"Your Majesty, Qian Zheng has existed since ancient times, not only in my Ming Empire, but also in Qi, Chu, Qin and other countries. Pen ~ fun ~ Pavilion www.biquge.info outlaws, forbidden endlessly, inexhaustible killing, like mushrooms after a rain, going forward and successive, in the final analysis, or profiteering makes it rush to it! Su Kairong muttered.

Qin Feng shook his head, "I'm not talking about this. ”

"Didn't you say that money is expensive and money is cheap?" Su Kairong was a little confused.

"As you said, the matter of money and silver is not only unique to my Ming Empire, but this matter must be solved from the root, and it is not an overnight thing. What I want to talk about today is the problem of the large number of copper coins in our country. Qin Feng stared at Su Kairong.

"Your Majesty, this is formed for historical reasons, Qi Guotongbao has always been a circulating coin in Qianyue, and it circulates together with Yueguo Tongbao, and the household department is now preparing to mint my Daming Tongbao." Su Kairong said.

"These copper coins of Qi are popular in my Ming Dynasty, Su Kairong, have you thought about it, what is behind these copper coins?" Qin Feng snorted coldly: "You are an old household, don't you understand this truth." This will make a large number of precious metals such as gold and silver in our country flow to the Qi country, on the surface, it seems to be inconspicuous, and the flow of copper coins in the Qi country, but also effectively alleviate the problem of insufficient copper coins in my Ming Dynasty, but in the long run, this is another kind of plunder, plundering on the gold economy. In the long run, I am afraid that when the time comes, our Ming Dynasty will be short of gold and silver, and it will be all the copper coins of their Qi country. ”

Huo Guang on the side was stunned, "Your Majesty, it's not so serious, is it?" ”

Qin Feng sneered: "Huo Shangshu, you have some large silver tickets in your hands, but tell me, in the homes of ordinary people, do you have more silver or more copper coins?" Usually on the market, is there more silver or more copper coins in circulation? ”

"That's naturally more copper coins!" Huo Guangdao.

"Yes, in the hands of a common man, not to say much, only to say that he has ten copper coins, then how many copper coins will I have in the Ming Empire? How many of these copper coins are my own Ming Empire, and how many of them are circulated from the Qi Kingdom? Qin Feng looked at Su Kairong, "This account, I think Su Shangshu will be more calculated." ”

Su Kairong's head was cold sweat and whizzing out. Gritted his teeth and said: "Your Majesty, the household department will immediately speed up the casting of Daming Tongbao to replace these Qi copper coins, and when the Daming Tongbao is minted, it can be announced by the imperial court to abolish the use of Qi copper coins throughout the country." ”

"Wouldn't that be messy!" Huo Guang exclaimed.

"It can be redeemed." Su Kairong said, "The one-to-one exchange will not cause panic among the people." ”

"I don't have to do this for the time being." Qin Feng shook his head: "This can't solve the problem at the root, this batch is exchanged, and the next batch will be circulated." And this copper coin casting, if the quality is poor, the people will not like to use it, the quality is good, but it is cheap for those lawbreakers, in the end, the court is still thankless. ”

"Your Majesty, then, what is the household department going to do?" Su Kairong is a little nonsense, this doesn't work, that doesn't work, what should I do?

"Why do you have to use copper coins?" Qin Feng suddenly said something, which made the two people in front of him a little inexplicable, if they didn't use copper coins, what else could they use?

"How inconvenient copper coins are! A hanging money, is a thousand, there is always half a catty, if this is ten hanging money, is five catties, if the people usually go out, they need to hang a blanket specially for heavy copper coins. Qin Feng muttered to himself again.

"Your Majesty, if the amount is large, it will naturally use gold, silver or silver tickets." Su Kairong hurriedly said.

"Silver Ticket!" Qin Feng nodded and stretched out his hand, "Su Shangshu, you bring some silver tickets." ”

Although he didn't know what Qin Feng was going to do, Su Kairong still got up, took out a stack of silver tickets from a drawer behind him, and handed it to Qin Feng.

Spread out the silver tickets and place them one by one on top of the big case. The smallest is one hundred taels of denominations, and the largest is of ten thousand taels of denominations.

"Su Shangshu, you are really rich, you can take out tens of thousands of taels of silver casually." Looking at the silver ticket on the big case, Huo Guang said jokingly.

Su Kairong looked at Qin Feng nervously, and seeing that His Majesty the Emperor had no reaction, he laughed a few times, but ignored Huo Guang.

"Today, Huo Shangshu and I went to a bowl of noodle restaurant and ate a few bowls of noodles." Qin Feng said: "There is no copper coin on his body, Huo Shangshu took out a silver ticket of one hundred taels of silver, you here, the smallest one is also one hundred taels, and the lowest denomination of the silver ticket is one hundred taels?" ”

"Yes, Your Majesty." Su Kairong said.

"Why are they all of this kind of large denomination?" Qin Feng asked a little strangely. "Why don't the banks that issue these silver bills issue small denominations?"

"Your Majesty." Su Kairong picked up a silver ticket and said: "The silver ticket of each money village is different, in order to prevent someone from making a fake, these silver tickets are printed when they are printed, it can be said that they are all mysterious, Your Majesty, please see, this is the largest silver ticket of Changlong Money Village in the Ming Dynasty, in addition to the watermark of the word Changlong, there are also some code words, for example, beware of fake tickets, do not forget to look closely at the twelve words of the book, which represents the twelve months of the year, laughing at the world, the fairest way of heaven, illusory for self-interest, conspiring to harm others, Good and evil will eventually be rewarded, and in the end it will be clear that these thirty will be distinguished, representing the thirty days of the month, etc., and one of these words has some concealment that outsiders can't say, so it is impossible for outsiders to imitate silver tickets, but these silver tickets are also quite laborious to make, mainly for the exchange of large amounts of money. If a small amount is issued, it is a loss-making transaction for the bank. And it's not necessary either. ”

Holding a silver ticket, Qin Feng looked at it over and over for a long time, but finally didn't see a reason, I can't help but say, life is full of articles.

Holding a silver ticket, Qin Feng said thoughtfully: "It's just such a fluttering print, but what it represents is the value of tens of thousands of cash and silver, Su Kairong, this ten thousand taels of silver should be in the treasury of Changlong Money Village now, right?" ”

Su Kairong couldn't keep up with Qin Feng's train of thought, and said in his heart, could it be that our majesty is now in a hurry about money, and he won't hit Changlong Qianzhuang with his idea, right?

"That's how it should be."

"Then you say, isn't the treasury of a money bank of Changlong's size richer than our treasury?" Qin Feng said with a smile.

"Your Majesty said with a smile, Changlong Money Village is just one of the countless money villages, but his scale is the largest in my Ming Dynasty, but compared to the Qi State, those money houses in the Chu State are not worth mentioning, and besides, they will not pile up all the money in the treasury to become moldy, and they will definitely have to release it to earn interest." Su Kairong said. "In the past, our household department often asked them to adjust their positions, and the interest was calculated on a daily basis."

Qin Feng nodded: "You, the head of the household, must have made a lot of money here." ”

Su Kairong was stunned, and then knelt on the ground with a bang, "Your Majesty, since the founding of the Ming Dynasty, after the minister became the Shangshu of the Ming Empire, he has never taken a penny in vain." ”

"Get up, just kidding, I didn't bother to pay attention to the past, it was a bad deal, I only look at your present." Qin Feng smiled and pulled Su Kairong up. Looking at this Shangshu who was covered in cold sweat, Qin Feng continued: "When I went to change change today, the master of the Qian Zhuang also charged me a regular fee of two taels of silver for one hundred taels of silver, which is also an industry practice?" ”

"Yes, yes, yes!" Su Kairong was shocked, and nodded again and again: "Some merchants will deposit these gold and silver in the money bank because of the inconvenience of carrying it, and this is all to pay a storage fee to the bank. The banker gave them silver tickets, and then they took them and went to the same bank where they were going, and they could withdraw the money. ”

"Earn at both ends!" Qin Feng said: "To be a money bank, it is really difficult to make a fortune or not." ”

"Your Majesty, not necessarily. There are also people who have lost a mess and their families are ruined. Generally speaking, people who work as money banks have a relatively strong background and energy. Su Kairong said.

"Well, I know, for example, this Changlong Money Village, there are two percent of the shares of your Lord Su, and its eighteen owners are all well-known figures in Yuejing City, such a money bank, the silver money released, I'm afraid that no one will dare not pay it back." Qin Feng supported his forehead with his hand, looked at the silver ticket in his hand, and said intentionally or unintentionally.

Su Kairong felt that he was about to collapse, did this master come to clean up his own today? The two trembled, cold sweat swished, and after a while, he said: "Your Majesty, I will withdraw from Changlong immediately when I turn around." ”

Qin Feng glanced at him, "Why do you want to quit?" Doesn't my Ming Empire prohibit officials from making some investments? As long as you don't damage the public and private interests, there is nothing to ask, like in the Qianyue period, the kind of thing that uses the borrowing position to turn the imperial court assets into public and private, as long as there is a case, no matter how big or small the amount is, Su Kairong, then your official will come to an end, not only the official will be over, but your life will also be over. ”

"Absolutely not!" Su Kairong said in a trembling voice.

"Your eldest son's name is Su Can, isn't it?" Qin Feng put down the silver ticket, "Although his name does not appear in Changlong Bank, in fact, he is the actual operator and operator of Changlong Bank, right?" ”

"Yes, Your Majesty."

"The children of ordinary officials and eunuchs will go all the way to the official career, how do you let your son go into business?" Qin Feng was a little strange.

"Your Majesty, Can'er is interested in this. Since I was a child, I have beaten and forced, but the country is easy to change, and my nature is difficult to change, so in the end, he can only go. Su Kairong said helplessly. Because of the minister's relationship, it is not good for him to be in charge of Changlong publicly, but he is very talented in this, so he hides behind the scenes. ”

"Let Changlong become the number one ticket number in Yue in less than ten years since its establishment, your son is a talent, let him enter the palace tomorrow, I want to talk to him." Qin Feng stood up and said.