Zhu Youzhen walked directly to the front of the Jiale Palace, close to the Wulong Pavilion of Xihaizi, and there was already a person in this pavilion waiting for him restlessly.

When the chamberlain brought him to the Five Dragons Pavilion, he walked out of the door, leaving Wang Fengyuan alone. Although the West Haizi opposite the Five Dragon Pavilion, the sun is shining at this time, the water is rippling, and there is a lotus pavilion in the corner of the sea, which can be described as infinitely beautiful.

But Wang Fengyuan, who was standing in front of the window and looking at the lake, was so thoughtful that he had no time to pay attention to the scenery of the water towns in the south of the Yangtze River that appeared in the north. He stood here more to blow the cool breeze from the lake, so that his mind could clear up.

Wang Fengyuan's troubles are not because of the sinister environment in which he was embarrassed by the magnates in the capital after taking office as the president of the bank, after all, in his life, there were not many things that were bullied by the magnates.

With the rich experience he has accumulated in business for decades, he can still cope with it, that is, it is difficult for the noble Fu Wang to deal with.

The reason why he is so sad now is because the slaves of the Fu Wang family made trouble in the bank that day, and as a result, the merchants in the capital shook their confidence in the banknotes, and they began to withdraw cash one after another.

If it weren't for the flow of the Four Seas Commercial Bank, as well as the emergency allocation of the treasury silver in the palace, which allowed him to survive the past few days, Wang Fengyuan really didn't know how to explain the current situation to the emperor.

However, whether it is the Four Seas Commercial Bank or the silver deposit in the palace is limited, if the people, merchants do not restore the confidence of the people and merchants in the banknotes as soon as possible, then the paper money credit that has just been established is likely to become the second Ming treasure banknote, which is a heavy blow to the central bank.

Wang Fengyuan was thinking about how to persuade the emperor today, first temporarily stop the central bank's expansion and preparation activities in the provinces, and consolidate the bank outlets in Liangjing, Henan, and Huguang provinces.

Wang Fengyuan hurriedly turned around and walked to the door to greet him, and when he was about to kneel down and salute Chongzhen, who had just entered the door, he saw that the emperor had walked a few steps quickly, and Shengsheng held his arms and said heartily.

"Elder Wang doesn't need to be polite, I want to accompany you today, the bank's affairs in the past few days can make you tired."

Chongzhen's actions made Wang Fengyuan a little frightened, and he didn't know whether to continue to salute or get up. And after listening to the emperor's words, he said with some trepidation: "How dare the small people accept the gift of His Majesty, this banking affairs are also the business of the small people." ”

Taking advantage of Wang Fengyuan's words, Zhu Youzhen had already helped him up, and he said bluntly: "Naturally, it's me, if I hadn't asked you to detain Uncle Fuwang's belongings and first embezzle it to buy summer grain from Henan, Shanxi, Huguang and other places, how could the bank not be able to come up with the money." ”

Wang Fengyuan bowed down and said cautiously: "If it weren't for Your Majesty's urgent use of the silver taels in the inner treasury, Xiaomin would not have been able to cope with King Fu's recourse." However, Your Majesty, is the next step to transfer some funds from the south back to Beijing, and first postpone the opening of bank outlets in the southwest and Guangzhou, so as to stabilize the situation in the capital? ”

Zhu Youzhen turned back to Wang Chengen and ordered: "Go get some tea, move another chair, and I want to sit down with Wang Lao to talk." ”

When Wang Chengen instructed the chamberlain to prepare, Zhu Youzhen said to Wang Fengyuan: "Elder Wang doesn't have to worry, Uncle Fuwang's side has already explained to me, he will soon deposit the silver two back, and he will not refuse to accept paper money again." ”

Wang Fengyuan suddenly felt relieved, and then he said to the emperor with a smile: "Thank you Your Majesty for your help, in this way, the merchants in the capital will inevitably settle down, and the credit of this banknote will be preserved." ”

But Chongzhen's next words suddenly made the smile on Wang Fengyuan's face freeze, and he said with some bitterness in his heart: "Your Majesty allowed Jin Shang to set up a commercial bank?" In fact, in fact, as long as His Majesty delays for two years, the central bank presided over by Xiaomin can also scrape together this money to buy the public bonds for the construction of the Shanxi Railway. ”

Zhu Youzhen also said with a gloomy face: "I don't want to be like this, but according to the current situation, this year's great drought in Shaanxi is already an inevitable situation.

If Shanxi is in chaos, Sichuan, Huguang, Henan, and Shanxi, which are neighboring provinces, will inevitably be affected. Now that the rebellion of luxury at the junction of Yunnan, Guizhou and Sichuan provinces has not subsided, and if Shaanxi is in chaos, then most of China will be in chaos.

When the localities are in chaos, the people will not be able to produce, the merchants will not be able to do business, and the country's finances and taxes will be depleted, and then it will be even more impossible to provide relief to the victims and quell the rebellion, and this is a vicious circle.

Elder Wang, as a businessman, you should know better than me the destructive power of war on commerce. Moreover, if the northwest is in chaos, the silk, cloth, tea and other goods produced in the south of the Yangtze River and inland will lose a considerable market.

If these goods are produced but cannot be sold, then the people of Jiangnan will also suffer great losses. The so-called state is precisely this kind of relationship in which one is prosperous and the other is lost. ”

The few resentments that had just risen in Wang Fengyuan were quickly dispelled by the terrible prospect described by the emperor. He immediately straightened his attitude and said: "Your Majesty's eyes are deep, this Shanxi is close to Shaanxi, if you can recruit people from Shaanxi to build the Shanxi Railway, not only greatly reduce the pressure of transporting grain into Shaanxi, but also raise grain from Henan and other places nearby."

In this way, the people of Shaanxi will be able to survive this year. Xiaomin is really a little light-eyed, and Xiaomin is willing to obey His Majesty's orders and support Jin Shang to establish this commercial bank. ”

At this time, Wang Chengen had already arranged for the attendants to set up the tables and chairs, and after Zhu Youzhen beckoned Wang Fengyuan to sit down, he continued: "What you just said is right, this is the main reason why I want to immediately promote the construction of the Shanxi Railway.

In addition, now outside the border town of Datong, the Mongolian tribes are in internal strife, and I can't let them decide the victory, threaten our Daming border wall, and I can't let them drag on the war and block the trade routes on the grassland.

Therefore, the Ming Dynasty needs to intervene in this war, and if you want to win the war and win the hearts of the Mongolian tribes, you can't do it without enough materials.

Because of the civil strife of the Mongolian tribes, the horse market could not be opened this year, and those Jin merchants had a large backlog of materials in their hands, and only if they contributed the materials, the Ming Dynasty had the capital to fight this battle.

Neither the imperial court nor the inner treasury can come up with so much silver now, so I can only let them accept paper money and postpone payment, so I need their support. ”

The emperor's repeated explanations finally dispelled the last trace of pimple in Wang Fengyuan's heart. After watching Wang Fengyuan untie his mind, Chongzhen breathed a sigh of relief, at this stage, he didn't want Hui Shang to be wary of him.

Zhu Youzhen commanded Wang Chengen, who was waiting behind him, and after a while, two chamberlains walked in with a set of bullfighting clothes and an iron card.

Zhu Youzhen pointed to these things and said, "I have also heard that in addition to Uncle Fuwang, some relatives have also found a lot of trouble with the bank.

Wang is also old, if he does not have an identity, I am afraid that when the central bank is more prosperous, he will be exhausted just to deal with these powerful people.

I heard that you are from Hecheng Township, so I rewarded you with a bullfighting suit and promoted to the title: Hecheng Man. From now on, you may not bow down to me, and have the right to ask me to see me at any time. ”

Wang Fengyuan immediately got up and left the chair, and solemnly bowed to the emperor and thanked him. Although he has always wondered when the emperor will be able to fulfill his promise and reward him with an official position.

But he never thought that the emperor would reward him with a knighthood so quickly. Although the rank of son and boy has just been restored, it is not worth anything in the eyes of the original relatives.

But for businessmen who originally had a low social status, this is undoubtedly a step to the sky. With this title and the bestowal of the garment, he no longer has to bow down to those officials and magnates, but only needs to bow regularly, and the other party will also have to return the favor.

For a businessman with a great deal of wealth, the satisfaction of this rise to status is many times higher than spending money on prostitutes and celebrities to show his reputation.

The only regret that Wang Fengyuan regretted was that this title could not be hereditary, and he really wanted the emperor to reward this title to his son, but he also knew that it would not be possible.

Seeing that after Wang Fengyuan accepted the reward, he looked like he was in a state of despair, and his eyes were always on the iron plate and the costume placed on the side. Chongzhen couldn't help but be surprised, he had to knock on the table to attract Wang Fengyuan's attention back.

"I still have something to explain to you, in addition to this title, I will ask the governor to send someone to set up a security department within the bank, mainly to ensure the safety of the bank's funds.

The first is to deal with external risks, and the other is to deal with internal risks in banks. This department is only responsible for security issues, does not interfere with the implementation of banking operations, and also accepts your leadership. If any of them exceed my permission, you can report it to me immediately, and I will dispose of them for you. ”

Although Wang Fengyuan was a little worried about whether these palace personnel would act recklessly, he still decided to accept the emperor's opinion first and see what they did in the future.

Although he has taken over the bank affairs for less than two months, Wang Fengyuan has already found that the resources that the bank has not yet formed can mobilize have completely exceeded his expectations, and even the officials who used to be high in front of him have become more and more approachable towards him.

Although he enjoyed this change in identity, Wang Fengyuan, who has a lot of experience, also knew that it was not a good thing. Everything he got now came from the Emperor's trust, and if the Emperor became suspicious of him, then everything he had now would be nothing.

The palace sent people to strengthen the supervision of banks, which, on the other hand, is equivalent to reducing the pressure and responsibility he bears.

Seeing that Wang Fengyuan accepted his proposal, Chongzhen was a little less suspicious of him in his heart. When Chongzhen was about to move on to the last thing, an attendant walked in and told Chongzhen that the five Shanxi merchants in the Jiale Hall had discussed and decided to accept several requests from the emperor.