Text Volume 2 Dawn Morning_Chapter 392 Paper Money and Gold
Regarding the temptation given by Chongzhen, Qian Qianyi was still a little hesitant. It's not that the temptation given by Chongzhen is not big enough, but he is worried that if he does what Chongzhen asks, he may not be able to enjoy this sweet fruit.
It seems to be a fairly simple matter to select a group of people from the Donglin Party to form his own team, but Qian Qianyi knows his own affairs, and he may not be able to complete the task assigned by Chongzhen.
In fact, due to Wei Zhongxian's brutal persecution of the Donglin Party, a large number of old Donglin Party members either died or cleared up their connection with the Donglin Party. Now the backbone of the Donglin Party is the young officials who have just emerged.
Lu Chengyuan, Wang Shoulu, Huang Daozhou, Ni Yuanlu and his disciple Qu Shiyun, these young people are all rising stars of the Donglin Party. These young people have not yet lost their political ideas because of the dangerous party struggle, and they still want to put things in order in the DPRK and the central government, completely defeat the eunuch party, and make a clear future.
It was precisely because of the vigor of these young people that Qian Qianyi felt that it was difficult for him to persuade them to split from the Donglin Party, and he would be held back by his own disciple.
As the leader of Donglin, he knows very well which young Donglin Party members have the advantage of their tongues, if he really does what Chongzhen said, he is very worried that the reputation he has raised for so many years will be ruined.
He didn't know if the formation of this new Donglin Party could make him the first assistant of the Ming Dynasty. But if the reputation is ruined, then the hope of wanting to serve as the first assistant of the Ming Dynasty may be relatively slim.
After thinking about it for a long time, Qian Qianyi finally said to the emperor a little weakly: "Your Majesty, although this party is divided into gentlemen and villains, how can the people of the world distinguish between the party of gentlemen and villains, and whether the ministers want to form a party of gentlemen or a party of villains?"
I am afraid that when the time comes, people with a heart will still set off a political dispute between the DPRK and China in the name of forming a party between the people and the ministers. What's more, the minister has always been loyal to the Ming Dynasty, and he has never thought of forming a party to seek power..."
Zhu Youzhen raised his hand to interrupt Qian Qianyi's duplicity, and said unceremoniously: "It's not a bad thing to form a party and seek power, if the husband wants to make contributions, how can he have no power in his hands?"
Mr. Qian, have you ever thought about it, if you don't even have your own team, why should you serve as the first assistant of Daming? Although people outside say that you are the leader of Donglin, how many people can you, the leader of Donglin, instruct?
To be honest, I feel that you are the sacrifice placed on the table of the Donglin Party to worship your ancestors, and you look at your lofty status, but you still can't change the fate of just making offerings.
If something really went wrong with the Donglin party, aren't you the sacrifice that those party members have sacrificed in front of me? I asked you to form this party just to make you truly your own master, not to become a puppet to be manipulated. ”
Although Qian Qianyi has an indecisive temperament, he is still more considerate of his face, and when a young emperor like Chongzhen says that he is a puppet manipulated by others, his self-esteem is obviously a little unbearable.
"Please rest assured, Your Majesty, the minister will do his best to form a political party, and he will never become anyone's puppet..." Qian Qianyi's brain was hot, and he immediately made a promise to Chongzhen.
After letting the chamberlain send Qian Qianyi away, Zhu Youzhen sat in the hall for a while before getting up and instructing Wang Chengen: "Bachelor Qian has always been indecisive, you arrange some people to help him and help him establish the framework of the party."
The democratic and progressive members of the squires everywhere let them join the political parties of Xu Guangqi and Qian Qianyi respectively, so as to strengthen the momentum of both sides. In addition, after the establishment of the political parties of both sides, arrange for the Daming Times to send out all the bad deeds of the Donglin Party members found out, and send them under pseudonyms..."
When Chongzhen was busy lighting the fire within the Donglin Party, Wang Fengyuan was listening to his son Wang Chunyun's report in his office at the headquarters of the Central Bank of the Ten Princes' Mansion.
After hearing the edict from Chongzhen conveyed by Wang Chengen, the household finance meeting held in this courtyard quickly made a decision. Although Chongzhen's reply was not satisfactory, the representatives of the three major banks realized that it would be in no one's interest for the meeting to drag on.
In particular, the representatives of the Bank of Shanxi and the Bank of Communications and Construction realized that the longer the time dragged on, the more powerful it would be for the central bank. After all, the capital of Shanxi Bank is insufficient, and because of the delay in the early stage, there are still very few bank outlets established in Shanxi.
As for Hu Guangyuan of the Communications Construction Bank, he was even more anxious to pass on the contents of the gold bill as soon as possible, and he was not so urgent about the right to issue additional banknotes. After all, under the early acquisition of the central bank, the ratio of gold and silver is almost close to 1:10.
After the meeting, Wang Fengyuan asked his son to collect data on the exchange of gold at bank outlets around the country. Today, the two of them closed the door and began to discuss confidential matters within the bank.
Wang Chunyun took a piece of paper and read it to his father: "... Except for the latest amount of gold in Sichuan and Yunnan, which has not been reported, the amount of gold redeemed by other outlets is about 1.97 million taels, and a total of 13.79 million taels of silver has been spent, and the exchange ratio is roughly 1:7.
For this gold exchange business, the 15 million taels of silver that had been borrowed from various shops for turnover had been almost consumed. The directors of the board of directors have agreed to borrow an additional 8,000,000 taels of silver from the firms at an annual interest rate of 12%.
In addition, several feudal kings and clans deposited 5.5 million taels of silver, and several maritime merchants were willing to temporarily withhold the 2.5 million taels of principal and interest from the end of this year's maritime trade, so that an extra 16 million taels were used to exchange gold. However, the next gold exchange ratio, I'm afraid 1:10 will not be able to stop..."
Wang Fengyuan leaned on the Taishi chair made of pineapple wood, and played with a crutch with a red color, a curved shape, and a gall warts on the body of the cane.
Wang Chunyun looked at the crutch in his father's hand and his eyes were quite hot, this is the famous "Laoshan crutch" in Laoshan Mountain, which is said to be able to avoid snakes and insects, so it is quite rare. But the rarest thing for him is that this cane is a birthday gift from the emperor to his father.
After Wang Fengyuan got this crutch, he took it around all day long, making it his most cherished treasure. In fact, his health is so good that he doesn't need it to walk.
However, Wang Chunyun knew that since his father walked around with this crutch, those officials who didn't look down on his father very much now greeted him with a smile on his face, and he didn't dare to treat his father as an ordinary businessman anymore.
When Wang Fengyuan was thinking, he subconsciously tapped the ground lightly with his cane, he quickly came to his senses, quickly lifted his cane and observed it carefully, confirming that it was not damaged, before he exhaled a breath and said with a relaxed heart: "It's okay, it's okay." ”
"Father, did you listen to me? I said that if the other two banks also make a move, I am afraid that the price of gold will rise even faster. Wang Chunyun complained with a little dissatisfaction.
Wang Fengyuan looked at the crutches in his hand, and replied casually: "If it rises, it will rise, the price of gold will not rise sooner or later." ”
"In that case, wouldn't we make a lot less money?" Wang Chunyun still said with some pain.
Wang Fengyuan raised his head and glared at him and said: "You are also the son of the Xun family now, can you have a little success, don't keep your eyes on a few silver coins all day long, your third brother has learned, is the money in this world all earned?" ”
Wang Chunyun replied angrily: "Your Majesty values your father, isn't it because of your father's financial management ability?" Could it be that he is still a Hecheng man who is named after his father's good learning? ”
"Bastard, although financial management is fundamental, but learning cannot be relaxed. After your third brother entered Yenching University, he has grown a lot of knowledge, and even His Majesty has praised him. You, you still don't understand, what is the meaning behind Your Majesty's promotion of this gold and silver exchange? ”
Although he was reprimanded by Wang Fengyuan, Wang Chunyun had nothing to fear. He has been learning business with his father since he was a child, and he is very familiar with his father's temperament, and knows when Wang Fengyuan is really angry and when he is just putting on a posture.
Moreover, the merchant's family is not a gentleman with strict rules, and he is not very afraid of this father who taught him to do business by hand. Therefore, he replied with some disapproval: "Isn't Your Majesty's promotion of this gold and silver exchange bill to solve the problem of the empty treasury?" ”
Wang Fengyuan finally became serious, he looked at his son and shook his head and said: "It is one of Your Majesty's goals to solve the emptiness of the treasury, but the most important thing is that Your Majesty still wants to find out how much gold and silver there is in the Ming Dynasty." ”
"How much gold and silver? There is a fixed amount of gold and silver in this world, not like the tide on the seashore, sometimes more and sometimes less. Wang Chunyun was a little confused.
"Stupid, it was natural that it could not be measured before, because those merchants brought the gold and silver back home to the cellar of the land, and who could go to the door to measure it.
But now it's different, as soon as the gold exchange bill is made public, you can roughly understand the amount of gold and silver in the world. Wang Fengyuan said with certainty.
"Why is my father so sure?"
"The amount of gold reserves of the three banks has to be reported to the Ministry of Accounts, and now just our exchange of gold has pushed up the price of gold so much, which shows that gold is much less than silver in this world. Seeing that gold was soaring so much, how could those merchants not throw out the gold in exchange for silver.
As long as the price of gold in the market rises and it cannot be exchanged for silver, it can basically be considered that the majority of it is in our three banks. Wouldn't the amount of gold come out in this way? As long as we can stabilize a fixed price, then the stock of silver in the market must be greater than the amount of silver exchanged for gold, otherwise we will not be able to stabilize this price. ”
Wang Chunyun thought for a long time before he asked his father suspiciously: "Calculate the amount of gold and silver, what is the use?" ”
Wang Fengyuan thought for a long time before saying: "Now the banknotes we issue are still mainly exchanged for silver. If gold is in our hands, then we can decouple paper money from silver and link it from gold. If gold can go up, then silver can't go down either.
As long as we can expel silver from the money market with paper money, the number of paper money issued in the future will no longer be subject to the amount of silver reserves. In this way, the silver that the merchants now hide will no longer be able to shake the status of the paper money we issue..."