one go, which is a special case. In most cases, the emperor held on tightly to the financial power, and only squeezed a little oil and water out of his fingers. The annual subsidy of 600,000 guan is what is compared to the total income of the inner treasury? Sooner or later, it will have to return to normal conditions. And now Han Gang's proposal is equivalent to leaving a back door.

An IOU is given, there is a mortgage, and there is a term for repayment, and it is called a debt, and it is impossible not to pay interest. In this way, in the future, you can borrow more money from the treasury and use a few treasury bonds as proofs.

"Jia Wen dared to ask Senior Minister Han. Loans in the market, no need to insure. Dare to ask the guarantor of this national debt, is it a subordinate of Zhongshu? ”

Guaranteed by the letter of the door? Are you kidding. What kind of system is this?!

Lu Jia asked, and the slaughterers remembered this stubble. There will always be a time when the loan cannot be recovered, and in that case, the party who is the guarantor will be unlucky.

Seeing that Han Gang didn't answer immediately, Lu Jia asked with even more momentum, "The third division borrowed money, and the Zhongshu sect was guaranteed." In case you can't pay off the bill, do you move the tables and chairs in the government hall to pay for it, or sell the paper in the cabinet library? ”

Seeing Lu Jia asking, Han Gang sighed lightly. He didn't expect that he would be recruited to the Chongzheng Palace, whether it was Han Jiang, Cai Qu, Zeng Bu, and Zhang Qi, as long as they saw his recital, they would immediately understand what he wanted to say.

It's just a pity that he was still a privy deputy before, and the chapter was directly against the front desk, and the Empress Taishang didn't seem to have passed on her chapter to the courtiers below.

"The door of the book is not a guarantee." Han Gang smiled indifferently, "The most trustworthy text in the world is not as good as a holy decree. The Holy Decree begins with a disciple, and what official document can be more credible than the Holy Decree? After counting the courts, only by covering the Chinese book under the door can people be convinced that a piece of paper is worth a thousand gold. ”

He had already said that this was to make up for it. Lu Jia asked that since he snatched food from his own hands, then don't blame him for not giving face.

Cai did blink, looked at Han Gang again, and wondered if he had heard it wrong.

It was only when he saw Lu Jia's face flushed when he asked that he was sure that he had not heard it wrong.

The vast majority of holy decrees, whether they are the fulfillment of the edict, or the reward, transfer, disaster relief, and ceremonies, are all 'subordinates'.

This is the format of the transmission of the holy decree of the Tang Dynasty. The center of the Tang Dynasty was the earliest three provinces to stand side by side, Shangshu, Zhongshu, and Menxia. Among them, the subordinate province reviewed the edict, signed the seal, and held the right to refute it. Therefore, the edicts of the Son of Heaven were all sent to the province. Therefore, he looked up and was under the door.

Nowadays, only the name of the three provinces and six ministries exists, but the official name of the political hall is still Zhongshumenxia. The right to refute the province of the old gate still remains.

Since it was the political affairs hall that borrowed the money, and it was the Zhao official family who paid the money, what did the three divisions do?

Zhang Dian was shaking his head, Xue Xiang looked down at Wat Ban, Zhang Qi's eyes lit up, Zeng Bu frowned and glared at Han Gang.

Except for Han Jiang in front of him, who couldn't see his expression clearly, the reactions of the others were all under Cai Qu's eyes. Basically, it's all about knowing Han Gang's thoughts.

Zhang Dian shook his head slightly, Han Gang is breaking down the door and demolishing the house.

The establishment of the three divisions is to divide the financial power of the two governments. With the separation of governing power, military power, and financial power, the Son of Heaven will be able to sit firmly in Diaoyutai.

Before Xining's reform, the financial power was firmly controlled in the hands of the three envoys, and the plan was worthy of the name. However, after the Xining reform began, the laws of Changping, farmland and water conservancy, exemption from military service, and armor protection were all based on Sinong Temple, and the income derived from this was also attributed to the Zhongshu Sect behind Sinong Temple. The financial power of the three divisions has since been divided by the prime minister. Zeng Bu disagreed with Lu Huiqing and Lu Jiawen back then, and even the most difficult change was the beginning when he was the third envoy and was in charge of the world's financial plans, but Lu Jia asked the main market, but only reported to Lu Huiqing who was in the middle book.

This is the battle for financial power.

Without financial power, what is the third division?

And now, Han Gang threw out the so-called national debt, not to stand on the side of Empress Taishang to help speak, nor did he plan to promote the national debt to collect money, this is obviously to skip the three divisions and send the money directly to Zhongshumen. Even if it's just 600,000 per year.

Windfall!

Cai did cough lightly and walked out of the class slowly.

Because of people, it is really deserved. But since Han Gang sent it, he was disrespectful.

"Your Highness, the minister thinks what Han Gang said is very true!"

"Your Highness. The establishment of the three divisions was originally the power of the prime minister. Now that the wealth is returned to the government, who can govern the power of the prime minister? ”

Lu Jia asked to be a lonely minister? I don't want to see if Queen Taishang is waiting to see him.

"Originally, the new coins minted by the major money supervisors in the south every year were first sent to the inner treasury, and then lent out by the three divisions." Han Gang paused for a moment, "Please set up a mint bureau to be in charge of the world's coinage." ”

Han Gang's opinion was that the end of the coinage should be placed in the inner treasury, and the withdrawal should be directly transferred in the form of national debts. If the price of money rises, it will be distributed more, and if the price of money falls, it will be withdrawn a little.

Look, isn't this wealth back in the hands of the Son of Heaven?

The deliberations of the Chongzheng Palace are over, and the three divisions have become the big losers. Empress Xiang thought that she had won, and Lu Jiawen, who had been disrespectful to her before, was cut down by Han Gang without much errand, and the inner treasury was still borrowed, but at least there was an IOU. The two governors also thought that they had won, and their financial power was further expanded. Han Gang also felt that he had won, and his plan was slowly fermenting next.

"Yukun, the person in charge of the Mint Bureau will be handed over to you." Cai did know that Lu Dao reciprocated the favor and did not compete with Han Gang for the position separated from the three divisions.

The essence of coinage is only minting, it is a hard work, and what is needed is some craftsmen and officials who are good at equipment, all of which are low-level positions, and there are some oil and water that people covet.

But in the eyes of the Zaifu, how can one or two dispatches with oil and water compare to getting the power in their hands? If Han Gang only needs this reward, why not give it to him? Even if Han Gang wants to achieve something through the Mint, when the time comes, it will not be too late to make a plan when the matter comes out.

"You have to make a decision." Han Gang smiled and humbled.

But it's just humility, and he won't give up actual control to others.

The role of the Mint is to fix the value of the coin, allowing the coin to pass at face value, rather than the price of the material in it.

In the past, because the new coinage was beautifully made, the people loved to use it, and then there were officials who asked for the new money to be used instead of one penny.

For the officials who destroy the credibility of the imperial court for a little benefit, Han Gang can be said to hate deeply. It is not only the credibility of the imperial court that is harmed, but also the interests of the local people and the destruction of the commercial order. damage to the place,

A new style of coin was reminted to fix the face value and indicate it on the coin. As much as it should be, it will be as much. Do not change because of selfishness. Coins are still coins, but in reality, the actual cost of large coins is much smaller than the face value, and most of its value is already attributed to the state. Coins with a small denomination of one or two pennies are used to ensure the credibility of the coin. Interest is then earned by minting coins with large denominations.

As for the old loans, once the form of treasury bonds is changed instead of the old loans, it becomes a matter of borrowing new accounts to repay old debts. When it matures, it will be repaid with principal and interest, and then borrowed. It is equivalent to gradually formalizing the financial plans of the imperial court and transferring them to private loans.

With these two things decided, there have been some more interesting changes in the country's financial planning.

Separated from Cai Qu and the others, he had been walking side by side with Han Gang silently, and when he was about to leave, Zhang Dian suddenly spoke: "Yukun, the matter of Ming Xiu Plank Road Darkness Chen Cang is well done." Ming inside and outside, it's very good. ”

Darkness Chencang? Han Gang smiled slightly, "The world is the world of the people of the world, not the world of one family and one surname." ”

Zhang Dian was embarrassed: "Qian is called the father, and Kun is called the mother?" ”

"Exactly."

This is true for everyone in the world.

The Son of Heaven is just the son of heaven and earth, but it does not mean that he can inherit everything alone.

According to the decree of the Great Song Dynasty, when the parents died, the brothers had to divide the inheritance equally, which had nothing to do with the concubines, and in addition, the proportion of the unmarried daughters in the house was one-third of that of the brothers.

So it is logical that everyone in the world has a share. It is the world of the people, not the world of one family and one surname.

The Son of Heaven is in the country, that is acting on behalf of heaven, and it is not that he can treat the world as his own private property.

No emperor would like to put his neck in a rope, and Qi would never be welcomed by the Son of Heaven. This is the reason why Wang Anshi is reluctant to argue with Han Gang now, the defects of Qi Science itself make it difficult for him to enter the Guozi Prison.

There are many people who say that gas science is like ink. Even if the most Confucian part of the difference between intimacy and alienation is different, the part that binds the Son of Heaven is not different, or even far exceeded.

The Mo family is still a ghost, and it threatens people with ghosts. And Qi abandons ghosts and gods, and oppresses people with reason,

Zhang Dian also understood that no matter how high-sounding Han Gang said before, in essence, he still wanted to contain the Son of Heaven.

Han Gang's proposal has several intentions, including the innermost one, although it was clearly stated at the beginning, 'the difference between inside and outside', but the real intention needs to be combined with the understanding of qi science to see clearly, but the other Zaifu will have some feelings, and it is impossible to know everything. The more proficient you are in financial planning, the clearer your feelings become, did you see Xue Xiang speak today? The capable minister who has the first financial plan in the DPRK and China can see it at first glance.

But who will say more?

It's just that seeing the appearance of the little emperor, there are some things, and now we really have to start planning for a rainy day.