The night is getting darker, and although the fruit wine is not strong, the strength of the wine always comes up slowly after drinking too much. The pen ~ fun ~ pavilion www.biquge.info cool breeze on the face, the fat surging up the wine, everyone is a little up. At this time, several people present slowly let go of the constraints of their identities, spoke more and more straightforwardly, and no longer had the same scruples as just now.

Li Jing, who has been silent, said: "From Ducao to Jingxi Road, there are two things that have the greatest impact. The first is to build a new river channel that leads Luo into Bian, although there is no passage now, and the benefits of the big lady can not be seen, but in the eyes of people with a heart, they naturally know that once enough water is stored, it will inevitably bring infinite benefits to the river. The other is to let the people's cash go into the house, etc., with all due respect, although there are many officials who talk about this matter and say anything, but the actual impact on the people is not great. ”

Xu Ping said with a smile: "Naturally, it won't have much impact, if the amount is really reached, how many people can count the cash in their hands as entering the household?" Ninety out of ten people, this policy actually does not have much impact on them. ”

"Although he said that, there is one thing that the lower officials still can't understand. This matter is only a little louder in Xijing City, and there is no news from other states and counties. It is said that the big local households always have a little money in their hands, and judging from the amount of money collected by the bank, it is also very considerable, indicating that it has affected many people. ”

Xu Ping looked at Li Jing and said with a smile: "Since I said this, then I will test you, why are people in other places so honest except for people in Xijing City?" Judging from the money collected by the bank, the impact on other state armies is not small at all. ”

Li Ji sighed: "This is what I don't understand, if it is because there are many officials living in Xijing City, they can make trouble, and no one in the other state armies dares to be so presumptuous, this just sounds reasonable, but in fact it can't stand scrutiny." ”

Several other people nodded again and again, looking at Xu Ping together, obviously unable to figure it out.

"Since ancient times, the people have been divided into four types, Shinong, industry and commerce, to understand this matter, we still have to start with these four identities of the people." At this time, Xu Ping was also interested, and simply explained his words. "As long as you figure out what impact money has on the people of these four identities, you can figure it out. Needless to say, the official households have preferential treatment, and the money and food they receive every month are counted, even if they are scrapped and the actual money is discarded, the cash in their hands cannot reach the point of affecting the households. ”

There is a sentence that Xu Ping has not yet spoken, in fact, the officials who hold real power on Jingxi Road are basically from outside the country, and this policy will not affect them at least now. Officials are naturally inclined to follow the decisions of their superiors, and promotion is the first option. Except for a few high-ranking officials who did not talk to Xu Ping, the vast majority of middle-level officials acted in accordance with the policies of their superiors, especially when Xu Ping, who held the power of supervision, had a major influence on their careers.

"As for farming, Jingxi Road is vast and sparsely populated, and there are not many big households in the countryside. Even if there is cash in the hands of this small number of large households, how much can they have? There is no way to make a profit in the countryside, so what is the benefit of hiding the money? In recent decades, prices have become more expensive every day, and the money hidden in them has naturally become less than one day a day. The money bank does not charge fees, and they save money for free, which the big country families can't ask for. In this way, it actually has no impact on agriculture. ”

"What really affects money, such as entering households, is actually industry and commerce. In addition to Xiangzhou and Henan Mansion on Jingxi Road, how many other state armies have become large households by relying on work? Local field affairs and the like are actually in the hands of the government. And there is Zhang Taiwei in Xiangzhou, and all the new policies will not be implemented, so you can skip it. The rest of Henan Mansion is now making trouble. ”

Speaking of this, Xu Ping looked at everyone and smiled: "In fact, the biggest influence is the private businessmen, especially those wealthy businessmen. If they want to do business, they must have capital, not to mention that the goods are sold, and the cash in their hands is tens of thousands. In the past, these people were wealthy, but not many people bought land in the countryside, and it was very difficult for the local government to collect money from them. There are also various guilds that work, and the government can use the department to collect money, and those who are merchants, especially those who resell tea and salt, and all kinds of exchanges, where can they collect their money? Now that the money is in the house, if these people honestly hand over the money, the amount will be scared to death. Do you think this policy has little impact on the people? That's because you didn't notice how the money in the hands of these wealthy merchants flowed before. In the past half a year, because of the money entering the house, the tickets of the state armies on Jingxi Road have been much more than usual, and the businessmen are thinking of ways to leave Jingxi Road. ”

Whether it is a bank or a bank, the money that has been collected is actually the liquid assets of the people, and if we want to develop this system steadily, we must provide new channels for commercial circulation. Large transactions can be delivered to the bank, which is a new way of trading, providing a different business transaction model from the past. It is said that this is more convenient and faster, which is conducive to the development of business. The only disadvantage is that business practices are now under official supervision, and tax evasion is not possible.

Wang Gongchen had no interest in what these people said, and he sat there drinking wine and listening with a smile, as if he was listening to a story. There are not many business activities in the fields under his control, and they are basically dealing with the government.

Zhao Yan thought for a while, but still didn't understand: "If you say so according to Yunxing, the most businessmen on this road are naturally the first to recommend Xiangzhou." Taiwei Zhang there did not practice the new policy, and we couldn't figure out what the people there thought. In addition to Xiangzhou, it should naturally be Yingzhou, Xuzhou, Chenzhou and Caizhou, these states are near the Ru River, Cai River and Bianhe River, and there are many businessmen who come and go. There are many lawsuits in Henan Prefecture, and excluding this impact, the actual commercial tax is not much more than that of these states. But why did you just hear that Henan Province was in trouble, but these states were calm? ”

Xu Ping said: "It's very simple, I have just said that the real biggest influence is the wealthy businessmen. Although the four states collected a lot of commercial taxes, in fact, they mainly collected taxes from small merchants and hawkers. How much tax can a real wealthy businessman collect? There are more giant merchants in Xijing City than the other state armies combined, and the business tax is only equivalent to a large state, and most of them are liquor taxes. ”

No matter what era it is, the stronger the capital, the stronger the ability to evade taxes, and the real ones who collect more taxes are those places with more ordinary merchants with trade routes, or there are special large-scale trading markets. Like Henan Mansion, not to mention anything else, the salt tea trade is much larger than other places, how much money can the government collect? The liquor tax is still because the main business places are in the hands of the government, and there is no tax evasion or tax evasion, which accounts for the majority of Henan's commercial tax revenue.

Big businessmen often have huge amounts of liquidity in their hands, and they are the ones who are most affected by the money entering the household. Moreover, they all do large transactions, and the exchange of goods often colludes with the princes and nobles, and in the name of transporting official goods, they escape the commercial tax. There are the most such people in Xijing City, and the reaction is also the most intense, where are the businessmen from other places who can get in touch with the princes and nobles.

As a large and unified market, exchange is relatively less important than production and consumption in the chain of the commodity economy, which is different from Europe, where there were many small countries in history, and international trade dominated the world. In such a huge market, big businessmen rely on strong financial strength and tend to speculate on transactions, but they are not so interested in normal business practices. This is harmful to the business environment, and it is also the target of Xu Ping's attack.

It cannot be assumed that businessmen are all beneficial to the commodity economy, that they are the beneficiaries of the commodity economy, and that they will support the commodity economy, that is wishful thinking. In fact, the less mature the commodity economy is, the greater the chance of commercial transactions, the more capable big businessmen are of grabbing excess profits, and the more they are able to take advantage of information asymmetry to crack down on and swallow up small and medium-sized businessmen engaged in normal commercial activities.

There are many such merchants in Xijing City, much more than the other states in Jingxi Road combined, and their business practices are subject to official supervision, one is taxed, and the other has many fewer opportunities to make huge profits.

Part of the excess profits that big businessmen make from their business practices come from the excessive exploitation of consumers, but a bigger source is the erosion of government tax revenues. The more excess profits the big businessmen make, the more tax revenue the government has, and the more people who get it from business, the more people who get it from business.

Not to mention the just-needed consumer goods such as tea and salt, excess profits are actually a tax on the whole people. Even the officials of this era knew that wine was a luxury tax, but tea and salt were not, so how could Xu Ping allow the right to collect taxes from his own hands to the hands of big merchants. The speculative giants are in direct contradiction with the government, and conflicts are inevitable.

Monopolistic business practices and excess profits are all in the nature of taxation, and even the capitalist countries in Xu Ping's previous life knew that this power could not be transferred to businessmen, and there were anti-monopoly laws, let alone in this era.

Even from a selfish point of view, the money made by these people directly erodes Xu Ping's political achievements. Xu Ping has no relatives and no reason with these people, how could he allow this kind of thing to happen.

In the final analysis, whether all economic activities are beneficial or unprofitable must be examined in the context of the commodity economic chain of production, exchange, consumption, and expanded reproduction. Anything that is conducive to the benign operation of this chain is benign, and everything that is not conducive to the operation of this chain is harmful. All sorts of nonsense about mercantilism must serve this.

Now that the commodity economic chain of Jingxi Road has not been really started, Xu Ping allows those people to hide secretly, and once the new economic cycle is really endangered, the contradiction will inevitably intensify.