Yang Reform jumped and laughed again, which made several ministers on the ground very worried.

“…… The annual interest rate should be calculated at 5 percent, and for two years, this must be added a little, and the annual interest rate should be at least 6 percent, and if it is three years, it will be 7 percent,...... If he saves for five years, I will give him 10 percent annual interest...... "When Yang Gai heard about this "bad habit" of the ancient money bank, he shouted with joy and immediately raised the interest rate to more than 5 percent and the interest rate for five years to more than 10 percent, which is to move all the money of those bureaucrats and landlords to his own bank! Isn't this rich in itself? With his countless golden fingers, borrowing other people's money to make money is basically not difficult at all.

Several ministers on the ground looked at the emperor stupidly, looked at the emperor dancing, and thought to themselves, the emperor is probably crazy...... "Your Majesty, the minister said something that shouldn't be said......" Xu Guangqi saw the emperor's crazy appearance, and felt that it was not a matter for him to go on like this!

“…… Oh! Hehe, what does Master Xu have to say? When Yang Gengai saw Xu Guangqi speak, he immediately quieted down.

A few people on the ground saw that the emperor had suddenly become normal, and knew that the emperor was not crazy, but they were even more worried about the emperor's ultra-high interest. This is not crazy, it is troublesome, this deposit of one hundred taels of silver, save for five years, and give one percent of the interest every year, if this is ten years in the village, then doesn't it mean that one hundred taels becomes two hundred taels? This one...... It's easier than digging for gold!

Xu Guangqi's heart was beating wildly, this is interest, it's terrible, the emperor is probably crazy, this has to stop the emperor!

"Your Majesty, isn't this interest too high? If you save it for five years, you will be given an annual interest rate of 10% every year, and if you save it for two or five years, won't you have two capitals? This...... Your Majesty! It has always been the depositors who pay the money to the bank, and His Majesty can give the interest to the depositor, which is already merciful enough, and still set the interest so high? This...... Your Majesty, think again! There is no need at all...... The annual interest rate is 5 percent, and the minister feels that it is already very high...... "Xu Guangqi can't stand the high interest in the face of the emperor, if you want to do this, the emperor is not afraid of being overwhelmed by the interest?" You know, this Ming Dynasty is rich in the people! The rich people in the people, I don't know how many, if they all come to the emperor's 10% interest, won't the emperor even have to lose his pants?

In the face of Xu Guangqi's anxious preaching, Yang Reform smiled, this is Xu Guangqi doesn't understand, this interest, Yang Reform is set with reference to the interest of the 21st century, this annual interest rate of 5%, maybe a little higher than the 21st century, but everyone knows that the interest rate of the bank in the 21st century is ultra-low, so, Yang Reform thinks, this in the Ming Dynasty, in order to absorb savings, this interest, he is slightly higher, it should be, otherwise, who wants to save money here?

"Huh...... This, Master Sun, I have my own idea in my heart about this matter, I am still sure of this matter, so Master Xu should not worry. Yang Reform smiled, this matter, Yang Reform is ninety percent sure, he is now extremely short of money, not afraid of more money, higher interest, he is not afraid, because he is crossing, there are countless gold fingers, just waiting for the silver to go to the pot, start work, use other people's money to make money, there is no more suitable person than himself, this is a bank in ancient times, destined to be a financial road for himself! Now, no one wants to stop themselves from making money with the money they have sucked up from the bank.

Xu Guangqi was very anxious, although the emperor said that he had an idea, but Xu Guangqi was worried that the emperor would mess around, and when the time came, he would spend all the money that others had deposited in the bank, and he was afraid that there would be a lot of turmoil!

“…… Your Majesty, it's not that the ministers talk too much, this matter is really ......, Your Majesty, this interest is really high! Your Majesty, please listen to the minister, this interest must not be so high, according to such a high interest rate of Your Majesty, no one in the world will deposit the silver in His Majesty's bank? When the time comes, when the time comes, what will Your Majesty use to pay the principal and interest to others! …… Your Majesty, five years have passed in the blink of an eye! When the time comes, I will have to repay one and a half of the principal with interest! This...... His Majesty ......, "Xu Guangqi is really anxious, this interest will be 10% in a year, 50% in 50%, and 10% in ten years, what will you use to pay the principal interest to others at that time?"

"Hahaha......" Yang Reform laughed, what do you take to repay the interest? People who have experienced the financial crisis probably know what is called a "Ponzi scheme", taking the money of latecomers to pay back the previous money, this kind of deed, a guy called "Madoff", actually did it for decades, the amount of fraud, tens of billions of dollars, family property, more than 100 billion ......, his own emperor, there are countless golden fingers, not to mention, if only the business level of Madoff is used, it can also support for decades, decades later, the Ming Dynasty is still not there, what about another ...... Hahaha...... Yang Reform burst into tears and laughed.

A few people watched the emperor laugh and cry, and they didn't know that the emperor was crazy, this matter was really serious, was the emperor laughing or crying?

"Hahaha...... This matter, Master Xu, I really have a way to settle it, Master Xu, don't worry about this matter, I am indeed short of money, but I don't know how hard I can make money, I'm afraid I don't know yet...... Alas...... Hehe, this glass factory was opened, with the speed of making money in the glass factory, do you still think that you will not be able to repay the interest of 10% per year? Now don't you worry......" Yang Gengai wiped his tears and said. Thinking about how to borrow countless money as soon as possible to help yourself get through the difficulties, as for whether to repay fifty or one hundred after ten years, that is secondary, in order to dispel the concerns of "your own people", I have to reveal a little secret.

The following few opened their mouths again, looking at the emperor in horror, the relationship between this Liulizhai and the emperor is not ordinary, in the officialdom of the capital, many people have smelled it, however, no one thought that this is the emperor who opened it, and they all thought that this was the emperor using his power to eat dry shares in it, as a protective umbrella, and there was a big difference.

Half ringing.

Xu Guangqi closed his wide mouth, and then said with a smile: "Your Majesty, since Your Majesty has such a way to make money, the minister is not worried,...... Don't worry about ......, however, the minister still reminded His Majesty that it is unprecedented for Qian Zhuang to pay interest, and the minister thinks that he will give 100% interest first, and see if there are many people who save money, if not, it is not too late to increase the interest, what does Your Majesty think? When Xu Guangqi heard the emperor say this, he was not very afraid, from resolutely opposing the emperor's high interest rate, to now hoping that the emperor would give interest according to the market situation.

Belch...... It makes sense that if there are enough people to save money at 5 percent, there is no need to give 10 percent. This, let's really look at the situation! Yang Gai agreed with Xu Guangqi's opinion, the amount of this interest depends on the market's reaction!

"Hmmm! This Master Xu is reasonable, I accept it, first set the interest a little lower, and then see the effect of saving money, by the way, the matter of the glass factory, a few people must keep it secret for me! Don't leak it, hehe......" Yang Reform followed Xu Guangqi's meaning, and told not to divulge the secret, in fact, most of the people in the capital know that the glass of this Liulizhai is inextricably linked with the emperor. In the capital, you can do such a big and attractive business, without a backstage, I am afraid it is impossible.

Xu Guangqi saw that his proposal was accepted, so he didn't say anything in this matter anymore, this money bank will open a money village, and the invoice will be invoiced, what the Ming Dynasty wants now is money, the emperor is a good hand who can make money, this is God sent a savior to the Ming Dynasty! As for the rest, it doesn't matter.

Sun Chengzong and Bi Ziyan also have an understanding of the glass of this Liulizhai, and they also have an understanding of the speed of making money with this glass, and the girls in their own families are discussing to buy a big mirror so that it can be used for dressing, otherwise, it is no product, and they can't raise their heads in this capital! Listen to them talk about the price of this dressing mirror, then two words "flesh pain"! Since this is a shop opened by the emperor, that's good, that's good! Rushing to ask his daughter-in-law to buy a few more yuan can be regarded as sharing the emperor's worries...... The monarchs and ministers were happy, sweeping away the embarrassing and depressed atmosphere just now, and everything can be described as a dance of eyebrows.

Yang reformed and calculated his own gains today, which is very large, and the problem of paper money has basically been solved, and by the way, the problem of reserves has been solved, and by the way, the problem of bank deposits has also been solved. This series of down, if you do a good job, you can really make a lot of money, this, faster than opening a gold finger to make money, this is the benefit of being an emperor, it is far easier to get money than climbing up from the grassroots level from a small person, as long as you give a policy, just give an idea, there will be countless money.

Xu Guangqi solved a lot of things for the emperor today, and he was also proud in his heart, seeing that the emperor looked like he was wandering out of the world, it was estimated that the emperor was thinking about something happy. also brushed his beard, since he was returned to the court by the emperor, the first day he saw the emperor was called the master by the emperor, Xu Guangqi has been very entangled, the emperor called his master, called really made people feel guilty, he didn't help the emperor anything, the emperor was so trusted, I was ashamed, until today, for the emperor to solve the big problem of reserves, the guilt in my heart, only swept away, the emperor's master, now it is not in vain.

Xu Guangqi stroked his beard, and also thought about how to collect money for the emperor, thinking about it, he thought of something important.

"Your Majesty, there is one thing that has something to do with the issuance of banknotes, I don't know whether to say it or not......" Xu Guangqi hesitated again and again, but still said it, now the emperor is dedicated to making money, and he should also help the emperor make money, as for the rest, let it go for the time being.

Yang Reform, who was wandering into the world, heard that Xu Guangqi had any "high opinions", and immediately asked, "Oh? Hehe, Master Xu, what do you think? Just say, there's nothing to do. Yang Reform, who was about to make a fortune, "loved" this old man to death at this time, and this old man was still very wise and could solve problems for himself.

"Back to Your Majesty, the minister saw that His Majesty was going to reprint the treasure banknotes and issue banknotes, and the minister suddenly remembered that overseas, some barbarians also issued a currency made of silver, called silver coins, when the minister and Western missionaries talked about overseas customs, they often heard missionaries talk about their silver coins, and the minister felt that there might be some money in this, and I don't know Your Majesty's ......" Xu Guangqi is a Catholic believer, and his relationship with foreigners is very close, and it is normal to know the affairs of foreigners.

"Silver?" Yang Reform was a little surprised, had foreigners started to use silver coins at this time? Yang Reform scratched his head, silver coins? Gold? Coppers? Are this sure it's not playing wow?

"Returning to Your Majesty, indeed, it is silver, which seems to be the currency used by the barbarians, and is equivalent to the silver on our side,...... However, there seem to be gold coins, but they are far less than silver coins...... "Xu Guangqi explained.

"Wait, Master Xu, are you saying that foreigners are using silver coins? Isn't that wrong? And, there's still a lot of money in it? "Yang Reform's brain is a little confused, but he still grasps a few keys, the first is that foreigners use silver coins, and the second is that there is money in it.

"Back to Your Majesty, yes, it is a silver coin, there are some silver coins used by barbarians in the minister's house, it is indeed made of silver, when the minister and the Western missionaries talked about this currency, they talked about this silver coin, and the minister also exchanged some with them to stay at home to study the ......, the minister studied the coinage of our dynasty, and found that among them, it seems to be very profitable, maybe ......" Xu Guangqi did a lot of things for the prosperity of the Ming Dynasty, what did he grow sweet potatoes, corn, dry salt by himself, worship Westerners as teachers, and enter the foreign religion by himself, He translated Western scientific books, made scientific research tools by himself, and even trained the new army, bought advanced cannons from foreigners, imitated them by himself, etc., it can be said that he was a "good man" who was bent on looking forward to the good of the Ming Dynasty.

“…… Silver coin? "Yang Reform this time, it's really a bit of a surprise! There were silver coins in this Ming Dynasty? Doesn't this silver coin often appear in various novels in the late Qing Dynasty? Why did there be silver coins in this Ming Dynasty?

Yang Gengai looked at Xu Guangqi with a surprised expression, this guy can't be a traverser, the more he looks at it, the more he looks like it!

Xu Guangqi looked dazed, how could this emperor react so much when he heard the silver coin? Is there something taboo in this?

“…… Back to Your Majesty, indeed, it is a silver coin, a silver ......coin made by the barbarians, and the style of the silver coin is similar to the copper coin of our dynasty, but it is not perforated in the middle, and it is slightly thicker than the copper coin...... "Xu Guangqi felt that he still had to explain this silver coin, otherwise, he didn't know what taboo he had committed.

"Uh...... Silver coin...... This, Master Xu, are you sure? Yang Reform asked weakly, if the foreign devils in this era began to print silver coins, then it was really time for him to catch up with the world's advanced level and be in line with the world. Now the Ming Dynasty is still using ingots, large ingots are supervised by the government, and small amounts of loose silver have to be cut with scissors, weighed, this, very backward, indeed, this time, have to keep up with the form of the world, have to mint silver coins.

“…… Back to Your Majesty, the minister does have it, but at home, he has not ......brought it today" Xu Guangqi saw that the emperor looked preoccupied, he didn't know what the emperor was thinking, and he thought about the silver coin he said today, whether he should say it or not, and he didn't know if he had violated the emperor's taboo, the emperor's face was not very good!

"Have it at home? It's true? Okay, send someone to fetch some at once, and I will immediately look at ...... "Catch up with the pace of the world, and not delay for a moment." Speaking of silver coins, Yang Gai was most impressed by "Yuan Datou", the representative of silver coins in Chinese history, but it cannot be forgotten! There was thought that as far back as the Ming Dynasty hundreds of years ago, there were already silver coins, and they were widely spread. Alas...... I'm lagging behind! Backward! Yang's thoughts on reform flew to the early years of the Ming Dynasty, "Yuan Datou".

“…… This...... Your Majesty, you really want to ......" Xu Guangqi was a little uncomfortable with the emperor's style of doing things, and he immediately had to go to his own house to get it, how urgent it was!

"Hehe, yes, I'm going to see it immediately, big companion, immediately send someone to Master Xu's house to get the silver coin,......" Yang Reform is in charge of the master this time.

Xu Guangqi didn't say anything, ...... the emperor went to his house to pick up things, could he say nothing?

"The slave and maid obey the order, so go to ......" Wang Chengen responded, and then reminded in a low voice: "Your Majesty, it's not early at this time, Your Majesty, let's have some lunch, if you don't eat again, the queen will scold the slave and maid again." ”

Speaking of eating, Yang Reform's stomach immediately growled, this early in the morning, fighting with the ministers, spending a lot of time, discussing problems with several of his henchmen, the time took longer, and he didn't eat, if it wasn't for Wang Chengen's reminder, I was afraid that this lunch would be saved.

"Oh...... Hehe, I almost forgot, a few people haven't had lunch yet, today, I ate here, and after Master Xu's Yingyang takes it, I will continue to study, hehe, it's important to eat, it's important to eat, big companion, immediately let people pass the meal, add a few pairs of bowls and chopsticks, and my two masters and Bi Aiqing will eat together. Yang Gai immediately put down his official duties and ate. Just because I'm not hungry doesn't mean that these old people aren't hungry, not to mention that it will take a little time to get Yingyang's real thing at Xu Guangqi's house.

"The slave obeys." Seeing that the emperor finally remembered to eat, Wang Chengen also breathed a sigh of relief, this emperor was busy, and often didn't take care of eating, for this matter, the queen had already said it several times, and he had to pay attention.

…… Yang Reform learned a lesson, this emperor eats, he has to wait for others to try it, then it is his turn to eat, so Yang Reform tried his best to reduce the dishes, and the time for this tasting became shorter, so that he could eat hot dishes and hot rice, which is not easy!

(To be continued)