For Guo Ye's vision and courage, Zhang Chunping has always admired the five-body throw, and now that His Majesty has said so, Zhang Chunping is even less worried. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

In the following days, Zhang Chunping was alone in the Ministry of Public Transportation, no one was seen, avoiding everyone's co-optation, the ministers and business elites of various countries would never let him go, and would mobilize all their forces to conquer him, while being able to get greater benefits, Zhang Chunping knew very well in his heart, there is no time to waste time with them now, the most important thing is to further implement the railway plan that has been prepared, if it is not clear, the current Zhang Chunping will even have to leave the capital directly, go to the local survey of the terrain.

The first thing to solve is the problem of the bank, the first to put forward the loan plan is Morgan, this guy is full of confidence, threw out a loan plan with favorable conditions -- Morgan Bank is willing to undertake a loan of 20 million pounds from the Chinese Empire, and it is proposed to directly change the loan into a national debt, and the Morgan Bank will undertake its underwriting in the United States, of which 10 million pounds will be loaned to the Chinese Empire in batches within two years, and the remaining 10 million pounds will be provided to China in the fifth and sixth years, with a repayment period of 20 years and an annual interest rate of 3 percent!

When Zhang Chunping saw this plan, his brows furrowed, and he asked someone to invite Rong Hong over, as a big man in China's banking industry, Rong Hong knows the most about the financial industry in the United States, which is definitely not comparable to Zhang Chunping, this kind of thing naturally requires professional analysis.

"Brother Chunfu! No wonder JPMorgan Bank has such a big confidence, it turns out that they are the idea of a big national debt, what is going on with this national debt in the United States? You studied abroad in the United States and ran the financial industry of the empire, you must know this very well, right? ”

Zhang Chunping asked in a deep voice.

Rong Hong showed a smile on his face and replied: "Brother Chunping, this Morgan has a good idea, in this way, Morgan Bank will transfer all the risks of loans to the businessmen and financial institutions in the United States who buy our treasury bonds, he only draws the corresponding commission from the middle, and even he himself can digest a part of the treasury bonds, and, for us, it is indeed a good idea to obtain enough loans in time, and these treasury bonds can even be directly recovered when it is convenient, In this way, it can reduce our interest expenses, yes, I have to say, this Morgan is a financial genius, in the Chinese Empire, I am afraid that except for His Majesty, no one can compare to him......"

"What do you mean, we can do this?"

Zhang Chunping asked.

"Of course, you can do it, 20 million pounds of national bonds, for Morgan & Co., there is not much difficulty, the United States domestic financial institutions and rich businessmen abound, eat these national bonds, it is easy, since he is willing to undertake the underwriting of this treasury bonds for us, it is naturally better, although Morgan Bank recalls that we charge a commission, but relatively speaking, it is also very cost-effective, 20 million pounds, that is hundreds of millions of dollars, however, they give us the interest rate is not low, although compared with other treasury bond interest rates, It should be lower, but it is not enough, we need him to further reduce the interest rate, or we issue at a premium, other countries do not know the potential of the Chinese Empire, the Americans know best, you must know that the emperor of the Chinese Empire is a real legend in the United States, and his popularity is not lower than that of their president, and there is no problem with premium issuance! ”

"So、What is a premium issue?"

Zhang Chunping then asked.

Forehead......

Rong Hong's face darkened, and he laughed: "Brother Chunping, I really thought that you knew everything, you knew everything, Your Majesty's fancy for you even surpassed our Shandong Sanjie, I didn't expect it, you also don't understand something?" ”

Zhang Chunping's face turned red, and he feigned anger and said: "Chunfu, I am not an immortal, of course it is impossible to know everything, do you think I am really more powerful than Zhuge Liang?" Tell me, what the hell is going on with this premium issue? ”

"It's easy!"

Rong Hong replied: "The so-called premium issuance means that we issue 100 taels of silver coupon treasury bonds, and when we issue them, they can be issued at the price of 101 taels of silver, and those who are optimistic about the treasury bonds are naturally willing to take out 100 taels of silver to buy 100 taels of silver bonds, and these two taels of silver are the premium of our treasury bonds, understand?" ”

Zhang Chunping suddenly realized and asked, "Brother Chunfu, is there really anyone willing to use one hundred and one taels of silver to buy our one hundred taels of treasury bonds?" ”

Rong Hong said with a smile: "Of course, don't forget, the annual interest rate set by Morgan for us is three percent, which means that we have to repay the interest of three taels of silver every year, twenty years, that is, the income of sixty taels of silver, let them exchange one hundred and one taels for one hundred and sixty taels after twenty years, what are they not willing to do?" And now that the Chinese Empire is thriving, the income is more guaranteed, not to mention one hundred and one taels, even if it is one hundred and ten taels, it may not be impossible to issue it! ”

Zhang Chunping really opened his eyes today, it turned out that there were so many ways in the financial world, and he originally wanted to stay abroad to study and study, but unfortunately, His Majesty has not let himself go, but today he was really ridiculed by Rong Hong, and he is still a little sitting in the well and watching the sky......

"Damn, it's all your Majesty, I have long said that I want to go out and stay abroad for three years, and then come back to serve after I finish my studies, but Your Majesty won't let me go, now it's okay, I can't understand the premium issuance of treasury bonds, hehe......"

Zhang Chunping complained indignantly.

Rong Hong smiled and said: "Okay, Brother Chunping, you still have to leave us a way to live, if you don't stay abroad, you are so powerful now, if you go to stay in the ocean and come back, then it's okay?" We still can't eat? ”

Hum......

Zhang Chunping then asked, "What about next?" Will we accept the bank loan plans of several other countries or not? How to determine the acceptance limit, you must know that JPMorgan Bank took away the quota of 10 million pounds in one go......"

"Yes, why not? Treasury bonds, we can calculate separately, because this treasury bonds are much more flexible than loans, we only need to pay interest for the time being, but bank loans are different, we need to repay the principal and interest in installments every year, even if this treasury bonds are earned by us, in addition to building railways, we build education, start factories, we need money in all aspects, we will not refuse! ”

Zhang Chunping nodded and replied: "Okay, we'll wait for their next plan, what's more, our majesty is so bold to borrow so much money in one go, if you really can't pay it back, then it's a lot of fun......." )