The ticket number to carry out the exchange business will not be produced until the Qing Dynasty, which is very clear to Zhang You, who is familiar with the history of the Ming and Qing dynasties, and he knows that Zhang Changshi will be very surprised when he hears this mode of operation. You have to find a way to get rich people to invest, but if you buy shares, you have to pay dividends, and we don't count it, so I figured out such a method...... For example, if we lend 100 taels of silver, we will charge interest on 3 taels of silver a month. So if you save a hundred taels, I will give him an interest of one or two and a half, and there will be a difference of one or two and a half in this?

Of course, at the beginning, those rich people may not believe us for this little profit, but as long as we have good credit and slowly make a reputation, there will be more and more people who are willing to believe in us......

"Deposit and exchange in another place?" Zhang Changshi interjected and asked.

Zhang You explained: "Yes, that is to say, you have saved 5,000 taels of silver in our money bank in Jingshi, and with the voucher, you can go to our money bank in Suzhou to withdraw 5,000 taels of silver, which must be very attractive to those businessmen who often travel back and forth to various places." Of course, there must be a little more handling fee for remote deposit and exchange, but compared to those who need to transport a large amount of silver, this small amount of money must be negligible. ”

"That's right, if you ask the dart bureau to transport the silver taels, you have to pump one percent of the water, and there are two or three percent, if according to what you said, we can really open the money all over the world, just this remote deposit and exchange, we can make a lot of money." Zhang Chang's family is worthy of being born in a business family, and he quickly understood the meaning of this remote deposit, and couldn't help but be a little excited.

It's just that this excitement didn't last long, and soon she began to worry, and said: "There is one thing, it is really to the extent that this kind of money is all over the world, and you can't even think about it for ten or twenty years......

"Auntie, what you think is too complicated, we can cooperate with rich people in other places, money is such a thing, one person can't earn it, now this model is still our initiative, the most important thing is to seize the market, it is best to wait until others are ready to follow suit, our money has formed a scale, by that time, the advance can be attacked, retreated, and defended, and the initiative is in our hands."

"Zhangjiakou, Datong, these two places, I can cooperate with you." Li Yan has been listening attentively, and has long been clear about the great prospects of Zhang You's remote deposit, and while admiring, she couldn't help but interject.

Although Zhang Changshi had seen her a few times, he only thought that she was Zhang You's guard, and he didn't know her true identity.

"I haven't explained to you aunt, she is actually my godmother's godsister, she has been practicing martial arts since she was a child, and her martial arts are strong, and the last time she was assassinated, if she hadn't protected me, I would have died a long time ago...... Auntie, are you really interested in this mode of operation that I am talking about? Casually explaining two sentences, Zhang You is more concerned about whether Li Yan is a whim.

Zhang Changshi was taken aback by Li Yan's identity, hurriedly got up, and glanced at Zhang You first, then said with a smile: "It turns out that you are a woman disguised as a man, I wonder why Zicheng's guards are so handsome...... Don't blame me for being rude, if you want to blame Zicheng, it's all him, and I won't introduce it, making me so rude......"

"Sister, don't be so polite, and you can't blame Zicheng for it, in fact, I didn't let him reveal my identity...... Don't say it, Jia Lin is really blessed, Zi Cheng's brain is good, every time he comes up with a ghost idea, it can make people's eyes shine, such as the foreign exchange just said, I also have a silver number in Zhangjiakou and Datong, I can't think of this kind of wonderful idea, Jia Lin will have to watch him in the future, no matter what else, just this smart, maybe how much ...... fascination"

"Aunt-" Zhang You interrupted Li Yan dissatisfiedly: "There is no such thing as you, I have a deep affection for Sister Jia Lin, don't spoil me." ”

Listening to Li Yan teasing Zhang You, Zhang Changshi felt that this Li Wenjin's godsister didn't have any shelves, and she was not bad, so she couldn't help but joke: "It's useless just that you are in love, and the girls will stick it to you one after another in the future, not that my aunt said you, in this regard, none of the men can control their own ...... Of course, a manly husband, three wives and four concubines are not new, and the aunt doesn't ask for anything else, just ask you to treat Jia Lin better in the future, and you will be content. ”

It's still a feudal society, the future mother-in-law gave the green light in advance, if this is the next generation, don't even think about it.

Zhang You secretly sighed, feeling that this topic was not easy to pick up, so he only smiled and did not talk.

Huang Tiandao has strong financial resources, Zhangjiakou is the tea and horse market between the Ming Dynasty and Tatar, and Datong is an important military town, Li Yan is willing to join Qianzhuang, which is undoubtedly of great significance to Zhang You, and naturally will not refute.

"Jingshi here I suggest to open a few more money villages, south of the city, north of the city, east of the city, west of the city, it is best to have one each, in addition, Pinggu is located in the key chong, there are countless merchants passing by every day, and it is my sister's hometown, I suggest also opening a money bank."

Zhang Chang's forehead, then his face was embarrassed, and he said: "I understand what my sister said, but it's a pity that I am shy in my pocket, and I can't open so many money houses at once." ”

"It's okay, auntie, you can do it boldly, I want to find a way to deal with the silver...... My father-in-law has been the palm seal of the imperial horse supervisor for so many years, how can he have a few hundred thousand taels of silver in hand, right? Lao Xing is not short of money now, and he dare not say that there are more than 180,000. In addition, there is also the Queen Mother, strive to pull her in, with her escort, I see who dares to make trouble. ”

Zhang Changshi still believes in Zhang You's influence, and is overjoyed when he hears this: "It's best to bring the Queen Mother in, and the Empress Dowager Chen, Queen Wang, anyway, their money is idle, I'm afraid that they look down on businessmen and don't want to wade into this troubled water......"

"It's not something we're worried about, I believe that Zicheng must have a way to move them, right?" Li Yan looked at Zhang You with a smile in her eyes.

"Auntie, you look up to me too much, Empress Dowager Li, I'm still a little sure, Empress Dowager Chen and Queen Wang haven't met a few times, I can only say do my best, I don't dare to guarantee if I can do it." Zhang You said with a wry smile, when it came to Queen Wang, he couldn't help but jump out of his mind when he gave her acupuncture and hair removal, and couldn't help but think: It's been so long, and I haven't heard that Zhu Yijun often goes to Kunning Palace, is it because the hair removal doesn't work, or does he not find out that Queen Wang has become a white tiger at all?