Regarding Li Shimin's little abacus, Li Anran naturally would not fail to see it.

It's just that Li Shimin wants to be very beautiful, but Li Anran never thought of being a "gun" for the other party.

If it was at the time when he had just traveled to the time and space of the Tang Dynasty, in order to be able to live well in this time and space, Li Anran would not mind, or he would have to be used by the other party like those protagonists in those alternate history web novels.

Even if Li Anran is not used to those protagonists, he was "willing", "happy", and "righteous" by the ancients, but at that time, he had no ability to protect himself, so naturally he could only "be under the roof and have to bow his head." ”

But now, he is a true immortal in the upper realm, and he has supreme "mana". If you go to "work" for an emperor in the mortal world, especially if it is this kind of thing to be used as a gunman for others, it is not too easy to speak, but too low!

Fortunately, although he didn't plan to help directly, Li Anran couldn't completely stand by and watch, seeing that the Tang Emperor in front of him had already opened his mouth, he smiled and said: "Your Majesty, I am not a person from this world, so I can't interfere in this kind of thing at all." It's just that I have entered this rolling red dust because of Your Majesty, and there is indeed some fate between you and me. ”

"Don't hide it, although I didn't find the opportunity to attain enlightenment when I went overseas this time, I also gained something. In addition, the elders in the sect have also deduced some heavenly opportunities, although I can't directly intervene in this matter, I can also use a roundabout way as before. ”

In the face of such an answer, Li Shimin inevitably felt disappointed. But I was also mentally prepared for rejection, so I didn't pay too much attention to it, but said, "Oh? I don't know what the real person means by this roundabout way......"

"It's very simple, didn't Your Majesty say before that the Tang Dynasty will have more difficulty in using troops against the Turks, and the grain, grass and military sound? It just so happens that my bank has a business that is specifically aimed at situations like this. Seeing the fish take the bait, Li Anran said with a smile.

Regarding the business in the words just now, Li Shimin was very curious. After all, the food, grass and military sounds needed for the use of troops against the Turks. It's not that I can't afford it. But it's definitely not a small number that everyone can afford.

However, Li Shimin has long experienced the vastness of someone's magical powers. It's just that I can't figure it out for a while. What is the relationship between the grain and grass to be used in this campaign against the Turkic army and the sound of the army and the People's Bank of the Celestial Empire. Is it difficult to lend money to yourself?

Li Shimin, who had some guesses in his mind. Although I can't laugh or cry about the loan, I think about it carefully and I think it's not a bad thing, and maybe I can get some more benefits. At that moment, he smiled and said, "Real person, I would like to hear about it." ”

"Your Majesty, the cost of food and military repercussions for the use of troops against the Turks is not a small amount. If His Majesty doesn't mind if I overstep the bounds, then these expenses will be paid by the People's Bank of the Celestial Empire. Li Anran, who didn't know what the other party wanted to be, said with a smile.

Hearing such an answer, Li Shimin felt more and more that his guess just now was right, although he also felt that it was not a bad thing to do so, but he could still put on a posture, and pretended to be surprised at the moment: "What? Could it be that the real person wants me to borrow money? ”

"No, no, no, Your Majesty misunderstood, what I just said is not to let Your Majesty borrow money in my bank, but this method is more similar to borrowing, I call it public debt." Seeing that the other party wanted to be crooked, Li Anran hurriedly waved his hand and explained.

"Real person, what is this public debt?" Although I have read a few books about financial investment recently, it is the first time I have heard this famous Li Shimin, and I asked puzzledly.

Li Anran, who knew that there was no such content in the few basic financial materials he handed over before, explained with a smile: "Public debt, literally explained as the debt of the common public, but in my opinion, it is more appropriate to describe it as the debt of the state, which is simply a way for the state to borrow money directly from the people." ”

"Borrowing money directly from the people?" Li Shimin, who was stunned by this unbelievable answer, came back to his senses after a while, shook his head and said with a wry smile: "But ...... But a real person, not to mention whether this can be done, if it can be done, how can it be borrowed? ”

"Is it necessary for me to make a decree to forcibly borrow money from the people? Isn't this the same as imposing a tax? True person, if this is the case, please forgive me for not being able to agree, it is better for me to bear the money myself. ”

Regarding Li Shimin's answer, although Li Anran said that he was not sure that some of these words were sincere, some were for face, and some were helpless, but no matter what, it was always good to hear such an answer.

Seeing that the other party had misunderstood what he meant, he immediately explained with a smile: "Your Majesty, this kind of public debt is based on the credit of the state, and the relationship between creditor's rights and debts formed by raising funds from the people does not need to be forced. ”

"The specific process is that the state issues bonds similar to money bills, and then puts them on the market and the people buy them themselves. In this way, the people who bought the public bonds became the creditors of the state. Of course, everything is voluntary. ”

Although he hadn't figured out the relationship between the creditor's right and the debt, Li Shimin instinctively grasped the key point and asked: "Real person, even if this public debt is not forced to be bought, those people will not buy it for no reason, right?" ”

"Your Majesty, as for how to make the people consciously and voluntarily buy public bonds, it is very simple to say, that is, to make the return of this public bond higher than the investment and financial management projects of the bank, so that more people can naturally be attracted to buy it."

"An investment and wealth management project with higher returns than the bank?" Li Shimin, who was stunned for a moment, hurriedly said: "Real person, do you mean that you are using high interest rates to attract people to buy this kind of public bonds?" But with such a huge number, how can the people be reassured? ”

"It's very simple, as I said before, this public debt is, to put it bluntly, the state borrowing money from the people. If you borrow money, you naturally have to have collateral. However, unlike ordinary lending, borrowing money in the name of the state does not require any actual collateral. ”

"It is completely sufficient to guarantee only the country's finances and His Majesty's credit, and I believe that with the prosperity of the Tang Dynasty and the eloquence of His Majesty, no one will doubt that the money will not be paid." While Li Anran explained with a smile, he didn't forget to pat his ass.

If someone else said this, although Li Shimin would be happy to hear it, he also knew that this was just the words of the people below. But this person in front of him is a true immortal from the upper realm to the lower realm, and the other party praises himself so much, and he is really happy in his heart.

It's just that the hi skin is the high skin, and Li Shimin didn't get carried away. On the contrary, after thinking about the words just now, I couldn't help but feel a palpitation in my heart, after all, the person who can come up with such an unthinkable method is enough to deserve the word terrible.

Thanks to the fact that the other party is a true immortal who came down from the upper realm, he obviously has the ability to seek a dynasty and usurp the throne with a light yì, but he doesn't mean to do it at all. On the contrary, he has made all kinds of beneficial moves to Datang one after another, otherwise, Li Shimin really has to weigh it carefully.

"Real person, this kind of public debt can't make up such a huge amount of money in a short period of time, right? And, if that's all it takes, what does it have to do with real people's money? Li Shimin, who was very bookish, asked again.

"What His Majesty said is very true, this kind of public debt really can't make up such a huge amount of money in a short period of time, but it is precisely because of this that my money bank needs to come forward." Li Anran, who was not surprised that the other party would ask this, said with a smile.

"Oh? I would like to hear about it. Li Shimin pondered for a moment and said.

"In fact, it is very simple, the public bonds issued this time will be bought out by the People's Bank of the Celestial Dynasty at one time, so that the problem of sales will naturally not need to be worried about by His Majesty." Speaking of this, Li Anran opened his wrist-type personal terminal again.

It was just a few minutes before and after, and Xiangyun, who had left before, appeared again. Only this time, instead of a box with several coins and tickets, she was holding a stack of documents that had just been printed out and already bound.

Li Shimin, who took over this document from Li Anran's hand, saw a few big words on the cover at first glance, and immediately couldn't help but read it out: "The specific construction of the bonds issued by the Tang Empire?" (To be continued......)