Finally got Morgan done, and then the banks in other countries followed, and the rest was much simpler. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

Because of the pressure of JPMorgan Bank, these banks have to lower their prices one by one and put forward their own plans, the first thing to do is to put this loan into their own baskets, and earning more and earning less is secondary, and earning less is more than not earning a point, right?

A plan was handed to Zhang Chunping, this time Zhang Chunping locked Rong Hong directly in the Ministry of Public Transportation, so that he couldn't even get out of the gate, in a word, when will you get this group of bankers, when will you go back to the Ministry of Finance and the bank!

Barclays, the Imperial Bank of France, the Bank of Spain, HSBC, the Prussian Bank of Frankfurt, the Bank of Paribas, six banks have submitted their own proposals, and even without the participation of Morgan Bank, the total amount of loans provided by these six banks has exceeded 25 million pounds!

In order to be able to win the loan cooperation, various banks have made certain concessions.

Barclays Bank is willing to give 6 million pounds to the Chinese Empire, the French Imperial Bank is willing to give 6 million pounds, HSBC is willing to give 4 million pounds, Frankfurt Bank is 5 million pounds, PASSRIBAS is offering 4 million pounds, and the Bank of Spain is offering 4 million pounds, with interest rates ranging from 2 percent to 3.2 percent, and the repayment period is basically 20 years.

Rong Hong looked at the plan in front of him and thought carefully, according to the current international interest rate, it is obvious that this interest rate is not very high, but if there is a low one, who wants to take a high-interest loan?

Barclays has an annual interest rate of 2 percent, Frankfurt has an annual interest rate of 2.4 percent, and HSBC has an annual interest rate of 2.4 percent, which is the lowest three banks, and the total loan value of these three banks has reached 15 million pounds, and the annual interest rate of the French Imperial Bank Bank is 2.8 percent, which is a bit high.

Measure, measure!

"Brother Chunping, summon Barclays, HSBC, Frankfurt Bank and Imperial Bank of France, we will select these four banks, however, to agree on the interest rate, they must all be at the annual interest rate of two percent of Barclays, if you don't want to, you can withdraw by yourself!"

Rong Hong said in a deep voice.

Zhang Chunping hesitated: "Two percent? Will they say yes? ”

Rong Hong sneered: "Whether they agree or not, if they don't agree, then we won't borrow, now we have the 20 million pounds of government bonds from the Morgan Bank as a backing, and we still have the compensation from Japan and the four countries, which is enough to support our future development, even if it is a little slower, it doesn't matter, but I don't believe that they are really willing to give up this piece of fat!" In a word, the annual interest rate is 2%, and the principal and interest will be paid off in 20 years! ”

While the two were talking, a loud voice sounded outside the door—"His Majesty the Emperor has arrived!" ”

Zhang Chunping and Rong Hong were shocked, and hurriedly stood up, at this time, His Majesty actually came to the Ministry of Public Transport in person!

"See Your Majesty! Attend Your Majesty! ”

Guo Ye waved his hand and asked, "Chunping, Chunfu, what's going on?" ”

Rong Hong said with a smile: "Thanks to you, Morgan Bank has done everything on the side, and Morgan has also expressed his willingness to assist us in preparing for the stock exchange; Now the problem is that the annual interest rate of loans from other banks is different, and I am discussing with Brother Chunping, asking banks in various countries to provide loans uniformly according to the annual interest rate of 2% given by Barclays Bank! ”

"Oh? So you say, will they say yes? ”

Guo Ye asked.

Rong Hong replied: "Your Majesty, now we take out the big cake for them to eat, they don't pick fat and thin, want to eat a fat man, I'm sorry, forgive me, now we have the Morgan Bank to give us the underwriting of the treasury bonds, the funds will not be so tight, they don't reduce the price, then don't think about eating our big pie, this time we must be tougher, even if we only take the loans of Barclays Bank and Frankfurt, plus the national bonds, we have already 30 million pounds, enough for us to show our ambitions." ”

Guo Ye nodded with a smile and replied, "Well, you two have been working hard lately......

"Haha, Your Majesty, I don't have anything, just Brother Chunfu, hehe, I've been locked up in the Ministry of Public Transport for several days, it's really a little difficult for him......"

Zhang Chunping said with a smile.

Rong Hong said helplessly: "You kid still have the face to say? Put me under house arrest with a couple of big-headed soldiers, damn bastard......"

Suddenly, Guo Ye said: "In addition to this question, you have ignored a very important issue, do you know? ”

The two of them were stunned and shook their heads blankly.

"Chunfu, Chunping doesn't have any research on finance, have you ignored it?"

Guo Ye asked lightly.

Rong Hong's face turned red, frowned, and asked, "Your Majesty, what is the problem?" I thought that our loan and treasury bond affairs were going very smoothly this time......"

Guo Ye shook his head and replied: "Chunfu, you should know that our Chinese Empire implements the silver standard, and now the National Bank is unifying the silver currency, but the British, the French, and the Germans are different, they implement the gold standard, using the pound, franc and mark, there is a problem of exchange, and this exchange is not static, but changes all the time......

Rong Hong's face changed, this problem was ignored, but no one can control the exchange between currencies of various countries, maybe it is the foreigners who lose, maybe the loss is themselves, this is also very normal......

"Your Majesty, this exchange rate is very difficult to predict, sometimes high and sometimes low, and it is not something that can be mastered by manpower......"

Rong Hong said in a deep voice.

Guo Ye replied: "Chunfu, you are wrong, originally I also ignored this problem, this morning I suddenly thought of this problem, the future of silver will become more and more cheap with the development of the world economy, and because the pound and other currencies are pegged to gold, the price of the pound and other currencies will rise slowly, and even in a few decades, silver will become more worthless, what we have to do now is to be sure to write this article in the contract, if the next ten years, silver depreciation, Then we will still repay according to the repayment plan formulated now, of course, if the value of silver appreciates, we will still repay according to the amount specified in the repayment plan! ”

Forehead......

Rong Hong's face turned dark, and he said urgently: "Your Majesty, what if the silver is really more valuable?" Haven't we lost a fortune? Even if it goes up by 1 percent, that's equivalent to an increase in interest by one percent! ”

Guo Ye shook his head and replied: "Okay, just make a plan according to my opinion, my prediction of the future depreciation of silver will definitely become true, within twenty years, the depreciation of silver may not be too obvious, but in the next twenty years, or thirty years later, this depreciation will even be catastrophic, so within twenty years, our bank must also transition to the gold standard, otherwise, when the time comes, we will lose a lot......"

(To be continued.) )