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Pin Gongbao and Tang Sihai have been very valued by their families recently, but they have not been able to make 500,000 taels of silver as if they owe it. Pen&Fun&Pavilion www.biquge.info(.)

In the final analysis, the glory and wealth are still for the money, and it is not enough for the noble family of Jingshi Xun to rely on the rewards allocated by the imperial court, and it may be possible to save a little, but who is not a brocade and jade food, and they have to put a face outside, and it is always better to make more money.

The way to make money is nothing more than to collect the land from the ancestors to do business, the left side of the Beijing Division, and the northern Zhili Prefecture, that is, so many good fields. Everyone is staring.

The emperor's relatives, the eunuchs of the inner court, and the bigwigs of the outer courts, did not make some disputes for the water and land outside the city that year, but Zhuangzi was far away, and the subordinates may not be trustworthy.

It's not bad to do business, but how can there be so many businesses in the world that make sure you don't lose money, and the ones that don't lose money are still in the hands of the biggest people above, and they won't let go easily.

Others, the ancestors have finally come up with some money, is it impossible to lose money in business, but it is not a way to sit and eat like this, the title has been passed down for two or three generations, and the love of the heavenly family is not a few points, there is no silver to maintain expenses, no silver to move up and down, then it is really impossible to maintain. Tianjin Wei can make money by opening a store here, and the business is booming, but there are also smart people who can understand that with the opening of a large number of stores in Tianjin Wei, this huge profit will slowly calm down, after all, there are still people who make money and some people lose.

But this insurance bank really can't see any risk, although there are unforeseen circumstances, but there can be a few accidents, and the compensation can not lose a few money, but the income appreciation of the insurance bank comes from the infrastructure of Tianjin Wei and the collection of various rents, which is a steady profit.

Not to mention the loss of business. But you need to walk, and you need to use the port warehouse yard. You all need to rent a shop, isn't this money coming into your account safely?

What's more, all the businesses of the insurance bank are branched by the Tianjin Weiguan Government, and the guarantee for repayment is all with tax silver on the sea and the river, which gives people a sense of relief.

At present, Wang Tong Sanjiang Commercial Bank and the other two warehouse commercial banks have the greatest right to speak in the insurance industry, and if they come in again for 500,000 taels of silver, they will immediately break the balance of shareholdings.

However, the nobles in the capital made up 500,000 taels of silver. And let Chen Sibao and them come to inquire and wait and see, such an investment Wang Tong will naturally not let go.

Moreover, the nobles of the Beijing Division have 500,000 taels in Tianjin Wei, for the safety of this large amount of money. These people will definitely stand on the side of Tianjin Wei, shout for Tianjin Wei, and provide help. ”

"Don't say what spare money is not spare money, how much money is this from Jingshi?"

Wang Tong asked bluntly, Chen Sibao laughed twice, and replied:

"My family and the Tang family have the most, and there are a lot of them in their families, and the rest of their relatives and friends, some of them are friends in Beijing, and there are more than a dozen families, and everyone has a lot of idle money in their hands."

"You and I are from the Tiger Mighty Martial Arts Pavilion together, and some of the things we have to say are also the truth. Not on the insurance side. But there is something else to do! small

Hearing Wang Tong say this, Chen Sibao's face darkened, he had not suffered much in the Beijing Division, he was proud of the spring breeze to this day, and his proposal was rejected by others, and he immediately couldn't stand it, but he reacted quickly, knowing who was offended, who couldn't afford to offend, the person in front of him was a person who slapped him, and he hadn't come up with a reason, so he hurriedly squeezed out some dry smile and asked:

"Boss Wang, the elders in the family asked me to come over this time, just to ask Boss Wang if you have a way to make money together, if you really can't do it, the shop by the river and the sea is also fine

Wang Tong smiled, waved his hand and said:

"Since you have begged me to come here, how can you let you go back, two businesses, see if you are willing to do it!"

Everyone's attention was attracted, and Wang Tong opened his mouth and said:

"One is shipbuilding, there is money outside the customs, but the goods go to the Shanhaiguan time-consuming and costly, and the mountains are a little trouble when they go to Jinzhou, Liaozhen, if we build a ship here, traffic a few things to trade outside the customs. And then transport back the specialty, the gold and silver earned is the amount of truckloads, Mo said to go to Guanwai Liao Town, that is, Tianjin Wei and how many people want to get a ship to go to sea to trade, but shipwrights are scarce, and there is no place to buy a ship. However, shipbuilding is also a business that costs a lot of money, and a family cannot afford it, so everyone needs to raise funds to raise money, as long as it is completed, "a large amount of gold and silver will inevitably come into the account."

Speaking of this, seeing that several people at the table had thoughtful looks, Wang Tong continued:

"The second thing is to borrow, have you heard about the fact that Liaozhen transported hundreds of big trees to Tianjin Wei?"

Seeing everyone nodding, Wang Tong said with a smile:

"The man who trafficked wood made a lot of money, bought a lot in Tianjin Wei, and brought back a whole twenty boats of things, and I heard that the price of our goods from the north and south of Tianjin Wei was at least doubled outside the customs, and he brought back the special products over there, which was another big entry. The Sanjiang Commercial Bank and several commercial banks on the Tianjin Wei side knew about it, so they wanted to take advantage of the closure of the sea to run around once, you also know, this news will be known sooner or later. There are more people and more goods, and the price will drop sooner or later, and the money will not be so much, so this time... I was ready to gather more than 100 ships, and I brought more of this cargo too sharp, but I thought that the old bank had invested a lot of cash in the insurance bank, and the goods of more than 100 ships were not worth the money, so I wanted to borrow

Hearing this, everyone understood a little, and their attention was completely attracted by what Wang Tong said:

"They want to borrow a sum of money, and the money will be repaid when it comes back, giving 20% interest. Originally, I was going to ask the insurance company to lend it out. But so many ships go to sea, and the insurance company still has to be insured, and they are insured and borrowed, and it is not suitable to put it in one house, so this business is ready to call a few people to make up the money

The sea ship goes from Tianjin to Liaozhen, and it takes less than a month to go back and forth, and there is 20% interest in a month, which is a very cost-effective deal, and everyone is excited.

Wang Tong slapped the table with his hand and concluded with a smile:

"Tianjin Wei's business has now achieved outside the border, and it will go further in the future, so there will be more and more money to borrow. I'm going to set up a store and do borrowing and selling to earn interest, I wonder if you guys are interested?.

Many rich and noble families have the business of lending their spare money to earn interest, which is often a usury business, but it is a small amount of money, and the relationship between the hundreds of thousands of taels is too great, but they dare not use the method of usury.

Among the few people who came from Beijing, except for Tang Sihai, who has a background as an imperial businessman, he knows some ways of buying and selling economy. At most, others seem to understand but don't understand. After Wang Tong finished speaking, they were all a little confused there. Wang Tong also knew that a few of them couldn't be the masters.

Since the insurance bank, many ideas have popped up in Wang Tong's mind, and the prosperous situation of Tianjin Wei is suitable for him to implement these ideas, and there will be various changes in the arrangements for fund-raising and lending in the future, but there is no need to explain it here.

"Don't be in a hurry to get an idea, after all, such a large sum of silver, go back and discuss it, you are all on an errand in Beijing now, it is difficult to come out once, have a good time in Tianjin Wei, and now Tianjin Wei has fun and beautiful everything, as long as you have silver in your pocket, you don't even have to worry about silver." It's all on me."

Several people in the room laughed, this is a big investor for Tianjin Wei, you must eat and have fun, Wang Tong understands this very well.

The atmosphere was even more relaxed. The gang redeemed Li Tao, who had returned to his hometown and had not yet returned, but Chen Sibao's news was very well-informed, and he said with emotion:

"The Li family is now in Xuanfu, Li Tao's father turned out to be a general, this time it is not good to be able to sit in the position of deputy chief soldier of Xuanfu, there is this relationship, and the future of Litao's guerrilla is still there.

At the beginning of October, the more than 30 boats that went to Liaozhen returned, loaded with a full load of special products from outside the Guan, and brought back nearly 1,000 large trees.

In addition to these, there are nearly 100 merchants in Liaozhen who came with the ship, most of these people are relatives or cronies of military generals at all levels in Liaozhen. Everyone's minds were moved, and according to the report of the scouts guarding the port, these nearly 100 people were almost divided into ten groups, all of whom carried large sums of gold and silver.

For the first time, Tianjin Wei had a situation where even if there was silver, but it was not possible to buy goods, because the wealthy merchants outside the customs were late, and the Sanjiang Commercial Bank and several other large commercial houses bought and hoarded the goods suitable for the customs outside. The sea ships from all over the north and south did not rush back after they came to unload their cargo, and they were all waiting in Tianjin Wei to go to the customs outside.

The wealthy merchants in Liaozhen were also very anxious to see this situation, and all the commercial banks knew that this was the big buyer in the future, and they showed their ability to solve the supply of goods for them.

Between Beijing and Tianjin, the original Tianjin Wei's goods only flowed to the Beijing Division, but this time it was unprecedented, and the Beijing Division began to transport goods to Tianjin Wei. The goods of each store in Jingshi were either taken back by the head office or bought back at a higher price, because Tianjin Wei had a higher price and more long-term benefits.

In such a situation, everyone knows that this voyage is a sure profit and no loss, and Xiangchengbo Chen Jinsheng takes the lead. The three nobles of the Jingshi, the two imperial merchants and their relatives and friends made up 200,000 taels of silver and sent them to Tianjin Wei, but they were still not at ease. On the contrary, Chen Sibao was born in the Tiger Mighty Martial Arts Hall, and borrowed 30,000 taels and sent them over privately.

On October 16 of the seventh year of Wanli, one hundred and thirty-seven sea ships went out from Tianjin Wei to Liao Town, and the port of anchorage is where the Niangniang Palace is located in Gaizhou Wei to the north for dozens of miles, and the smallest sea ship has 680 materials, which is almost the largest maritime voyage since the founding of the Ming Dynasty, since the three eunuchs went to the Western Ocean.

A few days after sending off this fleet, the fleet sent by Chen Li, the commander of the Guangdong Naval Division, arrived at Tianjin Wei"

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