Chapter 656: Pit the Wang family again

Di Renjie didn't know if he was tempted by Sheng Guolan, but he decided to give Sheng Guolan a chance, which can be regarded as giving himself a chance, if he doesn't try, how can he know the result, as for Princess Jinyang, in fact, from the moment Princess Jinyang became a monk, he already knew that it was impossible for him and Princess Jinyang, and his mother's words just made him recognize the reality again and let him give up completely.

Now that things are said, everything is not so embarrassing, Di's father ordered someone to prepare dishes to entertain Sheng Guolan, Di Renjie rarely went home once, he wanted to make good use of this time to get together with his parents, because he knew that he was afraid that he would not be idle for long, and once the holy order arrived, he would have to be busy again.

The holy decree came quickly, it arrived five days later, when Di Renjie listened to the holy decree, he was also quite shocked, although the emperor did not touch any one of the Taiyuan Wang family, but the punishment of five million yuan and 50,000 acres of fertile land is definitely a very terrifying number, enough to send the Wang family from heaven to hell.

After receiving the holy decree, the governor of the state immediately acted with Di Renjie and went to the Wang family to announce the decree, after Wang Kun received the holy decree, he fainted directly, and the governor of the state was quite merciful, and he did not press the Wang family too hard, and gave them two months to prepare the money, so much money, he also knew that the Wang family could not make it up for a while, as for the field, he immediately began to measure, this thing is nothing to prepare.

The next day, Wang Kun, who had just succeeded the patriarch, convened a family meeting with all the important members of the clan to discuss how to resolve the huge fine.

Through the inventory, there are only 1.75 million yuan of available funds in their family, of which 1.5 million are reserved for business, and the other 250,000 are the funds for internal expenses.

A group of people discussed for a long time, some people said that they would directly sell their property and make up the fine, and some people proposed to borrow money from other families, but Wang Kun knew that no family would lend them money now, and the economic situation of each family was similar to theirs, leaving some spare funds, and the rest of the money was deposited in Li Hao's bank for interest.

Wang Kun roughly calculated, if the property is sold, the land will definitely not be moved, because their family's land is not much, and now they have been fined 50,000 mu of land, the field property has shrunk greatly, and it must not be moved, he can only sell real estate and shops and antiques, calligraphy and paintings and jewelry at home, he carefully calculates the real estate, shops and antiques, calligraphy and paintings and jewelry that can be sold at home, if the eight manors are sold, they can make up 1 million yuan, and the antique calligraphy and painting jewelry can be sold for 600,000 yuan, and there is still a difference of 3.4 million yuan, if you can save enough for these 3.4 million yuan by selling shops, Then their Wang family's business will shrink by more than sixty percent, and it is estimated that seventy percent, which is simply bad news.

After thinking about it for a long time, Wang Kun decided to sell a large number of Wang's grain shops in other places, because of the emergence of Zhenguan rice, in recent years, the Tang Dynasty grain has been harvested every year, and the grain price has dropped sharply, which has dropped to half of the past, so the business of the major grain shops is not as hot as before, and this state will continue, and the profit is estimated to decline slowly, until a trough value, it just so happened that Wang's lost 50,000 mu of fertile land, and the grain supply is not as much as before, so it is better to sell the grain shops.

The Wang family has more than 280 grain stores all over the country, and all of them are large grain stores, and if they sell 200 grain stores, it will only be enough to make up 600,000 guan, and there is still a gap of 2.8 million guan.

Their family has 800,000 guan in the bank of the Li Group, and this money can be withdrawn for emergency, but because the regular time limit has not been reached, the bank needs to pay about 50,000 guan, and the hand is only about 750,000 guan, and it is a pity to lose 50,000 guan for no reason, but now where can they take care of these, the family funds can fill 350,000 guan, so there is still a gap of 1.7 million guan.

1.7 million guan, where to get this 1.7 million guan......

All the important members of the Wang clan thought about this 1.7 million yuan for a long time, and in the end, Wang Kun had an idea, slammed the table, and said loudly: "Go and get a loan from Li's bank!" Loan 1.7 million yuan! ”

Everyone was stunned when they heard this, and someone frowned and said, "We framed Li Hao this time, is Li Hao willing to lend us money?" ”

Wang Kun smiled coldly and said: "When Li Hao's Datang Bank was established, he once said that as long as the credit is enough and there are enough assets to pledge, he can lend to anyone, if he dares not to lend to us, it is to break his promise and fat, the bank is roughly the same as the money bank, everything is based on integrity, if he dares to break his promise, see how his bank can continue!" ”

Everyone nodded when they heard this, and Wang Qian's son Wang Weitai said worriedly: "Even if Li Haoken lends us money, the interest on the loan is not a small amount." ”

Wang Kun's eyes rolled when he heard this, and he said loudly: "Take the abacus!" ”

Immediately, someone took the abacus and handed it to Wang Kun with both hands, Wang Kun took the abacus is a frenzy, calculating the interest, at present, Li Hao's loan project is divided into five years, ten years, fifteen years, three grades, the interest rate within five years is 4%, the interest rate for five to ten years is 6%, and the interest rate for five to fifteen years is 8%, Wang Kun calculates according to the interest rate for fifteen years, the total interest is as high as 770,000 yuan, and he calculates it again according to the interest rate of ten years, with a total interest rate of 560,000 yuan.

When everyone in the family saw these huge interest, they felt their scalps tingle for a while, and some people scolded Li Hao for being a profiteer, just taking out a loan, and making so much money without doing anything.

In fact, they really wronged Li Hao, Li Hao's interest on short-term loans is still quite low, but his interest rate is a bit large, directly rising every 2%, why, because Li Hao knows that Datang's economy is in a rapid growth cut-off, the currency will continue to depreciate for a period of time, and the change in more than five years is too great, so he has to raise the interest rate on long-term loans, just in case, as for the time is too long, more than fifteen years, there is no directly, because fifteen years is the limit, more than fifteen years, the variables are too big, Too risky.

Wang Kun dropped his abacus, frowned there, and after a long time, he said slowly: "Okay, let's loan him for ten years first, and repay 20,000 yuan a month, there should be no problem, how much he earns is none of our business, let our Wang family tide over the difficulties first." ”

"Yes, the second uncle is reasonable." Wang Weizong and Wang Weitai nodded again and again when they heard this, the purpose of their meeting this time is to cross the catastrophe, as long as the Wang family can survive this catastrophe, ten years is nothing, their Wang family has been in business for so many years, after how many winds and rains, how many winds and waves have been seen, they are still standing, although this catastrophe is a bit big, but it is not a desperate situation, but the vitality is greatly damaged, and it needs to be dormant for more than ten years, more than ten years, for the millennium family, it is nothing.

However, when the Wang family was discussing the loan, Li Hao had already gone to the bank in person and ordered the loan interest system to be modified, and the loan limit was added, with a five-year loan limit of 150,000 yuan, a ten-year loan limit of 300,000 yuan, and a fifteen-year loan limit of 500,000 yuan.

This kind of modification is specifically aimed at the Wang family, because Li Hao estimates that the Taiyuan Wang family may come to take out a loan, if he doesn't take the opportunity to embarrass them, is he still called Li Hao, and the system he modified has no impact on ordinary people's loans, because no one has yet taken out a one-time loan of more than 100,000 yuan from him.

In this way, if the Wang family wants to borrow 1.7 million yuan, then the interest that needs to be paid is as high as 1.03 million yuan......

After the Wang family decided on the loan, they began to sell the antiques, calligraphy, paintings and jewelry, and at the same time ordered people to go to various places to sell the manors and grain shops, prepare the funds, once the funds were in place, they would let Di Renjie escort them, go to Chang'an, make a loan, and then pay all the fines directly to the household department, as for the 50,000 acres of fertile land, it was the responsibility of the state government.

Li Hao's simple words in the palace made the Taiyuan Wang clan jump, and his vitality was greatly damaged, and the ministers in the court could only watch it, but they couldn't do anything, which felt very aggrieved.

At the same time, Wang Chenghuan, the squire of the Chinese scholar, had already been interrogated by the three divisions, and because he was suspected of directly participating in the murder of foreign envoys, he was removed from all official positions and titles and sent to the wilderness of Mobei.

When Wang Chenghuan's verdict was issued, Datang Daily immediately published the headline, the once prominent Wang Chenghuan not only became a prisoner, but also was scolded by nearly a million people in Chang'an, the real stench for 10,000 years, not only that, the people also scolded the Taiyuan Wang family, after all, Wang Chenghuan is Wang's people, many people also spontaneously shouted, from now on, never go to Wang's shop to buy things, their things - dirty!

Li Hao, Ye Mengqiu and Situ Feng sat on the side of the street eating breakfast, Li Hao held the Datang Daily in his hand, watched with interest, and at the same time listened to the surrounding people scolding Wang Chenghuan and Taiyuan Wang, and his heart was really happy.

At this time, if they come to me for a loan, the people of Datang boycott their shops, then their business is likely to collapse, once it collapses, and the loan is not paid in three months, I can seal all the shops he mortgaged to me, and wait until a year, hehehehe...... Then all the mortgage stores will be mine, and the Wang family will be ruined because of this, and the thousand-year-old family will collapse, Meidi is very good, Meidi is very ......" Li Hao muttered to himself happily there, his eyes were about to squint with a smile.

Situ Feng kindly reminded: "Master, your saliva has flowed into the soy milk." ”

"Oh, yes." Li Hao hurriedly dropped the newspaper and raised his hand to wipe his chin, he suddenly remembered something, and said, "By the way, Ye Mengqiu, you go back now, let Du Hong immediately fly the pigeon to pass the book to Liuqiu, transport two million taels of silver, and by the way, transport my RV over, now that our Datang has begun to develop technology, steam engines and electricity are about to become popular, my RV ...... Hey...... I can finally go on the road openly. ”