The breeze blew, and the golden leaves left the trees and flew in the air. The persimmons full of red trees in the www.biquge.info look crystal clear in the sun, revealing an alluring brilliance. Red, red, yellow, and yellow, the persimmon tree is a rare scenery in the autumn wind.

Liu Xiaoyi took people to serve wine and tea, brought a plate of persimmons and put them on the table stone, and said: "These are all newly picked from under the tree, they are extremely fresh, and the officials can taste them." ”

The persimmon has been scalded in boiling water, Wang Yaochen pinched one, put it in his mouth, melted in his mouth, and was full of sweet taste. wiped his hands with wet wipes and said to Liu Xiaoyi: "This persimmon is good, rare sweet without the slightest astringency." ”

Liu Xiaoyi poured wine for the two of them, said goodbye and left with a smile.

Xu Ping raised his glass and drank two glasses with Wang Yaochen, and continued the topic just now: "Boyong, in your opinion, what is the difference between the company and the previous shop?" What's in it and what's the downside? ”

Wang Yaochen said with a smile: "This matter was mentioned by Yun Xing, although I have told us many times, but I have not experienced it seriously, after all, I still think about it." In my opinion, the company's accounts are inspected by the government, and the people who do the accounts are all appointed by the government, so there are at least two advantages. One is that the accounts are clear, there is a basis for tax collection, and it is not easy to cause disputes, and it is easy for the government to collect taxes. Again, the accounts are clear, and others can rest assured that they can invest money in the company, and the profits will be distributed according to the accounts. It's not like they used to do business in partnership, you doubt me and I doubt you, causing countless lawsuits. ”

"These are the two most obvious benefits, especially the first. Now those who are officials and officials will collect money from the people when their hands are tight, and whatever they think of is what they want. To tell the truth, we have all been pro-people officials, and we know that sometimes money has to be collected, but how to collect it is particular. At present, officials lack the most a kind of calculation, that is, no matter how much money they collect from the people, they do not collect it out of thin air, but they must have capital. I haven't seen anyone who is a pro-people official calculate the cost of collecting taxes and all kinds of departments and buying them. The first benefit that Bo Yong just talked about is that the government receives the same amount of money, and the cost is less than what it used to collect, which is equivalent to extra income out of thin air. In the past, when checking taxes, public officials went door-to-door, making chickens and dogs restless, but what is the actual effect? On the contrary, the people were made to give them wine and meat. Even in many places, it is necessary to let the households collect it, the government collects one penny, and the people have to pay ten wen. The government requires capital in its administration, and the first thing in starting a company is to reduce the cost of governance. As for the second article, the biggest significance is not to reduce disputes, but to let the people dare to release the money in their hands, and they are not afraid that they will not be able to collect it. In the past, it was difficult to make the shop bigger, a big reason is that the cost is small, and sometimes it is clear that the opportunity is accurate, but the capital is not enough, so you can only watch the opportunity pass, and you can't make money. It costs money to go out to borrow money and find someone to be a guarantor, and the interest on the borrowed money is even higher, so you may not know who you will earn the money for. ”

Speaking of this, Xu Ping Zhengse said to Wang Yaochen: "Boyong, so Tong Dalang's case must not be with mud!" This time is to let both the officials and the people in Xijing City understand that if you do it according to the rules of the government, you will not lose your capital at least. Give them this lesson, and then wait until the end of the year to see that we have made money by doing business honestly and starting a company, and we will be able to do things next year! ”

Wang Yaochen smiled and nodded, he finally figured out why Xu Ping said that Tong Dalang was a garbage can before, so he didn't care about it. Tong Dalang ran away, and the garbage can overturned. It is not a matter of haunted caterpillars being killed, he does not run for a while, there will always be other things, the garbage can does not fall, and sooner or later there will be a day when it turns over. From the very beginning, Xu Ping let those who invested money in it fend for themselves, and only when they really lose money will they have a long memory.

Sighing, Xu Ping said: "To be honest, will I feel happy to let so many people lose money and go in?" Of course not! But what can be done? In the past, no matter what I said, those people always thought that we were harming them, and they even made a fuss about pretending to be sick and gathering in front of the Imperial History Terrace, so they had to let them go! If you don't let them invest money, they will come to find it, and if they lose money, how many things do we have to do, we will wait for these branch officials, and you don't want to be sentenced by Henan Mansion! Okay, this matter is over, things will be as they should be, and when the time comes, I will write a pleading, and I will naturally make it clear to the court. Then send a notice and post it all over the city and outside the city, so that the people in Xijing City can have a longer memory, and don't think about these crooked doors and ramps anymore. ”

Wang Yaochen nodded: "I wrote it down, and I will deal with this matter." ”

"Back to what I just said, in fact, there is another benefit of opening a company, that is, Sister Tang is looking for Xiuxiu, which is also the reason why I came to you today. Since the cotton entered the city, the field staff has been working day and night-" Speaking of this, Xu Ping shook his head helplessly, "They can't work if they don't hurry, when is it now?" Wang Gongchen had only shipped less than half of the books there, and the freight yard in Xijing City was full of pits and valleys, piled up like mountains, and it could not be stored in the city without rushing to work. -- The yarn was spun in the yarn mill, the cloth was woven in the weaver yard, the cloth was colored in the dyeing yard, and the cotton cloth was already being sold in the last two days. That eldest sister Tang opened a clothing shop, especially cotton clothes, which sold very well and the business was extremely popular. Several of them saw this opportunity and wanted to open the shop bigger, but they suffered from a lack of capital. ――It's not a small amount of money, it's not easy to raise, so I came to Xiuxiu. ”

Wang Yaochen smiled when he heard this: "What, does that eldest sister Tang still want you to throw money into his shop?" This is okay, Xijing City is no better than other places, there is no restriction on your private property, and you do have this money in hand! ”

Xu Ping waved his hand and raised his wine glass: "Let's talk while drinking." ”

Putting down the wine glass, Xu Ping said to Wang Yaochen: "If I want to invest money in it, why do I need to come to you?" You're thinking bad, it's not like that. When you first asked the people to open a company, do you still remember that if it is necessary, the company's accounts are clear, the taxes are clear, and the work is good, then when necessary, you can borrow money from the bank. ”

Wang Yaochen was stunned: "Sister Tang wants to borrow money from Qianzhuang?" I did say that at the time, but I never did—"

"The government's loan, it's really no way, who wants to borrow it? Sister Tang was also very scared in her heart, so she came to ask Xiuxiu in private, and wanted me to give me an accurate word, can I borrow this loan? Will I go bankrupt if I borrow it? ”

Wang Yaochen only shook his head and had nothing to say. Dealing with the government, it is really a skin and swallowing your bones, which of the people is not afraid? Sometimes it's not that the officials want to do this, but they go down layer by layer, and the public officials who handle it are like wolves and tigers, and the more law-abiding the people are, the more they are bullied, but any little benefit is also robbed by the local tyrants. Everyone knows this situation, but who has the means to prevent it?

Xu Ping said: "I just want to reply to him, the money of the money bank can be borrowed, as long as you do business seriously, you will never let the borrower go bankrupt!" But these need to be coordinated by the local government before they come to you for discussion. ”

Lending to earn interest is the most important step in the transformation of a money bank that saves money into a bank, and Xu Ping has been so long that he must not make a mistake. If there is a mess like Tong Dalang again, it will be difficult to take this step, and Wang Yaochen must cooperate.