Chapter 9 Credit is the first thing to come

Sixteen planes came, threw down some fuel, turned around and flew away, next time it would be easier than this time, the approximate road pilot had already made a note, as long as it didn't snow too much, even without the guidance of the Shui Yun family, the plane could easily find a location, after all, there were so many tents, and there were people in brightly colored clothes.

Night, no moon and no stars, when the east is slightly bright, the fine snow is still dancing lightly, Rulin County guards open the door, so that children do not go out to walk, learning, naturally do not have to go to school, no one thinks that the school on a snowy day will be open.

Adults carry money in their arms, grab rice bags, noodle bags, or carry baskets in their arms, and walk out of the door worriedly, not caring about sweeping the snow in front of the door, let alone the snow on the house that creaks on the beams.

The people came out anxious and hurried towards the grain stores and butchers' shops, as well as the vegetable oil. Wading in the snow, seeing the traces of others on the road, my heart became more and more anxious, and I was afraid that I would not be able to catch up with the time.

Ten years old, live in the county town by the east of the city gate, said to be the city gate, in fact, there is only a door hole, the door has long been unknown, the role of the city has almost lost, if it is not for the hard work of tearing down the wall, maybe it has been planed by someone, put it in the way.

There are two children in the family, the father and mother do not live together, and the younger brother said that he would pick him up after the New Year, and there is a mother-in-law at home who works no worse than men on weekdays, but fell ill after a snowfall. He pondered that the school would not open, so he left the two children to take care of his mother.

He remembers hearing someone babble some time ago, saying that the doctor said that you can't eat eggs for fever, it is best to eat noodles, easy to digest, there is soup and shredded meat, nutrition can keep up, most of the bowl of soup is poured down, sweating, help to drive away heat.

In this regard, Xun Lao Wu was very impressed, but the last bit of noodles at home had been eaten yesterday, the wind was smiling with snow, whirring, and he couldn't go out at night, and the sky was not sunny in the morning, at least the wind and snow were less, he had to buy noodles, and go to the hospital to get medicine.

He doesn't worry about the medicine, Datang has free medical treatment, and when he goes to the place to talk about the appearance of his illness, a doctor will give him medicine, and he will take it according to the doctor's method when he goes home, and he is really sick, and he can invite the doctor to his home, or find someone nearby to remove the door panel and carry the mother-in-law away.

What worries him is the price of rice and noodles in the county, the heavy snow falls, the disaster becomes, but whenever it is affected, the price must not rise several times, the more serious the disaster, the longer the time, the price of things rises more violently, and it has never been worse.

"If I didn't sell that old horse last month, I might be able to get more food now, but it's a pity, it's a pity." Shi Lao Wu walked in the snow with one foot deep and one foot shallow, and when he walked forward, he saw that there were more footprints, his chest was so tight that he couldn't breathe, and he muttered in his mouth.

He had a horse in his family that had been eliminated by the army, and it had been used for farming on weekdays, and it was quite good to plow the dry fields, but when the horse was eliminated, it was already old, and it had been working for another three years, and it was impossible to hold up the bones of his body. said that when the horse died and was buried, he was really reluctant to give up the money, saying that he killed and ate meat, but he couldn't get a knife.

He had to sell it last month, and then he didn't sell it, after the cold weather, he couldn't afford to raise it, who wants to raise a horse that can't work next year with good materials, and sell it to others to kill and eat meat, in exchange for 500 Wen, now think about it, lose it, if you stay until this time, even if you put some material in, and then sell it, let alone get 1,200 Wen, you can get 1,200 Wen, and the meat is worth it.

Rub your nose that is red from the cold, wipe off the snow that has blown on your face and turn into water with your hands, and rub it on the inside of the collar of your clothes so that it will not be blown by the wind. Even so, the north wind swept the light snow and hit the face with a hot pain, as if the little knife cut down at once.

But Xun Lao Wu couldn't care about this, he walked hard, he could feel the sweat wet inside the shoes, he didn't dare to stop, stop and stand up, his feet would be frostbitten, not to mention that he had to go to the noodle shop to line up to buy noodles.

He still remembers that ten years ago, when there was a big flood in the spring, the rice and noodles in the grain shop were sold at a price a day, and later, a price was one after a while, and when the former one was bought, a pound of rice was still three wen, and the latter one became four wen in the past.

This time it was heavy snow, and even if the people in front of the grain shop were not full, they had to throw out their tails, and they would be late, and the price they bought was probably high.

Whooting and walking for two quarters of an hour, turning a corner, looking up, sure enough, there are many people queuing, looking at the meaning, they all know that the price will rise, but I don't know how much it will rise today, God open his eyes, don't add money to the face of the Du family shop too hard.

Thinking about it, he took a deep breath, coughed dryly, and walked over nervously, and when he saw the faces of the people in line, he wondered, and the people who wanted to buy rice noodles in the queue had no anxiety on their faces, and they were chatting in the snow.

After a closer look, the two people behind knew each other, and hurriedly stood over, and asked the two people who were very happy to say something: "Chess uncle, donkey eggs, what price?" ”

The chess master in his mouth is not surnamed chess, but he always recites the chessboard every day, looking for people to play chess everywhere, there are many children in the family, and he has a rich life, so he has such a title, as for the donkey egg, half a year younger than him, he was called big since he was a child, and the big name was forgotten, and everyone shouted the habit of calling him donkey egg, and he and others did not feel it but scolded.

"Oh, it's the fifth, how are you at home? Those two naughty buns in your family went to school? When the fifth chess boy saw him, he smiled and said hello.

"That mouth is sick, two useless things are guarding at home, and the school is not open on a snowy day." Shi Lao Wu replied, and without waiting to ask again, Donkey Danzi spoke.

"Fifth brother, who said that the school will not open, my family happened to pass by the school this morning, and when I got there, I saw that the babies went a lot, clearing the snow in the courtyard of the school, and the cook who taught biology in the school, boiled a big pot of spicy soup, and waited for the babies to eat after finishing their work, I went home to drive out the two losers at home, and I also went."

"Opened? After a while, I will take care of my mother-in-law at home, let the eldest and second go too, and I should be infected at home, I said, how much does the shop sell today? After talking about the children's schooling, he asked about the price.

At this time, the Du family shop shouted: "Don't buy more, I don't know all the ones I go home to get a household registration, buy according to the mouth, half a bucket of rice in one mouth, thirteen pieces of rice, one bag of noodles per household, twenty-one wen in ten catties, buy more or not, eat and buy again, the three boys of the Lao Hou family, you get out of the way for me, want to clamp it?" ”

As soon as he shouted in the shop, Xun Lao Wu was stunned, raised his hand and touched his forehead, his head was cold, and he put his hand on his neck, his hand was cold and cold, and he muttered: "Am I sick?" ”

"Fifth brother, why are you uncomfortable?" Donkey Danzi asked with concern, thinking that if the fifth brother was sick, there was still a sick person at home, and life would be sad!

"Ears, how can I listen to a bucket of rice and thirteen texts? I bought it the day before yesterday, fifteen wen, and at that time, I asked the following casually, twenty-four wen in ten catties. The fifth of tense was puzzled.

"Hey! I thought something was going on, I didn't listen, it fell, isn't this a snow disaster, and the big shopkeepers of the chamber of commerce in the state are playing against the sky. You came out late, and the people who came from elsewhere just now were talking about it, and the entire Rulin County, except for luxury goods, all other goods have been reduced in price.

Rice is two per bucket, no matter what rice, noodles are ten catties a bag of three Wen, no matter what noodles, vegetable oil slips down a penny, this is nothing, cotton cloth is two pennies, and the garment is charged in half. ”

Donkey Danzi said to Xun Lao Wu with his eyebrows, the more he talked, the happier he became, and he stretched out his finger to point to the sky.

Shi Lao Wu blinked his eyes, raised his hand to touch the forehead of the donkey's eggs, and was slapped away by the other party: "Fifth brother, I'm not sick, don't pull on my head." ”

The chess boy next to him smiled, and then said to Xun Lao Wu: "Old man, I have also heard that buying meat for a knife will cost you a penny, and the length of a knife and half a piece of meat that is normal two fingers wide, and you will have to pay for death."

And what, oops...... You can't catch up, you have a daughter-in-law at home to take care of, you go home and get a jar, get a bowl of bone broth, and tell the person who scoops the soup that there is a sick person at home, and can bring you some minced meat, buns, porridge, soup, and cakes that don't need money, you can't eat, you want to eat and work, and there is bone broth at noon, and you also have to work, and you have to take care of people at the barbecue party in the evening, and you can't get out, this disease, it's really not the right time to come. ”

He shook his head regrettably, but he was stunned again, he turned around to see, it was Rulin County, pinching his legs, wearing more, it didn't hurt, pinching his face, it still didn't hurt, he was numb, he pinched his neck, this hurts, half of the gang is pumping, really, it's not a dream.

Xun Lao Wu rubbed his neck: "It's evil, what are they trying to do?" If you can make money or not, you have to reduce the price and sell it according to the original amount of money, and we people will already receive that favor, but we will get less money, strange. ”

Ten Lao Wu really can't figure it out, other traders are all waiting for the disaster to raise the price and sell more money, even if they are secretly scolded for two black-hearted words, the money is in hand. Why did the people of the state chamber of commerce have to lower the price, is it sick?

After listening to the words of the three for a while, he turned his head, smiled smugly, and said, "I don't know the reason, do you?" This is their idle boredom, and they want to find other pleasures in the market, and the husband doesn't hear about it......"

"Speak well, pretend to be a literati, look at what you say, these two sentences, whether they are literate, white or not, mixed back and forth." Qi Bo glared, but he had read for two years, and he couldn't see others say such mixed words in front of him, so he had the ability to write a piece and send it to the palace.

"Oh, I know that Qibo, that's the case, they are businessmen, there is no pressure to buy and sell at ordinary times, it's not next to the river, it's easy to transport, and the overall price of things is taken care of, Xiaobao and Juan Juan don't let the price of things be too messy. Now it's snowing, and they can't find anything else to do, so they're coming to God.

Who doesn't know that the price of things in the affected places will rise, they have to fall, isn't this considered against the sky, saying that when the disaster was a disaster, our people had a hard time, they took out food without money, let us help each other work, repair the house, clear the snow, eat barbecue at night, lively and lively, save the cold, want to live the same.

There is another thing, I inquired about it, they want to be in the newspaper, take advantage of the snow to be a good person, do good deeds, let the newspaper in the capital report to them, Xiaobao and Juan Juan will be satisfied after seeing it, the emperor is not just as happy to see it, who is praised by the emperor or Xiaobao Juan Juan, it is worth it.

What's more, they don't dare to raise prices, there are often closed positions in the state, as soon as the price changes, often close the position will be opened, and the regular closing position is full, unlike before, there is a warehouse opened, but the result is really affected, as soon as it is opened, it is either missing more than half of the grain or all rotting, and it is mixed with sand, who dares to touch the regular closing position now? A hundred heads are not enough to cut off.

As soon as the position is opened, they dare to spend a lot of money to buy short? Xiaobei and their team were less than three hundred miles away, and once they knew about it, they turned around and entered the city and began to kill.

As for the crimes, there is no need for hoarding, price gouging, etc., Xiaobei, do they need to be charged for murder? Do you need it? Do you need it? ”

Xun Lao Wu shook his head: "No, you don't need to, you can kill if you want to." ”

At this time, many people nearby were listening, nodding their heads together, indeed, Xiaobei and a few of them moved together, and immediately became the Tang Dynasty patrol envoy, who can behead corrupt officials, and can impeach the king, and whoever is caught by them will be not guilty plus five degrees.

"That's right, they're afraid of Xiaobei Jiuren, since that's the case, it's better to please them, we know that they are benevolent and righteous, and the people in the capital also understand that they are good businessmen, they have lost money, and their hearts are comfortable." The literati-like man finally concluded.

Another person suddenly said, "So, we don't have to be grateful to them?" ”

"Phew! Do you believe it, let them hear what you say, and the price of all tomorrow's things will go up? You don't care what they think, it's true that you've gotten benefits, touch your chest and see if you still have a conscience? Don't be grateful, don't feel activated that you starved to death and froze to death. ”

Qibo spat out the opponent's shoe with a mouthful of phlegm, and after speaking, the phlegm froze hard, and some snow foam fell.

The said person's feet moved in the shoes, and the frozen phlegm collapsed, and he saw that there was still a mark on the upper of the shoes, and said with a bitter face: "Letter, letter, I said it wrong, new shoes, I only wore them twice." ”

After saying that, he squatted down and grabbed the snow and rubbed it, and the whole area was wet, and then it froze hard, but there was no trace of phlegm.

"Go ahead, there's no one in front of you, and when you go home, you have to make shredded pork noodles for your mother-in-law, oh, yes, I'll order bone broth." With a shout, the crowd moved forward again, and there were only six people left in front of him.

When it was his turn, he gave the same ten-pound noodle bag in his hand to the man, paid the money, he carried a ten-catty bag of noodles and walked home excitedly, for a while he felt that the wind was not so cold, the snow was not cold, the snow on the roof of the house and on the branches of the trees, reflecting the whole world was silvery white, and he felt bright in his heart.

This is not the case in one county in the whole state, but also in two other counties, and the people in three places feel that the sky has changed, and all the people who do not have extra food at home are no longer in a hurry, and the panic buying that should have occurred after the disaster has not happened at all.

During the day, they went to eat free food, and then they were organized to work, and at night they gathered in various places, set up a table, and while watching the fireworks and performing with people who could order music and dance, cross talk and storytelling, they ate barbecue meat that also cost nothing.

It's obviously a disaster, but it's a better life.

The people of the trading house breathed a sigh of relief, they were also afraid that the villagers would line up every day to buy cheap things, and if they bought like that, the warehouse would be empty in a few days, and now they would buy it when they needed it, and they could easily wait for the freight from elsewhere to come.

They understand that when the snow disaster passes and everything returns to normal, the same goods, the same price, the villagers will buy the goods in their store, even if they take two more steps, they will buy theirs.

On the contrary, the various merchants in the state took advantage of this to raise the price first, and then they were unlucky, not only did the things that rose in price not sell, but also were stabbed to the capital by the state assassin Shi Fang Youshan to a telegram, he did not deliberately complain, but just said that a certain merchant sold goods at a low price, in order to calm the disaster, to reassure the people, and some merchants wanted to increase the price, but no one bought it, and the price was flat.

He only said that some of the merchants, I believe that the emperor in the capital may not care, Datang Qianzhuang will send someone to investigate, which involves national stability and credit issues, plus Shui Yunjian is also in the state, they will also have detailed information to hand over.

Merchants who increase the price will not be punished, but it will be difficult to borrow from the money bank in the future, not only the collateral is needed, the collateral will be further evaluated at a low price, the loan amount is also limited, the interest rate will be increased accordingly, and the money bank will tell them that their credit rating has been downgraded, why, they know in their hearts that if they don't want to borrow from the money bank, then go to borrow usury.

At the same time, in the state, their lives are just as bad, the people of the Chamber of Commerce will boycott them, the people will not buy their things at the same goods and the same price, they will not reduce the price, they will not sell things, and the price will be reduced.

Even if they lose money together, the chamber of commerce can easily borrow low-interest or even interest-free loans from the bank, what do they hold? Even if you leave the state, go to another place to start a business, and register with the local government, the government will ask Datang Qianzhuang about the credit limit, and when the time comes, the review time will be extended, and the tax personnel will check the account books every three or five times, which is enough to toss.

They can't be reasonable if they want to, and they don't need anything else, just mention the fact that they have raised prices in this snowstorm.

Not to mention that at this time people take morality and reputation very seriously, even if Zhang Xiaobao and Wang Juan at that time, foreign businessmen without credit can not survive, as long as there is a credit disaster, whether it is a purchase or shipment in the future, it will be affected by the purchase, let you pay first, the full amount, let you arrive first when shipping, after inspection, find a bank loan, the bank will repeatedly review your application information, the same house, others loan 10 million, you loan is 7 million, others 3 points of interest, you are 5 points of interest.

******

Zhang Xiaobao and Wang Juan personally came forward to praise their behavior, but told them to do what they could, saying that they were trustworthy businessmen, conscientious businessmen, and businessmen who considered the country and the people.

Just this one evaluation, they earned.

Countless people are envious, and one by one they even look forward to the disaster in their own places, and when the time comes, they will learn to do it, and if they can't do it, they will go to the disaster-prone areas to open branches.

Xiaobei and they also got the news, the telegram is easy to use, why it didn't work well before, I don't know, it can only be attributed to the weather.

"The snow is light, and after a while the road will be cleared, and we can continue to move forward again, my potatoes, if you go later, they will sprout." Zhang Xiaobei looked at the content of the telegram about Rulin County, thinking not about the situation over there, but about the potato.

She wanted to see what the potatoes look like when they are harvested on the patches of land, and there will be many people with pickaxes and rakes in the ground, and they will be able to touch the potatoes once and touch the ground with their hands, and they will need to be dug out several times in a row, but there must be some omissions.

Big potatoes can make a lot of things, the best small potato cubs, can not be fried, let alone keep raw sprouts, can only be boiled with salt, after cooking, a layer of salt frost on the outside, peel the skin as a snack to eat.

If she goes late, the people there will pick up the potatoes, and it is impossible to wait for her to go over to watch, even if the emperor goes over, otherwise they will sprout directly in the ground.

Xiaobei was looking forward to hurrying away, but Xiaoyuan poured cold water: "I think it will take at least a month, how can I say that the road will be opened when the snow stops?" You forgot what the county records record, in some places, after a heavy snowfall, we can't contact the outside for nine months, and the snow we encounter is not small, unless the sun shines hard, you see this day, the day is gray, and there are no stars at night, wait. ”

"Xiaoyuan, don't you think you should look forward to it with me? Instead of thinking on the bad side. Xiao Bei stared at Xiao Yuan with big eyes.

"Always go along with you, you are easy to go the wrong way, I am for your good, of course, I also want to leave early, it is best for my brother and sister to send someone to take over our work." Xiao Yuan was furious and finally compromised.

"Xiaoyuan, you're the best." Xiaobei said.

Xiao Yuan smiled: "Thank you!" I think so too. ”

"So the snacks from the airdrop next time will be given to you, you carry it, and you actually say that I went the wrong way, you are pulling your hind legs there, I am not going the wrong way, I can't walk, hum!" Xiaobei glared at Xiao Yuan, turned into the tent, and looked at the map to see which one to take when he could advance.

Xiao Yuan sat outside alone, looking at the river that had been covered with snow, and said to himself: "You should build a plane that flies farther, and fly directly to the place when it is big, it is too much time to travel on the ground, maybe there will be an acre of potatoes left for Xiaobei to play with, right?" I'd better send a telegram and ask them to stay, half an acre is fine, potatoes stewed with meat is the best to eat......"

******

Since the deflationary situation occurred, the money bank lowered the reserve rate, lowered the interest on deposits, and the treasury also spent money vigorously, building roads, squares, canals, seawalls, and so on.

Didn't Li Longji repair the palace, and also repaired all the yamen, and spent hard, and prices finally began to rise.

Now Wang Hui needs to tell everyone where the money is spent, how to spend it, and then to reconcile the audit, although the expenditure has been audited, but the price has fluctuated, cutting corners is impossible to happen, some people are staring, the main thing is that the price level of the material supply area is not the same caused by the local government false report, or the actual report, and the false report.

Yes, it seems interesting, all three of these situations can be greedy for money, and the project contractor is not lost, and the supplier is not lost, and the government's accounts seem to be fine at first glance.

This was requested by Zhang Xiaobao and Wang Juan, Wang Hui thought that there was nothing wrong with him, but he asked him to report the general situation, and the others were also puzzled.

They feel that they have studied enough economics to understand that deflation and inflation are not right, and the question is why do they need to audit after the audit is completed?

Zhang Xiaobao and Wang Juan naturally also participated in the early dynasty, wearing a casual suit, when they went out in the morning, Zhang Zhong came to see his son and daughter-in-law, and warned the two of them that they were not allowed to wear official uniforms, which was strange and scary, you said that you two were wearing official uniforms, riding horses, and rushed all the way to the palace, and the people of the capital saw it, and they must not be scared to death? I thought something was wrong, and I forced Xiaobao and Juan to wear official uniforms.

So the two of them wore casual clothes, and the people waved their hands to greet them when they saw the consequences, and they were not afraid.

The officials who are qualified to go to the court are also at ease, they mainly look at the two people wearing official uniforms awkwardly, I don't know why, maybe it is because the official positions of the two people are not high enough, but the power is too great.

"The dredging of the Pearl River, the plan is 136,690 runs, the actual allocation is 94,000 runs, has been allocated, the construction period is expected to end in April next year, Luoyang near the bank of the Yellow River, straight to the north bank, build an iron suspension bridge, apply for 6,000 runs, the actual allocation of 3,100 runs, four officials in Luoyang, oh, this is not under my control, to allocate, it is expected to be completed in February next year, and the winter needs to be rushed, oh, this is not under my control.

The port of Yuzhou, Henan Province was reinforced, and the report was submitted to ask for 45,210 and 122 articles, and I scolded them, and they couldn't do it. The actual disbursement was 33,500.

Henan Province Yunzhou Dayozawa area, asked to increase aquaculture projects, is expected to invest 50,000 yuan in the initial stage, this is not calculated to a few false estimates, but I directly hit back, Onozawa this year around the aquatic businessmen or individuals, pay profits and taxes of 30,000 yuan, at the same time Yunzhou cage industry to pay profits and taxes of 16,440 yuan, the surrounding people raised themselves, but also formed an industrial chain, but also need the local government to take the initiative to breed? If you really think I'm a fool, the officials should check and see how many local officials eat fish, shrimp and crabs for nothing.

Chaohu Lake in Luzhou asked the imperial court to allocate funds to build a large number of viewing platforms at the mouth of Chaohu Lake in order to attract more tourists to consume, and asked me to give them 3,000 guan, saying that it can solve all problems and provide more than 15,000 jobs. I have already sent someone from the household department to investigate, because 3,000 guan is not enough at all, they should be looking for a businessman, let the businessman invest, they use the land to calculate the money, I have to send someone to look at the place, and then collect taxes, want to deceive me 3,000 guan, dreaming.

Gangnam Dongdo ......"

Wang Hui said one by one, everyone listened like a joke, and at the same time mourned for the local government, and used all kinds of means to deceive the imperial court of appropriations, but they were all targeted by Wang Hui, such as the official government of Ohnozawa, how could they have thought that the household department Shangshu would judge the form of industry according to the local tax payment situation.

And Chaohu, can't you talk more? If you have to have 3,000 guan, don't the officials there learn cost accounting? The ratio of output to input is obviously wrong, 15,000 jobs can be solved by 3 million dollars? 200 Wen for a position? How much do 15,000 people get paid a month? The local officials are gods!