Nodding slightly, Liu Xing still said with a sly smile: "Yes, if you want more dragon coins in cash, they will first help me replenish the reserves of the Great Song Treasury and the Royal Silver Horn." As long as Kupin has enough gold, silver and bronze, I will be able to meet their needs. ”

The words stopped slightly, Liu Xing's face returned to normal, and he continued to say his thoughts and plans completely.

According to Liu Xing's idea, the financial development bonds will be divided into 13 types in denomination, namely 1 yuan, 5 yuan, 10 yuan, 50 yuan, 100 yuan, 500 yuan, 1,000 yuan, 5,000 yuan, 10,000 yuan, 50,000 yuan, 500,000 yuan, 500,000 yuan, 500,000 yuan, and 1 million yuan.

The 1 yuan, 5 yuan, 10 yuan, 50 yuan, and 100 yuan denominations of gold bonds are mainly aimed at ordinary people, soldiers, and officials at all levels, and the large amounts are mainly sold to those "rich people" who are rushing to exchange dragon coins.

The first tranche of the Financial Development Bond has a maturity of five years, with an annual interest rate of seven and a half cents, and will be appropriately increased depending on the issuance of dragon coins, the price of the market, the operation of the Royal Silver Horn and the level of treasury revenue, but it will never be lowered.

Interest on such FDNs is tax-free and is settled semi-annually.

At the same time, however, Liu Xing decided to allow such bonds to be traded at a premium under the supervision and coordination of the relevant departments of the state capitals, but the value-added part generated during the transaction was subject to 20% personal tax.

In order to promote the speed and recognition of the issuance of such bonds, Liu Xing decided to implement a two-bank approach. For officials and officers at all levels of the yamen, the method of apportionment is adopted.

If an official earns more than 30 yuan per month, the excess will no longer be issued in the form of dragon dollars, but will be issued as financial development bonds. The starting point for officers is slightly higher, and those who earn more than 45 dragon dollars will be paid the excess salary with financial development bonds.

For the "rich people" and ordinary people who suddenly sprung up like mushrooms after a rain, Liu Xing adopted a "voluntary subscription" issuance model.

Of course, this "voluntary" is based on the fact that you do not buy financial development bonds. It's impossible to exchange cash for cash. If you want to trade a large amount of dragon dollars, you can either transfer money in the official bank account and leave the money in the silver account for me, or subscribe to bonds and then exchange it for cash for trading.

This kind of "voluntary" can only exist for those "rich people" who have a large amount of gold, silver, and treasures in their hands, because ordinary people's families can exchange fifteen dragon dollars a month for a family of five, and their families can exchange seventy-five dragon dollars a month.

Nowadays, in Bianjing, the city with the highest consumption in the Northern Song Dynasty, the daily living expenses of a family of five are only between 12 and 20 yuan a month.

Then ordinary people are under this system of new exchange rules. What should I do with the extra exchange quota every month? Liu Xing clearly told Zhao Ding: This is a back door left for those "rich people" who are miserly and miser, and they can only go to those ordinary people's homes to buy the extra exchange amount that can be obtained from the people's homes every month, so that they can get more dragon coins in cash without buying bonds.

Both the rich and the poor, Liu Xing did this to equalize the rich and the poor. Most of the money of the "rich people" is obtained by exploiting ordinary people, and now Liu Xing wants to use this back door to give those ordinary people a chance to exploit the "rich people......

"You're repeating your old tricks, and you're borrowing money to do business again!" After listening to Liu Xing's explanation, Zhao Ding suddenly realized, and when he first woke up from a dream, he also turned into a sly smile: "You have a set of methods to repeatedly torture and suppress those who have money, and strive to equalize the rich and the poor, so that all the people can benefit from the new policies of the imperial court, and then narrow the gap between the rich and the poor." It's really well-intentioned! ”

Borrowing money to do business, this is not the first time Liu Xing has used this method. From Tzu Chi to the racecourse. From the transfer of affairs to the development of farmland channels, Liu Xing has used this kind of "if you want to make money, first give me the capital to lay a good foundation" more than once.

Zhao Ding also used Liu Xing's tricks more than once to pick money out of the pockets of those rich people who have been insisting on "not revealing their wealth", so he naturally understood Liu Xing's true intentions as soon as he heard these words.

However, after realizing Liu Xing's intentions, Zhao Ding's smirk quickly turned into a sad face: "Then according to the rules of Taifu's order." I will wait until the future, and the cash will not exceed 30 dragon yuan every month. However, there are so many entertainment and huge expenses for Beijing officials, Taifu, you know that thirty dragon yuan is probably not enough! ”

There was a slight pause in his words. Zhao Ding then said: "Besides, according to your new regulations, the third-class Cao official of the border army, the military academy of the patrol from the eighth rank and the military academy above the ninth rank of the forbidden army must also forcibly 'apportion' to forcibly withdraw financial development bonds, this, this, this are not afraid of causing new disputes?" ”

Beijing officials have a lot of entertainment, this is a kind of old custom that even Liu Xing has not been able to completely abolish so far, Beijing officials, the feet of the Son of Heaven are officials, no matter who is in power, no matter who is in charge, they can't help but let them privately with all parties and court officials. Even royalty went to walk around.

Although Liu Xing can use the law to enforce who is greedy and who is to take bribes, he cannot really use the law to clearly define some subtle drinking banquets and outings as illegal.

Jingguan is a group of people, a group of experienced people, and a group of talented people. Such a group is the most powerful group of people in Liu Xing's governance of the world and the implementation of the new law, and he cannot really suppress or exonerate them.

So this stereotype and bad custom survived. So this kind of surviving stereotype has now become one of the reasons for Zhao Ding's distress.

The biggest reason why every family in the Northern Song Dynasty is vying to send their sons to the military academy, and why mothers send their sons and wives send their husbands to join the army is precisely the high salary and heavy salary system set by Liu Xing.

How high is the military salary? Compared with the military salary of the Southern Dynasty, the military salary of the Northern Dynasty is simply astronomical. As long as a recruit Danzi joins the army, he can receive the same salary as a seventh-grade official from the Southern Dynasty every month. I was fortunate enough to be an officer, from the ninth rank to the fifth grade, and the yamen where his household registration was located had to take out a part of the subsidy from the collection of the emperor's grain reserve to his family on a monthly basis.

If you really rely on your military exploits to rise step by step, you will become an officer above the fourth grade. Then his military salary is equal to the annual income of a second-rank official in the Southern Dynasty, and the highest can be compared with the annual income of the prime minister of the Southern Dynasty.

In addition to the military salary, officers of the third and fourth grades can also receive an official food supplement directly from the governor yamen of the province where they are stationed or their hometown every month.

For example, the generals under Yang Yizhong's command, now several of them have reached the rank of the second grade. Regardless of their income, the imperial grain subsidy directly from the household department alone can make their families get as much as 150 yuan every month. (To be continued.) )