Chapter 891: Pawn Shop

When it comes to supermarkets, we have to mention the Wanchang and Dechang supermarkets in Manhattan's Chinatown, as well as the Tianmi supermarket and Hong Kong supermarket in Flushing's Chinatown, where the vegetables are cheap and fresh, and the dishes in Flushing are cheaper, which is very popular with everyone, and it is bustling here on weekends. In addition, Flushing also concentrates many large shopping malls such as "Celestial Metropolis Supermarket", "New Celestial Supermarket", and "Flushing Mall", which makes it easier to buy food from the northern part of Celestial Empire.

In recent years, most immigrants from Guangdong and Hong Kong like to live in Brooklyn (known locally as "Blülun") Eighth Avenue, which is the third Chinatown. The "Hong Kong Supermarket" on Eighth Avenue and the "Taihu Restaurant" next to it have become a must-visit for local Chinese residents on weekends.

Transportation in New York's Chinatown In recent years, after Chinese immigrants to Chinatown, they have formed a certain scale in the transportation industry. They operate long-distance buses that run regularly every day to and from cities with a large number of Chinese, as far as Philadelphia, Boston, Washington, D.C., and as far as Chicago. Because of the good condition of the car and the low fare, many Mi people also run to "Chinatown" to take it. When it comes to holidays, passengers can go on and on, and it is very convenient to drive when it is full.

After taking Supreme Treasure and Lu Xiaoyu to enjoy the scenery in Chinatown, Uncle Jian took Supreme Treasure and Lu Xiaoyu to the very famous local Chen Ji pawn shop, only to see a couplet hanging at the door of this pawn shop, "Don't ask for icing on the cake, just ask for charcoal in the snow."

"It's here, it's here. This is a pawn shop owned by an old friend of mine, and if there is anything you can do here, he can give you a fair price. I don't know what you want to be? Uncle Jian asked Supreme Treasure and Lu Xiaoyu.

Supreme Treasure took out a piece of jade pendant from his bosom that he found under the bed of the emperor of the Southern Chu Palace under the palace bed and handed it to Uncle Jian, asking him to identify it first, "That's it, Uncle Jian, how much can you think it's worth?" ”

Uncle Jian didn't dare to be sloppy when he saw that it was a jade pendant, if it accidentally fell to the ground, it would be all over, he carefully took the jade pendant, looked at the front and back carefully, and then held it up and looked through the sun, and finally showed a surprised expression, and then asked the Supreme Treasure, "Where did this jade pendant come from, it won't be your family's ancestral, right?" ”

"How can there be such a rare thing in our family, this jade pendant is entrusted by a friend of mine in China to bring it to the United States to pawn, he said that the bid here is high, if you can be more profitable, you can give me more money, I thought I didn't suffer a loss, so I agreed to him."

"Oh? This thing belongs to a friend of yours? It's no wonder that this jade pendant is from the royal family of Chu State, how can ordinary people have this thing, your friend must also be either rich or expensive, right? Uncle Jian returned the jade pendant to the Supreme Treasure and said.

Ouch, it seems that this Uncle Jian is really an expert, and he can't hide it. At a glance, you can see that this is from the royal family of Chu State, but fortunately, this thing is not ancestral but a friend's, it seems that you must be cautious in your words and deeds in the future, so that he can not be recognized.

"Uncle Jian, what is the approximate value of this jade pendant?" Xiaoyu asked.

Uncle Jian thought for a while, shook his head and said: "It's hard to say, this jade pendant should be said to be from the Warring States Period, more than two thousand years ago, and it is a treasure of the royal family, and the price is very expensive." I don't know much about jade, so I still have to ask my old buddy Lao Chen to estimate the price. I guess he can give you an appraisal of this jade pendant in this area, and if you put it in other places, you either don't dare to accept it, or you simply accept it at a low price. ”

Listening to Uncle Jian's tone, the Supreme Treasure guessed that the price of this jade pendant was by no means a small amount, and he was happy in his heart, it seems that this treasure of the Chu Kingdom is still very popular in modern times!

Walking into this pawn shop, I found that there was no business here, and it seemed a little deserted, but the incense lit in it gave people a sense of tranquility and serenity. Therefore, this pawn shop is the same as selling antiques, it will not be open for three years, and it will be open for three years.

Pawn is also known as "pawnshop" or "mortgage shop". It was an institution in the old Celestial Empire that used the collection of goods as collateral to issue usury. There are many pawns in the past dynasties of the Celestial Empire, such as "quality library", "solution library", "pawn shop", "longevity library" and so on. The earliest pawnbroking industry in China appeared in the Northern and Southern Dynasties. In the old days, pawnbrokers in the Celestial Dynasty mostly used movable property such as clothing as collateral, discounted the value of the collateral provided by the borrower, lent cash, and regularly recovered the principal and interest. The collateral cannot be redeemed at maturity, and the collateral is confiscated by the pawnshop, and some pawns can use real estate as collateral.

The pawnbroking industry is one of the oldest industries of mankind, which can be called the ancestor of the modern financial industry and is the predecessor of mortgage banking. The Celestial Empire was one of the first countries in the world to have pawnbroking activities and the formation of the pawnbroking industry. After research, the pawn industry of the Celestial Dynasty sprouted in the Eastern and Western Han Dynasty, originated in the Buddhist temple of the Southern Dynasty, entered the market of the Tang Dynasty, established in the Northern and Southern Song Dynasties, flourished in the Ming and Qing dynasties, declined in the late Qing Dynasty and the early Republic of China, was banned in the fifties of the twentieth century, and was revived in the contemporary reform and opening up, after more than 1,600 years of historical ups and downs.

In the Qing Dynasty, the pawnbroking industry extended from the cities to the countryside, and became an important lending organization in urban and rural areas throughout the country. Kangxi time, according to tax data estimates, the whole country

There are at least more than 20,000 pawns. During the Qianlong period, there were six or seven hundred large and small pawnshops opened by officials and people inside and outside Beijing. After the Opium War, due to the increasing poverty of urban and rural people's livelihoods, the pawnbroking industry was divided into different levels of pawn, pawn, pledge, press and mortgage.

The largest is the pawn shop, which has more capital, longer redemption period, lighter interest, accepts real estate and chattel mortgages, and does not limit the amount of the mortgage; Pawnshops only accept chattel mortgages, and there is a fixed limit on the mortgage; again for the quality of the shop (Shanxi, Anhui called quality, Guangdong, Fujian is called press); The mortgage shop is the smallest, the shortest redemption period, and the highest interest. Due to the increasing amount of pawn taxes and donations levied by the Qing government, and the increasing number of apportionments depending on the size of the business, in order to reduce the burden and get rid of the restrictions of the pawnshop rules, the merchants later set up pawnshops with many names as quality shops or mortgage shops, and the original pawns were also renamed as mortgage shops, and it was difficult to distinguish between various boundaries.

The pawnbroking industry embodies the activities of usury capital in a three-in-one way of bureaucrats, landlords, and merchants. The deposit of official money to earn interest was once a powerful pillar of this usurious activity; Generally, pawnshops can also issue their own silver bills and money bills as credit instruments, so their loan amount (commonly known as "shelf") far exceeds their own capital. Later, the official bank money number was opened, the ticket number and money bank business developed, and the official deposit decreased, relying on the support of the ticket number and money bank loans, the original pawn shop and pawnshop gradually declined.