"Brother Liu, if you let me grow and squeeze oil all over the world, aren't you afraid that there will be problems with the food supply of my dynasty?"

After Liu Xing's repeated orders and thoughts were finished, Zhao Jinzhu, who was sitting on the other side of the open-top carriage, suddenly frowned and opened his mouth.

Seeing her say this vividly, Liu Xing raised his hand and rubbed it on her forehead affectionately: "Don't worry, I can let people grow a large number of soybeans, and naturally there are countermeasures so that the people's food can be fully guaranteed." ”

As soon as these words fell, Liu Xing once again looked at the captain of the pro-soldier who was obviously unable to keep up with the speed of his handwriting, and after watching him finish recording what he had just said, he spoke again about a series of new policies on food and agricultural affairs.

These new policies, popular first identified are watery places to encourage the development of rice cultivation. At least half of the land in each state capital should be used as basic imperial grain and ration fields, so as to ensure that the local food supply can be self-sufficient even when the allocation is unfavorable.

In order to ensure that the production of basic grain will not be affected by the seizure of cultivated land by cash crops, in addition to specifying half of the land as the benchmark grain field, in order to make the best use of grain products, Liu Xing has also formally decided to vigorously support and develop the grain processing industry.

In the development of the grain processing industry, Liu Xing is still the first source of capital for entrepreneurship. As the largest gathering place for funds, the agricultural grain money number will still be the absolute first protagonist in the development of the grain processing industry.

The specific provisions are as follows: First, encourage the existing small, family-based processing workshops to form large-scale grain processing workshops. Assets as collateral, you can apply for a low-interest loan equivalent to its assets from the Agricultural and Food Money Account at most.

This is because once a processing plant is operational, it usually pays for itself quickly. Therefore, the upper limit of low-interest loans shall not exceed five years, and the lower limit shall not exceed three years.

Second. If there is a family plus workshop, apply for a loan. Agricultural and grain money numbers can also be granted on a priority basis. However, in terms of the amount, it is collateralized by its assets, and it can apply for a low-interest loan equivalent to the general asset at most.

The family workshop is not a large-scale joint-stock workshop, and its management ability and future competitiveness in the market are inevitably inferior to those large-scale workshops. Therefore, the upper limit of low-interest loans for these family workshops is four years, and the lower limit is only two years.

Thirdly, when each household processing workshop applies for a loan from the agricultural and grain money number, it must first issue the property insurance certificate of the local insurance bank. Because only the insured workshop will not create dead and bad debts for the agricultural and grain money number when it encounters natural and man-made disasters in the future.

And all workshops are insured, except for property insurance. You can also go to the relevant local company to notarize the goods and even the transaction contract to apply for insurance after notarization. If there is a mistake in the transaction process, insurance can help reduce the loss of up to 30%, and ensure that the owner will not lose his or her money after a business failure.

With such a three-point preliminary capital preparation led by the agricultural and grain money number, Liu Xing felt that the strength was still insufficient.

As a result, Liu Xing then made a decision to allocate funds from the household department to establish a long-term agricultural development support association in the agricultural and grain money account with 20% of the annual tax levied by the national grain and agricultural industry as input.

The main responsibility of the Agricultural Development Support Association is to provide ultra-low-interest support funds for the expansion of small and medium-sized processing workshop market transactions and in the event that they cannot apply for new loans.

Of course, there should be a return on investment. If a certain workshop owner still fails to operate after receiving diversified financial support and insurance protection.

IFAD can then use the support funds to buy shares or directly contribute to the acquisition of those workshops, and then set up a super-large workshop association led by IFAD.

Agricultural Development Support Council. For the first time, Liu Xing also officially and explicitly put forward the concept of "bonds".

Because relying solely on the household ministry to allocate 20% of the funds collected from taxes, it will be difficult to achieve all-round support across the whole country in a short period of time. Want to get more money. Liu Xing thought of bonds, a very common financing method in later generations.

Nowadays, in the Great Song Dynasty, the silver number, money number, and money bank absorb reserves, and according to the rules formulated by the Financial Authority led by Zhao Ding, the interest rate shall not exceed three percent.

The agricultural development bonds proposed by Liu Bank can directly give an interest rate of 5% to 8%.

Specifically, Liu Bank has preliminarily determined to issue three types of agricultural development bonds with a maturity of three years, five years and ten years. For three-year bonds, 5% interest is given at maturity. Seven percent for five years and eight percent for ten years.

Liu Xing firmly believes that with these interest rates, which are far higher than those of silver and money banks, he will definitely be able to absorb a lot of funds and join in the matter of supporting agricultural development.

As for the high interest rate, where to get the interest money, Liu Xing is actually not worried at all. Because Liu Xing immediately made a clear decision to separate the Crown Prince Department from the household department and assign it to the newly formed Agricultural Special Development Support Committee in the future to manage.

In this way, it is equivalent to allowing the Crown Prince, as a reserve and operating institution, to receive a large amount of financial support from IFAD in the course of its operation, and to use its profits to ensure that the interest and principal of the ADB bonds will not be lost.

When Zhao Jinzhu heard this, her eyes rolled, and a sly smile appeared on the little person's face: "Brother Liu, I understand, you want to use bonds to borrow money from the people, and then use the money for grain and oil business." This is equivalent to taking the money of the people of the world to do business with the people of the world, which is completely a business without capital! ”

Lu Mingtao, who was standing on the side, immediately answered, and said with a wicked smile: "I really didn't expect that Taifu, you are not only both civil and military, but when you start business, I am afraid that Fan Li and Lu Buwei will meet you, and they can only bow down!" In this way, the court has no money, but it can let the people pay to help the court quickly do the farming according to your plan, which is really a wonderful and wonderful strategy! ”

"I'm poor, even if the dragon coin officially starts to be issued next month, there are only more than nine hundred million belongings. So, this is a way for the poor to think about change and give the poor a way out. When Liu Xing heard the words of the two, he first laughed.

Then his face sank, his eyes turned into the distance, and he said deeply, "But this method can bring many people to quickly become rich from farming because of the policy of benefiting farmers, and at the same time, it can also allow some people who do not need to go to the fields to farm, and use money to make money and benefit." I believe that it is a new model that can be supported and loved by people all over the world in the future! ”

When Liu Xing said these words, only Liu Xing knew why this model would inevitably get the response and support of people all over the world. Because making profit is something that every adult will think about, and every family will choose to do first. (To be continued.) )