"Baidu Otaku as Chongzhen"

Yang Gengai figured out the benefits of being a living Buddha, and the whole person was exceptionally refreshing. Often can't close their mouths all day.

It was another morning, and Yang Reform was refreshed again.

As usual, it is still the eunuchs and palace maids who wear shì.

After washing up, the day begins.

"Ome, is there anyone you want to see today? If not, go to the platform. For the "investment" of these two people, Yang Reform has made a lot of money, don't look at Yang Reform now every day to pay attention to their learning progress, it seems to be a bit excessive, in fact, these two of them, one in their twenties, one in their thirties, if they live to seventy or eighty, that is, they can still work for forty or fifty years, if this is calculated, then this investment is really quite cost-effective, quite cost-effective, Yang Reform often calculates accounts for himself like this when he is fine, and every time he calculates like this, the more motivation he has to step up training for two people.

"Back to Your Majesty, the British Duke asks to see you." Wang Chengen hurriedly reported the most important thing today, no one's affairs can compare to the affairs of the British duke, the British duke came, he was naturally the first to report, and naturally he was the first to meet the emperor.

"Oh, the British Duke is here? Please. Yang Gai said immediately.

"The slave obeys." Wang Chengen immediately agreed, and then immediately went out to deliver the decree.

……

In the platform, Yang Gengai sat and waited for the British public to be virtuous, and while correcting the recital and homework, he thought about what his other "type" of "teammates" was looking for?

Before he could come up with any fame, the British public Zhang Weixian arrived.

"Your Majesty, the old minister." British Gong Zhang Weixian smiled and saluted.

"The national prince is exempt, big companion, look at the seat." Yang Gai said to Zhang Weixian with a smile.

"Thank you, Your Majesty." The British public Zhang Weixian thanked him, and then sat on the chair with Wang Chengen's false support.

"Guogong came to see me today, but is there something?" Yang Gengai asked with a smile, his type of "teammate" followed him, and he could be regarded as making a lot of money, and he didn't know what would happen today?

"Uh,...... Uh, Your Majesty, the old minister has something to ask for......" said the British judge intermittently, as if it was a difficult thing to say. Although Zhang Weixian is already very old, the light in his eyes is flickering, very spiritual, and inversely proportional to the withering appearance of the elderly.

"Oh, what else can stump the Koko? Guogong might as well talk about it and see if there is a way for me to solve it. Yang Reform said with a smile, it is quite pleasant to cooperate with this "teammate", and Yang Reform can take care of it.

"Returning to Your Majesty,...... Actually, actually...... This, please forgive your majesty for the old minister's heart, the old minister is ......," the British public Zhang Weixian said with some expectations, very embarrassed to speak.

"Hehehe, if the Guogong has something, you might as well say it directly, and what I can solve for the Guogong will be solved......" Yang Gengai said with a smile.

"Your Majesty,...... That, the old minister can just say, in fact, Your Majesty, the old minister ......, the old minister's family has been a little tight recently, and he wants to borrow some money from His Majesty's bank...... "Zhang Weixian gave the emperor a preventive shot, and he also said his thoughts, although it seemed difficult to speak, in fact, when Zhang Weixian said it, he didn't show how embarrassed he was, and he smiled, and there was no change in his face. At their level, to be honest, it is impossible to ask for power, whether it is military power or government affairs, if you reach out to this, then the emperor may want to go somewhere else, that is to touch the head, but to say money, this, Zhang Weixian is really relieved to be bold, the famous allusion in history to ask for money to offset the emperor's suspicions, but it is deeply rooted in the hearts of the people, to this, in fact, it also shows that he has no intention of disobedience, the more he wants, the more he shows that he is bent on making money, regardless of others, of course, With the current situation of the Ming Dynasty, it is impossible for Zhang Weixian to get any military power, let alone meddle in the mess of civil officials, and he can only ask the emperor for money, first, he really needs to earn some money to support his family; Then he made a stand and followed the emperor closely.

"Oh...... This, hehehe, Guogong will also be short of money? Did I hear me right? Yang Gengai laughed when he heard that the British public Zhang Weixian asked for money, and when he heard that it was this, he was much more relieved, and it was not a tricky matter. ,

"Uh......, back to Your Majesty, the old minister followed His Majesty to make money, it was really picky, I just felt that it was good here, there, and I followed His Majesty to invest everywhere, but I didn't pay attention, and if I was not careful, I spent almost all the money in the family, Your Majesty ......, the old minister's family is a little uncovered, but I want to sell those stocks and investments, and I am reluctant to ......" Zhang Weixian said.

"Oh, this ......" Yang Reform was also a little embarrassed.

“…… This, it shouldn't be difficult for Guogong to borrow money from the bank...... "Yang reform's brain teaser flew quickly, moved his brain from other places to the bank, and began to clean up the clue of this matter, Yang Reform remembered that he had never prevented others from borrowing money, didn't this bank eat interest? How can you live without borrowing?

"It's not difficult to return to Your Majesty, but that ...... Li Qianhu he ...... I have to ask the old minister for some mortgage, the old minister ......," the British public Zhang Weixian told the emperor. The family background of these nobles of them, up to now, is really for the emperor to squeeze out many investment channels, everywhere is a money-making business, the silver in the silver cellar, day by day is getting less and less, every day has to move out, can not watch so much silver slip away from their hands, and the silver has been put in the cellar to grow mold, so, the silver money accumulated over the years was quickly emptied by various investments, originally, they relied on the bridge to those people in the south, looking for the portal to collect some matchmaking fees, the days are okay, But even so, it is still irresistible to the many investment channels, the investment is lucrative, it seems that every investment is bound to make money, seeing so much silver flying in the sky, where can the silver at home be saved? Until now, many people have even taken out the coffin book, ready to fight wildly.

Zhang Weixian's visit today can be regarded as representing the situation of a group of nobles' families.

Yang Reform listened carefully to what the British public Zhang Weixian said, and he understood that it turned out that these guys' family funds had been hollowed out, and they still wanted to invest, but they couldn't get the money, and now they wanted to find a bank, that is, to borrow money by themselves, in fact, it was not that they couldn't borrow money, but because of the mortgage. To put it bluntly, they want to use their relationship with the emperor and their status to engage in some privileges, so as to avoid the need for collateral to borrow money.

Zhang Weixian said a lot, finished speaking, and looked at the emperor again, hoping that the emperor can be accommodating, can give them an opening, although they have a noble status, but in fact, compared with those rich people in the south, it is still not enough to see, they are more fixed assets, such as land, such as Zhuangyuan, such as shops to buy and sell something, in fact, the liquidity is not particularly much, and the south is often hundreds of thousands of taels, millions of taels to do business, the difference is more than one grade, now more and more southerners into Beijing to find a way, generous, With more and more people in the capital, there are more and more southerners, and it is quite difficult for them to continue to press the southerners. As a "landlord", he was pressed back by the "guests" on his own land, and many "landlords" were also unconvinced, and the nobles of the north also faintly had the meaning of comparing with those in the south.

"Well...... this Yang reform is also rapidly calculating this matter, in fact, to talk about borrowing money, Yang Reform has long hoped that others will find their own bank to borrow money, only to make money with other people's money, this is refreshing, but unfortunately, this ancient is not the future of the modern era, China has always had a tradition of living within its means, for borrowing money to live, doing business, is also very resistant, especially in ancient times, this borrowing money is often associated with the unspeakable thing of pawning, in fact, this business has not been carried out much, Now frantically absorbing funds, relying on the collection of foreign exchange fees to get by, the main business of the bank, lending, has always been in difficult birth. As for the printing money, it really can't be put on the table.

Yang Gengai remembered that he had mentioned this to Zhang Weixian before, but it obviously had no effect, no one was willing to borrow money, in fact, it was not that no one borrowed money, but that no one was willing to mortgage the family property to borrow money, and those who were willing to do so were rare, and now Zhang Weixian still came to himself to say this, and the actual problem was still in the mortgage. ,

If the bank wants to lend normally, it is impossible not to collect mortgages, and the collateral has to be carefully evaluated, and not everything can be used as collateral.

If, according to Zhang Weixian, they borrowed money without collateral, then they were promised, what should the ministers do? Officials are still divided into sizes, so do you have to divide the standard of how much money a person can borrow according to the size of the official character? If all the officials in the world borrow money and don't pay it back, then are you lifting the hat of the world's officials? Isn't that a source of guilt?

Yang reform for a while, for borrowing money needs to be mortgaged, ready to stick to their bottom line, now although the lending is in the difficult birth period, Yang reform believes that as long as you stick to it, you will be able to get on the right track, if you open your mouth at this time, I am afraid that there will be endless troubles, and it is better to find guilt for yourself in the future, it is better to block it at the source.

"I remember this, I remember it, I told Guogong before......" Yang Gengai said with a smile. This is a difficult problem, Yang Reform is ready to stick to the bottom line and set a good rule for the future, but he also has to find a way to refuse the British public.

"Back to Your Majesty, Your Majesty has said it, but ......, the ,......, mortgage of the family property is really done by an unfilial son! ......" Zhang Weixian begged again, in Zhang Weixian's opinion, the matter of mortgaging family property is no different from going to a pawn shop, what kind of virtue is it to go to a pawn shop? That's unfilial piety.

"......" Yang Reform can also understand Zhang Weixian's statement, it is not surprising that there was such an idea in ancient times, but looking at Zhang Weixian's embarrassed appearance, Yang Reform can see it again, they actually still don't want to take a risk to make money, they can only go in, not out, these nobles can only be called conservatives, there is the motivation to make money, but there is no courage to take risks, sure enough, you still can't rely too much on a certain part of the people, especially a country, completely rely on a certain part of the people, this country is destined to have defects.

Yang Gai looked at Zhang Weixian's embarrassed look, secretly glad that he didn't completely rely on these people, fortunately he had other people who could drive him, otherwise, there might be some trouble with the expansion. Things often have two sides, and it is not enough to see only one side at all.

"Alas, in this matter, I have to say, Guogong is a little timid, and he missed a great opportunity." Yang Reform also has its own bottom line, and this bottom line must be maintained, but it must also be appeased by these nobles, and after thinking about it, he is still ready to fool.

"Your Majesty, please." The British public Zhang Weixian immediately asked respectfully.

"Didn't I tell Guogong to go to the bank to borrow money a long time ago? Why didn't the prince borrow it? I'm just coming to find me now, at this point, I'm going to criticize Guogong, this courage is still a little lacking! Yang Gai immediately said that I am all for your good, but you don't appreciate it and don't understand the meaning of the taste, and instantly kicked the question back to Zhang Weixian.

"Ahh …… Your Majesty, this ......" Zhang Weixian was inexplicable, listening to the emperor's tone, it seemed that he had misunderstood the emperor's meaning, and it was because he misunderstood the emperor's meaning that led to the current problem. What's the problem? Zhang Weixian was confused.

"Alas,...... If Guogong had listened to my words and borrowed money from the bank earlier, wouldn't he have made a fortune a long time ago, how could he be in this situation now? Yang Gai still said in a kind tone that you didn't understand me.

"Uh,...... His Majesty means ......" When the British Duke Zhang Weixian saw the emperor like this, he immediately made up various reasons in his own mind.

“…… Guogong said, what is my vision? Yang Gai saw that the British public Zhang Weixian's face was puzzled, and he was ready to continue to fool and explain him, his bottom line must be guarded, but he must be appeased.

"Back to Your Majesty, Your Majesty's vision is naturally far-sighted, and it is difficult for ordinary people to ......" British Gong Zhang Weixian replied immediately, still not quite understanding what the emperor meant, why did things seem to be blamed on his head again?

“…… Guogong said, I did business, and I lost money that time? Yang asked again.

"Returning to Your Majesty, Your Majesty is far-sighted, clever in means, and all the transactions you do are profitable...... "British Gongzhang Weixian immediately said, this point is known to the whole country and is recognized.

“…… Tell me, when did I treat Guogong badly? That time it was a good deal, and that time there was a good thing, didn't it take care of the country's public relations? Yang Gai said again. ,

"Back to Your Majesty, Your Majesty has never treated ......his ministers badly," Zhang Weixian said immediately, there is no doubt that they are now following the emperor to make a lot of money.

“…… Eh, that's it, last time I told Guogong that the money for trading is not enough, so I will borrow from a bank, if Guogong finds a bank to borrow money at that time, Guogong will see how much he has to earn now......" Yang Reform said with a pity on his face.

"Ahh ......" Zhang Weixian seemed to understand a little bit why the emperor said this.

“…… Eh, it's a pity that ......, I still think that the money in Guogong's hand is enough, and I don't need to borrow it, alas, it's ......a pity, it's a pity! ......, it's a pity that this bō market, if Guogong borrowed it at that time, and now with the bō market of southerners entering Beijing, Guogong calculates, how much does this have to earn? ......" Yang Gai said with a look of pity.

"Ahh ...... "Zhang Weixian seems to understand what the emperor means, and the emperor asked him to borrow money last time, but he actually meant something!" The emperor knew that there was a fairly good market behind this, so he gave himself a breeze in advance and took care of himself, but unfortunately, he didn't understand the emperor's meaning, and let the opportunity slip away in vain, and let the emperor misunderstand himself......

“…… But, Your Majesty, I still had to mortgage it at that time...... "British Gongzhang Weixian understood, but he was even more confused, didn't he want a mortgage before?"

“…… Alas, how can I say it's a pity? How can I say that I want to criticize the Guogong, the Guogong borrowed money, but I really went to collect the Guogong's Guogong Mansion? What I am not sure about can make Guogong take risks? Can Guogong go to the bank to borrow money? ......" Yang Gai said with a look of pity.

"Your Majesty's lesson is that Your Majesty teaches you ......" British Gong Zhang Weixian was a little depressed, according to the emperor, because he failed to understand the emperor's meaning, resulting in this bō market did not earn a share of the deserved, lost a lot of money in vain, think about the market when the emperor asked him to borrow money, and then compare the current market, the price difference can make people cry!

"Alas, speaking of which, it's also that I didn't say it too thoroughly, and it will be difficult to encounter this blowout again, but it will be difficult, I originally wanted to use the mortgage as a cover, but now it seems that I am only afraid that the fake drama will come true, and now I want to open this mouth to the country again, I am afraid that it will be difficult......" Yang Reform shook his head and said with a regretful face.

"Your Majesty, why is this?" British Gongzhang Weixian asked dejectedly.

"The mortgage was just a pretense before, I asked the Guogong to borrow money to do business, naturally there is 100% certainty, and now the transaction, I only dare to say that there is a certainty, this across the ocean, I don't dare to boast that I have a 10% certainty, after all, people are not as good as the sky, naturally I don't dare to let the Guogong do borrowing money to buy and sell like last time, after all, there are still some risky ......, and now I don't know how many people enter Beijing, are staring at the bank, if this mouth is made public to the country again, everyone in the world is looking for the bank to borrow money, won't the bank collapse? This is going to be mortgaged, so naturally it is going to be real...... so it's a pity to have this bō market! ......" Yang Gai said with a regretful face, and made his position clear by the way, it is okay to borrow money, but it is absolutely necessary to mortgage, the rules cannot be broken, human favor is human favor, and trading can be bought and sold.

Zhang Weixian looked depressed, very remorseful, if he had already understood the emperor's meaning, relying on this bō market, he really didn't know how much money he could make, but unfortunately, it's a pity, it's useless to regret it now, the emperor has sealed the mouth, and then let the emperor speak, it seems impossible, it seems that I am afraid that I will have to take something to mortgage if I borrow money from the bank in the future, thinking of this, I am very unhappy.

Yang Reform made a big fool, and felt that he had finally fooled Zhang Weixian, fortunately he had taken the preemptive strike, fortunately he had said this, fortunately Zhang Weixian didn't really borrow money, otherwise, this mouth is really not easy to seal, in China, the power of this favor is not covered. Bad debts, bad debts, bad debts, and dead debts, Yang Reform did not "listen" less, and naturally defended in advance if he could defend it. RO！。