Chapter 229: Widening the Sources of Finance
readx; readx; After the idea of building commercial housing ran away with the official army, Xia Nan thought about it, and now it is time to use the construction of the new city to implement it together. Pen % fun % Pavilion www.biquge.info
However, Liu Quan still didn't quite understand: "Craftsman? Although their wages are higher than in Guangdong, the money they save in a year is not enough to buy land and build houses! If it's to get them to sell the house cheaply, then we won't lose money? ”
"Hehe, that's because you don't know the trick of installment!"
Xia Nan explained that no matter how much money they have saved, they will not easily take it out, let alone such a major event as buying land and building a house - and many of them may have the idea of returning to their hometown to buy a house and buy a land after saving enough money. Buying a house in installments, as long as a little down payment can get the existing house, for the ancients who have been committed to buying a house and land all their lives, it has a great attraction, and it seems to take a big advantage, and there is not much risk - the most change is the loss of the down payment money, and this risk in exchange for a large house that can allow the family to live and work in peace and contentment, is not cost-effective.
After buying a house and settling down, it is natural that he will not easily leave Lingao, and the craftsmen who have been trained with great difficulty will not be lost - although they can be forced to stay with bayonets, Xia Nan does not plan to use such a low trick, which will not only damage his own image, but also force the craftsmen who stay, and the enthusiasm for production is not high.
Liu Quan's business acumen was reflected again, and he understood the meaning of installment payment in seconds: installment payment is like boiling a frog in warm water, the money paid in a single payment will not make people feel painful, and the accumulation is actually considerable, but the effect is a little slower, and the craftsmen will only see the low down payment and take advantage of themselves, not counting how much money they have in the end. What's more, the factory and the house are both the property of Xia Nan, and the craftsman takes the salary to buy a house, so the salary paid by Xia Nan is returned from the left hand to the right hand, freeing up cash for other expenses.
Liu Quan thought about it carefully, felt that it was feasible, and even admired the old man and threw himself to the ground, if it wasn't for the fact that the old man didn't kneel and worship this set, he really wanted to kneel and worship. dudu1;
In fact, there is nothing unusual for Xia Nan, it's just a move from the old time and space real estate, and it's a simplified and shrunken version. Although the working people in ancient times preferred the land, real estate was also a place to settle down, and they also attached great importance to it. Using real estate to retain the hearts of craftsmen, by the way, to return the funds, kill two birds with one stone, but also for the future development of the real estate industry to explore the way forward - this is also the reason why he insisted on reserving the land in the commercial area, only when the business prospered, can there be a foundation for the development of the real estate industry.
After dealing with this heaped matter, there was a word echoing in Nanman's mind in the summer: "Silver!" Silver! ”
Whether it is a new type of artillery, a new type of warship, or the construction of a new city, they are all money-burning projects, and there is no return in the short term, and at the same time, there is no shortage of money for the guards and the wages of the craftsmen. Selling houses to artisans was the beginning of the real estate industry, but it remains to be seen how effective it is, and even if it is successful, it is not enough to make it a success.
After all, the income of the textile mills is limited and they cannot afford to pay more and more heavy expenses, and the current demand for cotton cloth tends to stabilize - cloth is not a consumable to eat and drink after all, and at a certain point it will stop growing and maintain a steady sales volume - until there is enough force to protect itself from the maritime trade, it is time to introduce new products to increase income.
He said to the crowd: "The important backlog is over for the time being, so while everyone is there, let's think of ways and brainstorm together." Let's see what we can make that looks like cotton and sell well, and relieve the pressure on the money - counting on the textile mills is not a long-term solution. ”
Lin Weiye nodded and said: "That's true, before the war and sea trade, we really have to open up our financial resources and share the burden of the textile factory." ”dudu2;
When everyone heard this, they pondered and thought about it.
"In my humble opinion, if a new product wants to sell well, it must either win by cost and quantity, just like cotton, or it will make something new and rare, and there is no other branch of this one...... Sima De expressed his opinion.
"What's new......" Xia Nan remembered the quartz sand outside Changhua County when he and Lin Weiye went to Shilu to inspect the iron mine, "Do you think glass is a novelty object?" ”
"Glass?" Sima De touched his beard, "There are many nobles in Nanjing, but there are not many who can install a few glass windows in the house, it is said that this thing is transported all the way from the Franco, and it is very fragile and expensive. ”
"So Mr. Sima thinks that glass is easy to sell?" Summer south came in the interest.
"If it's glassware, it's not worth much, and it's usually porcelain. I'm afraid that the large glass window or small mirror is quite valuable......" dudu3;
In fact, there have been a lot of glassware in the Ming Dynasty, but it has never become the mainstream, because porcelain is more practical in daily life: first, glass is easier to break, and it is easy to fry when heated. Second, the glass is hot to hold, and it is not warm when it is cold, and the porcelain is not hot and it is slow to cool; The third and most important reason is the low cost of porcelain. These three reasons led to the fact that glassware was always a novelty in the Ming Dynasty and could not replace porcelain.
Xia Nan hurriedly asked Lin Weiye: "Are glass windows and glass mirrors made?" ”
Lin Weiye shook his head: "I may burn a glass ball, and I may be able to blow a glass cup or something if I spend some time experimenting, but the technical content of large plate glass is too high, and I can't make half a bucket of water, let alone a mirror, the requirements are higher than ordinary flat glass, and the uneven mirror surface becomes a haha mirror ......"
In the summer, Nan was quite disappointed, and there were times when the humanoid computer did not work.
At this time, Tan Shan stood up and spoke cautiously: "Master, I have an idea, and I don't know if it's useful or not?" ”
"You said, you said, the three stinkers beat Zhuge Liang!" Xia Nan waved his hand and said boldly.
"When I was young, I used to be a buddy for others in Fucheng, and I loved to drink at that time, but I couldn't afford to buy good wine, so I could only occasionally drink a pound of Hakka rice wine or earth roast. Rice wine is sweet, not as strong as soil burning, soil burning is strong, but the taste is not mellow, too spicy. Once I saw the boss drinking, smelling the mellow taste, itching in my heart, taking advantage of the boss to get drunk and secretly drank a few sips, the taste is still remembered, the entrance is soft, the fragrance is pure, the strength is great, I was drunk with a cup......"
(To be continued.) )