Chapter 58: The Difficulties of Extraneous Exchange

"What does Childe mean...... Off-site exchange? ”

After pondering for a moment, Shen Anbang asked in disbelief. Pen "Fun" Pavilion www.biquge.info

But this made Zhu Changluo feel surprised, you know, the business model he said is the later ticket number, the core of which is the exchange of foreign places, but it will not appear until the Daoguang period of the Qing Dynasty.

But at this moment, Shen Anbang was able to call it out, how could he not surprise Zhu Changluo!

Could it be that today's Jin merchants have begun to have this awareness?

In fact, this is Zhu Changluo is a little obsessed, you know, the Wanli Dynasty for the Ming Dynasty, is the last glorious apex, after the death of Shenzong, the court began to collapse at a very fast speed, only thirty or forty years, Chongzhen hanged himself on the coal mountain, and the Qing army entered the customs.

It can be said that after the death of Shenzong, the Ming Dynasty quickly fell into a turbulent situation, and internal and external troubles broke out frequently.

Today's Ming Dynasty is indeed very developed in commerce, and the Jin merchants have also begun to rise, and the gradual increase of money banks also shows this.

It can be said that if it weren't for the situation of the court, it wouldn't be long before the ticket numbers would be realized one after another, so even if Shen Anbang can have such a consciousness now, it is not surprising at all.

"That's right, what I'm going to talk to Shen Gongzi today about is the business of foreign exchange!"

Although he was a little surprised in his heart, it was much better to talk to someone who was familiar with the business than to talk to someone who didn't know anything, and since Shen Anbang knew this aspect, he didn't hide it too much and spoke straightforwardly.

"Childe, I believe now, you didn't say anything big just now! It's just that this matter is quite difficult, I don't know if the son can know the trick? ”

Seeing that Zhu Changluo nodded in confirmation, Shen Anbang's face also became serious, and he smiled bitterly and said.

"I want to hear about it!"

Zhu Changluo blinked, but pushed the question back again.

"In this way, Shen is not much hypocritical! This idea of non-local exchange has not been thought of by anyone, but it is very difficult to implement, and finally has to be abandoned.

A capital and Nanjing are far away, and the most important thing in the money bank, especially the business of foreign exchange, is the account, a little careless, you may be cheated of money, and for any money bank, the credibility of the problem is very important. ”

When it came to business, Shen Anbang put away Fang Cai's laziness in an instant, and he was a little more stable when he spoke.

Raising a finger, his brow was already furrowed.

And Zhu Changluo was also slightly stunned, I have to say that Shen Anbang is worthy of being the person who controls a money bank, and he caught the biggest problem in an instant.

This year is not more than the later generations of the network developed time, an account can be queried anytime and anywhere with a computer, even if it is a fast whip, it will take four or five days to arrive, and the money village this kind of thing, or the ticket number, is to always pay attention to the account problem, two places in different places to exchange, inconvenient transportation is indeed a big problem.

But fortunately, Shen Anbang didn't notice Zhu Changluo's expression at the moment, but continued to take care of himself.

"The second is the cost problem, a money village to open, without hundreds of thousands of taels of silver is not good, and today's businessmen, even if they go south and north, the industry is mostly fixed in one place, take Shen as an example, in the capital there is not only a Hang Lung money bank, but also several other shops, the capital to Ying Tianfu is thousands of miles, the risk of dividing the industry in two places is too great.

And if you are working with people, the problem of trust is a big problem!

The third is the problem of dotting, presumably Gongzi should also know that whether it is the capital or Yingtianfu, it is a mixed place, if there is not a sufficient backstage, I am afraid it would have been annexed long ago, and if you want to carry out exchange in different places, you must be able to play the two places of Jingshi and Yingtianfu at the same time, and you must be able to covet the two places of money.

But in this court, who can do it except Your Majesty? ”

At the end of the words, Shen Anbang sighed heavily, but he made a little joke about his mood.

For a while, Zhu Changluo also fell silent, I have to say that Shen Anbang is really an expert, these three points are the biggest difficulties in remote exchange, as long as these things can be solved, the rest of the things will be solved.

As the saying goes, the county officials are not as good as the current management, no matter how much power you have in the capital, is it possible to manage the Ying Tianfu?

In the same way, if you find a backer in each of the two places, then you don't even think about it, who will tolerate their own property being interfered with by others......

However, since Zhu Changluo dared to come, he naturally would not be unprepared.

After a moment of silence, he spoke slowly.

"Brother Shen is worried, but since the roads of the predecessors have also come out, we can't retreat because of some difficulties, let's talk about the problem of capital first, Brother Shen doesn't have to worry about the money, Su Gong is willing to invest in Hang Lung, open a money bank in Nanjing, also in the name of Henglong, presumably Su Gong's character, Brother Shen should be trustworthy!"

Although this money bank is very important in his planning, but because of the shyness of the pocket and some other reasons, Zhu Changluo does not plan to participate directly, he mentioned this matter to Zhang Tianhua, and Zhang Tianhua also agreed.

In the past few months, he has made a lot of money, and he has a lot of money in his hands, and it is enough to open a bank.

What's more, Zhu Changluo is kind to him, and he will not shirk this matter.

Of course, another point is that Zhang Tianhua understands Zhu Changluo's future potential, and if he can make friends now, I am afraid that it will not be a problem to protect him in the future.

"Oh, Su Gong really has such a plan, your old man agreed?"

This time, he was surprised by Shen Anbang, he was very clear, Zhang Sugong was different from him, his old man's body was no longer good, so he let him take over Hang Lung in advance, but the Zhang family's body was very tough, he was indeed a little suspicious, such a big business, Zhang Sugong couldn't do it!

Also, the situation of the Zhang family and the Shen family is similar, and most of the Zhang family's coal industry is in the capital......

"That's right, my father's meaning, I'm also old, he has already been out at this age, so my father's meaning is to let me go out and try it myself after I get married, it just so happens that my father also wants to return to his hometown over the years, so I want to slowly transfer the industry back!"

Zhang Sugong chuckled, but said indifferently.

There was a sense of confidence between his eyebrows.

This is the tradition of Huizhou merchants, it can also be said to be the hometown complex of the Chinese, although Zhang Tianhua's body is still very healthy, but after all, he came out of Huizhou, always thinking that he will return to Huizhou in the future, and return to his roots.

And Nanjing and Huizhou are not far away, and it is also a rich place in the south of the Yangtze River, which is just right for Zhang Sugong to test the water.

"As for the relationship, Su Gong will naturally be responsible, Brother Shen doesn't have to care, but in terms of accounts, there is indeed some trouble......

Zhu Changluo frowned, he hadn't thought of this section before, so he scratched his head a little.

On the contrary, Shen Anbang was really shocked when he saw Zhu Changluo say so lightly that he could solve the matter of breaking the relationship.

In his opinion, among these three problems, only this one is the most difficult to handle, after all, those nobles are very greedy, and I don't know how many good money houses have been dragged down in this way.

But in the mouth of this person, it is the last thing to worry about, and looking at Zhang Sugong's expression, he feels that this matter should be taken for granted, and Shen Anbang can't help but secretly speculate about the identity of this person......

ps:There's only one chapter left today.,It's been too busy these two days.,Sorry guys.,Try to add more tomorrow......