Qian Qianyi and Ma Shiying also got together by chance, and the friendship between the two was not so deep, but Qian Qianyi suffered from too many places to use silver after living in the countryside, so he had to find some ways to earn more silver. Pen "Fun" Pavilion www.biquge.info

The Qian family is actually a rich family in Wuxi, a few years later, Qian Qianyi recovered, brought 20,000 silver when he entered Beijing, bribed hundreds of officials, and later pushed the success of entering the cabinet, but was denounced, Chongzhen was furious and relegated Qian Qianyi back to his hometown, and once again went home to live with the crown to live, this residence was completely injured, a political star lived twice idle, the second time was related to the bribery scandal, and other idlers could not turn over, even if Qian Qianyi later became the leader and core of Donglin, and became the idol in the hearts of thousands of scholars, he could only honestly live at home, Writing poems and poems, correlating with celebrities in Wenlin, and even traveling on the Qinhuai River, marrying a famous prostitute Liu Ru as a concubine, these things cannot be done by an official who is aspiring to a career and wants to do big things.

Celebrities and gentlemen are romantic, but what the husband wants is power, what he wants is to dominate the world, and just having poetry, wine and women can't satisfy people like Qian Qianyi.

Considering that the countryside is boring, and there is a silver book in hand, at this time, the atmosphere of various factories in Jiangnan is very strong, in addition to investing money to go to sea, buying a ship and hiring a captain, from the purchase to the sea, the shipowner and shareholders do not have to worry too much, as long as they do not sink into the sea or are robbed by pirates, they can wait for the silver at home, Qian Qianyi originally had to investigate for a long time before he made up his mind...... He would never do anything to set up a factory, he still has political ambitions, and he still wants to "raise hope" and become a factory owner, which is by no means a wise move.

"I'm going to take twenty-five thousand." Ma Shiying said: "There are three more. ”

Qian Qianyi said: "The Humble House has been used a lot recently, but I can still get 25,000. ”

"Good." Ma Shiying stretched her brows and said, "The two of me are 50,000, and the three of them are not under the two of us, so it is very easy to get together 100,000." ”

"150,000 taels, buy a big ship, hire a captain and sailor, and do the goods, less than 100,000 is enough, and the remaining 50,000 is the pension silver and the envoy fee for the next trip."

Ma Shiying's face showed ruthlessness, and he obviously made up his mind.

Qian Qianyi is the same, both of them are ruthless, and they don't look like the image of a gentle and elegant Shilin leader at all.

Qian Qianyi said: "If it weren't for the maritime insurance with Yusheng, we would not have been able to make up our minds." Even if there is this marine insurance, it is still necessary to be cautious, reserve more equity funds, and if it doesn't work, you will come again, as long as it becomes a trip, the principal will be all back! ”

Marine insurance is a special type of insurance under Hutchison commercial insurance, which is of course aimed at the maritime merchants in Jiangnan.

Fujian and Zhejiang businessmen, originally knew what was going on in the sea trade, and Hutchison's fleet was safe at sea, and there would be no major twists and turns after the introduction of maritime insurance, and I believe that it would be like a cloud.

Jiangnan is also an important town of foreign trade, the core area is of course Nanzhili, and then extended to Zhejiang, Huguang, Jiangxi and other places, there are quite a lot of sources of foreign trade.

The most popular goods, nothing more than tea, porcelain, raw silk these kinds, as long as the goods are ready on the ship, to the South Seas everywhere is to the ground can be shot, and is several times the profit, the Spanish, the Dutch, the Portuguese, will also send these goods to Europe in a steady stream, until two hundred years later, China's foreign trade has always been outstanding, tea and porcelain, the two fist products are the source of profiteering in trade.

Marine insurance, in fact, is a kind of Hutchison insurance business, and it is also through the study of the routes in Taiwan and Hepinghu, the military department feels that there is no profit or loss, so it is resolutely launched.

As long as the ship is insured, whether the ship is in distress, whether it is robbed or shipwrecked, Hutchison will pay.

There are 30% compensation, 50% compensation, and some cover all the compensation, including the entire value of the ship and the cargo after the valuation.

As long as you are insured, you can make a claim, of course, the more you pay, the higher the value will be maintained.

For example, if a ship and cargo are worth 60,000 yuan, and the insurance is fully compensated, it is 60,000 yuan according to the insurance policy, but the premium will be 5,000 or 6,000 taels of silver, plus the money to buy a safe state, when the ship goes to sea, it must first spend 10,000 taels.

According to the value of the goods of 30,000 taels, you can get back at least 60,000 yuan when you get out of the land, and you can get 10,000 yuan away, and you still don't lose money.

It can be said that Hutchison launched insurance in the north and made only a small amount of money, and he could earn an extra 30,000 taels of silver a month, and hundreds of thousands of taels a year.

Overseas marine insurance is the main profit of Hutchison's insurance business.

According to the calculations of later scholars, from the end of the Ming Dynasty to the middle of the Qing Dynasty, the influx of silver from Japan to China was 60 million taels.

The silver brought in by the Portuguese, or from South America or the South Seas, and Japan, added up to 50,000,000 taels.

The silver that was resold or brought directly by the Dutch was thirteen million taels.

The Japanese silver that entered China through the Japanese and third countries in a roundabout way was 30 million taels.

Combined with the silver that entered the trade routes of the Spaniards and Southeast Asia, it is estimated that from the Longwan period of the Ming Dynasty to the middle of the Qing Dynasty, the total amount of silver entering China was about 300 million taels.

A considerable proportion of them is from Longwan to Chongzhen and Southern Ming periods.

Due to the cruel ban on the sea and the contraction and conservative policy of trade in the early Qing Dynasty, its trade volume fell off a cliff, and it can be said that a large influx of silver was in the period of several decades from Longwan to the Southern Ming Dynasty.

And most of the silver influx is mainly in the south of the Yangtze River, you can imagine how much wealth has been accumulated in the south of the Yangtze River in the past few decades?

The money that makes the Beiyu is the horse market, and the Jin merchants are fat because of it, but how much does the Beiyu and the Dongyu add up?

There may not be a fraction of Jiangnan!

This is also an important reason why Zhang Han gritted his teeth a few years ago and would rather stay up than give up the layout of Taiwan!

On the Taiwan side, the current peace is only a slight return, if the Dutch and the Spaniards are defeated, and the trade route between Nanyang and Japan is monopolized, how much profit will be 10,000 taels a year?

Zheng Zhilong can earn a net worth of 10 million, Zhang Han's Hutchison, ten years later, can't he earn 10 million a year?

This is just an idea, but it seems that Jiangnan's wealth does not have to wait for ten years.

said that he went to Jiangnan to loot, and even Emperor Wanli couldn't do it as the Son of Heaven, let alone Hutchison.

In business, it is still a commercial means to take out the wealth of Jiangnan people so little, such a means is the most subtle.

Therefore, Hutchison & Co. marched into Nanjing, set up a semicolon, and publicized the commercial insurance from the north all the way to the south, and the propaganda from the mouth of the businessman was a hundred times more clever than Hutchison boasting about himself.

After the first announcement, and then the introduction of marine insurance, the matter can be regarded as twice the result with half the effort.

"It seems that you should be ashamed to ask for a field." Qian Qianyi began to drink tea again, and he said slowly: "But in the current situation, my generation can only do this." ”

"Brother Musai's opportunity should be in the future." Ma Shiying has negotiated a big deal, and he may double his net worth in the next few years, and he is in a very happy mood, but looking at Qian Qianyi with a depressed face, he still said honestly: "This is the beginning of the Spring and Autumn Festival, and I hate Donglin and the lineage, I think my brother is still ready to wait for ten or twenty years." ”

Ma Shiying chuckled lightly and said: "Fortunately, when the old brother recovered, he was only young enough to know the destiny of heaven, and he was a cabinet minister, he was a good age." ”

Emperor Daming is generally short-lived, although the age of the apocalypse is only about twenty, but the body is not how healthy it is at all, there are records of the emperor infected with wind and cold in the palace, and the Danfang pulse case of the Tai Hospital is allowed to be circulated and watched by the courtiers, at this point, the Ming Dynasty is quite advanced, the emperor's body is always recorded, and there is a standard process for how to use prescriptions in the hospital, and there is no mistake, how is the emperor's body, the courtiers can generally understand by looking at these things, at this point, it is similar to the situation after a few hundred years... … The body of the dignitary must be publicly announced to the people at all times so as not to cause panic.

The Emperor of the Apocalypse was not in good health, and the Ming Emperor had a tradition of short-lived life...... The so-called possibility of recovery in more than ten years is not Ma Shiying's nonsense.

Hearing such words, Qian Qianyi also felt a little comforted, it is indeed the case, no matter what kind of attitude the new monarch has towards the Donglin Party, at least he will definitely not tolerate the eunuch party to become dominant again, eliminate the eunuch party, the Donglin Party will definitely be able to rise again, and when the time comes, he will be the former vice president of the record and the leader of Donglin Qingliu, even if he can't enter the cabinet in one step, at least he can be appointed as a young uncle or a big uncle, and before that, all that is needed is to endure it.

"This is not the first time that the country has been fighting such a political dispute back and forth, and it will not be the last." Ma Shiying comforted Qian Qianyi very vividly and said: "The so-called party struggle, you scold me, I scold you, it is nothing more than a struggle for power. ”

Qian Qianyi thought so!

What kind of righteous struggle is so righteous and awe-inspiring, but in fact, it is not a struggle for power and profit? Qian Qianyi really disagreed that those people at the core of the Donglin Party were too aggressive, and the party struggle has been going on for a long time, but it has never left no room for room like the Donglin Party. Of course, the water here is also very deep, for example, the Donglin Party is most worried about the Fu Wang lineage overturned, Donglin started to desperately oppose the Wanli Emperor to abolish the long and young, forcing the Fu King to become a vassal, the three major cases one after another, the Donglin Party from weak to strong, and finally became the first party in charge of the court in the Apocalypse years, mainly in the old book of eating the abolition of the establishment of the reserve, because this is a very strong knot, resulting in a very strong vigilance from top to bottom, it can be said that the party struggle of the Ming Dynasty is becoming more and more intense, Wanli's attitude is ambiguous, Attempting to abolish the elders and establish young people, leading to internal divisions among civil officials, is also a major responsibility that cannot be shirked.

"We will wait for the future." Qian Qianyi leisurely drank the tea in his hand, but still said to Ma Shiying: "What Shicai Yaocao said, it is better for the law not to pass on the six ears." ”

"Oh?" Ma Shiying's face showed a look of madness, obviously not caring much about Qian Qianyi's warning, but he still arched his hand and said: "Mu Zhaigong's kindness, I remember!" ”