Chapter 357: Financing
Sang Rou was satisfied: "It's already a lot, we have only been a captain for less than a year, plus the post subsidy you fought for us, brother-in-law, this is already a lot, if you change it before, our annual military salary is about five taels, and the average captain is only ten taels of silver at most." Pen & Fun & Pavilion www.biquge.info"
Seeing that Yuan Fang was silent, Wan Chunya teased: "What? Brother-in-law wants to give us a military salary? ”
Yuan Fang shook his head again and again: "I can't afford it, the establishment of the army is too big, how can there be hundreds of thousands of soldiers in the whole country, it doesn't need more, each person will have hundreds of thousands of taels of silver." Wan Chunya stuck out her tongue, this number is really scary.
Yuan Fang frowned and asked, "What about the squad leader?" How many people are there? ”
Wan Chunya hesitated for a moment and said: "Each captain has about five to ten squads, and there are a little more, such as the forbidden army, a captain has a maximum of more than twenty squads, on average, almost ten." ”
Yuan Fang nodded slightly: "That means that there are almost three thousand five hundred squad leaders." ”
Wan Chunya nodded, and reminded again: "Brother-in-law, you don't want to include those squad leaders, do you?" ”
Yuan Fang was surprised and asked, "What's wrong?" ”
Wan Chunya shook his head and said: "I don't think so, the squad leader is actually not an officer, he can be restored and returned home after three or five years of service, the mobility is too great and difficult to manage, and besides, this is the benefit of the military, if they retire, if they still enjoy this benefit, it is a bit too much, and also, the veteran retires, what should I do with the squad leader who is promoted among the recruits?" Investment is already saturated, there is no need to invest again, and in this case, the number of people will roll over more and more, and after a few years or even more than ten years, it will lead to too few dividends and lose the meaning of welfare. ”
Wan Chunya's words made Yuan Fang impressed: "I didn't see it, Chunya was so thoughtful." ”
Wan Chunya stuck out her tongue embarrassedly: "I just want to say where I want." Yuan Fang nodded: "What you said is very reasonable, then it is not considered a team leader." ”
Wan Chunya said with a bitter face: "But if it is only an officer above the rank of captain, it seems that he can't make up 10,000 taels of silver." ”
Yuan Fang pondered for a moment and asked: "Sang Rou, Yuyue, if you are just an ordinary school captain and have a military salary of ten taels a year, are you willing to invest twenty taels of silver in the farm?" ”
Sang Rou thought about it very seriously and said, "It should be, after all, His Highness made it, but I can't take out so much silver." ”
Yuyue nodded and said, "Well, if His Highness takes the lead, I will also invest, but the silver is not enough." ”
Yuan Fang smiled and said: "That's okay, in this way, what about the officers at the rank of captain, they will invest according to the upper limit of fifteen taels, which is almost five thousand three hundred taels of silver, and no one at the level of the general will invest the upper limit of thirty taels, which is another three thousand taels of silver, and what about the partial generals, the upper limit of one hundred taels per person, almost two thousand taels, so that ten thousand taels of silver will be enough, plus Yang Xing's one thousand taels, one thousand taels of silver should be enough." ”
Wan Chunya reminded: "However, most people can't take out so much silver." ”
Yuan Fang said with a smile: "You can pay in installments, first calculate according to this number, how much can you take, and let Yang Xing make up for the rest, the difference, deduct from the military salaries of those officers who owe money, and deduct some every month, so that it will not affect everyone's normal life, after all, there are still many people who rely on military salaries to support their families." ”
Sang Rou was surprised and said, "This method is good, but isn't His Highness too much of a loss?" Also, if that's the case, you don't have to take a penny, just pay in installments? ”
Yuan Fang said with a smile: "Installment payment is a loan, but the loan has to pay high interest, for example, if you borrow ten taels of silver, repay it in three years, and repay five taels every year, so that Yang Xing can earn five taels of silver in three years, and he will not suffer a loss." ”
Wan Chunya was surprised and said: "Three years, pay back half more, isn't this interest too high?" ”
Yuan Fang smiled: "I'm just making an analogy, it shouldn't be so much, it shouldn't be more than three layers in three years, but it's not necessarily, I don't know much about this thing, I need to consult a professional." After discussing for a while, the preliminary plan was finally determined, and Yuan Fang and Wan Chunya, who had not slept all night, went back to rest.
At dinner, Yuan Fang told everyone about his plan, and explained in detail some of the pros and cons, everyone nodded after listening, and also put forward some of their own ideas, such as the officer must hand over the shares held by the farm after retirement, and the farm will give a certain compensation according to the original price, and then for example, in terms of loans, the interest will be raised to three years and five layers, so as to effectively raise more cash and so on, Yuan Fang and Wan Chunya will record them one by one to be summarized in the future to form written terms. As for Yang Xing, he took out 5,000 taels of public funds for lending, but he was not stingy in this regard, of course, earning half of it in three years is also a big income for him.
To determine the investment ceiling, Yan Xiong was the first to stand up, took out a few silver tickets and handed them to Yuan Fang, and said with a smile: "This is my share, you remember it." ”
Yuan Fang looked at the full one hundred taels of silver tickets, and his face was full of astonishment: "Didn't you say that you only have twenty taels of silver?" Why did you take out another hundred taels at once? Are you corrupt? Hearing Yuan Fang's words, everyone looked at Yan Xiong in unison.
Yan Xiong rolled his eyes and said, "You kid, don't talk nonsense, okay?" Why am I corrupt? I won't borrow if I don't have enough money? ”
Yuan Fang looked around at everyone, saw that they were all dazed, and asked tentatively: "Borrow?" Who did you borrow it from? ”
Yan Xiong was angry and said, "You kid, don't use that kind of look, okay?" What's up? Do I have to report to you to borrow money? ”
Yuan Fang smiled and said: "Of course I don't need to, I'm just curious, and I don't have any money, let's see if I can borrow some too." ”
Yang Xing shouted: "Boss, I have money, I will borrow you, and the interest will be cheaper for you, and it will be better to have four or five points." ”
Yuan Fang's head was full of black lines: "You kid is ruthless enough, I can't afford to borrow it." ”
Yan Xiong smiled and said, "I guess you can't borrow it, I borrowed it from my daughter, and she only borrowed dozens of taels of silver, all of which I brought here, and I also borrowed some from Dr. Chen, you can ask him." ”
Yuan Fang slapped his thigh: "That's right, Dr. Chen originally opened a medical center, and he must have money in his hands." ”
Yan Xiong gloated and said, "Hehe, I guess he doesn't have much left in his hand, and he plans to invest too." Yuan Fang looked disappointed when he heard this, and looked around at everyone present.
Chang Xun hesitated for a moment and asked, "Doctor Yuan, how much do you plan to invest?" ”
When everyone heard this, they immediately became interested, Yuan Fang's identity is quite special, according to his military position, he is an officer at the level of a squad leader, although he has the title of director of a military hospital, but it is not a military rank.
As for Yuan Fang, in fact, there is also a position of the big boss in the dark night, which is comparable to the level of a general in terms of official rank, but this matter is confidential and cannot be made public for the time being.