In the Chongzheng Palace, Zhao Zhen was full of spring breeze, and ordered the little yellow door to serve hot tea and give seats to several ministers. Pen ~ fun ~ pavilion www.biquge.info

Unexpectedly, Prime Minister Lu Yijian, who has always been prejudiced against Xu Ping, would change his attitude today, not only agreeing to find a way to redeem the ticket for Henan Prefecture, but also taking the initiative to ask for the expansion of the trial scope of the new policy. Today's early dynasty has been preliminarily decided, and the area for the trial implementation of the new policy on Jingxi Road next year will be expanded to Jingdong Road and Lianghuai, as well as Kaifeng Mansion.

Zhao Zhen has received a good education since he was a child, but what the emperor learned was different from ordinary people, focusing on scriptures and various ancestral classics, as well as ancient and modern historical events, and the specific study of governing the world was far inferior to that of the ministers. The people who lectured to Zhao Zhen, from Sun Zheng to Feng Yuan, were all Haoshou poor scripture figures, plus Jia Changchao, who recently lectured for the Tianzhang Pavilion, obviously favored the scriptures such as "Yi", "Spring and Autumn" and "Shangshu". Zhao Zhen is a good student, not only learns hard, but also pays attention to his own behavior and applies what he has learned. When Xu Ping returned to Beijing, he once went to the newly built Yongning Marquis Mansion, and was sarcastically advised not to enter the minister's mansion in spite of the illness, and he didn't even go out of the palace door for the past two years. Of course, for him, the palace is also very fun, and there is no need to listen to the gossip of the ministers.

So even if he got the original copy of "Rich Country and Security Policy", Zhao Zhen also didn't know some subtleties thoroughly, and there was no one around him to ask. To really govern according to the book, he still has to rely on the ministers around him, so the change in Lu Yijian's attitude made him particularly happy. Having said that, he can do everything by himself, and he still needs to see the minister's face.

After drinking the hot tea, Zhao Zhen said: "Today, Zhongqing entered the inner hall to discuss the new policy of Jingxi Road last year. From Xu Ping to Jingxi Road for the Cao envoy, money and grain are widely collected, the amount is quite large, only Luoyang County, there are tens of millions of tickets without redeeming the ticket. The three divisions don't have so much cash in their hands, and they have been dragging it out, and there are many discussions inside and outside the DPRK and China, I don't know what the secretary has to say? ”

Lu Yijian praised Wat: "Your Majesty, the new policy implemented on Jingxi Road last year was quite effective, and Wechen has been paying attention to it. The number of flying tickets in Henan Mansion is indeed too much, not that the three divisions do not redeem them, but that they are really unable to redeem them. If you still follow the previous practice, you can't redeem it anyway, so don't think of a way. ”

Cai Qi, who was sitting on the side, said: "Last year, Wang Xianggong proposed that the price of silk could be stabilized, and the three shops could use the goods as the basis, issue shopping coupons, and use shopping coupons to redeem flying tickets. Now that the price of silk has stabilized, I don't know why the three divisions don't have the idea of doing so. ”

Chen Zhizhong hurriedly said: "Back to Dashen, there are still such ideas in the Third Division. It's just that the money that the three divisions of the shop enter every month is useful, if the shopping coupons are exchanged for the flight tickets of Henan Province, it is equivalent to overdrawing the income of the three divisions of the shop for several years, and the three divisions have a big hole here, and the state cannot support it, so it has been dragging and not daring to do so. ”

Song Shou said lightly: "Wang Xianggong's method can be feasible when the country is sufficient, but now the country is difficult, and the three divisions just want to do it, but they can't do it." ”

Wang Zeng was silent and did not speak, but listened to others. Now among the people in the palace, only Zhao Zhen, Lu Yijian and Wang Zeng have read the finished book of "Rich Country and Security Policy", and the others are of course not unheard of at all, but the news they get is sporadic and unsystematic. With a tome like this, you can't interject without a system. Sending Shi Quanbin to Luoyang to check the palace, Wang Zeng and Lu Yijian both believed that Zhao Zhen had obtained the book, and even consulted Xu Ping's opinion, in fact, others also thought the same. But between Lu Yijian and Wang Zeng, I don't know if the other party has read the books, whether the books they read are all complete, and what are missing.

This created the current situation, the king of the early dynasty had proposed to use the new policy to solve the problem of Jingxi Road, Lu Yijian agreed, Zhao Zhen agreed, and other officials were silent. The agreement between the two prime ministers does not guarantee that there are no objections in the court, and there are still people who do not buy the accounts of the two of them, but they don't know anything about what they are talking about, what can they say?

Lu Yijian's change of attitude did not surprise Wang Zeng, he had Yan Shu to send books, and the scheming Lu Yijian must also have his own channels. What he wants to see now is what Lu Yijian's real purpose is, can he really be consistent with himself?

Zhao Zhen saw that the others didn't speak, so he had to say: "Although Wang Xianggong's method is insufficient, it is not unthinkable. In the final analysis, the tickets on Jingxi Road are just money, and the goods have been sold to other roads, and the three divisions and local states and counties will be able to collect taxes sooner or later, but the time must be later. It's not impossible to use the money of the three shops first, do you say yes or no? ”

Lu Yijian praised the wat and said: "What Your Majesty said is very true! It is okay to use the money of the three divisions in advance, but the risk of really using shopping coupons to offset the account is too great, and if there is an accident, the three divisions cannot be remedied. If you really want to pay off the debt, you have to think of a way. ”

"Lu Xianggong said this, I think there is already a belly case, and there must be a way to get the best of both worlds!"

Cai Qi couldn't help it, and couldn't help glaring at Song Shou who was speaking. Singing a double reed in front of so many people, when everyone can't see it? Isn't this singing and harmony just belittling Wang Zeng and raising Lu Yijian's worth, they are all ministers of the dynasty, but they play this kind of trick, which is really despicable. Seeing that Wang Zeng lowered his eyebrows and didn't speak, Cai Qi had no choice but to endure it.

Lu Yijian looked at everyone with a smile before saying: "I look at the new deal of Jingxi Road last year, and there is actually a way to solve the current predicament, and that is Qianzhuang." At present, the money bank on Jingxi Road only deposits the money and issues a deposit receipt, and when the person who really saves money wants to use the money, he still has to go to the money bank to deliver it. If you use the deposit slip as a shopping coupon for the three stores, you can use it as money with Nishikawa. If you open a money village in Beijing, plus Jingdong and Lianghuai, this amount will be enough to make up for the flight tickets of Henan Mansion. In this way, not only did the three divisions not lose money, but they had more money in their hands. ”

Hearing this, Wang Zeng knew that Lu Yijian must have also gotten the book, because this is exactly what he said about the money law in "Rich Country and Security Policy". Xu Ping made it very clear that the bank would be turned into a bank, and the interest rate difference between deposits and loans would be used to make profits, and then the central bank would issue paper money and settle large amounts of currency at the same time. The key to this is to use the corporate system to control the risk of loans, and at the same time use the central bank to control the amount of money issued and reduce the cost of settlement. Only by minimizing the risk and minimizing the cost of capital flow can the bank's profits be guaranteed. Finance is not inherently profitable, and if it does not, the costs that banks pass on to the operating chain of the commodity economy in order to ensure profits will be too high.

The system is such a system, but not everyone has the same understanding of the system. At least after listening to what Lu Yijian said, Wang felt that his understanding was different from his own. The principle that Xu Ping has always emphasized in "The Policy of Enriching the Country and the People" is that all systems and measures are for the normal operation of the chain of commodity economy, and as long as this chain is normal, wealth will continue to increase, and the whole society will develop steadily. This is the sentence that Wang once drew in the book: "Public interests are based on private interests, and are used for all people, so it is said that seeking public interests is the great righteousness of the world." ”

The unity of righteousness and profit is the key to Wang Zeng's view. But Lu Yijian's words precisely bypassed this most important principle, which made Wang Zeng unhappy. As for the banking system, Xu Ping's book makes it clear that the biggest role is to facilitate the operation of the commodity economy and provide a steady stream of funds, not to make the country sufficient. It is a basic principle that the funds needed by the state should be collected from other sources, and cannot be printed by printing money.

Being able to collect money through normal channels means that the economy is functioning normally and the wealth of the whole society is increasing. The money printed in the bank must be based on the needs of the economy, and whether it is too much or too little, it is harmful. Finance serves the real economy, and must be based on the real economy.

What Lu Yijian said, as soon as he opened his mouth, he printed shopping coupons, which not only redeemed the ticket on Jingxi Road, but also gave the third division an extra amount of money out of thin air, which could supplement the lack of national use. This kind of understanding is diametrically opposed to the "Rich Country and Security Policy".

Forcibly holding back the doubts in his heart, Wang Zeng said to Lu Yijian: "I have something unclear, ask Tanfu for advice." Whether it is money, Jiaozi, Guan Yin, or coupons, how can they be spent except for the remaining tickets for Jingxi Road? It must be known that this money does not come out of thin air, it is the evidence of the copper coins that the people have in the bank, and how much is used will produce a deficit, and this deficit must be made up by the bank. ”

Lu Yijian said: "Xiao Xian asked very much, this money is indeed a deficit. But for one thing, when old money is spent and new money is spent, it will continue to be deposited, and as long as it is saved more than it is spent, the deficit is not a deficit. Again, if the money bank has so much money in its hands, it is the capital, and the capital can earn interest. As long as the interest earned is more than the money spent, there is no shortfall. ”

Wang Zeng said: "According to the new policy on Jingxi Road, the money from the money is only lent to the companies they set up, and the accounts of these companies are managed by special people, and the risk of not repaying the money when it is lent to them is extremely low. This thing can be done on Jingxi Road because there is cotton cloth so that countless people can open a company and make profits, and there is no such thing in other places. Without so many profit-generating companies, there would be nowhere to borrow money from the bank, and there would be no interest earnings. As for saving more money than spending money, at the beginning, the people must have saved a lot of money, and it can indeed be done, and when the money in the money bank is collected, the people have no spare money, and it doesn't matter if they save more than they spend. With these two doubts, please think twice. ”

The key to these systems is the creation of a steady stream of wealth. Lu Yijian thinks it's not important, Wang Zeng thinks it's very important, and if public interests can't be fed back to private interests, this chain can't run.