Chapter 515: Huaxia Bank Crisis
readx; "Zhuang Nan is not a simple person, when he was the deputy minister of finance in Zhejiang, I dealt with him, and I have to say that this person is quite difficult!" In Chen Jinghai's huge office on the sixth floor of Huaxia Bank's headquarters building, Chen Jingsheng, the chief financial officer of Huaxia Bank, was dressed in the same black formal suit as other business people, with a white bow tie and shiny hair, while opposite him was the owner of this office, Chen Jinghai, the president of Huaxia Bank. Pen | fun | pavilion www. biquge。 info]
Chen Jinghai took a sip of coffee and said: "It is naturally not easy to be the person who can become the head of the finance department, when the first cabinet was established, after An Hualin was nominated as the president of the government council, I don't know how many people are staring at the position of the head of the finance department, he Zhuang Nan can overwhelm those competitors to win the favor of the third brother, naturally it is impossible to be an ordinary person!" ”
"At that time, I thought that Ma Yin would become the head of the finance department at the beginning, but I didn't expect it to be that Zhuang Nan!" Chen Jingsheng said.
Chen Jinghai shook his head and said: "Ma Yinchu's qualifications are still a little worse, but the Economic Development Department does not have to be much lighter than the financial department. ”
The position of the Economic Development Department in the national army system is somewhat special, this is only a director-level institution is directly set up under the Government Council, and the administrative level is shorter than the ministries, but the functions and powers of the Economic Development Department are very general, although there is no actual power, strictly speaking, the Economic Development Department is just a private suggestion agency of Chen Jingyun, he needs the Economic Development Department to put forward a variety of economic proposals, but the specific affairs are still handed over to the Ministry of Industry and Commerce, the Ministry of Finance and other administrative departments to deal with. Although this is only a research-oriented institution, similar to a think tank, if one considers that China's current economic development plans are all from the Department of Economic Development, then no one can deny the great role of the Department of Economic Development. The first phase of the industrial development plan proposed by the Economic Development Division had been implemented the previous year, and the second phase of the industrial development plan had already been launched. This is also an important reason why Chen Jinghai believes that Ma Yinchu is reluctant to leave the Department of Economic Development and serve as the head of the finance department.
"Whether it is Zhuang Nan or Ma Yinchu, these two people don't like us, and it doesn't matter which of them is the chief of the finance department. This time, if the Ministry of Finance proposes to set up a central bank, it will be a difficult problem for us! Chen Jingsheng sighed.
The status of the Chen family in today's China is transcendent, although so far, in addition to Chen Jingyun, the president, there is no second person in the descendants of the Chen family to enter the political circles, and most of their descendants are in the business world, Chen Jingyun's generation has six cousins, of which Chen Jingyun ranks third. Uncle Chen Jingyun has three sons, and his eldest son is Chen Jingsheng, who first became a comprador of a foreign bank after returning to China, and then served as the financial director of Fuzhou Arsenal, and then served as the financial director of Huaxia Bank. The second son also stayed, but after returning to China, he was in charge of the family business of Changfang. And the third son is Chen Jing'an, he first entered the Fuding Textile Factory, but at that time, because of corruption, the army's winter clothes were not well prepared, so that Chen Jingyun kicked him abroad, and let him not be allowed to return to China for five years, Chen Jing'an, who was kicked out of the country, also went to the United States, and went to study in the United States, as for what he can really learn, only he knows.
The second room of the Chen family, that is, Chen Jingyun's father's branch, has only one only son of Chen Jingyun, and there are no other brothers. The Chen family's three rooms, that is, Chen Jingyun's third uncle, has two sons, of which the eldest son was also in charge of the family business of the third room in the early years, and the second eldest is Chen Jinghai, who returned from Britain after Chen Jingyun's Xinhai Revolution and then worked in the Fuding Textile Factory, and then after rectifying the Chen family's industry, he acquired the Bank of Fuzhou and renamed Huaxia Bank, making Huaxia Bank the family industry of the Chen family.
Among the six Chen brothers, only Chen Jingyun is alone in the political world, while the other five are all in the business world, which is completely different from Chen Jingyun's other relatives who are desperately drilling into the military and political circles one after another. The reason for this result is that, on the one hand, Chen Jingyun needs his brother in law to take charge of Huaxia Bank, and the capable Chen Jinghai and Chen Jingsheng are serving as the president and financial director of Huaxia Bank, while the remaining few people are average, and they can't get much development in the officialdom if they really want to get in, and it's not good to get them up, so they just let them continue to stay in the business world.
Although in the business world, the two brothers, Chen Jinghai and Chen Jingsheng, do not speak much less than the words of political leaders such as Anwarin, and as the controllers of almost the entire Chinese economic system, the Chen brothers have an absolute say in the development of industry and economy in China.
Even when Ma Yinchu of the Department of Economic Development wanted to formulate various economic law development policies, he had to first ask the Chen brothers what they meant, because it was very simple, if China wants to develop industry, someone must invest in the development of the economy, and now Huaxia Bank is the only one in China that has the ability to invest in various basic industries.
However, it was the influence of Huaxia Bank that made Ma Yinchu feel the serious crisis that Huaxia Bank had brought to China's economic system.
It is bad enough for an enterprise to monopolize an industry for the entire economic system, let alone a single enterprise to monopolize almost all heavy industry sectors such as steel, chemicals, petroleum, railways, automobiles, military industry, shipbuilding, etc.
Huaxia Bank is this kind of giant enterprise that monopolizes almost all industrial sectors, and with this kind of surname, Huaxia Bank will sneeze casually, and the entire Chinese economic system will have to fall into chaos, and if Huaxia Bank has problems, then the entire Chinese economy will collapse.
In order to avoid this situation, Ma Yinchu had already euphemistically raised some questions about Huaxia Bank to Chen Jingyun, and suggested that Chen Jingyun take necessary measures to increase the anti-risk ability of China's economic system. That is to break up Huaxia Bank and break Huaxia Bank's monopoly on almost all heavy industries.
At the same time, Zhuang Nan, Minister of Finance, also proposed the establishment of a central bank and the resumption of currency, treasury bonds, treasury deposits, and other business scopes from Huaxia Bank.
In the face of the fact that the heads of the two major economic departments under his command coincidentally reflected to him the huge risks of Huaxia Bank, Chen Jingyun also had to think carefully.
When he first came up with a Huaxia Bank, he just found an investment direction for the family assets, and used the funds of the family business to develop industry, and then used the Huaxia Bank under his control to issue banknotes and accept various loans, etc., Chen Jingyun has always used Huaxia Bank as a central bank, because for Chen Jingyun, how much money he has is not too important, and money is just a symbol for him now. What he cares about is that this Huaxia Bank can allow him to develop various industries as he wants. In fact, the results achieved by Huaxia Bank are huge, and in the past few years, Huaxia Bank has almost single-handedly supported the entire economic system of the National Army and developed almost the entire industrial system.
It can be said that without Huaxia Bank, there would be no industrial system in China today, let alone the many ordnance produced by many military enterprises, and without ordnance, there would be no military victory of the Nationalist Army.
In addition, the currency issued by Huaxia Bank is also the first time that it has actually unified China's currency, and has made great contributions to China's implementation of the indirect gold standard in the past year.
However, while Huaxia Bank has brought a huge role to the entire Chinese economic system, the existence of Huaxia Bank itself has become the biggest problem of China's economic system.
The biggest obstacle is that Huaxia Bank, with its huge capital, is able to unite with many industrial sectors under Huaxia Bank, which is enough to squeeze out any capital to enter China's industry. For example, in the power industry, there were originally several other power companies in Yanjing and Shanghai, but in the face of strong competition from Fule Electric, it didn't take long for them to be forcibly acquired by Fule Electric. Another example is the steel industry, Southeast Iron and Steel Company with huge technical advantages and output advantages almost monopolized 8% of the domestic steel market, and the second largest domestic steel company, that is, Hanyang Iron and Steel Company, has experienced war and chaos and then faced strong competition from Southeast Iron and Steel Company this year, and has now reached the verge of bankruptcy.
If this kind of monopoly in the industry is only one or two, it is nothing, but the key is that whether it is Southeast Iron and Steel Company, Fule Electric Company, or the two major shipyards and other important enterprises in China, they are all controlled by Huaxia Bank!
The existence of Huaxia Bank makes it almost impossible for other private capital to get involved in heavy industry, and can only rush to light industry and other industries, which is extremely detrimental to China's economic system in the long run.
If Huaxia Bank is a state-owned bank, then the above problems can still be tolerated by those who are politically axe, because Zhengaxe can be split at any time if he wants to, but the key is that Huaxia Bank is not a state-owned bank, it is a private bank dominated by the Chen family and jointly controlled by many other wealthy families in China. Allowing a private bank to control the issuance of government bonds, currency issuance, treasury deposits, and even the economic lifeline of the whole country is strongly opposed by a group of economic experts in the political axe system, such as Ma Yinchu, Zhuang Nan, and An Hualin.
Before last year, because of the needs of the civil war, these people chose to ignore this problem for the time being, but now that the country has been reunified, the abnormal existence of Huaxia Bank is unbearable for Ma Yinchu, An Hualin, Zhuang Nan and others.
In this context, the idea of establishing a central bank and splitting Huaxia Bank also appeared in the hearts of these people, and directly reflected to Chen Jingyun.
In the face of the worries of his group of economic officials, Chen Jingyun is also a little uncertain, he is not worried about whether his money will be less after the split of Huaxia Bank, now he does not need this money very much personally, what he is worried about is that after the split of Huaxia Bank, will it affect the development of China's industry, after the split of Huaxia Bank, who will provide a large amount of funds for China's economic development?
Not to mention anything else, who else can take out the tens of millions of investment required by the Southeast Iron and Steel Company in the development of Ma'anshan and other iron ore mines and the construction of several steel plants?
To split Huaxia Bank, the key is what will be the impact of Huaxia Bank's splitting on China's industrial development? Now Huaxia Bank will affect China's economic development if it is sneezed casually, if it is split, it will be a big earthquake for the entire Chinese industrial system, in this case, Huaxia Bank should go from now on is a question worth considering!
The Great Warlord of Xinhai:
Chapter 515 Huaxia Bank Crisis: